Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Bergisch Gladbach

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,016 in Bergisch Gladbach, rent and utilities included – about $8,200 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
97

Cost of Living Index in Bergisch Gladbach
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Bergisch Gladbach Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Bergisch Gladbach

🇩🇪 Germany

$2,016

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bergisch Gladbach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bergisch Gladbach actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,016 in Bergisch Gladbach, rent included.

Ubud, Bali $1,331
Bergisch Gladbach $2,016

A couple spends around $2,255 per month in Ubud, Bali vs $3,090 in Bergisch Gladbach, rent included.

Ubud, Bali $2,255
Bergisch Gladbach $3,090

A family of three spends $3,180 per month in Ubud, Bali vs $4,165 in Bergisch Gladbach, rent included.

Ubud, Bali $3,180
Bergisch Gladbach $4,165

Ubud, Bali is about 34% cheaper than Bergisch Gladbach, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Bergisch Gladbach is 49% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$16.49 €14.75

-79.50%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$85.6 €76.5

-59.51%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$11.92 €10.66

-53.27%

Cappuccino

$2.62 Rp 47.5K

$4.01 €3.59

-34.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.18 €1.95

-29.36%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.22 €1.99

-71.17%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$5.07 €4.53

-47.34%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$5.08 €4.54

-16.14%

Milk (1 liter)

$1.46 Rp 26.5K

$1.32 €1.18

10.61%

White Bread (500g)

$2.29 Rp 41.6K

$2.57 €2.30

-10.89%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.26 €2.91

-65.95%

Eggs

$2.10 Rp 38.1K

$3.60 €3.22

-41.67%

Local Cheese (1kg)

$15.94 Rp 289.2K

$14.03 €12.54

13.61%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$11.55 €10.32

-66.41%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$18.26 €16.33

-37.57%

Apples (1kg)

$3.55 Rp 64.4K

$3.28 €2.93

8.23%

Banana (1kg)

$1.54 Rp 27.9K

$2.00 €1.79

-23.00%

Oranges (1kg)

$2.23 Rp 40.5K

$2.57 €2.29

-13.23%

Tomato (1kg)

$1.97 Rp 35.8K

$3.85 €3.45

-48.83%

Potato (1kg)

$1.86 Rp 33.7K

$1.29 €1.15

44.19%

Onion (1kg)

$2.42 Rp 43.9K

$1.19 €1.07

103.36%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.75 €1.56

-41.71%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.35 €1.20

-61.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$9.91 €8.86

-77.80%

Wine (Bottle)

$21.79 Rp 395.2K

$6.65 €5.94

227.67%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.25 €1.11

86.40%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.51 €1.35

96.69%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$4.40 €3.94

-94.32%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$63.5 €56.8

-87.14%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$5.35 €4.79

-91.78%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$2.83 €2.53

-83.39%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$32.96 €29.48

-83.01%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.27 €2.03

-63.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$30.2K €27.0K

-19.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$38.2K €34.2K

-17.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$310 €277

-74.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$13.67 €12.23

-55.08%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$47.91 €42.84

-60.51%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$88.6 €79.2

-42.46%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$14.97 €13.39

-70.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,098 €982

-55.16%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$16.6K €14.8K

-26.37%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$87.3 €78.0

-48.24%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$32.93 €29.44

5.95%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$95.0 €85.0

-17.57%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$125 €112

-37.81%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$891 €796

21.00%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$672 €601

-1.13%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,444 €1,291

143.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,247 €1,115

34.01%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$8,502 €7,602

-72.48%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$5,703 €5,100

-60.79%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,974 €3,553

-95.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.96

247.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Bergisch Gladbach: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Bergisch Gladbach

$672 33.4% 1.1% $7.6

Groceries & Markets

Ubud, Bali

$279 21%

Bergisch Gladbach

$331 16.4% 18.4% $51

Clothing & Footwear

Ubud, Bali

$106 8%

Bergisch Gladbach

$153 7.6% 44.1% $47

Eating Out

Ubud, Bali

$106 8%

Bergisch Gladbach

$269 13.3% 154% $163

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Bergisch Gladbach

$371 18.4% 262% $269

Sport & Entertainment

Ubud, Bali

$60 4.5%

Bergisch Gladbach

$119 5.9% 98.4% $59

Getting Around

Ubud, Bali

$12 0.9%

Bergisch Gladbach

$101 5% 742% $89

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $891 in Bergisch Gladbach. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bergisch Gladbach are about 24 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $86 in Bergisch Gladbach. Monthly groceries follow the same trend: $279 vs $331 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Bergisch Gladbach

🕒 Local time

08:44 8:44 AM

01:44 1:44 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

109,425

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Bergisch Gladbach 12,010 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Bergisch Gladbach

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bergisch Gladbach: Cost of Living - Frequently Asked Questions

Bergisch Gladbach costs about 51% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,024 in Bergisch Gladbach. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bergisch Gladbach, especially for central apartments: a one-bedroom in the center costs $891 there versus $1,078 in Ubud, Bali.

Groceries cost about 18% more in Bergisch Gladbach, though the gap depends on what you buy.

A mid-range dinner for two costs $35 in Ubud, Bali and $86 in Bergisch Gladbach. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,016 in Bergisch Gladbach. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,016 in Bergisch Gladbach. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Bergisch Gladbach makes more sense. Both are solid long-term options with distinct trade-offs.