Last update: Oct 2026

Cost of Living Comparison Between Bergisch Gladbach and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,016 in Bergisch Gladbach, rent and utilities included – about $8,200 less a year. Other living expenses account for most of the difference.

97

Cost of Living Index in Bergisch Gladbach
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Bergisch Gladbach Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bergisch Gladbach

🇩🇪 Germany

$2,016

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergisch Gladbach and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergisch Gladbach and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,016 per month in Bergisch Gladbach vs $1,331 in Ubud, Bali, rent included.

Bergisch Gladbach $2,016
Ubud, Bali $1,331

A couple spends around $3,090 per month in Bergisch Gladbach vs $2,255 in Ubud, Bali, rent included.

Bergisch Gladbach $3,090
Ubud, Bali $2,255

A family of three spends $4,165 per month in Bergisch Gladbach vs $3,180 in Ubud, Bali, rent included.

Bergisch Gladbach $4,165
Ubud, Bali $3,180

Bergisch Gladbach costs about 51% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Bergisch Gladbach sits 49% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.49 €14.71

$3.38 Rp 61.3K

387.87%

Three-Course Dinner for Two, Mid-Range

$85.6 €76.3

$34.65 Rp 628.8K

146.96%

Fast Food Meal (McDonalds, etc)

$11.92 €10.63

$5.57 Rp 101.2K

114.00%

Cappuccino

$4.01 €3.58

$2.62 Rp 47.5K

53.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 €1.94

$1.54 Rp 27.9K

41.56%

Water (0.33 liter bottle)

$2.22 €1.98

$0.64 Rp 11.6K

246.88%

Local Beer (0.5 liter draught)

$5.07 €4.52

$2.67 Rp 48.4K

89.89%

Imported Beer (0.33 liter bottle)

$5.08 €4.53

$4.26 Rp 77.4K

19.25%

Milk (1 liter)

$1.32 €1.18

$1.46 Rp 26.5K

-9.59%

White Bread (500g)

$2.57 €2.29

$2.29 Rp 41.6K

12.23%

Rice (white) (1kg)

$3.26 €2.91

$1.11 Rp 20.1K

193.69%

Eggs

$3.60 €3.21

$2.10 Rp 38.1K

71.43%

Local Cheese (1kg)

$14.03 €12.51

$15.94 Rp 289.3K

-11.98%

Chicken Fillets (1kg)

$11.55 €10.30

$3.88 Rp 70.5K

197.68%

Beef Round Steak (1kg)

$18.26 €16.29

$11.40 Rp 206.9K

60.18%

Apples (1kg)

$3.28 €2.93

$3.55 Rp 64.5K

-7.61%

Banana (1kg)

$2.00 €1.78

$1.54 Rp 27.9K

29.87%

Oranges (1kg)

$2.57 €2.29

$2.23 Rp 40.5K

15.25%

Tomato (1kg)

$3.85 €3.44

$1.97 Rp 35.8K

95.43%

Potato (1kg)

$1.29 €1.15

$1.86 Rp 33.7K

-30.65%

Onion (1kg)

$1.19 €1.06

$2.42 Rp 43.9K

-50.83%

Lettuce (1 head)

$1.75 €1.56

$1.02 Rp 18.6K

71.57%

Water (1.5 liter bottle)

$1.35 €1.20

$0.52 Rp 9,479

159.62%

Cigarettes 20 Pack (Marlboro, Camel)

$9.91 €8.84

$2.20 Rp 39.9K

350.45%

Wine (Bottle)

$6.65 €5.93

$21.79 Rp 395.4K

-69.48%

Local Beer (0.5 liter bottle)

$1.25 €1.11

$2.33 Rp 42.2K

-46.35%

Imported Beer (0.33 liter bottle)

$1.51 €1.35

$2.97 Rp 53.9K

-49.16%

One-way Ticket (Public Transport)

$4.40 €3.93

$0.25 Rp 4,544

1660.00%

Public Transport Monthly Pass (Regular Price)

$63.5 €56.7

$8.17 Rp 148.4K

677.72%

Taxi Start (Normal Tariff)

$5.35 €4.77

$0.44 Rp 7,944

1115.91%

Taxi (Normal Tariff) (1km)

$2.83 €2.53

$0.47 Rp 8,493

502.13%

Taxi 1hour Waiting (Normal Tariff)

$32.96 €29.40

$5.60 Rp 101.6K

488.57%

Gasoline (1 liter)

$2.27 €2.03

$0.83 Rp 15.0K

173.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K €26.9K

$24.4K Rp 443.7M

23.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.1K

$31.7K Rp 575.2M

20.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$310 €276

$77.5 Rp 1.4M

299.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.67 €12.20

$6.14 Rp 111.5K

122.64%

Internet (50+ Mbps, Unlimited Data)

$47.91 €42.74

$18.92 Rp 343.3K

153.22%

Gym Membership (Monthly)

$88.6 €79.0

$51.0 Rp 925.4K

73.78%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$14.97 €13.36

$4.38 Rp 79.5K

241.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,098 €980

$492 Rp 8.9M

123.04%

International Primary School, 1 Child (Yearly)

$16.6K €14.8K

$12.2K Rp 221.8M

35.81%

Jeans (Levis 501 Or Similar)

$87.3 €77.8

$45.16 Rp 819.6K

93.20%

Summer Dress (H&M, Zara, etc)

$32.93 €29.37

$34.89 Rp 633.2K

-5.62%

Sport Shoes (Adidas, Nike)

$95.0 €84.8

$78.3 Rp 1.4M

21.31%

Men's Leather Business Shoes

$125 €112

$77.9 Rp 1.4M

60.79%

1-bedroom Apartment, City Center (Monthly)

$891 €794

$1,078 Rp 19.6M

-17.35%

1-bedroom Apartment, Outside City Center (Monthly)

$672 €600

$665 Rp 12.1M

1.14%

3-bedroom Apartment, City Center (Monthly)

$1,444 €1,288

$3,510 Rp 63.7M

-58.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,247 €1,112

$1,671 Rp 30.3M

-25.38%

Buy Apartment in City Center (m2)

$8,502 €7,584

$2,340 Rp 42.5M

263.32%

Buy Apartment Outside City Center (m2)

$5,703 €5,087

$2,236 Rp 40.6M

155.04%

Average Monthly Net Salary (After Tax)

$3,974 €3,544

$166 Rp 3.0M

2288.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

13.78

-71.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergisch Gladbach: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergisch Gladbach

$672 33.4%

Ubud, Bali

$665 50% 1.1% $7.6

Monthly Utilities & Internet

Bergisch Gladbach

$371 18.4%

Ubud, Bali

$103 7.7% 72.4% $269

Groceries & Markets

Bergisch Gladbach

$331 16.4%

Ubud, Bali

$279 21% 15.5% $51

Eating Out

Bergisch Gladbach

$269 13.3%

Ubud, Bali

$106 8% 60.7% $163

Clothing & Footwear

Bergisch Gladbach

$153 7.6%

Ubud, Bali

$106 8% 30.6% $47

Sport & Entertainment

Bergisch Gladbach

$119 5.9%

Ubud, Bali

$60 4.5% 49.6% $59

Getting Around

Bergisch Gladbach

$101 5%

Ubud, Bali

$12 0.9% 88.1% $89

Cost Breakdown

A central one-bedroom costs $891 in Bergisch Gladbach versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bergisch Gladbach are about 24 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86 in Bergisch Gladbach versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $331 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇩🇪 Bergisch Gladbach

🇮🇩 Ubud, Bali

🕒 Local time

11:43 11:43 AM

18:43 6:43 PM

7 h ahead of Bergisch Gladbach

🌤 Weather

👥 Population

109,425

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Bergisch Gladbach Ubud, Bali 12,010 km ≈ 16 h nonstop flight

From you

Bergisch Gladbach
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergisch Gladbach vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bergisch Gladbach costs about 51% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,024 per month in Bergisch Gladbach and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bergisch Gladbach, especially for central apartments: a one-bedroom in the center costs $891 there versus $1,078 in Ubud, Bali.

Groceries cost about 18% more in Bergisch Gladbach, though the gap depends on what you buy.

A mid-range dinner for two costs $86 in Bergisch Gladbach and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,016 in Bergisch Gladbach and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,016 in Bergisch Gladbach. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Bergisch Gladbach makes more sense. Both are solid long-term options with distinct trade-offs.