Cost of Living Comparison Between Ubud, Bali and Baramulla Cost of Living Comparison Between Ubud, Bali and Baramulla

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $388 in Baramulla.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $614 in Baramulla.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $841 in Baramulla.

Living in Ubud, Bali is roughly 263% more expensive than in Baramulla, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Baramulla is 71% below.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$2.27 ₹218

51.98%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 579.0K

$10.41 ₹1,002

210.66%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$3.77 ₹363

28.38%

Cappuccino

$2.75 Rp 49.2K

$1.53 ₹147

79.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.38 ₹36.42

263.16%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$0.17 ₹16.42

341.18%

Local Beer (0.5 liter draught)

$2.99 Rp 53.6K

$1.79 ₹172

67.04%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$3.02 ₹290

27.48%

Milk (1 liter)

$1.74 Rp 31.1K

$0.66 ₹63.6

163.64%

White Bread (500g)

$2.46 Rp 44.0K

$0.49 ₹46.80

402.04%

Rice (white) (1kg)

$1.17 Rp 20.9K

$0.68 ₹65.3

72.06%

Eggs

$2.43 Rp 43.5K

$0.95 ₹91.8

155.79%

Local Cheese (1kg)

$14.50 Rp 259.7K

$4.92 ₹473

194.72%

Chicken Fillets (1kg)

$4.35 Rp 77.9K

$2.92 ₹281

48.97%

Beef Round Steak (1kg)

$11.98 Rp 214.5K

Apples (1kg)

$3.72 Rp 66.6K

$1.97 ₹190

88.83%

Banana (1kg)

$1.63 Rp 29.1K

$0.68 ₹65.2

139.71%

Oranges (1kg)

$2.74 Rp 49.1K

$0.99 ₹95.7

176.77%

Tomato (1kg)

$2.24 Rp 40.1K

$0.51 ₹48.74

339.22%

Potato (1kg)

$1.92 Rp 34.3K

$0.35 ₹33.92

448.57%

Onion (1kg)

$2.28 Rp 40.7K

$0.41 ₹39.38

456.10%

Lettuce (1 head)

$1.06 Rp 19.0K

$0.48 ₹46.20

120.83%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.32 ₹30.53

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$4.04 ₹388

-18.56%

Wine (Bottle)

$23.19 Rp 415.3K

$6.89 ₹663

236.57%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$1.71 ₹165

62.57%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$2.87 ₹277

-4.88%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.09 ₹490

One-way Ticket (Public Transport)

$0.27 Rp 4,768

$0.28 ₹26.69

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.1K

$8.82 ₹849

-8.05%

Taxi Start (Normal Tariff)

$0.48 Rp 8,643

$0.80 ₹76.9

-40.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,517

$0.26 ₹25.19

61.54%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.4K

$1.43 ₹138

334.97%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.22 ₹117

-33.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.4M

$13.9K ₹1.3M

91.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.3M

$22.1K ₹2.1M

45.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$39.59 ₹3,810

97.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$3.39 ₹326

20.06%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.5K

$7.25 ₹698

235.59%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$16.24 ₹1,562

507.20%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.4K

$7.09 ₹682

-10.58%

Cinema Ticket

$3.99 Rp 71.4K

$2.99 ₹287

33.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$50.5 ₹4,863

503.54%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.9M

$1,566 ₹150.7K

324.06%

Jeans (Levis 501 Or Similar)

$54.1 Rp 969.3K

$24.25 ₹2,334

123.26%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.9K

$25.02 ₹2,407

51.12%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$43.46 ₹4,182

99.82%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$31.45 ₹3,027

142.77%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$126 ₹12.2K

684.48%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$77.3 ₹7,438

770.40%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$270 ₹25.9K

1152.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$181 ₹17.4K

1034.21%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$971 ₹93.4K

188.98%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$515 ₹49.5K

332.53%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$346 ₹33.3K

-51.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

47.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Baramulla: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $126 in Baramulla. Housing cost is often the main lever when comparing two cities.

Baramulla pays 107% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $10.00 in Baramulla for a mid-range dinner for two. Groceries echo the gap at $297 vs $104 per month, with Baramulla cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baramulla: Cost of Living - Frequently Asked Questions

Baramulla wins on cost – living expenses run 263% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baramulla the obvious pick if budget is a priority.

On paper, salaries run 107% lower in Baramulla. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $126 in Baramulla. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $50.5 in Baramulla. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 187% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $388 in Baramulla versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Baramulla but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baramulla the clear choice for anyone on this budget.

Both work as nomad bases, but Baramulla delivers better value – similar infrastructure at $388 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baramulla hard to pass up.

Safety-wise, Ubud, Bali and Baramulla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baramulla gentler on the wallet – expenses run 263% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.