Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Baramulla

For one person, living is cheaper in Baramulla: $361 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Baramulla
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Baramulla Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Baramulla

🇮🇳 India

$361

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Baramulla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Baramulla actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $361 in Baramulla.

Ubud, Bali $1,353
Baramulla $361

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $575 in Baramulla.

Ubud, Bali $2,297
Baramulla $575

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $788 in Baramulla.

Ubud, Bali $3,241
Baramulla $788

Living in Ubud, Bali is roughly 274% more expensive than in Baramulla, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Baramulla is 73% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.07 ₹197

56.04%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$10.52 ₹999

231.56%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.62 ₹344

57.46%

Cappuccino

$2.62 Rp 47.1K

$1.59 ₹151

64.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.39 ₹37.47

341.03%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.14 ₹12.93

478.57%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.79 ₹170

48.04%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.99 ₹284

46.15%

Milk (1 liter)

$1.57 Rp 28.3K

$0.62 ₹59.1

153.23%

White Bread (500g)

$2.19 Rp 39.5K

$0.44 ₹41.65

397.73%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.62 ₹58.6

90.32%

Eggs

$2.16 Rp 38.8K

$0.91 ₹86.4

137.36%

Local Cheese (1kg)

$17.65 Rp 317.7K

$4.38 ₹416

302.97%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.87 ₹272

31.71%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

$1.90 ₹181

89.47%

Banana (1kg)

$1.59 Rp 28.6K

$0.67 ₹63.4

137.31%

Oranges (1kg)

$2.31 Rp 41.6K

$0.91 ₹86.3

153.85%

Tomato (1kg)

$1.91 Rp 34.3K

$0.45 ₹42.44

324.44%

Potato (1kg)

$1.78 Rp 32.1K

$0.35 ₹32.85

408.57%

Onion (1kg)

$2.33 Rp 41.9K

$0.37 ₹35.06

529.73%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.47 ₹44.59

112.77%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.31 ₹29.60

70.97%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$4.97 ₹472

-53.92%

Wine (Bottle)

$22.07 Rp 397.3K

$7.24 ₹688

204.83%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.60 ₹152

46.88%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.56 ₹243

16.41%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.92 ₹467

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.27 ₹25.66

-14.81%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$7.70 ₹731

15.58%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.85 ₹80.8

-44.71%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.25 ₹23.61

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.62 ₹153

237.65%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.10 ₹105

-24.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$12.7K ₹1.2M

88.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.8K ₹1.9M

65.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$35.15 ₹3,338

127.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$3.21 ₹305

104.36%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$6.58 ₹624

182.67%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$14.15 ₹1,343

282.47%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$6.47 ₹614

182.53%

Cinema Ticket

$4.25 Rp 76.5K

$2.87 ₹272

48.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$46.47 ₹4,413

960.23%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,418 ₹134.6K

294.75%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$21.15 ₹2,008

115.51%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$23.27 ₹2,209

50.24%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$38.51 ₹3,657

101.82%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$27.89 ₹2,648

181.53%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$123 ₹11.7K

821.85%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$73.7 ₹6,998

813.12%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$260 ₹24.7K

1289.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$173 ₹16.4K

885.59%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$969 ₹92.0K

180.38%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$511 ₹48.6K

338.27%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$344 ₹32.7K

-51.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

53.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Baramulla: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Baramulla

$74 20.4% 89% $599

Groceries & Markets

Ubud, Bali

$287 21.2%

Baramulla

$99 27.3% 65.7% $189

Clothing & Footwear

Ubud, Bali

$107 7.9%

Baramulla

$50 13.8% 53.2% $57

Eating Out

Ubud, Bali

$106 7.9%

Baramulla

$64 17.6% 40.2% $43

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Baramulla

$45 12.4% 57.3% $60

Sport & Entertainment

Ubud, Bali

$63 4.6%

Baramulla

$20 5.5% 68.3% $43

Getting Around

Ubud, Bali

$12 0.9%

Baramulla

$11 3% 12.6% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $123 in Baramulla. Housing cost is often the main lever when comparing two cities.

Baramulla pays 107% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $11.00 in Baramulla for a mid-range dinner for two. Groceries echo the gap at $287 vs $99.0 per month, with Baramulla cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Baramulla

🕒 Local time

21:57 9:57 PM

19:27 7:27 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

58,053

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Baramulla 6,410 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Baramulla

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baramulla: Cost of Living - Frequently Asked Questions

Baramulla wins on cost – living expenses run 274% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baramulla the obvious pick if budget is a priority.

On paper, salaries run 107% lower in Baramulla. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $123 in Baramulla. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $46.47 in Baramulla. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 191% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $361 in Baramulla versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Baramulla but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baramulla the clear choice for anyone on this budget.

Both work as nomad bases, but Baramulla delivers better value – similar infrastructure at $361 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baramulla hard to pass up.

Safety-wise, Ubud, Bali and Baramulla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baramulla gentler on the wallet – expenses run 274% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.