Cost of Living Comparison Between Ubud, Bali and Baramulla Cost of Living Comparison Between Ubud, Bali and Baramulla

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $359 in Baramulla.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $577 in Baramulla.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $794 in Baramulla.

Living in Ubud, Bali is roughly 288% more expensive than in Baramulla, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Baramulla is 74% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$2.12 ₹200

58.96%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.4K

$10.72 ₹1,013

259.98%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$3.59 ₹339

53.76%

Cappuccino

$2.64 Rp 46.6K

$1.78 ₹168

48.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.37 ₹35.23

351.35%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.16 ₹15.19

381.25%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.69 ₹160

55.62%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.86 ₹270

49.65%

Milk (1 liter)

$1.55 Rp 27.3K

$0.67 ₹63.6

131.34%

White Bread (500g)

$2.22 Rp 39.2K

$0.47 ₹44.55

372.34%

Rice (white) (1kg)

$1.13 Rp 19.8K

$0.67 ₹63.3

68.66%

Eggs

$2.09 Rp 36.8K

$0.89 ₹84.4

134.83%

Local Cheese (1kg)

$17.39 Rp 306.7K

$4.56 ₹431

281.36%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$2.77 ₹262

39.71%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

Apples (1kg)

$3.62 Rp 63.8K

$1.92 ₹182

88.54%

Banana (1kg)

$1.56 Rp 27.5K

$0.68 ₹64.0

129.41%

Oranges (1kg)

$2.35 Rp 41.5K

$0.93 ₹88.2

152.69%

Tomato (1kg)

$2.06 Rp 36.2K

$0.44 ₹41.55

368.18%

Potato (1kg)

$1.90 Rp 33.5K

$0.36 ₹33.72

427.78%

Onion (1kg)

$2.34 Rp 41.2K

$0.41 ₹38.46

470.73%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.49 ₹46.43

110.20%

Water (1.5 liter bottle)

$0.55 Rp 9,781

$0.29 ₹26.99

89.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$4.32 ₹408

-47.92%

Wine (Bottle)

$23.81 Rp 419.8K

$8.17 ₹772

191.43%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.51 ₹142

52.98%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.64 ₹249

6.06%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.09 ₹481

One-way Ticket (Public Transport)

$0.27 Rp 4,803

$0.27 ₹25.75

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$7.00 ₹661

23.71%

Taxi Start (Normal Tariff)

$0.48 Rp 8,490

$0.78 ₹73.3

-38.46%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,865

$0.23 ₹21.27

95.65%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$1.61 ₹152

255.28%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.20 ₹113

-36.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$14.2K ₹1.3M

72.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.4M

$20.3K ₹1.9M

57.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$35.88 ₹3,390

132.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$3.54 ₹334

82.49%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$6.58 ₹622

188.60%

Gym Membership (Monthly)

$56.0 Rp 987.0K

$14.26 ₹1,348

292.50%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

$7.16 ₹676

160.06%

Cinema Ticket

$4.28 Rp 75.5K

$3.06 ₹289

39.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$48.29 ₹4,563

907.50%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.3M

$1,415 ₹133.7K

313.77%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.3K

$22.04 ₹2,083

106.72%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.5K

$22.77 ₹2,151

59.77%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$37.65 ₹3,558

117.69%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$27.70 ₹2,617

190.25%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$125 ₹11.8K

795.85%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$74.5 ₹7,037

841.43%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$264 ₹24.9K

1241.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$174 ₹16.4K

913.56%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$970 ₹91.6K

191.41%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$508 ₹48.0K

351.33%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$340 ₹32.1K

-50.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

53.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Baramulla: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $125 in Baramulla. Housing cost is often the main lever when comparing two cities.

Baramulla pays 100% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $11.00 in Baramulla for a mid-range dinner for two. Groceries echo the gap at $293 vs $101 per month, with Baramulla cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baramulla: Cost of Living - Frequently Asked Questions

Baramulla wins on cost – living expenses run 288% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baramulla the obvious pick if budget is a priority.

On paper, salaries run 100% lower in Baramulla. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $125 in Baramulla. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $48.29 in Baramulla. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 189% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $359 in Baramulla versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Baramulla but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baramulla the clear choice for anyone on this budget.

Both work as nomad bases, but Baramulla delivers better value – similar infrastructure at $359 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baramulla hard to pass up.

Safety-wise, Ubud, Bali and Baramulla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baramulla gentler on the wallet – expenses run 288% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.