🙂Monthly costs for one person with rent: $388 in Baramulla versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $614 in Baramulla versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $841 in Baramulla versus $3,763 in Ubud, Bali.
🌍Living in Baramulla costs roughly 72% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Baramulla is 71% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Baramulla
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.27₹218
$3.45Rp 61.8K
-34.20%
Three-Course Dinner for Two, Mid-Range
$10.41₹1,002
$32.34Rp 579.0K
-67.81%
Fast Food Meal(McDonalds, etc)
$3.77₹363
$4.84Rp 86.7K
-22.11%
Cappuccino
$1.53₹147
$2.75Rp 49.2K
-44.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.38₹36.42
$1.38Rp 24.8K
-72.46%
Water(0.33 liter bottle)
$0.17₹16.42
$0.75Rp 13.4K
-77.33%
Local Beer(0.5 liter draught)
$1.79₹172
$2.99Rp 53.6K
-40.13%
Imported Beer(0.33 liter bottle)
$3.02₹290
$3.85Rp 68.9K
-21.56%
🛒 Groceries & Markets
Baramulla
Ubud, Bali
Difference
Milk(1 liter)
$0.66₹63.6
$1.74Rp 31.1K
-62.07%
White Bread(500g)
$0.49₹46.80
$2.46Rp 44.0K
-80.08%
Rice(white)(1kg)
$0.68₹65.3
$1.17Rp 20.9K
-41.88%
Eggs
$0.95₹91.8
$2.43Rp 43.5K
-60.91%
Local Cheese(1kg)
$4.92₹473
$14.50Rp 259.7K
-66.07%
Chicken Fillets(1kg)
$2.92₹281
$4.35Rp 77.9K
-32.87%
Beef Round Steak(1kg)
-
$11.98Rp 214.5K
-
Apples(1kg)
$1.97₹190
$3.72Rp 66.6K
-47.04%
Banana(1kg)
$0.68₹65.2
$1.63Rp 29.1K
-58.28%
Oranges(1kg)
$0.99₹95.7
$2.74Rp 49.1K
-63.87%
Tomato(1kg)
$0.51₹48.74
$2.24Rp 40.1K
-77.23%
Potato(1kg)
$0.35₹33.92
$1.92Rp 34.3K
-81.77%
Onion(1kg)
$0.41₹39.38
$2.28Rp 40.7K
-82.02%
Lettuce(1 head)
$0.48₹46.20
$1.06Rp 19.0K
-54.72%
Water(1.5 liter bottle)
$0.32₹30.53
$0.72Rp 12.9K
-55.56%
Cigarettes 20 Pack(Marlboro, Camel)
$4.04₹388
$3.29Rp 58.8K
22.80%
Wine(Bottle)
$6.89₹663
$23.19Rp 415.3K
-70.29%
Local Beer(0.5 liter bottle)
$1.71₹165
$2.78Rp 49.7K
-38.49%
Imported Beer(0.33 liter bottle)
$2.87₹277
$2.73Rp 48.9K
5.13%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$5.09₹490
-
-
🚌 Getting Around
Baramulla
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.28₹26.69
$0.27Rp 4,768
3.70%
Public Transport Monthly Pass(Regular Price)
$8.82₹849
$8.11Rp 145.1K
8.75%
Taxi Start(Normal Tariff)
$0.80₹76.9
$0.48Rp 8,643
66.67%
Taxi(Normal Tariff)(1km)
$0.26₹25.19
$0.42Rp 7,517
-38.10%
Taxi 1hour Waiting(Normal Tariff)
$1.43₹138
$6.22Rp 111.4K
-77.01%
Gasoline(1 liter)
$1.22₹117
$0.81Rp 14.6K
50.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$13.9K₹1.3M
$26.6KRp 476.4M
-47.85%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.1K₹2.1M
$32.2KRp 576.3M
-31.38%
🧾 Monthly Utilities & Internet
Baramulla
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$39.59₹3,810
$78.4Rp 1.4M
-49.47%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.39₹326
$4.07Rp 72.8K
-16.71%
Internet(50+ Mbps, Unlimited Data)
$7.25₹698
$24.33Rp 435.5K
-70.20%
🎉 Sport & Entertainment
Baramulla
Ubud, Bali
Difference
Gym Membership(Monthly)
$16.24₹1,562
$98.6Rp 1.8M
-83.53%
Tennis Court(1 Hour on Weekend)
$7.09₹682
$6.34Rp 113.4K
11.83%
Cinema Ticket
$2.99₹287
$3.99Rp 71.4K
-25.06%
🧸 Childcare & Education
Baramulla
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$50.5₹4,863
$305Rp 5.5M
-83.43%
International Primary School, 1 Child(Yearly)
$1,566₹150.7K
$6,642Rp 118.9M
-76.42%
👕👟 Clothing & Footwear
Baramulla
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$24.25₹2,334
$54.1Rp 969.3K
-55.21%
Summer Dress(H&M, Zara, etc)
$25.02₹2,407
$37.81Rp 676.9K
-33.83%
Sport Shoes(Adidas, Nike)
$43.46₹4,182
$86.8Rp 1.6M
-49.95%
Men's Leather Business Shoes
$31.45₹3,027
$76.4Rp 1.4M
-58.81%
🏠 Accommodation & Living
Baramulla
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$126₹12.2K
$992Rp 17.8M
-87.25%
1-bedroom Apartment, Outside City Center(Monthly)
$77.3₹7,438
$673Rp 12.0M
-88.51%
3-bedroom Apartment, City Center(Monthly)
$270₹25.9K
$3,375Rp 60.4M
-92.01%
3-bedroom Apartment, Outside City Center(Monthly)
$181₹17.4K
$2,050Rp 36.7M
-91.18%
Buy Apartment in City Center(m2)
$971₹93.4K
$2,805Rp 50.2M
-65.40%
Buy Apartment Outside City Center(m2)
$515₹49.5K
$2,227Rp 39.9M
-76.88%
💵 Salaries & Financials
Baramulla
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$346₹33.3K
$167Rp 3.0M
107.18%
20-Year Fixed Mortgage Interest Rate(Annual %)
9
13.28
-32.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Baramulla: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $126 in Baramulla and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Baramulla pays 107% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $10.00 in Baramulla vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $104 vs $297 per month, with Baramulla cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baramulla vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Baramulla or Ubud, Bali?
Baramulla wins on cost – living expenses run 263% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baramulla the obvious pick if budget is a priority.
Are salaries higher in Baramulla or in Ubud, Bali?
Average pay runs 107% higher in Baramulla, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Baramulla compared to Ubud, Bali?
Rent for a central apartment: $126 in Baramulla versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Baramulla and in Ubud, Bali?
Childcare runs $50.5 in Baramulla versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Baramulla or in Ubud, Bali?
Supermarket bills run roughly 187% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Baramulla or in Ubud, Bali?
At $388 in Baramulla versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Baramulla but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baramulla the clear choice for anyone on this budget.
Which city is better for digital nomads, Baramulla or Ubud, Bali?
Both work as nomad bases, but Baramulla delivers better value – similar infrastructure at $388 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baramulla hard to pass up.
How safe is Baramulla compared to Ubud, Bali?
Safety-wise, Baramulla and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Baramulla gentler on the wallet – expenses run 263% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.