Last update: Oct 2026

Cost of Living Comparison Between Baramulla and Ubud, Bali

For one person, living is cheaper in Baramulla: $361 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Baramulla
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Baramulla Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Baramulla

🇮🇳 India

$361

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Baramulla and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baramulla and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $361 in Baramulla versus $1,353 in Ubud, Bali.

Baramulla $361
Ubud, Bali $1,353

Estimated couple costs with rent: $575 in Baramulla versus $2,297 in Ubud, Bali.

Baramulla $575
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $788 in Baramulla versus $3,241 in Ubud, Bali.

Baramulla $788
Ubud, Bali $3,241

Living in Baramulla costs roughly 73% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Baramulla is 73% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$2.07 ₹197

$3.23 Rp 58.1K

-35.91%

Three-Course Dinner for Two, Mid-Range

$10.52 ₹999

$34.88 Rp 627.8K

-69.84%

Fast Food Meal (McDonalds, etc)

$3.62 ₹344

$5.70 Rp 102.5K

-36.49%

Cappuccino

$1.59 ₹151

$2.62 Rp 47.1K

-39.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹37.47

$1.72 Rp 31.0K

-77.33%

Water (0.33 liter bottle)

$0.14 ₹12.93

$0.81 Rp 14.6K

-82.72%

Local Beer (0.5 liter draught)

$1.79 ₹170

$2.65 Rp 47.7K

-32.45%

Imported Beer (0.33 liter bottle)

$2.99 ₹284

$4.37 Rp 78.6K

-31.58%

Milk (1 liter)

$0.62 ₹59.1

$1.57 Rp 28.3K

-60.51%

White Bread (500g)

$0.44 ₹41.65

$2.19 Rp 39.5K

-79.91%

Rice (white) (1kg)

$0.62 ₹58.6

$1.18 Rp 21.2K

-47.46%

Eggs

$0.91 ₹86.4

$2.16 Rp 38.8K

-57.87%

Local Cheese (1kg)

$4.38 ₹416

$17.65 Rp 317.7K

-75.18%

Chicken Fillets (1kg)

$2.87 ₹272

$3.78 Rp 68.0K

-24.07%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$1.90 ₹181

$3.60 Rp 64.8K

-47.22%

Banana (1kg)

$0.67 ₹63.4

$1.59 Rp 28.6K

-57.86%

Oranges (1kg)

$0.91 ₹86.3

$2.31 Rp 41.6K

-60.61%

Tomato (1kg)

$0.45 ₹42.44

$1.91 Rp 34.3K

-76.44%

Potato (1kg)

$0.35 ₹32.85

$1.78 Rp 32.1K

-80.34%

Onion (1kg)

$0.37 ₹35.06

$2.33 Rp 41.9K

-84.12%

Lettuce (1 head)

$0.47 ₹44.59

$1.00 Rp 18.0K

-53.00%

Water (1.5 liter bottle)

$0.31 ₹29.60

$0.53 Rp 9,509

-41.51%

Cigarettes 20 Pack (Marlboro, Camel)

$4.97 ₹472

$2.29 Rp 41.1K

117.03%

Wine (Bottle)

$7.24 ₹688

$22.07 Rp 397.3K

-67.20%

Local Beer (0.5 liter bottle)

$1.60 ₹152

$2.35 Rp 42.2K

-31.91%

Imported Beer (0.33 liter bottle)

$2.56 ₹243

$2.98 Rp 53.6K

-14.09%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.92 ₹467

One-way Ticket (Public Transport)

$0.27 ₹25.66

$0.23 Rp 4,112

17.39%

Public Transport Monthly Pass (Regular Price)

$7.70 ₹731

$8.90 Rp 160.2K

-13.48%

Taxi Start (Normal Tariff)

$0.85 ₹80.8

$0.47 Rp 8,466

80.85%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.61

$0.43 Rp 7,737

-41.86%

Taxi 1hour Waiting (Normal Tariff)

$1.62 ₹153

$5.47 Rp 98.4K

-70.38%

Gasoline (1 liter)

$1.10 ₹105

$0.83 Rp 14.9K

32.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.7K ₹1.2M

$23.9K Rp 429.8M

-46.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K ₹1.9M

$32.8K Rp 590.1M

-39.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$35.15 ₹3,338

$80.0 Rp 1.4M

-56.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.21 ₹305

$6.56 Rp 118.1K

-51.07%

Internet (50+ Mbps, Unlimited Data)

$6.58 ₹624

$18.60 Rp 334.8K

-64.62%

Gym Membership (Monthly)

$14.15 ₹1,343

$54.1 Rp 974.1K

-73.85%

Tennis Court (1 Hour on Weekend)

$6.47 ₹614

$18.28 Rp 329.0K

-64.61%

Cinema Ticket

$2.87 ₹272

$4.25 Rp 76.5K

-32.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$46.47 ₹4,413

$493 Rp 8.9M

-90.57%

International Primary School, 1 Child (Yearly)

$1,418 ₹134.6K

$5,597 Rp 100.7M

-74.67%

Jeans (Levis 501 Or Similar)

$21.15 ₹2,008

$45.58 Rp 820.4K

-53.60%

Summer Dress (H&M, Zara, etc)

$23.27 ₹2,209

$34.96 Rp 629.4K

-33.44%

Sport Shoes (Adidas, Nike)

$38.51 ₹3,657

$77.7 Rp 1.4M

-50.45%

Men's Leather Business Shoes

$27.89 ₹2,648

$78.5 Rp 1.4M

-64.48%

1-bedroom Apartment, City Center (Monthly)

$123 ₹11.7K

$1,131 Rp 20.4M

-89.15%

1-bedroom Apartment, Outside City Center (Monthly)

$73.7 ₹6,998

$673 Rp 12.1M

-89.05%

3-bedroom Apartment, City Center (Monthly)

$260 ₹24.7K

$3,613 Rp 65.0M

-92.80%

3-bedroom Apartment, Outside City Center (Monthly)

$173 ₹16.4K

$1,702 Rp 30.6M

-89.85%

Buy Apartment in City Center (m2)

$969 ₹92.0K

$2,717 Rp 48.9M

-64.33%

Buy Apartment Outside City Center (m2)

$511 ₹48.6K

$2,241 Rp 40.3M

-77.18%

Average Monthly Net Salary (After Tax)

$344 ₹32.7K

$166 Rp 3.0M

106.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-34.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baramulla: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Baramulla

$99 27.3%

Ubud, Bali

$287 21.2% 191% $189

Accommodation & Living

Baramulla

$74 20.4%

Ubud, Bali

$673 49.7% 813% $599

Eating Out

Baramulla

$64 17.6%

Ubud, Bali

$106 7.9% 67.3% $43

Clothing & Footwear

Baramulla

$50 13.8%

Ubud, Bali

$107 7.9% 114% $57

Monthly Utilities & Internet

Baramulla

$45 12.4%

Ubud, Bali

$105 7.8% 134% $60

Sport & Entertainment

Baramulla

$20 5.5%

Ubud, Bali

$63 4.6% 215% $43

Getting Around

Baramulla

$11 3%

Ubud, Bali

$12 0.9% 14.4% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $123 in Baramulla and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Baramulla pays 107% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11.00 in Baramulla vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $99.0 vs $287 per month, with Baramulla cheaper across the board.

Good to know

🇮🇳 Baramulla

🇮🇩 Ubud, Bali

🕒 Local time

18:46 6:46 PM

21:16 9:16 PM

2 h 30 min ahead of Baramulla

🌤 Weather

👥 Population

58,053

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Baramulla Ubud, Bali 6,410 km ≈ 9 h nonstop flight

From you

Baramulla
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baramulla vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Baramulla wins on cost – living expenses run 274% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baramulla the obvious pick if budget is a priority.

Average pay runs 107% higher in Baramulla, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $123 in Baramulla versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $46.47 in Baramulla versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 191% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $361 in Baramulla versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Baramulla but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baramulla the clear choice for anyone on this budget.

Both work as nomad bases, but Baramulla delivers better value – similar infrastructure at $361 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baramulla hard to pass up.

Safety-wise, Baramulla and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baramulla gentler on the wallet – expenses run 274% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.