Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Banga

For one person, living is cheaper in Banga: $431 a month against $1,331 in Ubud, Bali, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
21

Cost of Living Index in Banga
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Banga Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Banga

🇮🇳 India

$431

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Banga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Banga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $431 in Banga.

Ubud, Bali $1,331
Banga $431

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $710 in Banga.

Ubud, Bali $2,255
Banga $710

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $989 in Banga.

Ubud, Bali $3,180
Banga $989

Living in Ubud, Bali is roughly 209% more expensive than in Banga, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Banga 68% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$3.76 ₹356

-10.11%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$21.19 ₹2,007

63.52%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$3.71 ₹351

50.13%

Cappuccino

$2.62 Rp 47.5K

$2.47 ₹234

6.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.38 ₹36.47

305.26%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.15 ₹14.04

326.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.06 ₹195

29.61%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$3.18 ₹302

33.96%

Milk (1 liter)

$1.46 Rp 26.5K

$0.73 ₹69.6

100.00%

White Bread (500g)

$2.29 Rp 41.6K

$0.51 ₹48.61

349.02%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.76 ₹71.7

46.05%

Eggs

$2.10 Rp 38.1K

$1.17 ₹111

79.49%

Local Cheese (1kg)

$15.94 Rp 289.2K

$4.28 ₹405

272.43%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$3.49 ₹330

11.17%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

Apples (1kg)

$3.55 Rp 64.4K

$1.94 ₹184

82.99%

Banana (1kg)

$1.54 Rp 27.9K

$0.73 ₹69.4

110.96%

Oranges (1kg)

$2.23 Rp 40.5K

$0.98 ₹92.9

127.55%

Tomato (1kg)

$1.97 Rp 35.8K

$0.49 ₹46.09

302.04%

Potato (1kg)

$1.86 Rp 33.7K

$0.29 ₹27.39

541.38%

Onion (1kg)

$2.42 Rp 43.9K

$0.37 ₹35.13

554.05%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.41 ₹38.63

148.78%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.29 ₹27.39

79.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.00 ₹474

-56.00%

Wine (Bottle)

$21.79 Rp 395.2K

$8.31 ₹787

162.21%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.60 ₹152

45.63%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.78 ₹263

6.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.36 ₹602

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.23 ₹21.88

8.70%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$7.26 ₹688

12.53%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.07 ₹102

-58.88%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.27 ₹25.74

74.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.62 ₹153

245.68%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.10 ₹104

-24.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$11.1K ₹1.0M

121.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$19.4K ₹1.8M

63.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$43.20 ₹4,092

79.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$4.12 ₹390

49.03%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$6.66 ₹631

184.08%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$14.43 ₹1,367

253.36%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$6.41 ₹607

184.71%

Cinema Ticket

$4.38 Rp 79.5K

$5.32 ₹504

-17.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$101 ₹9,601

385.91%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$2,329 ₹220.7K

424.71%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$24.02 ₹2,275

88.01%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$28.27 ₹2,679

23.42%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$53.0 ₹5,017

47.89%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$44.53 ₹4,219

74.87%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$119 ₹11.3K

806.03%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$75.9 ₹7,195

775.55%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$268 ₹25.4K

1210.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$186 ₹17.6K

796.99%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$928 ₹88.0K

152.07%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$532 ₹50.4K

320.06%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$309 ₹29.3K

-46.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.33

65.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Banga: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Banga

$76 17.6% 88.6% $589

Groceries & Markets

Ubud, Bali

$279 21%

Banga

$108 25% 61.4% $172

Clothing & Footwear

Ubud, Bali

$106 8%

Banga

$67 15.7% 36.6% $39

Eating Out

Ubud, Bali

$106 8%

Banga

$90 20.8% 15.2% $16

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Banga

$54 12.5% 47.4% $49

Sport & Entertainment

Ubud, Bali

$60 4.5%

Banga

$25 5.8% 58% $35

Getting Around

Ubud, Bali

$12 0.9%

Banga

$11 2.5% 11.1% $1.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $119 in Banga. Housing cost is often the main lever when comparing two cities.

Banga pays 86% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $21 in Banga for a mid-range dinner for two. Groceries echo the gap at $279 vs $108 per month, with Banga cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Banga

🕒 Local time

13:23 1:23 PM

10:53 10:53 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1,000 INR = 10.56 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of November 4, 2026: 1 USD = 94.74 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Banga 5,260 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Banga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banga: Cost of Living - Frequently Asked Questions

Banga is about 68% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 46% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $119 in Banga. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $431 in Banga – Banga is about 68% cheaper, which adds up to real savings over time.

A monthly transit pass in Banga runs roughly 11% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

At $431 in Banga versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Banga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Banga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Banga gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.