Cost of Living Comparison Between Ubud, Bali and Ayr, South Ayrshire Cost of Living Comparison Between Ubud, Bali and Ayr, South Ayrshire

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,884 in Ayr, South Ayrshire, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,769 in Ayr, South Ayrshire, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,654 in Ayr, South Ayrshire, rent included.

Ubud, Bali is about 25% cheaper than Ayr, South Ayrshire, driven mainly by Eating Out.

Both Ubud, Bali and Ayr, South Ayrshire sit above the global median – Ubud, Bali by 5%, Ayr, South Ayrshire by 41%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$13.78 £10.26

-74.96%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$67.0 £49.91

-51.76%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$10.14 £7.55

-52.27%

Cappuccino

$2.75 Rp 49.4K

$4.09 £3.05

-32.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.66 £1.24

-16.87%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.30 £0.97

-42.31%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$4.71 £3.51

-36.52%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$4.20 £3.13

-8.33%

Milk (1 liter)

$1.74 Rp 31.2K

$0.91 £0.67

91.21%

White Bread (500g)

$2.46 Rp 44.2K

$1.53 £1.14

60.78%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.74 £0.55

58.11%

Eggs

$2.43 Rp 43.7K

$2.75 £2.04

-11.64%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.32 £6.19

74.28%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$8.19 £6.10

-46.89%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$13.31 £9.91

-9.99%

Apples (1kg)

$3.72 Rp 66.8K

$3.10 £2.31

20.00%

Banana (1kg)

$1.63 Rp 29.2K

$1.20 £0.89

35.83%

Oranges (1kg)

$2.74 Rp 49.3K

$2.68 £1.99

2.24%

Tomato (1kg)

$2.24 Rp 40.3K

$3.85 £2.87

-41.82%

Potato (1kg)

$1.92 Rp 34.5K

$0.91 £0.68

110.99%

Onion (1kg)

$2.28 Rp 40.9K

$1.33 £0.99

71.43%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.99 £0.74

7.07%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.39 £1.03

-48.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$18.72 £13.94

-82.43%

Wine (Bottle)

$23.19 Rp 416.8K

$12.18 £9.06

90.39%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$3.25 £2.42

-14.46%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.97 £2.21

-8.08%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$3.56 £2.65

-92.42%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$88.8 £66.1

-90.87%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$4.88 £3.63

-90.16%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.39 £1.04

-69.78%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$23.18 £17.26

-73.17%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.86 £1.39

-56.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$29.5K £22.0K

-9.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$32.5K £24.2K

-0.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$239 £178

-67.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$14.49 £10.79

-71.91%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$27.12 £20.19

-10.29%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$45.40 £33.80

117.20%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$12.92 £9.62

-69.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$1,617 £1,204

-81.14%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$16.1K £12.0K

-58.78%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$98.8 £73.5

-45.18%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$64.7 £48.13

-41.52%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$134 £100.0

-35.33%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$118 £88.0

-35.41%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$739 £550

34.27%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$700 £521

-3.96%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,156 £861

191.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,107 £824

85.21%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$3,175 £2,364

-94.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.9

125.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Ayr, South Ayrshire: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $739 in Ayr, South Ayrshire. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1802% higher in Ayr, South Ayrshire, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $67.0 in Ayr, South Ayrshire. Groceries tell a different story – $297 in Ubud, Bali vs $269 in Ayr, South Ayrshire – so Ayr, South Ayrshire wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ayr, South Ayrshire: Cost of Living - Frequently Asked Questions

Yes – Ayr, South Ayrshire is pricier by about 34%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,826 in Ayr, South Ayrshire. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 10% cheaper in Ayr, South Ayrshire – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $67.0 in Ayr, South Ayrshire. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Ayr, South Ayrshire at $1,884. In Ubud, Bali it covers expenses comfortably, while in Ayr, South Ayrshire it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ayr, South Ayrshire makes more sense. Both are solid long-term options with distinct trade-offs.