Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Ayr, South Ayrshire

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,828 in Ayr, South Ayrshire, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

Ubud, Bali, Indonesia
Ayr, South Ayrshire, United Kingdom
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Ayr, South Ayrshire
🇬🇧 United Kingdom
$1,828
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ayr, South Ayrshire

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ayr, South Ayrshire actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,828 in Ayr, South Ayrshire, rent included.

  • Ubud, Bali $1,331
  • Ayr, South Ayrshire $1,828

A couple spends around $2,255 per month in Ubud, Bali vs $2,756 in Ayr, South Ayrshire, rent included.

  • Ubud, Bali $2,255
  • Ayr, South Ayrshire $2,756

A family of three spends $3,180 per month in Ubud, Bali vs $3,684 in Ayr, South Ayrshire, rent included.

  • Ubud, Bali $3,180
  • Ayr, South Ayrshire $3,684

Ubud, Bali is about 27% cheaper than Ayr, South Ayrshire, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Ayr, South Ayrshire is 35% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Ayr, South Ayrshire
Difference
Meal at Budget Restaurant
$3.38 Rp 61.1K
$21.20 £15.88
-84.06%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 627.3K
$81.4 £61.0
-57.44%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 100.9K
$10.68 £7.99
-47.85%
Cappuccino
$2.62 Rp 47.4K
$4.31 £3.22
-39.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$2.12 £1.59
-27.36%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$1.32 £0.99
-51.52%
Local Beer (0.5 liter draught)
$2.67 Rp 48.3K
$5.46 £4.09
-51.10%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.2K
$5.87 £4.40
-27.43%
🛒 Groceries & Markets
Ubud, Bali
Ayr, South Ayrshire
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.12 £0.84
30.36%
White Bread (500g)
$2.29 Rp 41.5K
$1.71 £1.28
33.92%
Rice (white) (1kg)
$1.11 Rp 20.0K
$0.68 £0.51
63.24%
Eggs
$2.10 Rp 38.0K
$2.73 £2.04
-23.08%
Local Cheese (1kg)
$15.94 Rp 288.6K
$7.79 £5.83
104.62%
Chicken Fillets (1kg)
$3.88 Rp 70.3K
$7.77 £5.82
-50.06%
Beef Round Steak (1kg)
$11.40 Rp 206.4K
$13.36 £10.00
-14.67%
Apples (1kg)
$3.55 Rp 64.3K
$2.52 £1.89
40.87%
Banana (1kg)
$1.54 Rp 27.8K
$1.24 £0.93
24.19%
Oranges (1kg)
$2.23 Rp 40.4K
$2.93 £2.20
-23.89%
Tomato (1kg)
$1.97 Rp 35.7K
$2.76 £2.07
-28.62%
Potato (1kg)
$1.86 Rp 33.6K
$0.91 £0.68
104.40%
Onion (1kg)
$2.42 Rp 43.8K
$1.31 £0.98
84.73%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.00 £0.75
2.00%
Water (1.5 liter bottle)
$0.52 Rp 9,456
$1.30 £0.98
-60.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.8K
$22.85 £17.11
-90.37%
Wine (Bottle)
$21.79 Rp 394.4K
$12.17 £9.12
79.05%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.1K
$3.26 £2.44
-28.53%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.8K
$3.24 £2.42
-8.33%
🚌 Getting Around
Ubud, Bali
Ayr, South Ayrshire
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,533
$3.56 £2.66
-92.98%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.0K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,925
$5.80 £4.34
-92.41%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,472
$1.89 £1.42
-75.13%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.4K
$26.84 £20.10
-79.14%
Gasoline (1 liter)
$0.83 Rp 15.0K
$2.10 £1.57
-60.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 442.6M
$38.9K £29.1K
-37.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 573.8M
$35.5K £26.6K
-10.75%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ayr, South Ayrshire
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$243 £182
-68.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.2K
$13.30 £9.96
-53.83%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 342.4K
$31.97 £23.94
-40.82%
🎉 Sport & Entertainment
Ubud, Bali
Ayr, South Ayrshire
Difference
Gym Membership (Monthly)
$51.0 Rp 923.1K
$40.21 £30.10
26.81%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 330.4K
-
-
Cinema Ticket
$4.38 Rp 79.3K
$13.29 £9.95
-67.04%
🧸 Childcare & Education
Ubud, Bali
Ayr, South Ayrshire
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$1,845 £1,382
-73.31%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.2M
$24.2K £18.1K
-49.46%
👕👟 Clothing & Footwear
Ubud, Bali
Ayr, South Ayrshire
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 817.6K
$99.4 £74.4
-54.56%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 631.6K
$57.2 £42.85
-39.04%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$122 £91.1
-35.62%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$88.8 £66.5
-12.27%
🏠 Accommodation & Living
Ubud, Bali
Ayr, South Ayrshire
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.5M
$737 £552
46.16%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.0M
$711 £532
-6.44%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.5M
$1,126 £843
211.70%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.2M
$1,190 £891
40.47%
Buy Apartment in City Center (m2)
$2,340 Rp 42.4M
-
-
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.5M
-
-
💵 Salaries & Financials
Ubud, Bali
Ayr, South Ayrshire
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$3,595 £2,692
-95.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.5
206.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Ayr, South Ayrshire: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Ayr, South Ayrshire
$711 6.9% $46
Groceries & Markets
Ubud, Bali
$279
Ayr, South Ayrshire
$262 6.3% $18
Clothing & Footwear
Ubud, Bali
$106
Ayr, South Ayrshire
$165 55.4% $59
Eating Out
Ubud, Bali
$106
Ayr, South Ayrshire
$306 190% $200
Monthly Utilities & Internet
Ubud, Bali
$103
Ayr, South Ayrshire
$288 181% $186
Sport & Entertainment
Ubud, Bali
$60
Ayr, South Ayrshire
$67 11.8% $7
Getting Around
Ubud, Bali
$12
Ayr, South Ayrshire
$29 * 147% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $737 in Ayr, South Ayrshire. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ayr, South Ayrshire are about 22 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $81 in Ayr, South Ayrshire. Groceries tell a different story – $279 in Ubud, Bali vs $262 in Ayr, South Ayrshire – so Ayr, South Ayrshire wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Ubud, Bali
🇬🇧 Ayr, South Ayrshire
🕒 Local time
21:08 9:08 PM
13:08 1:08 PM
8 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
46,849
💱 Currency
Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 8, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,173 IDR (100,000 IDR = 4.96 EUR).

British Pound exchange rates as of November 8, 2026: 1 USD = 0.749 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

On the map
Between locations
  • Ubud, Bali Ayr, South Ayrshire 12,640 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Ayr, South Ayrshire

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Ayr, South Ayrshire: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ayr, South Ayrshire?
Yes – Ayr, South Ayrshire is pricier by about 37%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,742 in Ayr, South Ayrshire. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ayr, South Ayrshire, especially for central apartments: a one-bedroom in the center costs $737 there versus $1,078 in Ubud, Bali.
What are total monthly expenses in Ubud, Bali and in Ayr, South Ayrshire?
Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,828 in Ayr, South Ayrshire. That makes Ubud, Bali about 27% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $492 per month in Ubud, Bali and $1,845 in Ayr, South Ayrshire. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough to cover costs in Ubud, Bali or in Ayr, South Ayrshire?
$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,828 in Ayr, South Ayrshire. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Ubud, Bali or in Ayr, South Ayrshire?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,828 in Ayr, South Ayrshire. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Ubud, Bali or Ayr, South Ayrshire?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ayr, South Ayrshire makes more sense. Both are solid long-term options with distinct trade-offs.

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