Last update: Nov 2026

Cost of Living Comparison Between Ayr, South Ayrshire and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,828 in Ayr, South Ayrshire, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

Ayr, South Ayrshire, United Kingdom
Ubud, Bali, Indonesia
Ayr, South Ayrshire
🇬🇧 United Kingdom
$1,828
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Ayr, South Ayrshire and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ayr, South Ayrshire and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,828 per month in Ayr, South Ayrshire vs $1,331 in Ubud, Bali, rent included.

  • Ayr, South Ayrshire $1,828
  • Ubud, Bali $1,331

A couple spends around $2,756 per month in Ayr, South Ayrshire vs $2,255 in Ubud, Bali, rent included.

  • Ayr, South Ayrshire $2,756
  • Ubud, Bali $2,255

A family of three spends $3,684 per month in Ayr, South Ayrshire vs $3,180 in Ubud, Bali, rent included.

  • Ayr, South Ayrshire $3,684
  • Ubud, Bali $3,180

Ayr, South Ayrshire costs about 37% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Ayr, South Ayrshire sits 35% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ayr, South Ayrshire
Ubud, Bali
Difference
Meal at Budget Restaurant
$21.20 £15.88
$3.38 Rp 61.1K
527.22%
Three-Course Dinner for Two, Mid-Range
$81.4 £61.0
$34.65 Rp 627.3K
134.95%
Fast Food Meal (McDonalds, etc)
$10.68 £7.99
$5.57 Rp 100.9K
91.74%
Cappuccino
$4.31 £3.22
$2.62 Rp 47.4K
64.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 £1.59
$1.54 Rp 27.9K
37.66%
Water (0.33 liter bottle)
$1.32 £0.99
$0.64 Rp 11.6K
106.25%
Local Beer (0.5 liter draught)
$5.46 £4.09
$2.67 Rp 48.3K
104.49%
Imported Beer (0.33 liter bottle)
$5.87 £4.40
$4.26 Rp 77.2K
37.79%
🛒 Groceries & Markets
Ayr, South Ayrshire
Ubud, Bali
Difference
Milk (1 liter)
$1.12 £0.84
$1.46 Rp 26.5K
-23.29%
White Bread (500g)
$1.71 £1.28
$2.29 Rp 41.5K
-25.33%
Rice (white) (1kg)
$0.68 £0.51
$1.11 Rp 20.0K
-38.74%
Eggs
$2.73 £2.04
$2.10 Rp 38.0K
30.00%
Local Cheese (1kg)
$7.79 £5.83
$15.94 Rp 288.6K
-51.13%
Chicken Fillets (1kg)
$7.77 £5.82
$3.88 Rp 70.3K
100.26%
Beef Round Steak (1kg)
$13.36 £10.00
$11.40 Rp 206.4K
17.19%
Apples (1kg)
$2.52 £1.89
$3.55 Rp 64.3K
-29.01%
Banana (1kg)
$1.24 £0.93
$1.54 Rp 27.8K
-19.48%
Oranges (1kg)
$2.93 £2.20
$2.23 Rp 40.4K
31.39%
Tomato (1kg)
$2.76 £2.07
$1.97 Rp 35.7K
40.10%
Potato (1kg)
$0.91 £0.68
$1.86 Rp 33.6K
-51.08%
Onion (1kg)
$1.31 £0.98
$2.42 Rp 43.8K
-45.87%
Lettuce (1 head)
$1.00 £0.75
$1.02 Rp 18.6K
-1.96%
Water (1.5 liter bottle)
$1.30 £0.98
$0.52 Rp 9,456
150.00%
Cigarettes 20 Pack (Marlboro, Camel)
$22.85 £17.11
$2.20 Rp 39.8K
938.64%
Wine (Bottle)
$12.17 £9.12
$21.79 Rp 394.4K
-44.15%
Local Beer (0.5 liter bottle)
$3.26 £2.44
$2.33 Rp 42.1K
39.91%
Imported Beer (0.33 liter bottle)
$3.24 £2.42
$2.97 Rp 53.8K
9.09%
🚌 Getting Around
Ayr, South Ayrshire
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.56 £2.66
$0.25 Rp 4,533
1324.00%
Public Transport Monthly Pass (Regular Price)
-
$8.17 Rp 148.0K
-
Taxi Start (Normal Tariff)
$5.80 £4.34
$0.44 Rp 7,925
1218.18%
Taxi (Normal Tariff) (1km)
$1.89 £1.42
$0.47 Rp 8,472
302.13%
Taxi 1hour Waiting (Normal Tariff)
$26.84 £20.10
$5.60 Rp 101.4K
379.29%
Gasoline (1 liter)
$2.10 £1.57
$0.83 Rp 15.0K
153.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.9K £29.1K
$24.4K Rp 442.6M
59.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.5K £26.6K
$31.7K Rp 573.8M
12.05%
🧾 Monthly Utilities & Internet
Ayr, South Ayrshire
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$243 £182
$77.5 Rp 1.4M
213.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.30 £9.96
$6.14 Rp 111.2K
116.61%
Internet (50+ Mbps, Unlimited Data)
$31.97 £23.94
$18.92 Rp 342.4K
68.97%
🎉 Sport & Entertainment
Ayr, South Ayrshire
Ubud, Bali
Difference
Gym Membership (Monthly)
$40.21 £30.10
$51.0 Rp 923.1K
-21.14%
Tennis Court (1 Hour on Weekend)
-
$18.25 Rp 330.4K
-
Cinema Ticket
$13.29 £9.95
$4.38 Rp 79.3K
203.42%
🧸 Childcare & Education
Ayr, South Ayrshire
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,845 £1,382
$492 Rp 8.9M
274.72%
International Primary School, 1 Child (Yearly)
$24.2K £18.1K
$12.2K Rp 221.2M
97.86%
👕👟 Clothing & Footwear
Ayr, South Ayrshire
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$99.4 £74.4
$45.16 Rp 817.6K
120.08%
Summer Dress (H&M, Zara, etc)
$57.2 £42.85
$34.89 Rp 631.6K
64.03%
Sport Shoes (Adidas, Nike)
$122 £91.1
$78.3 Rp 1.4M
55.32%
Men's Leather Business Shoes
$88.8 £66.5
$77.9 Rp 1.4M
13.98%
🏠 Accommodation & Living
Ayr, South Ayrshire
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$737 £552
$1,078 Rp 19.5M
-31.58%
1-bedroom Apartment, Outside City Center (Monthly)
$711 £532
$665 Rp 12.0M
6.88%
3-bedroom Apartment, City Center (Monthly)
$1,126 £843
$3,510 Rp 63.5M
-67.92%
3-bedroom Apartment, Outside City Center (Monthly)
$1,190 £891
$1,671 Rp 30.2M
-28.81%
Buy Apartment in City Center (m2)
-
$2,340 Rp 42.4M
-
Buy Apartment Outside City Center (m2)
-
$2,236 Rp 40.5M
-
💵 Salaries & Financials
Ayr, South Ayrshire
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,595 £2,692
$166 Rp 3.0M
2061.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
13.78
-67.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ayr, South Ayrshire: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ayr, South Ayrshire
$711
Ubud, Bali
$665 6.4% $46
Eating Out
Ayr, South Ayrshire
$306
Ubud, Bali
$106 65.5% $200
Monthly Utilities & Internet
Ayr, South Ayrshire
$288
Ubud, Bali
$103 64.4% $186
Groceries & Markets
Ayr, South Ayrshire
$262
Ubud, Bali
$279 6.7% $18
Clothing & Footwear
Ayr, South Ayrshire
$165
Ubud, Bali
$106 35.6% $59
Sport & Entertainment
Ayr, South Ayrshire
$67
Ubud, Bali
$60 10.5% $7
Getting Around
Ayr, South Ayrshire
$29 *
Ubud, Bali
$12 59.5% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $737 in Ayr, South Ayrshire versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ayr, South Ayrshire are about 22 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81 in Ayr, South Ayrshire versus $35 in Ubud, Bali. Groceries tell a different story – $262 in Ayr, South Ayrshire vs $279 in Ubud, Bali – so Ayr, South Ayrshire wins on supermarket bills even if dining out costs more.

Good to know
🇬🇧 Ayr, South Ayrshire
🇮🇩 Ubud, Bali
🕒 Local time
04:26 4:26 AM
12:26 12:26 PM
8 h ahead of Ayr, South Ayrshire
🌤 Weather
👥 Population
46,849
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of November 8, 2026: 1 USD = 0.749 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 8, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,173 IDR (100,000 IDR = 4.96 EUR).

On the map
Between locations
  • Ayr, South Ayrshire Ubud, Bali 12,640 km ≈ 16 h nonstop flight
From you
  • Ayr, South Ayrshire
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ayr, South Ayrshire vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ayr, South Ayrshire?
Yes – Ayr, South Ayrshire is pricier by about 37%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,742 per month in Ayr, South Ayrshire and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ayr, South Ayrshire, especially for central apartments: a one-bedroom in the center costs $737 there versus $1,078 in Ubud, Bali.
What are total monthly expenses in Ayr, South Ayrshire and in Ubud, Bali?
Monthly expenses with rent come to $1,828 in Ayr, South Ayrshire and $1,331 in Ubud, Bali. That makes Ubud, Bali about 27% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $1,845 per month in Ayr, South Ayrshire and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough to cover costs in Ayr, South Ayrshire or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $1,828 in Ayr, South Ayrshire and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Ayr, South Ayrshire or in Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,828 in Ayr, South Ayrshire. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Ayr, South Ayrshire or Ubud, Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ayr, South Ayrshire makes more sense. Both are solid long-term options with distinct trade-offs.

Ayr, South Ayrshire vs other spots: cost of living compared

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