Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Avarua

For one person, living is cheaper in Avarua: $1,161 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,000 less a year. The total is higher in Ubud, Bali despite lower rent and utilities.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Avarua

🇨🇰 Cook Islands

$1,161

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Avarua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Avarua actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,161 in Avarua, rent included.

Ubud, Bali $1,331
Avarua $1,161

A couple spends around $2,255 per month in Ubud, Bali vs $781 in Avarua, rent included.

Ubud, Bali $2,255
Avarua $781

A family of three spends $3,180 per month in Ubud, Bali vs $401 in Avarua, rent included.

Ubud, Bali $3,180
Avarua $401

Ubud, Bali costs about 15% more than Avarua, and outside of rent the biggest gap is in transport.

Both Ubud, Bali and Avarua are more affordable than the global median – Ubud, Bali 2% lower, Avarua 14% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$11.41 NZ$20.39

-70.38%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

Cappuccino

$2.62 Rp 47.3K

$2.75 NZ$4.92

-4.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$2.16 NZ$3.87

-28.70%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.79 NZ$4.98

-77.06%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$6.93 NZ$12.38

-61.47%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$3.89 NZ$6.95

9.51%

Milk (1 liter)

$1.46 Rp 26.4K

White Bread (500g)

$2.29 Rp 41.4K

Rice (white) (1kg)

$1.11 Rp 20.0K

Eggs

$2.10 Rp 37.9K

Local Cheese (1kg)

$15.94 Rp 287.7K

Chicken Fillets (1kg)

$3.88 Rp 70.1K

Beef Round Steak (1kg)

$11.40 Rp 205.8K

Apples (1kg)

$3.55 Rp 64.1K

Banana (1kg)

$1.54 Rp 27.7K

Oranges (1kg)

$2.23 Rp 40.2K

Tomato (1kg)

$1.97 Rp 35.6K

Potato (1kg)

$1.86 Rp 33.5K

Onion (1kg)

$2.42 Rp 43.6K

Lettuce (1 head)

$1.02 Rp 18.5K

Water (1.5 liter bottle)

$0.52 Rp 9,427

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

Wine (Bottle)

$21.79 Rp 393.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$2.86 NZ$5.10

-91.26%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.14 NZ$3.83

-61.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

Gym Membership (Monthly)

$51.0 Rp 920.4K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$4.38 Rp 79.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$971 NZ$1,736

10.92%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$963 NZ$1,722

-30.99%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$111 NZ$198

3071.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$944 NZ$1,686

136.99%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Avarua: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Avarua

–

Groceries & Markets

Ubud, Bali

$279 21%

Avarua

–

Clothing & Footwear

Ubud, Bali

$106 8%

Avarua

–

Eating Out

Ubud, Bali

$106 8%

Avarua

–

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Avarua

–

Sport & Entertainment

Ubud, Bali

$60 4.5%

Avarua

–

Getting Around

Ubud, Bali

$12 0.9%

Avarua

–

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $971 in Avarua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Good to know

🇮🇩 Ubud, Bali

🇨🇰 Avarua

🕒 Local time

14:42 2:42 PM

20:42 8:42 PM

18 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,000 Capital

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

1 NZD = 0.56 USD

1 NZD = 0.499 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

New Zealand Dollar exchange rates as of November 6, 2026: 1 USD = 1.79 NZD (1 NZD = 0.56 USD). 1 EUR = 2.01 NZD (1 NZD = 0.499 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Avarua 9,150 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Avarua

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Avarua: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 15% more than Avarua, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,742 in Avarua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Avarua, especially for central apartments: a one-bedroom in the center costs $971 there versus $1,078 in Ubud, Bali.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,161 in Avarua. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,161 in Avarua to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.