Cost of Living Comparison Between Avarua and Ubud, Bali Cost of Living Comparison Between Avarua and Ubud, Bali

Monthly Cost of Living

A single person spends $1,721 per month in Avarua vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,709 per month in Avarua vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,697 per month in Avarua vs $3,275 in Ubud, Bali, rent included.

Avarua costs about 25% more than Ubud, Bali, driven mainly by Clothing & Footwear.

Both Avarua and Ubud, Bali sit above the global median – Avarua by 25%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$11.82 NZ$20.33

$3.33 Rp 58.7K

254.95%

Three-Course Dinner for Two, Mid-Range

$59.9 NZ$103

$35.82 Rp 630.7K

67.11%

Fast Food Meal (McDonalds, etc)

$8.96 NZ$15.41

$5.63 Rp 99.1K

59.15%

Cappuccino

$3.24 NZ$5.57

$2.82 Rp 49.7K

14.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 NZ$3.89

$1.75 Rp 30.8K

29.14%

Water (0.33 liter bottle)

$2.40 NZ$4.13

$0.80 Rp 14.0K

200.00%

Local Beer (0.5 liter draught)

$5.81 NZ$9.99

$3.04 Rp 53.6K

91.12%

Imported Beer (0.33 liter bottle)

$4.30 NZ$7.40

$4.30 Rp 75.7K

Milk (1 liter)

$1.81 NZ$3.10

$1.61 Rp 28.3K

12.42%

White Bread (500g)

$3.55 NZ$6.10

$2.27 Rp 39.9K

56.39%

Rice (white) (1kg)

$1.81 NZ$3.10

$1.17 Rp 20.6K

54.70%

Eggs

$5.01 NZ$8.62

$2.17 Rp 38.2K

130.88%

Local Cheese (1kg)

$11.73 NZ$20.18

$17.63 Rp 310.5K

-33.47%

Chicken Fillets (1kg)

$8.15 NZ$14.00

$4.05 Rp 71.4K

101.23%

Beef Round Steak (1kg)

$10.62 NZ$18.26

$12.18 Rp 214.5K

-12.81%

Apples (1kg)

$2.92 NZ$5.02

$3.62 Rp 63.7K

-19.34%

Banana (1kg)

$1.80 NZ$3.09

$1.64 Rp 28.8K

9.76%

Oranges (1kg)

$3.63 NZ$6.24

$2.31 Rp 40.6K

57.14%

Tomato (1kg)

$9.64 NZ$16.58

$1.96 Rp 34.5K

391.84%

Potato (1kg)

$3.02 NZ$5.19

$1.84 Rp 32.5K

64.13%

Onion (1kg)

$2.37 NZ$4.07

$2.37 Rp 41.7K

Lettuce (1 head)

$2.33 NZ$4.01

$1.05 Rp 18.5K

121.90%

Water (1.5 liter bottle)

$2.87 NZ$4.94

$0.54 Rp 9,560

431.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

Wine (Bottle)

$14.92 NZ$25.64

$23.08 Rp 406.4K

-35.36%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

Imported Beer (0.33 liter bottle)

$4.34 NZ$7.47

$3.07 Rp 54.0K

41.37%

One-way Ticket (Public Transport)

$2.86 NZ$4.92

$0.25 Rp 4,365

1044.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$2.20 NZ$3.78

$0.81 Rp 14.2K

171.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 NZ$205

$82.7 Rp 1.5M

43.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 NZ$1,740

$1,114 Rp 19.6M

-9.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,007 NZ$1,731

$693 Rp 12.2M

45.23%

3-bedroom Apartment, City Center (Monthly)

$120 NZ$206

$3,639 Rp 64.1M

-96.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$971 NZ$1,669

$2,293 Rp 40.4M

-57.67%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Avarua: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Avarua versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $60.0 in Avarua versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $373 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Avarua vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Avarua costs about 25% more than Ubud, Bali, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,581 per month in Avarua and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,721 in Avarua and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 27% more in Avarua, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Avarua at $1,721. In Ubud, Bali it covers expenses comfortably, while in Avarua it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,378 versus $1,721 in Avarua. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Avarua makes more sense. Both are solid long-term options with distinct trade-offs.