Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Arta

For one person, living costs are similar in Ubud, Bali and in Arta: $1,368 and $1,356 a month, rent and utilities included.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
66

Cost of Living Index in Arta
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Arta Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Arta

🇬🇷 Greece

$1,356

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Arta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Arta actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,356 in Arta, rent included.

Ubud, Bali $1,368
Arta $1,356

A couple spends around $2,314 per month in Ubud, Bali vs $2,017 in Arta, rent included.

Ubud, Bali $2,314
Arta $2,017

A family of three spends $3,260 per month in Ubud, Bali vs $2,678 in Arta, rent included.

Ubud, Bali $3,260
Arta $2,678

Ubud, Bali costs about 1% more than Arta, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Arta sit above the global median – Ubud, Bali by 1%, Arta by 0%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$11.26 €10.00

-70.43%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$44.58 €39.59

-21.09%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$9.88 €8.78

-41.30%

Cappuccino

$2.73 Rp 49.1K

$4.08 €3.63

-33.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.91 €2.59

-43.64%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.58 €0.52

43.10%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$5.35 €4.75

-49.53%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$6.32 €5.62

-31.96%

Milk (1 liter)

$1.50 Rp 27.1K

$1.25 €1.11

20.00%

White Bread (500g)

$2.30 Rp 41.4K

$1.09 €0.97

111.01%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.93 €0.82

26.88%

Eggs

$2.14 Rp 38.6K

$3.36 €2.99

-36.31%

Local Cheese (1kg)

$17.48 Rp 314.6K

$13.49 €11.98

29.58%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$11.37 €10.10

-64.56%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$11.11 €9.86

10.08%

Apples (1kg)

$3.55 Rp 63.9K

$1.02 €0.91

248.04%

Banana (1kg)

$1.57 Rp 28.3K

$1.24 €1.10

26.61%

Oranges (1kg)

$2.24 Rp 40.2K

$1.26 €1.11

77.78%

Tomato (1kg)

$1.93 Rp 34.7K

$1.02 €0.91

89.22%

Potato (1kg)

$1.88 Rp 33.9K

$1.24 €1.11

51.61%

Onion (1kg)

$2.29 Rp 41.3K

$1.10 €0.98

108.18%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.75 €0.67

32.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.19 €0.17

178.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$5.00 €4.44

-54.40%

Wine (Bottle)

$23.01 Rp 414.2K

$4.39 €3.90

424.15%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.92 €0.82

154.35%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.21 €1.96

31.67%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.22 €1.08

-80.33%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$49.83 €44.26

-82.30%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$4.09 €3.63

-88.26%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.09 €0.97

-57.80%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$16.83 €14.95

-67.62%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.00 €1.78

-56.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$28.2K €25.0K

-12.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$31.1K €27.7K

0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$214 €190

-61.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$22.88 €20.32

-71.81%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$24.68 €21.92

-24.76%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$46.74 €41.51

19.43%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$25.30 €22.47

-28.42%

Cinema Ticket

$4.38 Rp 78.9K

$10.15 €9.01

-56.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$481 €427

2.43%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$9,156 €8,131

-37.16%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$90.1 €80.0

-48.71%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$27.47 €24.40

28.61%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$77.9 €69.2

1.58%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$90.8 €80.6

-13.66%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$479 €425

138.53%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$389 €346

73.63%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$741 €658

373.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$622 €553

173.16%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$2,655 €2,358

4.85%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,922 €1,707

16.59%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$892 €792

-81.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.34

158.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Arta: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Arta

$389 28.7% 42.4% $287

Groceries & Markets

Ubud, Bali

$290 21.2%

Arta

$223 16.5% 23.2% $67

Eating Out

Ubud, Bali

$109 8%

Arta

$222 16.4% 104% $113

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Arta

$261 19.3% 142% $153

Clothing & Footwear

Ubud, Bali

$108 7.9%

Arta

$129 9.5% 19.7% $21

Sport & Entertainment

Ubud, Bali

$65 4.7%

Arta

$67 4.9% 3.8% $2.5

Getting Around

Ubud, Bali

$13 0.9%

Arta

$64 4.7% 412% $52

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $479 in Arta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 442% higher in Arta, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $45.00 in Arta. Groceries tell a different story – $290 in Ubud, Bali vs $223 in Arta – so Arta wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Arta

🕒 Local time

20:57 8:57 PM

15:57 3:57 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

19,435

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.95 EUR

1 EUR = 1.13 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 16, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,188 IDR (100,000 IDR = 4.95 EUR).

Euro exchange rates as of October 16, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Arta 10,970 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Arta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Arta: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 1%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,033 in Arta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Arta, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $481 in Arta. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 30% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Arta, where all-in costs run around $1,356, than in Ubud, Bali at $1,368. In Arta it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Arta – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Arta. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.