Cost of Living Comparison Between Arta and Ubud, Bali Cost of Living Comparison Between Arta and Ubud, Bali

Monthly Cost of Living

A single person spends $1,397 per month in Arta vs $1,379 in Ubud, Bali, rent included.

A couple spends around $2,090 per month in Arta vs $2,363 in Ubud, Bali, rent included.

A family of three spends $2,784 per month in Arta vs $3,347 in Ubud, Bali, rent included.

Arta costs about 1% more than Ubud, Bali, driven mainly by Eating Out.

Both Arta and Ubud, Bali sit above the global median – Arta by 2%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$11.52 €9.85

$3.31 Rp 58.9K

248.04%

Three-Course Dinner for Two, Mid-Range

$46.70 €39.94

$39.08 Rp 694.5K

19.50%

Fast Food Meal (McDonalds, etc)

$10.59 €9.06

$5.62 Rp 99.8K

88.43%

Cappuccino

$4.35 €3.72

$2.64 Rp 46.9K

64.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 €2.38

$1.58 Rp 28.2K

75.95%

Water (0.33 liter bottle)

$0.59 €0.51

$0.71 Rp 12.6K

-16.90%

Local Beer (0.5 liter draught)

$5.55 €4.74

$2.73 Rp 48.5K

103.30%

Imported Beer (0.33 liter bottle)

$6.19 €5.30

$4.32 Rp 76.8K

43.29%

Milk (1 liter)

$1.28 €1.10

$1.54 Rp 27.4K

-16.88%

White Bread (500g)

$1.13 €0.97

$2.30 Rp 40.8K

-50.87%

Rice (white) (1kg)

$0.91 €0.78

$1.03 Rp 18.3K

-11.65%

Eggs

$3.43 €2.94

$2.12 Rp 37.7K

61.79%

Local Cheese (1kg)

$13.72 €11.74

$17.30 Rp 307.5K

-20.69%

Chicken Fillets (1kg)

$10.91 €9.33

$4.03 Rp 71.6K

170.72%

Beef Round Steak (1kg)

$11.57 €9.90

$12.42 Rp 220.8K

-6.84%

Apples (1kg)

$1.06 €0.90

$3.70 Rp 65.7K

-71.35%

Banana (1kg)

$1.26 €1.07

$1.62 Rp 28.7K

-22.22%

Oranges (1kg)

$1.24 €1.06

$2.27 Rp 40.3K

-45.37%

Tomato (1kg)

$1.07 €0.91

$1.99 Rp 35.4K

-46.23%

Potato (1kg)

$1.24 €1.06

$1.83 Rp 32.5K

-32.24%

Onion (1kg)

$1.15 €0.98

$2.25 Rp 40.1K

-48.89%

Lettuce (1 head)

$0.84 €0.72

$1.04 Rp 18.6K

-19.23%

Water (1.5 liter bottle)

$0.18 €0.15

$0.56 Rp 10.0K

-67.86%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 €4.37

$2.22 Rp 39.5K

129.73%

Wine (Bottle)

$4.73 €4.04

$23.22 Rp 412.7K

-79.63%

Local Beer (0.5 liter bottle)

$0.94 €0.81

$2.39 Rp 42.5K

-60.67%

Imported Beer (0.33 liter bottle)

$2.29 €1.96

$2.87 Rp 51.1K

-20.21%

One-way Ticket (Public Transport)

$1.43 €1.22

$0.25 Rp 4,416

472.00%

Public Transport Monthly Pass (Regular Price)

$48.49 €41.48

$7.17 Rp 127.4K

576.29%

Taxi Start (Normal Tariff)

$4.66 €3.98

$0.46 Rp 8,163

913.04%

Taxi (Normal Tariff) (1km)

$1.01 €0.86

$0.46 Rp 8,235

119.57%

Taxi 1hour Waiting (Normal Tariff)

$17.17 €14.69

$5.70 Rp 101.2K

201.23%

Gasoline (1 liter)

$2.11 €1.80

$0.76 Rp 13.6K

177.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K €24.2K

$24.6K Rp 436.7M

15.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.9K €26.5K

$31.0K Rp 551.5M

-0.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$225 €193

$82.2 Rp 1.5M

174.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.88 €20.42

$6.33 Rp 112.5K

277.25%

Internet (50+ Mbps, Unlimited Data)

$25.73 €22.01

$18.54 Rp 329.6K

38.78%

Gym Membership (Monthly)

$55.3 €47.34

$56.1 Rp 996.2K

-1.27%

Tennis Court (1 Hour on Weekend)

$26.72 €22.86

$18.41 Rp 327.2K

45.14%

Cinema Ticket

$10.80 €9.24

$4.26 Rp 75.8K

153.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$474 €406

$489 Rp 8.7M

-3.08%

International Primary School, 1 Child (Yearly)

$8,730 €7,468

$5,793 Rp 103.0M

50.71%

Jeans (Levis 501 Or Similar)

$94.3 €80.7

$45.98 Rp 817.3K

105.09%

Summer Dress (H&M, Zara, etc)

$28.62 €24.48

$35.86 Rp 637.4K

-20.19%

Sport Shoes (Adidas, Nike)

$81.9 €70.1

$79.5 Rp 1.4M

3.01%

Men's Leather Business Shoes

$94.2 €80.6

$80.9 Rp 1.4M

16.42%

1-bedroom Apartment, City Center (Monthly)

$507 €433

$1,144 Rp 20.3M

-55.73%

1-bedroom Apartment, Outside City Center (Monthly)

$410 €351

$692 Rp 12.3M

-40.70%

3-bedroom Apartment, City Center (Monthly)

$787 €673

$3,532 Rp 62.8M

-77.71%

3-bedroom Apartment, Outside City Center (Monthly)

$676 €578

$1,709 Rp 30.4M

-60.45%

Buy Apartment in City Center (m2)

$2,734 €2,339

$2,785 Rp 49.5M

-1.80%

Buy Apartment Outside City Center (m2)

$2,728 €2,333

$2,261 Rp 40.2M

20.63%

Average Monthly Net Salary (After Tax)

$914 €782

$169 Rp 3.0M

440.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.65

13.78

-59.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arta: August 17, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A central one-bedroom costs $507 in Arta versus $1,144 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 440% higher in Arta, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Arta versus $39.00 in Ubud, Bali. Groceries tell a different story – $225 in Arta vs $293 in Ubud, Bali – so Arta wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Arta vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Arta is pricier by about 1%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,095 per month in Arta and $2,069 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $474 per month in Arta and $489 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 30% cheaper in Arta – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,379, than in Arta at $1,397. In Ubud, Bali it covers expenses comfortably, while in Arta it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Arta makes more sense. Both are solid long-term options with distinct trade-offs.