Last update: Oct 2026

Cost of Living Comparison Between Arta and Ubud, Bali

For one person, living costs are similar in Arta and in Ubud, Bali: $1,356 and $1,368 a month, rent and utilities included.

66

Cost of Living Index in Arta
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Arta Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Arta

🇬🇷 Greece

$1,356

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Arta and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arta and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,356 per month in Arta vs $1,368 in Ubud, Bali, rent included.

Arta $1,356
Ubud, Bali $1,368

A couple spends around $2,017 per month in Arta vs $2,314 in Ubud, Bali, rent included.

Arta $2,017
Ubud, Bali $2,314

A family of three spends $2,678 per month in Arta vs $3,260 in Ubud, Bali, rent included.

Arta $2,678
Ubud, Bali $3,260

Arta is about 1% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Arta and Ubud, Bali sit above the global median – Arta by 0%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$11.26 €10.04

$3.33 Rp 59.8K

238.14%

Three-Course Dinner for Two, Mid-Range

$44.58 €39.75

$35.18 Rp 631.2K

26.72%

Fast Food Meal (McDonalds, etc)

$9.88 €8.81

$5.80 Rp 104.1K

70.34%

Cappuccino

$4.08 €3.64

$2.73 Rp 49.0K

49.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 €2.60

$1.64 Rp 29.4K

77.44%

Water (0.33 liter bottle)

$0.58 €0.52

$0.83 Rp 14.9K

-30.12%

Local Beer (0.5 liter draught)

$5.35 €4.77

$2.70 Rp 48.4K

98.15%

Imported Beer (0.33 liter bottle)

$6.32 €5.64

$4.30 Rp 77.1K

46.98%

Milk (1 liter)

$1.25 €1.11

$1.50 Rp 27.0K

-16.67%

White Bread (500g)

$1.09 €0.97

$2.30 Rp 41.2K

-52.61%

Rice (white) (1kg)

$0.93 €0.83

$1.18 Rp 21.1K

-21.19%

Eggs

$3.36 €3.00

$2.14 Rp 38.5K

57.01%

Local Cheese (1kg)

$13.49 €12.02

$17.48 Rp 313.6K

-22.83%

Chicken Fillets (1kg)

$11.37 €10.14

$4.03 Rp 72.3K

182.13%

Beef Round Steak (1kg)

$11.11 €9.90

$12.23 Rp 219.4K

-9.16%

Apples (1kg)

$1.02 €0.91

$3.55 Rp 63.7K

-71.27%

Banana (1kg)

$1.24 €1.11

$1.57 Rp 28.2K

-21.02%

Oranges (1kg)

$1.26 €1.12

$2.24 Rp 40.1K

-43.75%

Tomato (1kg)

$1.02 €0.91

$1.93 Rp 34.6K

-47.15%

Potato (1kg)

$1.24 €1.11

$1.88 Rp 33.8K

-34.04%

Onion (1kg)

$1.10 €0.98

$2.29 Rp 41.1K

-51.97%

Lettuce (1 head)

$0.75 €0.67

$0.99 Rp 17.8K

-24.24%

Water (1.5 liter bottle)

$0.19 €0.17

$0.53 Rp 9,445

-64.15%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 €4.46

$2.28 Rp 41.0K

119.30%

Wine (Bottle)

$4.39 €3.92

$23.01 Rp 412.9K

-80.92%

Local Beer (0.5 liter bottle)

$0.92 €0.82

$2.34 Rp 42.0K

-60.68%

Imported Beer (0.33 liter bottle)

$2.21 €1.97

$2.91 Rp 52.2K

-24.05%

One-way Ticket (Public Transport)

$1.22 €1.09

$0.24 Rp 4,301

408.33%

Public Transport Monthly Pass (Regular Price)

$49.83 €44.43

$8.82 Rp 158.2K

464.97%

Taxi Start (Normal Tariff)

$4.09 €3.64

$0.48 Rp 8,657

752.08%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$0.46 Rp 8,207

136.96%

Taxi 1hour Waiting (Normal Tariff)

$16.83 €15.00

$5.45 Rp 97.9K

208.81%

Gasoline (1 liter)

$2.00 €1.78

$0.88 Rp 15.9K

127.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K €25.1K

$24.6K Rp 440.8M

14.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K €27.8K

$31.2K Rp 559.6M

-0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 €191

$83.0 Rp 1.5M

157.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.88 €20.40

$6.45 Rp 115.7K

254.73%

Internet (50+ Mbps, Unlimited Data)

$24.68 €22.00

$18.57 Rp 333.1K

32.90%

Gym Membership (Monthly)

$46.74 €41.67

$55.8 Rp 1.0M

-16.27%

Tennis Court (1 Hour on Weekend)

$25.30 €22.56

$18.11 Rp 324.9K

39.70%

Cinema Ticket

$10.15 €9.05

$4.38 Rp 78.6K

131.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 €429

$493 Rp 8.8M

-2.37%

International Primary School, 1 Child (Yearly)

$9,156 €8,163

$5,754 Rp 103.2M

59.13%

Jeans (Levis 501 Or Similar)

$90.1 €80.3

$46.19 Rp 828.8K

94.96%

Summer Dress (H&M, Zara, etc)

$27.47 €24.49

$35.33 Rp 634.0K

-22.25%

Sport Shoes (Adidas, Nike)

$77.9 €69.4

$79.1 Rp 1.4M

-1.56%

Men's Leather Business Shoes

$90.8 €81.0

$78.4 Rp 1.4M

15.82%

1-bedroom Apartment, City Center (Monthly)

$479 €427

$1,142 Rp 20.5M

-58.08%

1-bedroom Apartment, Outside City Center (Monthly)

$389 €347

$676 Rp 12.1M

-42.41%

3-bedroom Apartment, City Center (Monthly)

$741 €660

$3,503 Rp 62.9M

-78.86%

3-bedroom Apartment, Outside City Center (Monthly)

$622 €555

$1,700 Rp 30.5M

-63.39%

Buy Apartment in City Center (m2)

$2,655 €2,367

$2,784 Rp 50.0M

-4.63%

Buy Apartment Outside City Center (m2)

$1,922 €1,713

$2,241 Rp 40.2M

-14.23%

Average Monthly Net Salary (After Tax)

$892 €795

$165 Rp 3.0M

442.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.34

13.78

-61.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arta: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Arta

$389 28.7%

Ubud, Bali

$676 49.4% 73.6% $287

Monthly Utilities & Internet

Arta

$261 19.3%

Ubud, Bali

$108 7.9% 58.7% $153

Groceries & Markets

Arta

$223 16.5%

Ubud, Bali

$290 21.2% 30.3% $67

Eating Out

Arta

$222 16.4%

Ubud, Bali

$109 8% 51% $113

Clothing & Footwear

Arta

$129 9.5%

Ubud, Bali

$108 7.9% 16.5% $21

Sport & Entertainment

Arta

$67 4.9%

Ubud, Bali

$65 4.7% 3.7% $2.5

Getting Around

Arta

$64 4.7%

Ubud, Bali

$13 0.9% 80.5% $52

Cost Breakdown

A central one-bedroom costs $479 in Arta versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 442% higher in Arta, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $45.00 in Arta versus $35.00 in Ubud, Bali. Groceries tell a different story – $223 in Arta vs $290 in Ubud, Bali – so Arta wins on supermarket bills even if dining out costs more.

Good to know

🇬🇷 Arta

🇮🇩 Ubud, Bali

🕒 Local time

15:22 3:22 PM

20:22 8:22 PM

5 h ahead of Arta

🌤 Weather

👥 Population

19,435

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.57 USD

100,000 IDR = 4.97 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 16, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,124 IDR (100,000 IDR = 4.97 EUR).

USD to EUR in detail →

On the map

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Between locations

Arta Ubud, Bali 10,970 km ≈ 14 h nonstop flight

From you

Arta
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Arta vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 1%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,033 per month in Arta and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Arta, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Arta and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 30% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Arta, where all-in costs run around $1,356, than in Ubud, Bali at $1,368. In Arta it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Arta – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Arta. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.