Cost of Living Comparison Between Ubud, Bali and Ar-rass Cost of Living Comparison Between Ubud, Bali and Ar-rass

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,103 in Ar-rass.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,669 in Ar-rass.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,235 in Ar-rass.

Living in Ubud, Bali is roughly 24% more expensive than in Ar-rass, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Ar-rass is 19% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$6.70 SAR 25.15

-48.66%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$37.74 SAR 142

-3.79%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.77 SAR 29.17

-26.51%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.84 SAR 6.90

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.01 SAR 7.55

Cappuccino

$2.67 Rp 47.4K

$3.36 SAR 12.63

-20.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.81 SAR 3.04

116.05%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.24 SAR 0.90

262.50%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

Milk (1 liter)

$1.62 Rp 28.7K

$1.82 SAR 6.85

-10.99%

White Bread (500g)

$2.33 Rp 41.3K

$0.41 SAR 1.55

468.29%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.90 SAR 7.14

-41.58%

Eggs

$2.20 Rp 39.0K

$3.68 SAR 13.82

-40.22%

Local Cheese (1kg)

$17.69 Rp 313.9K

$7.03 SAR 26.40

151.64%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$8.16 SAR 30.65

-49.75%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$13.12 SAR 49.27

-7.16%

Apples (1kg)

$3.71 Rp 65.8K

$2.09 SAR 7.83

77.51%

Banana (1kg)

$1.59 Rp 28.2K

$1.77 SAR 6.66

-10.17%

Oranges (1kg)

$2.28 Rp 40.5K

$1.56 SAR 5.86

46.15%

Tomato (1kg)

$1.95 Rp 34.7K

$1.61 SAR 6.05

21.12%

Potato (1kg)

$1.91 Rp 33.8K

$1.15 SAR 4.32

66.09%

Onion (1kg)

$2.33 Rp 41.4K

$1.35 SAR 5.05

72.59%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.15 SAR 4.32

-12.17%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.56 SAR 2.10

-1.79%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.79 SAR 10.47

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.82 SAR 6.83

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.81 SAR 6.82

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$7.90 SAR 29.67

-71.77%

Wine (Bottle)

$23.07 Rp 409.3K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$1.22 SAR 4.57

-77.87%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$35.86 SAR 135

-74.96%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$2.96 SAR 11.11

-83.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$1.54 SAR 5.78

-72.08%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$11.37 SAR 42.69

-50.40%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.64 SAR 2.40

25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$47.0K SAR 176.6K

-46.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$21.3K SAR 79.9K

49.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$88.2 SAR 331

-7.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$24.45 SAR 91.8

-73.46%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$60.2 SAR 226

-68.82%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$44.03 SAR 165

29.16%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$40.53 SAR 152

-53.79%

Cinema Ticket

$4.54 Rp 80.5K

$13.08 SAR 49.14

-65.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$349 SAR 1,310

37.82%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$7,401 SAR 27.8K

-22.83%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$50.6 SAR 190

-10.00%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$58.2 SAR 219

-38.36%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$95.0 SAR 357

-15.34%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$95.5 SAR 359

-17.59%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$580 SAR 2,177

92.26%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$339 SAR 1,273

105.85%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$382 SAR 1,433

853.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$591 SAR 2,220

193.90%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,677 SAR 10.1K

4.02%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,276 SAR 4,793

79.44%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,706 SAR 6,407

-90.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.47

151.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Ar-rass: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $580 in Ar-rass. Housing cost is often the main lever when comparing two cities.

Ar-rass pays 915% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $38.00 in Ar-rass. Groceries flip the comparison at $295 vs $199, with Ar-rass cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ar-rass: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ar-rass differ by about 24% in total monthly costs ($1,368 vs $1,103 including rent). Ar-rass is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 915% lower in Ar-rass. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $580 in Ar-rass. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $349 in Ar-rass. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,103 in Ar-rass versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Ar-rass but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ar-rass the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ar-rass are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ar-rass gentler on the wallet – expenses run 24% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.