Cost of Living Comparison Between Ubud, Bali and Ar-rass Cost of Living Comparison Between Ubud, Bali and Ar-rass

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,158 in Ar-rass.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,781 in Ar-rass.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,404 in Ar-rass.

Living in Ubud, Bali is roughly 20% more expensive than in Ar-rass, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Ar-rass is 13% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$6.83 SAR 25.66

-47.73%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$45.30 SAR 170

-28.65%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.05 SAR 30.25

-37.76%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.71 SAR 6.42

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.75 SAR 6.56

Cappuccino

$2.82 Rp 51.0K

$3.71 SAR 13.95

-23.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.73 SAR 2.76

84.93%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.29 SAR 1.07

151.72%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

$2.41 SAR 9.06

-26.14%

White Bread (500g)

$2.45 Rp 44.2K

$1.05 SAR 3.96

133.33%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.51 SAR 5.69

-23.84%

Eggs

$2.41 Rp 43.6K

$3.61 SAR 13.54

-33.24%

Local Cheese (1kg)

$14.33 Rp 258.7K

$7.00 SAR 26.28

104.71%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$7.51 SAR 28.21

-44.21%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$12.82 SAR 48.15

-5.93%

Apples (1kg)

$3.64 Rp 65.7K

$2.25 SAR 8.46

61.78%

Banana (1kg)

$1.57 Rp 28.3K

$1.57 SAR 5.88

Oranges (1kg)

$2.79 Rp 50.3K

$1.69 SAR 6.34

65.09%

Tomato (1kg)

$2.24 Rp 40.5K

$1.61 SAR 6.06

39.13%

Potato (1kg)

$1.98 Rp 35.7K

$1.29 SAR 4.85

53.49%

Onion (1kg)

$2.28 Rp 41.1K

$1.27 SAR 4.78

79.53%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.18 SAR 4.41

-11.02%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.55 SAR 2.06

43.64%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.18 SAR 11.96

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.70 SAR 6.38

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.08 SAR 7.80

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$6.35 SAR 23.85

-49.76%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.04 SAR 3.92

-74.04%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$40.46 SAR 152

-79.31%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.69 SAR 10.10

-83.27%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.84 SAR 6.92

-75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$13.20 SAR 49.57

-54.02%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.62 SAR 2.34

38.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$26.4K SAR 99.3K

0.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$22.2K SAR 83.4K

46.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$104 SAR 389

-23.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$33.38 SAR 125

-87.75%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$73.7 SAR 277

-67.63%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$43.82 SAR 165

125.42%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$36.06 SAR 135

-82.39%

Cinema Ticket

$4.01 Rp 72.3K

$15.71 SAR 59.0

-74.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$358 SAR 1,343

-16.86%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$7,014 SAR 26.3K

-5.88%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$21.03 SAR 79.0

154.07%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$61.3 SAR 230

-37.79%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$79.7 SAR 299

11.30%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$83.2 SAR 312

-7.92%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$445 SAR 1,672

129.04%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$387 SAR 1,453

75.78%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$388 SAR 1,458

793.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$619 SAR 2,324

237.73%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,547 SAR 9,564

7.15%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,491 SAR 5,598

53.97%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,706 SAR 6,407

-90.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.42

200.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Ar-rass: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $445 in Ar-rass. Housing cost is often the main lever when comparing two cities.

Ar-rass pays 942% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $45.00 in Ar-rass. Groceries flip the comparison at $298 vs $205, with Ar-rass cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ar-rass: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ar-rass differ by about 20% in total monthly costs ($1,392 vs $1,158 including rent). Ar-rass is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 942% lower in Ar-rass. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $445 in Ar-rass. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $358 in Ar-rass. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,158 in Ar-rass versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Ar-rass but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ar-rass the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ar-rass are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ar-rass gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.