😐Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,171 in Ar-rass.
😐Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,786 in Ar-rass.
😐Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,400 in Ar-rass.
😐Living in Ubud, Bali is roughly 20% more expensive than Ar-rass, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 4% above, Ar-rass is 13% below.
Currency
🍽 Eating Out
Ubud, Bali
Ar-rass
Difference
Meal at Budget Restaurant
$3.57Rp 64.0K
$6.85SAR 25.69
-47.88%
Three-Course Dinner for Two, Mid-Range
$32.50Rp 582.3K
$43.87SAR 165
-25.92%
Fast Food Meal(McDonalds, etc)
$4.86Rp 87.1K
$7.89SAR 29.59
-38.40%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$1.78SAR 6.69
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$1.75SAR 6.58
-
Cappuccino
$2.75Rp 49.2K
$3.65SAR 13.68
-24.66%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 23.7K
$0.74SAR 2.77
78.38%
Water(0.33 liter bottle)
$0.70Rp 12.6K
$0.31SAR 1.17
125.81%
Local Beer(0.5 liter draught)
$2.91Rp 52.2K
-
-
Imported Beer(0.33 liter bottle)
$3.79Rp 68.0K
-
-
🛒 Groceries & Markets
Ubud, Bali
Ar-rass
Difference
Milk(1 liter)
$1.71Rp 30.6K
$2.34SAR 8.80
-26.92%
White Bread(500g)
$2.47Rp 44.3K
$1.01SAR 3.80
144.55%
Rice(white)(1kg)
$1.20Rp 21.5K
$1.56SAR 5.85
-23.08%
Eggs
$2.44Rp 43.8K
$3.56SAR 13.37
-31.46%
Local Cheese(1kg)
$14.38Rp 257.7K
$6.89SAR 25.86
108.71%
Chicken Fillets(1kg)
$4.31Rp 77.1K
$7.64SAR 28.66
-43.59%
Beef Round Steak(1kg)
$12.21Rp 218.7K
$12.85SAR 48.21
-4.98%
Apples(1kg)
$3.68Rp 66.0K
$2.16SAR 8.10
70.37%
Banana(1kg)
$1.55Rp 27.8K
$1.63SAR 6.12
-4.91%
Oranges(1kg)
$2.79Rp 49.9K
$1.69SAR 6.35
65.09%
Tomato(1kg)
$2.33Rp 41.8K
$1.56SAR 5.85
49.36%
Potato(1kg)
$1.97Rp 35.3K
$1.25SAR 4.69
57.60%
Onion(1kg)
$2.31Rp 41.4K
$1.27SAR 4.76
81.89%
Lettuce(1 head)
$1.06Rp 19.1K
$1.24SAR 4.66
-14.52%
Water(1.5 liter bottle)
$0.73Rp 13.1K
$0.56SAR 2.10
30.36%
Bottle of Non-Alcoholic Wine(Mid-Range)
-
$2.40SAR 8.99
-
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$1.77SAR 6.64
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$2.10SAR 7.87
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 58.8K
$6.42SAR 24.10
-48.91%
Wine(Bottle)
$22.79Rp 408.4K
-
-
Local Beer(0.5 liter bottle)
$2.81Rp 50.3K
-
-
Imported Beer(0.33 liter bottle)
$2.78Rp 49.9K
-
-
🚌 Getting Around
Ubud, Bali
Ar-rass
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,217
$1.09SAR 4.10
-73.39%
Public Transport Monthly Pass(Regular Price)
$8.06Rp 144.4K
$40.24SAR 151
-79.97%
Taxi Start(Normal Tariff)
$0.45Rp 8,047
$2.69SAR 10.10
-83.27%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,094
$1.88SAR 7.07
-76.06%
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 111.7K
$13.18SAR 49.46
-52.66%
Gasoline(1 liter)
$0.85Rp 15.2K
$0.60SAR 2.24
41.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 465.4M
$26.5KSAR 99.5K
-2.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 567.2M
$22.4KSAR 84.1K
41.28%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ar-rass
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.4M
$107SAR 401
-24.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.7K
$34.28SAR 129
-88.16%
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 437.6K
$72.7SAR 273
-66.42%
🎉 Sport & Entertainment
Ubud, Bali
Ar-rass
Difference
Gym Membership(Monthly)
$97.7Rp 1.7M
$44.14SAR 166
121.27%
Tennis Court(1 Hour on Weekend)
$6.45Rp 115.5K
$36.14SAR 136
-82.15%
Cinema Ticket
$4.04Rp 72.4K
$15.61SAR 58.6
-74.12%
🧸 Childcare & Education
Ubud, Bali
Ar-rass
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$350SAR 1,311
-13.01%
International Primary School, 1 Child(Yearly)
$6,621Rp 118.6M
$7,049SAR 26.5K
-6.08%
👕👟 Clothing & Footwear
Ubud, Bali
Ar-rass
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 971.7K
$20.95SAR 78.6
158.85%
Summer Dress(H&M, Zara, etc)
$38.78Rp 694.7K
$61.0SAR 229
-36.37%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
$78.4SAR 294
9.83%
Men's Leather Business Shoes
$76.7Rp 1.4M
$81.4SAR 305
-5.82%
🏠 Accommodation & Living
Ubud, Bali
Ar-rass
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.7M
$434SAR 1,627
127.29%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 11.8M
$387SAR 1,454
69.85%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 60.4M
$379SAR 1,421
789.96%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.0M
$628SAR 2,358
228.72%
Buy Apartment in City Center(m2)
$2,741Rp 49.1M
$2,384SAR 8,946
15.00%
Buy Apartment Outside City Center(m2)
$2,228Rp 39.9M
$1,325SAR 4,971
68.15%
💵 Salaries & Financials
Ubud, Bali
Ar-rass
Difference
Average Monthly Net Salary(After Tax)
$163Rp 2.9M
$1,719SAR 6,452
-90.49%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.42
200.45%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Ar-rass: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $434 in Ar-rass. Housing cost is often the main lever when comparing two cities.
💰Ar-rass pays 952% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $44.00 in Ar-rass. Groceries flip the comparison at $297 vs $205, with Ar-rass cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Ar-rass: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Ar-rass?
Ubud, Bali and Ar-rass differ by about 20% in total monthly costs ($1,404 vs $1,171 including rent). Ar-rass is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Ar-rass earns 952% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Ar-rass?
Rent for a central apartment: $986 in Ubud, Bali versus $434 in Ar-rass. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and Ar-rass?
Childcare runs $304 in Ubud, Bali versus $350 in Ar-rass. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $1,171 in Ar-rass versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Ar-rass but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ar-rass the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Ar-rass?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Ar-rass safer for residents?
Safety-wise, Ubud, Bali and Ar-rass are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Ar-rass?
Expats usually find Ar-rass gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared