Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Ar-rass

For one person, living is cheaper in Ar-rass: $1,162 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Ar-rass
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Ar-rass Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Ar-rass

🇸🇦 Saudi Arabia

$1,162

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ar-rass

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ar-rass actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,162 in Ar-rass.

Ubud, Bali $1,331
Ar-rass $1,162

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,717 in Ar-rass.

Ubud, Bali $2,255
Ar-rass $1,717

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,272 in Ar-rass.

Ubud, Bali $3,180
Ar-rass $2,272

Living in Ubud, Bali is roughly 14% more expensive than in Ar-rass, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Ar-rass 14% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$6.73 SAR 25.27

-49.78%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$37.53 SAR 141

-7.67%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.20 SAR 30.78

-32.07%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.81 SAR 6.79

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.19 SAR 8.23

Cappuccino

$2.62 Rp 47.5K

$3.29 SAR 12.36

-20.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.88 SAR 3.30

75.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.27 SAR 1.01

137.04%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

Milk (1 liter)

$1.46 Rp 26.5K

$1.81 SAR 6.81

-19.34%

White Bread (500g)

$2.29 Rp 41.6K

$0.38 SAR 1.43

502.63%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.82 SAR 6.85

-39.01%

Eggs

$2.10 Rp 38.1K

$3.67 SAR 13.78

-42.78%

Local Cheese (1kg)

$15.94 Rp 289.3K

$6.77 SAR 25.40

135.45%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$7.99 SAR 29.97

-51.44%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$12.90 SAR 48.43

-11.63%

Apples (1kg)

$3.55 Rp 64.5K

$2.14 SAR 8.03

65.89%

Banana (1kg)

$1.54 Rp 27.9K

$1.73 SAR 6.48

-10.98%

Oranges (1kg)

$2.23 Rp 40.5K

$1.64 SAR 6.17

35.98%

Tomato (1kg)

$1.97 Rp 35.8K

$1.56 SAR 5.84

26.28%

Potato (1kg)

$1.86 Rp 33.7K

$1.25 SAR 4.68

48.80%

Onion (1kg)

$2.42 Rp 43.9K

$1.33 SAR 5.01

81.95%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.26 SAR 4.73

-19.05%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.58 SAR 2.17

-10.34%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.01 SAR 11.29

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.95 SAR 7.33

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.12 SAR 7.94

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$7.88 SAR 29.58

-72.08%

Wine (Bottle)

$21.79 Rp 395.4K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.96 SAR 3.60

-73.96%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$42.22 SAR 158

-80.65%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$2.61 SAR 9.78

-83.14%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.49 SAR 5.60

-68.46%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$13.93 SAR 52.3

-59.80%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.61 SAR 2.27

36.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$25.3K SAR 95.1K

-3.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$21.7K SAR 81.4K

46.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$94.9 SAR 356

-18.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$24.18 SAR 90.7

-74.61%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$60.3 SAR 226

-68.63%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$43.79 SAR 164

16.44%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$4.38 Rp 79.5K

$13.26 SAR 49.79

-66.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$417 SAR 1,565

18.13%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$11.2K SAR 42.0K

9.09%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$42.38 SAR 159

6.56%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$55.8 SAR 209

-37.46%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$97.9 SAR 368

-20.02%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$74.6 SAR 280

4.44%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$562 SAR 2,110

91.71%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$416 SAR 1,560

60.00%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$383 SAR 1,439

815.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$620 SAR 2,327

169.53%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,915 SAR 7,189

22.18%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,353 SAR 5,078

65.29%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,732 SAR 6,502

-90.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.54

148.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Ar-rass: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Ar-rass

$416 35.8% 37.5% $249

Groceries & Markets

Ubud, Bali

$279 21%

Ar-rass

$197 16.9% 29.6% $83

Clothing & Footwear

Ubud, Bali

$106 8%

Ar-rass

$122 10.5% 14.6% $15

Eating Out

Ubud, Bali

$106 8%

Ar-rass

$123 10.5% 15.9% $17

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Ar-rass

$179 15.4% 74.9% $77

Sport & Entertainment

Ubud, Bali

$60 4.5%

Ar-rass

$70 6.1% 17.7% $11

Getting Around

Ubud, Bali

$12 0.9%

Ar-rass

$56 4.8% 370% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $562 in Ar-rass. Housing cost is often the main lever when comparing two cities.

Ar-rass pays about 10 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $38 in Ar-rass. Groceries flip the comparison at $279 vs $197, with Ar-rass cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇸🇦 Ar-rass

🕒 Local time

17:53 5:53 PM

12:53 12:53 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

121,359

💱 Currency

Indonesian Rupiah IDR Rp

Saudi Riyal SAR ر.س

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 SAR = 0.266 USD

1 SAR = 0.238 EUR

Exchange rates and currency converter

SAR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Saudi Riyal exchange rates as of November 4, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.21 SAR (1 SAR = 0.238 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ar-rass 8,630 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Ar-rass

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ar-rass: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,162 in Ar-rass, so Ar-rass is about 13% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 90% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $562 in Ar-rass. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $417 in Ar-rass. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Ar-rass gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.