Last update: Nov 2026

Cost of Living Comparison Between Ar-rass and Ubud, Bali

For one person, living is cheaper in Ar-rass: $1,162 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

55

Cost of Living Index in Ar-rass
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Ar-rass Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ar-rass

🇸🇦 Saudi Arabia

$1,162

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Ar-rass and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ar-rass and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,162 in Ar-rass versus $1,331 in Ubud, Bali.

Ar-rass $1,162
Ubud, Bali $1,331

Estimated couple costs with rent: $1,717 in Ar-rass versus $2,255 in Ubud, Bali.

Ar-rass $1,717
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,272 in Ar-rass versus $3,180 in Ubud, Bali.

Ar-rass $2,272
Ubud, Bali $3,180

Living in Ar-rass costs roughly 13% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ar-rass 14% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$6.73 SAR 25.27

$3.38 Rp 61.2K

99.11%

Three-Course Dinner for Two, Mid-Range

$37.53 SAR 141

$34.65 Rp 628.6K

8.31%

Fast Food Meal (McDonalds, etc)

$8.20 SAR 30.78

$5.57 Rp 101.1K

47.22%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.81 SAR 6.79

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.19 SAR 8.23

Cappuccino

$3.29 SAR 12.36

$2.62 Rp 47.5K

25.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 SAR 3.30

$1.54 Rp 27.9K

-42.86%

Water (0.33 liter bottle)

$0.27 SAR 1.01

$0.64 Rp 11.6K

-57.81%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

Milk (1 liter)

$1.81 SAR 6.81

$1.46 Rp 26.5K

23.97%

White Bread (500g)

$0.38 SAR 1.43

$2.29 Rp 41.6K

-83.41%

Rice (white) (1kg)

$1.82 SAR 6.85

$1.11 Rp 20.1K

63.96%

Eggs

$3.67 SAR 13.78

$2.10 Rp 38.1K

74.76%

Local Cheese (1kg)

$6.77 SAR 25.40

$15.94 Rp 289.2K

-57.53%

Chicken Fillets (1kg)

$7.99 SAR 29.97

$3.88 Rp 70.4K

105.93%

Beef Round Steak (1kg)

$12.90 SAR 48.43

$11.40 Rp 206.8K

13.16%

Apples (1kg)

$2.14 SAR 8.03

$3.55 Rp 64.4K

-39.72%

Banana (1kg)

$1.73 SAR 6.48

$1.54 Rp 27.9K

12.34%

Oranges (1kg)

$1.64 SAR 6.17

$2.23 Rp 40.5K

-26.46%

Tomato (1kg)

$1.56 SAR 5.84

$1.97 Rp 35.8K

-20.81%

Potato (1kg)

$1.25 SAR 4.68

$1.86 Rp 33.7K

-32.80%

Onion (1kg)

$1.33 SAR 5.01

$2.42 Rp 43.9K

-45.04%

Lettuce (1 head)

$1.26 SAR 4.73

$1.02 Rp 18.6K

23.53%

Water (1.5 liter bottle)

$0.58 SAR 2.17

$0.52 Rp 9,475

11.54%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.01 SAR 11.29

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.95 SAR 7.33

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.12 SAR 7.94

Cigarettes 20 Pack (Marlboro, Camel)

$7.88 SAR 29.58

$2.20 Rp 39.9K

258.18%

Wine (Bottle)

$21.79 Rp 395.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.96 SAR 3.60

$0.25 Rp 4,542

284.00%

Public Transport Monthly Pass (Regular Price)

$42.22 SAR 158

$8.17 Rp 148.3K

416.77%

Taxi Start (Normal Tariff)

$2.61 SAR 9.78

$0.44 Rp 7,941

493.18%

Taxi (Normal Tariff) (1km)

$1.49 SAR 5.60

$0.47 Rp 8,489

217.02%

Taxi 1hour Waiting (Normal Tariff)

$13.93 SAR 52.3

$5.60 Rp 101.6K

148.75%

Gasoline (1 liter)

$0.61 SAR 2.27

$0.83 Rp 15.0K

-26.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K SAR 95.1K

$24.4K Rp 443.5M

3.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K SAR 81.4K

$31.7K Rp 575.0M

-31.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.9 SAR 356

$77.5 Rp 1.4M

22.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.18 SAR 90.7

$6.14 Rp 111.5K

293.81%

Internet (50+ Mbps, Unlimited Data)

$60.3 SAR 226

$18.92 Rp 343.1K

218.82%

Gym Membership (Monthly)

$43.79 SAR 164

$51.0 Rp 925.0K

-14.12%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$13.26 SAR 49.79

$4.38 Rp 79.5K

202.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$417 SAR 1,565

$492 Rp 8.9M

-15.34%

International Primary School, 1 Child (Yearly)

$11.2K SAR 42.0K

$12.2K Rp 221.7M

-8.33%

Jeans (Levis 501 Or Similar)

$42.38 SAR 159

$45.16 Rp 819.2K

-6.16%

Summer Dress (H&M, Zara, etc)

$55.8 SAR 209

$34.89 Rp 632.9K

59.90%

Sport Shoes (Adidas, Nike)

$97.9 SAR 368

$78.3 Rp 1.4M

25.03%

Men's Leather Business Shoes

$74.6 SAR 280

$77.9 Rp 1.4M

-4.25%

1-bedroom Apartment, City Center (Monthly)

$562 SAR 2,110

$1,078 Rp 19.5M

-47.84%

1-bedroom Apartment, Outside City Center (Monthly)

$416 SAR 1,560

$665 Rp 12.1M

-37.50%

3-bedroom Apartment, City Center (Monthly)

$383 SAR 1,439

$3,510 Rp 63.7M

-89.08%

3-bedroom Apartment, Outside City Center (Monthly)

$620 SAR 2,327

$1,671 Rp 30.3M

-62.90%

Buy Apartment in City Center (m2)

$1,915 SAR 7,189

$2,340 Rp 42.4M

-18.15%

Buy Apartment Outside City Center (m2)

$1,353 SAR 5,078

$2,236 Rp 40.6M

-39.50%

Average Monthly Net Salary (After Tax)

$1,732 SAR 6,502

$166 Rp 3.0M

941.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

13.78

-59.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ar-rass: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ar-rass

$416 35.8%

Ubud, Bali

$665 50% 60% $249

Groceries & Markets

Ar-rass

$197 16.9%

Ubud, Bali

$279 21% 42.1% $83

Monthly Utilities & Internet

Ar-rass

$179 15.4%

Ubud, Bali

$103 7.7% 42.8% $77

Eating Out

Ar-rass

$123 10.5%

Ubud, Bali

$106 8% 13.7% $17

Clothing & Footwear

Ar-rass

$122 10.5%

Ubud, Bali

$106 8% 12.7% $15

Sport & Entertainment

Ar-rass

$70 6.1%

Ubud, Bali

$60 4.5% 15% $11

Getting Around

Ar-rass

$56 4.8%

Ubud, Bali

$12 0.9% 78.7% $44

Cost Breakdown

A one-bedroom apartment in the center runs $562 in Ar-rass and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ar-rass pays about 10 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38 in Ar-rass vs $35 in Ubud, Bali. Groceries flip the comparison at $197 vs $279, with Ar-rass cheaper for home cooking.

Good to know

🇸🇦 Ar-rass

🇮🇩 Ubud, Bali

🕒 Local time

01:37 1:37 AM

06:37 6:37 AM

5 h ahead of Ar-rass

🌤 Weather

👥 Population

121,359

74,800

💱 Currency

Saudi Riyal SAR ر.س

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 SAR = 0.266 USD

1 SAR = 0.238 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to SAR – Saudi Riyal Converter

🇺🇸 United States Dollar ($)

🇸🇦 Saudi Riyal (ر.س)

Saudi Riyal exchange rates as of November 3, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.2 SAR (1 SAR = 0.238 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

USD to SAR in detail →

On the map

Lowest

Highest

Between locations

Ar-rass Ubud, Bali 8,630 km ≈ 11 h nonstop flight

From you

Ar-rass
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ar-rass vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,162 in Ar-rass and $1,331 in Ubud, Bali, so Ar-rass is about 13% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Ar-rass is about 10 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $562 in Ar-rass versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $417 in Ar-rass versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Ar-rass gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.