Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and the Andaman Islands

For one person, living is cheaper in the Andaman Islands: $363 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
17

Cost of Living Index in the Andaman Islands
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Andaman Islands Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Andaman Islands

🇮🇳 India

$363

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in the Andaman Islands

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in the Andaman Islands actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $363 in the Andaman Islands.

Ubud, Bali $1,353
Andaman Islands $363

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $567 in the Andaman Islands.

Ubud, Bali $2,297
Andaman Islands $567

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $772 in the Andaman Islands.

Ubud, Bali $3,241
Andaman Islands $772

Living in Ubud, Bali is roughly 273% more expensive than in the Andaman Islands, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Andaman Islands is 73% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.06 ₹195

56.80%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$6.13 ₹582

469.00%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.69 ₹351

54.47%

Cappuccino

$2.62 Rp 47.1K

$1.28 ₹122

104.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.71 ₹67.2

142.25%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.20 ₹18.84

305.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.45 ₹137

82.76%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.84 ₹269

53.87%

Milk (1 liter)

$1.57 Rp 28.3K

$0.95 ₹90.1

65.26%

White Bread (500g)

$2.19 Rp 39.5K

$0.46 ₹43.52

376.09%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.72 ₹68.2

63.89%

Eggs

$2.16 Rp 38.8K

$1.22 ₹116

77.05%

Local Cheese (1kg)

$17.65 Rp 317.7K

$4.42 ₹420

299.32%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.89 ₹275

30.80%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

$1.98 ₹188

81.82%

Banana (1kg)

$1.59 Rp 28.6K

$0.62 ₹59.3

156.45%

Oranges (1kg)

$2.31 Rp 41.6K

$0.89 ₹84.5

159.55%

Tomato (1kg)

$1.91 Rp 34.3K

$0.45 ₹42.72

324.44%

Potato (1kg)

$1.78 Rp 32.1K

$0.56 ₹53.2

217.86%

Onion (1kg)

$2.33 Rp 41.9K

$0.40 ₹37.59

482.50%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.47 ₹44.44

112.77%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.25 ₹23.77

112.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.14 ₹488

-55.45%

Wine (Bottle)

$22.07 Rp 397.3K

$7.52 ₹714

193.48%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.65 ₹157

42.42%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.60 ₹247

14.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.02 ₹477

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.25 ₹23.51

-8.00%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$7.75 ₹736

14.84%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.81 ₹76.9

-41.98%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.27 ₹25.67

59.26%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.56 ₹148

250.64%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.04 ₹98.8

-20.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$12.5K ₹1.2M

90.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.3K ₹1.8M

69.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$35.05 ₹3,328

128.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$3.40 ₹322

92.94%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$6.41 ₹608

190.17%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$14.38 ₹1,366

276.36%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$6.33 ₹601

188.78%

Cinema Ticket

$4.25 Rp 76.5K

$2.42 ₹230

75.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$47.89 ₹4,547

928.80%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,409 ₹133.8K

297.16%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$21.96 ₹2,085

107.56%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$23.14 ₹2,198

51.08%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$38.59 ₹3,665

101.40%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$27.98 ₹2,657

180.63%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$123 ₹11.7K

818.71%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$73.4 ₹6,967

817.11%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$261 ₹24.8K

1282.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$172 ₹16.4K

887.99%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$985 ₹93.6K

175.80%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$523 ₹49.7K

328.39%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$282 ₹26.8K

-41.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for the Andaman Islands: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Andaman Islands

$73 20.2% 89.1% $600

Groceries & Markets

Ubud, Bali

$287 21.2%

Andaman Islands

$105 28.9% 63.5% $182

Clothing & Footwear

Ubud, Bali

$107 7.9%

Andaman Islands

$50 13.9% 52.8% $56

Eating Out

Ubud, Bali

$106 7.9%

Andaman Islands

$59 16.4% 44.2% $47

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Andaman Islands

$45 12.4% 57.4% $60

Sport & Entertainment

Ubud, Bali

$63 4.6%

Andaman Islands

$19 5.3% 69.3% $43

Getting Around

Ubud, Bali

$12 0.9%

Andaman Islands

$11 3% 12.3% $1.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $123 in the Andaman Islands. Housing cost is often the main lever when comparing two cities.

Andaman Islands pays 70% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $6.00 in the Andaman Islands for a mid-range dinner for two. Groceries echo the gap at $287 vs $105 per month, with the Andaman Islands cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Andaman Islands

🕒 Local time

23:41 11:41 PM

21:11 9:11 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

343,125

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Andaman Islands 3,410 km ≈ 4 h 45 min nonstop flight

From you

Ubud, Bali
Andaman Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Andaman Islands: Cost of Living - Frequently Asked Questions

Andaman Islands is cheaper overall, especially in groceries, clothing, and eating out. The 273% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 70% lower in the Andaman Islands. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $123 in the Andaman Islands. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in the Andaman Islands runs roughly 15% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $47.89 in the Andaman Islands. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $363 in the Andaman Islands versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in the Andaman Islands but tight or insufficient in Ubud, Bali. The gap between the two cities makes Andaman Islands the clear choice for anyone on this budget.

For families, Andaman Islands is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Andaman Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Andaman Islands gentler on the wallet – expenses run 273% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.