Cost of Living Comparison Between Ubud, Bali and Andaman Islands Cost of Living Comparison Between Ubud, Bali and Andaman Islands

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $392 in Andaman Islands.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $624 in Andaman Islands.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $856 in Andaman Islands.

Living in Ubud, Bali is roughly 262% more expensive than Andaman Islands, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Andaman Islands is 71% below.

Meal at Budget Restaurant

$3.56 Rp 64.2K

$2.39 ₹227

48.95%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 589.7K

$10.46 ₹993

212.91%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$3.67 ₹348

34.88%

Cappuccino

$2.71 Rp 48.9K

$1.52 ₹144

78.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.40 ₹38.07

235.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.22 ₹20.68

218.18%

Local Beer (0.5 liter draught)

$2.92 Rp 52.6K

$1.78 ₹169

64.04%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.3K

$3.01 ₹286

31.56%

Milk (1 liter)

$1.81 Rp 32.6K

$1.03 ₹97.5

75.73%

White Bread (500g)

$2.52 Rp 45.3K

$0.54 ₹51.7

366.67%

Rice (white) (1kg)

$1.16 Rp 20.9K

$0.84 ₹79.7

38.10%

Eggs

$2.46 Rp 44.3K

$0.88 ₹83.6

179.55%

Local Cheese (1kg)

$14.71 Rp 265.1K

$4.98 ₹473

195.38%

Chicken Fillets (1kg)

$4.32 Rp 77.8K

$3.05 ₹290

41.64%

Beef Round Steak (1kg)

$12.14 Rp 218.6K

Apples (1kg)

$3.84 Rp 69.2K

$2.18 ₹207

76.15%

Banana (1kg)

$1.56 Rp 28.1K

$0.69 ₹65.5

126.09%

Oranges (1kg)

$2.83 Rp 51.1K

$0.97 ₹92.4

191.75%

Tomato (1kg)

$2.33 Rp 41.9K

$0.55 ₹51.8

323.64%

Potato (1kg)

$1.91 Rp 34.5K

$0.35 ₹33.50

445.71%

Onion (1kg)

$2.20 Rp 39.7K

$0.41 ₹39.25

436.59%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.49 ₹46.39

106.12%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.25 ₹23.54

212.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.7K

$3.92 ₹372

-15.31%

Wine (Bottle)

$23.74 Rp 427.6K

$6.68 ₹635

255.39%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.76 ₹167

58.52%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$2.87 ₹273

-0.35%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.18 ₹491

One-way Ticket (Public Transport)

$0.27 Rp 4,842

$0.28 ₹26.38

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.6K

$8.65 ₹822

-7.17%

Taxi Start (Normal Tariff)

$0.46 Rp 8,222

$0.78 ₹74.2

-41.03%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,108

$0.26 ₹24.83

73.08%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.8K

$1.48 ₹141

312.16%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.10 ₹104

-28.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.1M

$13.8K ₹1.3M

89.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 578.6M

$21.8K ₹2.1M

47.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$38.24 ₹3,631

109.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.2K

$3.54 ₹336

14.69%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 423.7K

$7.40 ₹702

217.84%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$15.70 ₹1,491

528.66%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.4K

$6.89 ₹654

-3.77%

Cinema Ticket

$4.15 Rp 74.7K

$2.90 ₹275

43.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$51.7 ₹4,912

487.48%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.1M

$1,553 ₹147.5K

325.72%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$24.81 ₹2,356

123.86%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.1K

$25.12 ₹2,385

52.51%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$42.86 ₹4,069

106.72%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$31.61 ₹3,001

146.35%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$126 ₹11.9K

700.21%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$75.5 ₹7,169

794.36%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.0M

$273 ₹26.0K

1158.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.7M

$181 ₹17.2K

1027.63%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$980 ₹93.0K

189.94%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$518 ₹49.2K

337.25%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$290 ₹27.5K

-42.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Andaman Islands: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $126 in Andaman Islands. Housing cost is often the main lever when comparing two cities.

Andaman Islands pays 75% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $10.00 in Andaman Islands for a mid-range dinner for two. Groceries echo the gap at $302 vs $109 per month, with Andaman Islands cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Andaman Islands: Cost of Living - Frequently Asked Questions

Andaman Islands is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 262% gap adds up to real monthly savings that compound significantly over time.

On paper, Andaman Islands earns 75% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $126 in Andaman Islands. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Andaman Islands runs roughly 8% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $51.7 in Andaman Islands. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $392 in Andaman Islands versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Andaman Islands but tight or insufficient in Ubud, Bali. The gap between the two cities makes Andaman Islands the clear choice for anyone on this budget.

For families, Andaman Islands is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Andaman Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Andaman Islands gentler on the wallet – expenses run 262% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.