Cost of Living Comparison Between Ubud, Bali and Andaman Islands Cost of Living Comparison Between Ubud, Bali and Andaman Islands

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $364 in Andaman Islands.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $568 in Andaman Islands.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $773 in Andaman Islands.

Living in Ubud, Bali is roughly 284% more expensive than in Andaman Islands, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Andaman Islands is 74% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$2.15 ₹204

56.74%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.4K

$6.22 ₹587

520.42%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$3.70 ₹349

49.19%

Cappuccino

$2.64 Rp 46.6K

$1.34 ₹127

97.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.71 ₹67.2

135.21%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.17 ₹15.83

352.94%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.38 ₹130

90.58%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.84 ₹268

50.70%

Milk (1 liter)

$1.55 Rp 27.3K

$0.90 ₹84.6

72.22%

White Bread (500g)

$2.22 Rp 39.2K

$0.49 ₹46.43

353.06%

Rice (white) (1kg)

$1.13 Rp 19.8K

$0.72 ₹68.0

56.94%

Eggs

$2.09 Rp 36.8K

$1.22 ₹116

71.31%

Local Cheese (1kg)

$17.39 Rp 306.7K

$4.63 ₹437

275.59%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$2.91 ₹275

32.99%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

Apples (1kg)

$3.62 Rp 63.8K

$1.97 ₹186

83.76%

Banana (1kg)

$1.56 Rp 27.5K

$0.69 ₹65.6

126.09%

Oranges (1kg)

$2.35 Rp 41.5K

$0.93 ₹87.7

152.69%

Tomato (1kg)

$2.06 Rp 36.2K

$0.47 ₹44.66

338.30%

Potato (1kg)

$1.90 Rp 33.5K

$0.35 ₹32.67

442.86%

Onion (1kg)

$2.34 Rp 41.2K

$0.69 ₹65.2

239.13%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.45 ₹42.88

128.89%

Water (1.5 liter bottle)

$0.55 Rp 9,781

$0.25 ₹23.81

120.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$5.03 ₹476

-55.27%

Wine (Bottle)

$23.81 Rp 419.8K

$7.26 ₹686

227.96%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.66 ₹156

39.16%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.63 ₹249

6.46%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.33 ₹503

One-way Ticket (Public Transport)

$0.27 Rp 4,803

$0.27 ₹25.49

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$7.93 ₹750

9.21%

Taxi Start (Normal Tariff)

$0.48 Rp 8,490

$0.76 ₹71.4

-36.84%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,865

$0.23 ₹21.85

95.65%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$1.56 ₹147

266.67%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.05 ₹99.5

-27.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$12.7K ₹1.2M

92.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.4M

$19.3K ₹1.8M

66.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$36.07 ₹3,408

131.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$3.39 ₹320

90.56%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$6.73 ₹636

182.17%

Gym Membership (Monthly)

$56.0 Rp 987.0K

$14.25 ₹1,346

292.77%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

$7.29 ₹689

155.42%

Cinema Ticket

$4.28 Rp 75.5K

$2.31 ₹219

85.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$43.72 ₹4,131

1012.81%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.3M

$1,429 ₹135.0K

309.78%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.3K

$24.87 ₹2,350

83.19%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.5K

$19.99 ₹1,889

81.99%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$42.55 ₹4,021

92.62%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$30.57 ₹2,889

163.00%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$128 ₹12.1K

772.13%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$72.2 ₹6,825

870.62%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$271 ₹25.6K

1205.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$192 ₹18.2K

817.28%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$979 ₹92.5K

188.65%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$512 ₹48.3K

347.90%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$294 ₹27.8K

-42.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Andaman Islands: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $128 in Andaman Islands. Housing cost is often the main lever when comparing two cities.

Andaman Islands pays 73% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $6.00 in Andaman Islands for a mid-range dinner for two. Groceries echo the gap at $293 vs $106 per month, with Andaman Islands cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Andaman Islands: Cost of Living - Frequently Asked Questions

Andaman Islands is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 284% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 73% lower in Andaman Islands. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $128 in Andaman Islands. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Andaman Islands runs roughly 9% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $487 in Ubud, Bali versus $43.72 in Andaman Islands. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $364 in Andaman Islands versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Andaman Islands but tight or insufficient in Ubud, Bali. The gap between the two cities makes Andaman Islands the clear choice for anyone on this budget.

For families, Andaman Islands is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Andaman Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Andaman Islands gentler on the wallet – expenses run 284% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.