Cost of Living Comparison Between Ubud, Bali and Andaman Islands Cost of Living Comparison Between Ubud, Bali and Andaman Islands

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $398 in Andaman Islands.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $633 in Andaman Islands.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $868 in Andaman Islands.

Living in Ubud, Bali is roughly 254% more expensive than in Andaman Islands, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Andaman Islands is 70% below.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$2.38 ₹229

44.96%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 579.0K

$10.44 ₹1,005

209.77%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$3.63 ₹349

33.33%

Cappuccino

$2.75 Rp 49.2K

$1.54 ₹148

78.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.40 ₹38.76

245.00%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$0.19 ₹18.39

294.74%

Local Beer (0.5 liter draught)

$2.99 Rp 53.6K

$1.76 ₹170

69.89%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$3.05 ₹293

26.23%

Milk (1 liter)

$1.74 Rp 31.1K

$1.07 ₹103

62.62%

White Bread (500g)

$2.46 Rp 44.0K

$0.50 ₹47.92

392.00%

Rice (white) (1kg)

$1.17 Rp 20.9K

$0.84 ₹80.9

39.29%

Eggs

$2.43 Rp 43.5K

$0.94 ₹90.2

158.51%

Local Cheese (1kg)

$14.50 Rp 259.7K

$4.87 ₹469

197.74%

Chicken Fillets (1kg)

$4.35 Rp 77.9K

$2.92 ₹281

48.97%

Beef Round Steak (1kg)

$11.98 Rp 214.5K

Apples (1kg)

$3.72 Rp 66.6K

$2.19 ₹211

69.86%

Banana (1kg)

$1.63 Rp 29.1K

$0.68 ₹65.7

139.71%

Oranges (1kg)

$2.74 Rp 49.1K

$1.00 ₹96.0

174.00%

Tomato (1kg)

$2.24 Rp 40.1K

$0.51 ₹49.07

339.22%

Potato (1kg)

$1.92 Rp 34.3K

$0.39 ₹37.32

392.31%

Onion (1kg)

$2.28 Rp 40.7K

$0.41 ₹39.82

456.10%

Lettuce (1 head)

$1.06 Rp 19.0K

$0.49 ₹47.42

116.33%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.27 ₹26.09

166.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$3.96 ₹381

-16.92%

Wine (Bottle)

$23.19 Rp 415.3K

$7.19 ₹692

222.53%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$1.74 ₹168

59.77%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$2.92 ₹281

-6.51%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.99 ₹481

One-way Ticket (Public Transport)

$0.27 Rp 4,768

$0.30 ₹29.02

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.1K

$8.71 ₹838

-6.89%

Taxi Start (Normal Tariff)

$0.48 Rp 8,643

$0.84 ₹80.7

-42.86%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,517

$0.26 ₹25.07

61.54%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.4K

$1.43 ₹138

334.97%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.14 ₹110

-28.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.4M

$14.2K ₹1.4M

88.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.3M

$22.0K ₹2.1M

46.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$39.46 ₹3,797

98.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$3.38 ₹326

20.41%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.5K

$7.61 ₹732

219.71%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$15.94 ₹1,534

518.63%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.4K

$6.94 ₹668

-8.65%

Cinema Ticket

$3.99 Rp 71.4K

$2.88 ₹277

38.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$51.0 ₹4,908

498.10%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.9M

$1,510 ₹145.3K

339.94%

Jeans (Levis 501 Or Similar)

$54.1 Rp 969.3K

$24.67 ₹2,374

119.46%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.9K

$25.33 ₹2,438

49.27%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$43.49 ₹4,185

99.68%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$31.93 ₹3,073

139.12%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$125 ₹12.0K

694.09%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$75.7 ₹7,284

788.80%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$275 ₹26.5K

1126.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$180 ₹17.3K

1040.32%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$995 ₹95.8K

181.78%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$506 ₹48.7K

340.10%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$289 ₹27.8K

-42.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Andaman Islands: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $125 in Andaman Islands. Housing cost is often the main lever when comparing two cities.

Andaman Islands pays 73% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $10.00 in Andaman Islands for a mid-range dinner for two. Groceries echo the gap at $297 vs $110 per month, with Andaman Islands cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Andaman Islands: Cost of Living - Frequently Asked Questions

Andaman Islands is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 254% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 73% lower in Andaman Islands. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $125 in Andaman Islands. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Andaman Islands runs roughly 7% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $51.0 in Andaman Islands. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $398 in Andaman Islands versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Andaman Islands but tight or insufficient in Ubud, Bali. The gap between the two cities makes Andaman Islands the clear choice for anyone on this budget.

For families, Andaman Islands is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Andaman Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Andaman Islands gentler on the wallet – expenses run 254% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.