Last update: Oct 2026

Cost of Living Comparison Between the Andaman Islands and Ubud, Bali

For one person, living is cheaper in the Andaman Islands: $363 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in the Andaman Islands
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Andaman Islands Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Andaman Islands

🇮🇳 India

$363

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in the Andaman Islands and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the Andaman Islands and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $363 in the Andaman Islands versus $1,353 in Ubud, Bali.

Andaman Islands $363
Ubud, Bali $1,353

Estimated couple costs with rent: $567 in the Andaman Islands versus $2,297 in Ubud, Bali.

Andaman Islands $567
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $772 in the Andaman Islands versus $3,241 in Ubud, Bali.

Andaman Islands $772
Ubud, Bali $3,241

Living in the Andaman Islands costs roughly 73% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Andaman Islands is 73% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$2.06 ₹195

$3.23 Rp 58.1K

-36.22%

Three-Course Dinner for Two, Mid-Range

$6.13 ₹582

$34.88 Rp 627.8K

-82.43%

Fast Food Meal (McDonalds, etc)

$3.69 ₹351

$5.70 Rp 102.5K

-35.26%

Cappuccino

$1.28 ₹122

$2.62 Rp 47.1K

-51.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 ₹67.2

$1.72 Rp 31.0K

-58.72%

Water (0.33 liter bottle)

$0.20 ₹18.84

$0.81 Rp 14.6K

-75.31%

Local Beer (0.5 liter draught)

$1.45 ₹137

$2.65 Rp 47.7K

-45.28%

Imported Beer (0.33 liter bottle)

$2.84 ₹269

$4.37 Rp 78.6K

-35.01%

Milk (1 liter)

$0.95 ₹90.1

$1.57 Rp 28.3K

-39.49%

White Bread (500g)

$0.46 ₹43.52

$2.19 Rp 39.5K

-79.00%

Rice (white) (1kg)

$0.72 ₹68.2

$1.18 Rp 21.2K

-38.98%

Eggs

$1.22 ₹116

$2.16 Rp 38.8K

-43.52%

Local Cheese (1kg)

$4.42 ₹420

$17.65 Rp 317.7K

-74.96%

Chicken Fillets (1kg)

$2.89 ₹275

$3.78 Rp 68.0K

-23.54%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$1.98 ₹188

$3.60 Rp 64.8K

-45.00%

Banana (1kg)

$0.62 ₹59.3

$1.59 Rp 28.6K

-61.01%

Oranges (1kg)

$0.89 ₹84.5

$2.31 Rp 41.6K

-61.47%

Tomato (1kg)

$0.45 ₹42.72

$1.91 Rp 34.3K

-76.44%

Potato (1kg)

$0.56 ₹53.2

$1.78 Rp 32.1K

-68.54%

Onion (1kg)

$0.40 ₹37.59

$2.33 Rp 41.9K

-82.83%

Lettuce (1 head)

$0.47 ₹44.44

$1.00 Rp 18.0K

-53.00%

Water (1.5 liter bottle)

$0.25 ₹23.77

$0.53 Rp 9,509

-52.83%

Cigarettes 20 Pack (Marlboro, Camel)

$5.14 ₹488

$2.29 Rp 41.1K

124.45%

Wine (Bottle)

$7.52 ₹714

$22.07 Rp 397.3K

-65.93%

Local Beer (0.5 liter bottle)

$1.65 ₹157

$2.35 Rp 42.2K

-29.79%

Imported Beer (0.33 liter bottle)

$2.60 ₹247

$2.98 Rp 53.6K

-12.75%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.02 ₹477

One-way Ticket (Public Transport)

$0.25 ₹23.51

$0.23 Rp 4,112

8.70%

Public Transport Monthly Pass (Regular Price)

$7.75 ₹736

$8.90 Rp 160.2K

-12.92%

Taxi Start (Normal Tariff)

$0.81 ₹76.9

$0.47 Rp 8,466

72.34%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.67

$0.43 Rp 7,737

-37.21%

Taxi 1hour Waiting (Normal Tariff)

$1.56 ₹148

$5.47 Rp 98.4K

-71.48%

Gasoline (1 liter)

$1.04 ₹98.8

$0.83 Rp 14.9K

25.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.5K ₹1.2M

$23.9K Rp 429.8M

-47.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₹1.8M

$32.8K Rp 590.1M

-41.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$35.05 ₹3,328

$80.0 Rp 1.4M

-56.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.40 ₹322

$6.56 Rp 118.1K

-48.17%

Internet (50+ Mbps, Unlimited Data)

$6.41 ₹608

$18.60 Rp 334.8K

-65.54%

Gym Membership (Monthly)

$14.38 ₹1,366

$54.1 Rp 974.1K

-73.43%

Tennis Court (1 Hour on Weekend)

$6.33 ₹601

$18.28 Rp 329.0K

-65.37%

Cinema Ticket

$2.42 ₹230

$4.25 Rp 76.5K

-43.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$47.89 ₹4,547

$493 Rp 8.9M

-90.28%

International Primary School, 1 Child (Yearly)

$1,409 ₹133.8K

$5,597 Rp 100.7M

-74.82%

Jeans (Levis 501 Or Similar)

$21.96 ₹2,085

$45.58 Rp 820.4K

-51.82%

Summer Dress (H&M, Zara, etc)

$23.14 ₹2,198

$34.96 Rp 629.4K

-33.81%

Sport Shoes (Adidas, Nike)

$38.59 ₹3,665

$77.7 Rp 1.4M

-50.35%

Men's Leather Business Shoes

$27.98 ₹2,657

$78.5 Rp 1.4M

-64.37%

1-bedroom Apartment, City Center (Monthly)

$123 ₹11.7K

$1,131 Rp 20.4M

-89.12%

1-bedroom Apartment, Outside City Center (Monthly)

$73.4 ₹6,967

$673 Rp 12.1M

-89.10%

3-bedroom Apartment, City Center (Monthly)

$261 ₹24.8K

$3,613 Rp 65.0M

-92.76%

3-bedroom Apartment, Outside City Center (Monthly)

$172 ₹16.4K

$1,702 Rp 30.6M

-89.88%

Buy Apartment in City Center (m2)

$985 ₹93.6K

$2,717 Rp 48.9M

-63.74%

Buy Apartment Outside City Center (m2)

$523 ₹49.7K

$2,241 Rp 40.3M

-76.66%

Average Monthly Net Salary (After Tax)

$282 ₹26.8K

$166 Rp 3.0M

69.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.86

13.78

-35.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Andaman Islands: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Andaman Islands

$105 28.9%

Ubud, Bali

$287 21.2% 174% $182

Accommodation & Living

Andaman Islands

$73 20.2%

Ubud, Bali

$673 49.7% 817% $600

Eating Out

Andaman Islands

$59 16.4%

Ubud, Bali

$106 7.9% 79.1% $47

Clothing & Footwear

Andaman Islands

$50 13.9%

Ubud, Bali

$107 7.9% 112% $56

Monthly Utilities & Internet

Andaman Islands

$45 12.4%

Ubud, Bali

$105 7.8% 135% $60

Sport & Entertainment

Andaman Islands

$19 5.3%

Ubud, Bali

$63 4.6% 226% $43

Getting Around

Andaman Islands

$11 3%

Ubud, Bali

$12 0.9% 14% $1.5

Cost Breakdown

A one-bedroom apartment in the center runs $123 in the Andaman Islands and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Andaman Islands pays 70% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $6.00 in the Andaman Islands vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $105 vs $287 per month, with the Andaman Islands cheaper across the board.

Good to know

🇮🇳 Andaman Islands

🇮🇩 Ubud, Bali

🕒 Local time

20:24 8:24 PM

22:54 10:54 PM

2 h 30 min ahead of the Andaman Islands

🌤 Weather

👥 Population

343,125

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Andaman Islands Ubud, Bali 3,410 km ≈ 4 h 45 min nonstop flight

From you

Andaman Islands
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Andaman Islands vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Andaman Islands is cheaper overall, especially in groceries, eating out, and clothing. The 273% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 70% higher in the Andaman Islands, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $123 in the Andaman Islands versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in the Andaman Islands runs roughly 15% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $47.89 in the Andaman Islands versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $363 in the Andaman Islands versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in the Andaman Islands but tight or insufficient in Ubud, Bali. The gap between the two cities makes Andaman Islands the clear choice for anyone on this budget.

For families, Andaman Islands is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Andaman Islands and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Andaman Islands gentler on the wallet – expenses run 273% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.