Cost of Living Comparison Between Ubud, Bali and Amritsar Cost of Living Comparison Between Ubud, Bali and Amritsar

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $395 in Amritsar.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $600 in Amritsar.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $804 in Amritsar.

Living in Ubud, Bali is roughly 246% more expensive than in Amritsar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Amritsar is 71% below.

Currency
🍽 Eating Out
Ubud, Bali
Amritsar
Difference
Meal at Budget Restaurant
$3.44 Rp 60.9K
$2.07 ₹199
66.18%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 643.0K
$8.20 ₹786
342.80%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.0K
$3.33 ₹319
71.47%
Cappuccino
$2.67 Rp 47.3K
$1.95 ₹187
36.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$0.40 ₹38.53
337.50%
Water (0.33 liter bottle)
$0.87 Rp 15.4K
$0.22 ₹21.14
295.45%
Local Beer (0.5 liter draught)
$2.95 Rp 52.3K
$1.56 ₹149
89.10%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.0K
$3.15 ₹303
43.49%
🛒 Groceries & Markets
Ubud, Bali
Amritsar
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$0.71 ₹68.4
128.17%
White Bread (500g)
$2.33 Rp 41.3K
$0.55 ₹52.5
323.64%
Rice (white) (1kg)
$1.11 Rp 19.6K
$0.83 ₹79.8
33.73%
Eggs
$2.20 Rp 39.0K
$0.83 ₹79.9
165.06%
Local Cheese (1kg)
$17.69 Rp 313.3K
$4.09 ₹392
332.52%
Chicken Fillets (1kg)
$4.10 Rp 72.5K
$2.82 ₹270
45.39%
Beef Round Steak (1kg)
$12.18 Rp 215.6K
-
-
Apples (1kg)
$3.71 Rp 65.6K
$1.85 ₹177
100.54%
Banana (1kg)
$1.59 Rp 28.1K
$0.72 ₹68.9
120.83%
Oranges (1kg)
$2.28 Rp 40.4K
$0.56 ₹53.8
307.14%
Tomato (1kg)
$1.95 Rp 34.6K
$0.48 ₹45.61
306.25%
Potato (1kg)
$1.91 Rp 33.7K
$0.32 ₹30.93
496.87%
Onion (1kg)
$2.33 Rp 41.3K
$0.34 ₹33.03
585.29%
Lettuce (1 head)
$1.01 Rp 17.8K
$0.32 ₹30.84
215.63%
Water (1.5 liter bottle)
$0.55 Rp 9,773
$0.30 ₹28.33
83.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.5K
$4.95 ₹475
-54.95%
Wine (Bottle)
$23.07 Rp 408.6K
$11.41 ₹1,094
102.19%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.8K
$1.72 ₹165
40.70%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.1K
$2.66 ₹256
12.78%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.57 ₹535
-
🚌 Getting Around
Ubud, Bali
Amritsar
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,814
$0.39 ₹37.03
-30.77%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.1K
$20.89 ₹2,004
-57.01%
Taxi Start (Normal Tariff)
$0.48 Rp 8,566
$1.06 ₹102
-54.72%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,679
$0.20 ₹19.14
115.00%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 99.9K
$1.65 ₹158
241.82%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.06 ₹102
-24.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 441.7M
$12.3K ₹1.2M
102.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 561.5M
$24.5K ₹2.4M
29.39%
🧾 Monthly Utilities & Internet
Ubud, Bali
Amritsar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$46.09 ₹4,421
76.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.0K
$3.01 ₹289
115.61%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 332.4K
$6.91 ₹663
171.64%
🎉 Sport & Entertainment
Ubud, Bali
Amritsar
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
$29.35 ₹2,816
93.76%
Tennis Court (1 Hour on Weekend)
$18.73 Rp 331.7K
$5.18 ₹497
261.58%
Cinema Ticket
$4.54 Rp 80.4K
$3.20 ₹307
41.87%
🧸 Childcare & Education
Ubud, Bali
Amritsar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$37.68 ₹3,615
1175.66%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.1M
$584 ₹56.0K
878.37%
👕👟 Clothing & Footwear
Ubud, Bali
Amritsar
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 806.0K
$27.10 ₹2,600
67.97%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 635.4K
$24.48 ₹2,348
46.57%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$53.1 ₹5,093
51.42%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$43.24 ₹4,148
81.94%
🏠 Accommodation & Living
Ubud, Bali
Amritsar
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.7M
$62.0 ₹5,952
1696.47%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$31.75 ₹3,046
2097.32%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.4M
$117 ₹11.2K
3020.78%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$79.1 ₹7,588
2096.52%
Buy Apartment in City Center (m2)
$2,784 Rp 49.3M
$809 ₹77.6K
244.19%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.5M
$634 ₹60.8K
261.28%
💵 Salaries & Financials
Ubud, Bali
Amritsar
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
$682 ₹65.5K
-75.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
8
72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Amritsar: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $62.0 in Amritsar. Housing cost is often the main lever when comparing two cities.

Amritsar pays 306% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $8.00 in Amritsar for a mid-range dinner for two. Groceries echo the gap at $295 vs $107 per month, with Amritsar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Amritsar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Amritsar?
Amritsar wins on cost – living expenses run 246% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Amritsar the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Amritsar?
On paper, salaries run 306% lower in Amritsar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Amritsar?
Rent for a central apartment: $1,115 in Ubud, Bali versus $62.0 in Amritsar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Ubud, Bali and in Amritsar?
Dining out is cheaper in Amritsar – a meal for two runs $8.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Ubud, Bali compared to Amritsar?
All in, you'll spend $1,368 per month in Ubud, Bali versus $395 in Amritsar – a 246% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Amritsar?
At $395 in Amritsar versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Amritsar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Amritsar the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Amritsar?
Both work as nomad bases, but Amritsar delivers better value – similar infrastructure at $395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Amritsar hard to pass up.
How safe is Ubud, Bali compared to Amritsar?
Safety-wise, Ubud, Bali and Amritsar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Amritsar gentler on the wallet – expenses run 246% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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