Cost of Living Comparison Between Ubud, Bali and Amritsar Cost of Living Comparison Between Ubud, Bali and Amritsar

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $378 in Amritsar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $585 in Amritsar.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $792 in Amritsar.

Living in Ubud, Bali is roughly 273% more expensive than in Amritsar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Amritsar is 72% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.34 ₹226

47.44%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$10.27 ₹988

214.90%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.55 ₹342

36.34%

Cappuccino

$2.75 Rp 49.3K

$1.71 ₹164

60.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.39 ₹37.94

253.85%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.20 ₹19.22

275.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.70 ₹164

75.88%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.93 ₹282

31.40%

Milk (1 liter)

$1.74 Rp 31.1K

$0.63 ₹60.2

176.19%

White Bread (500g)

$2.46 Rp 44.1K

$0.54 ₹52.3

355.56%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.87 ₹83.8

34.48%

Eggs

$2.43 Rp 43.6K

$0.85 ₹82.0

185.88%

Local Cheese (1kg)

$14.50 Rp 260.2K

$4.66 ₹449

211.16%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$3.06 ₹294

42.16%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

$1.54 ₹148

141.56%

Banana (1kg)

$1.63 Rp 29.2K

$0.76 ₹73.1

114.47%

Oranges (1kg)

$2.74 Rp 49.2K

$0.64 ₹61.8

328.13%

Tomato (1kg)

$2.24 Rp 40.2K

$0.46 ₹44.60

386.96%

Potato (1kg)

$1.92 Rp 34.4K

$0.37 ₹35.89

418.92%

Onion (1kg)

$2.28 Rp 40.8K

$0.46 ₹43.99

395.65%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.34 ₹32.35

211.76%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.32 ₹30.50

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$4.13 ₹398

-20.34%

Wine (Bottle)

$23.19 Rp 416.1K

$11.26 ₹1,084

105.95%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.72 ₹166

61.63%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.75 ₹265

-0.73%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.06 ₹487

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.40 ₹38.45

-32.50%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$23.43 ₹2,256

-65.39%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.85 ₹81.6

-43.53%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.22 ₹21.08

90.91%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$1.30 ₹125

378.46%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.20 ₹116

-32.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$13.7K ₹1.3M

94.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$29.4K ₹2.8M

9.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$47.06 ₹4,530

66.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$3.40 ₹327

19.71%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$7.01 ₹675

247.08%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$24.97 ₹2,404

294.91%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$4.23 ₹407

49.88%

Cinema Ticket

$3.99 Rp 71.5K

$2.83 ₹273

40.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$35.19 ₹3,387

766.81%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$608 ₹58.5K

992.14%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$24.90 ₹2,397

117.43%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$23.77 ₹2,288

59.07%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$48.91 ₹4,708

77.55%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$33.15 ₹3,192

130.32%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$69.2 ₹6,657

1334.42%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$34.97 ₹3,367

1823.73%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$130 ₹12.6K

2488.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$88.1 ₹8,479

2227.65%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$796 ₹76.6K

252.41%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$637 ₹61.3K

249.86%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$514 ₹49.5K

-67.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.3

60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Amritsar: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $69.2 in Amritsar. Housing cost is often the main lever when comparing two cities.

Amritsar pays 208% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $10.00 in Amritsar for a mid-range dinner for two. Groceries echo the gap at $297 vs $109 per month, with Amritsar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Amritsar: Cost of Living - Frequently Asked Questions

Amritsar wins on cost – living expenses run 273% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Amritsar the obvious pick if budget is a priority.

On paper, salaries run 208% lower in Amritsar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $69.2 in Amritsar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Amritsar – a meal for two runs $10.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $378 in Amritsar – a 273% gap that adds up to real savings over time for anyone picking the cheaper option.

At $378 in Amritsar versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Amritsar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Amritsar the clear choice for anyone on this budget.

Both work as nomad bases, but Amritsar delivers better value – similar infrastructure at $378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Amritsar hard to pass up.

Safety-wise, Ubud, Bali and Amritsar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Amritsar gentler on the wallet – expenses run 273% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.