Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Amritsar

For one person, living is cheaper in Amritsar: $426 a month against $1,331 in Ubud, Bali, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
20

Cost of Living Index in Amritsar
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Amritsar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Amritsar

🇮🇳 India

$426

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Amritsar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Amritsar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $426 in Amritsar.

Ubud, Bali $1,331
Amritsar $426

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $682 in Amritsar.

Ubud, Bali $2,255
Amritsar $682

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $938 in Amritsar.

Ubud, Bali $3,180
Amritsar $938

Living in Ubud, Bali is roughly 212% more expensive than in Amritsar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Amritsar 68% lower.

Meal at Budget Restaurant

$3.38 Rp 61.0K

$2.14 ₹202

57.94%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 626.3K

$8.59 ₹811

303.38%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.7K

$3.44 ₹325

61.92%

Cappuccino

$2.62 Rp 47.3K

$1.91 ₹180

37.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.41 ₹38.61

275.61%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.20 ₹18.85

220.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.2K

$1.57 ₹148

70.06%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.1K

$3.14 ₹297

35.67%

Milk (1 liter)

$1.46 Rp 26.4K

$0.70 ₹66.0

108.57%

White Bread (500g)

$2.29 Rp 41.4K

$0.52 ₹48.82

340.38%

Rice (white) (1kg)

$1.11 Rp 20.0K

$0.84 ₹79.1

32.14%

Eggs

$2.10 Rp 38.0K

$0.89 ₹84.0

135.96%

Local Cheese (1kg)

$15.94 Rp 288.1K

$4.30 ₹406

270.70%

Chicken Fillets (1kg)

$3.88 Rp 70.2K

$2.87 ₹271

35.19%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

Apples (1kg)

$3.55 Rp 64.2K

$1.67 ₹158

112.57%

Banana (1kg)

$1.54 Rp 27.8K

$0.76 ₹71.8

102.63%

Oranges (1kg)

$2.23 Rp 40.3K

$0.59 ₹55.6

277.97%

Tomato (1kg)

$1.97 Rp 35.6K

$0.45 ₹42.13

337.78%

Potato (1kg)

$1.86 Rp 33.6K

$0.28 ₹26.03

564.29%

Onion (1kg)

$2.42 Rp 43.7K

$0.34 ₹32.25

611.76%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.30 ₹28.76

240.00%

Water (1.5 liter bottle)

$0.52 Rp 9,441

$0.31 ₹28.90

67.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$5.06 ₹478

-56.52%

Wine (Bottle)

$21.79 Rp 393.8K

$11.43 ₹1,080

90.64%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.72 ₹163

35.47%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.7K

$2.66 ₹251

11.65%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.47 ₹517

One-way Ticket (Public Transport)

$0.25 Rp 4,526

$0.36 ₹33.69

-30.56%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

$20.90 ₹1,974

-60.91%

Taxi Start (Normal Tariff)

$0.44 Rp 7,912

$0.99 ₹93.3

-55.56%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,458

$0.22 ₹20.80

113.64%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.2K

$1.62 ₹153

245.68%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.13 ₹107

-26.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.9M

$11.5K ₹1.1M

113.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.9M

$25.6K ₹2.4M

23.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$37.84 ₹3,575

104.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.1K

$3.10 ₹293

98.06%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.9K

$6.89 ₹651

174.60%

Gym Membership (Monthly)

$51.0 Rp 921.7K

$29.51 ₹2,788

72.79%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

$5.22 ₹493

249.62%

Cinema Ticket

$4.38 Rp 79.2K

$3.12 ₹295

40.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$38.75 ₹3,661

1170.76%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.9M

$1,606 ₹151.7K

660.95%

Jeans (Levis 501 Or Similar)

$45.16 Rp 816.3K

$27.84 ₹2,630

62.21%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 630.6K

$24.92 ₹2,354

40.01%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$53.7 ₹5,069

45.96%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$43.63 ₹4,122

78.48%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$121 ₹11.5K

787.08%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$76.9 ₹7,263

764.73%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$288 ₹27.2K

1118.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$214 ₹20.2K

680.66%

Buy Apartment in City Center (m2)

$2,340 Rp 42.3M

$1,141 ₹107.8K

105.07%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$808 ₹76.4K

176.67%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$387 ₹36.6K

-57.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Amritsar: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Amritsar

$77 18% 88.4% $588

Groceries & Markets

Ubud, Bali

$279 21%

Amritsar

$107 25.1% 61.7% $172

Clothing & Footwear

Ubud, Bali

$106 8%

Amritsar

$68 15.8% 36.5% $39

Eating Out

Ubud, Bali

$106 8%

Amritsar

$67 15.7% 36.7% $39

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Amritsar

$48 11.2% 53.4% $55

Sport & Entertainment

Ubud, Bali

$60 4.5%

Amritsar

$36 8.4% 40.2% $24

Getting Around

Ubud, Bali

$12 0.9%

Amritsar

$24 5.7% 104% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $121 in Amritsar. Housing cost is often the main lever when comparing two cities.

Amritsar pays about 2.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $9 in Amritsar for a mid-range dinner for two. Groceries echo the gap at $279 vs $107 per month, with Amritsar cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Amritsar

🕒 Local time

23:47 11:47 PM

21:17 9:17 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,132,761

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.53 USD

100,000 IDR = 4.92 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.42 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

Indian Rupee exchange rates as of November 5, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.42 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Amritsar 6,190 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Amritsar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Amritsar: Cost of Living - Frequently Asked Questions

Amritsar wins on cost – living expenses run 68% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Amritsar the obvious pick if budget is a priority.

On paper, salaries run 57% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $121 in Amritsar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Amritsar – a meal for two runs $9 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $426 in Amritsar – Amritsar is about 68% cheaper, which adds up to real savings over time.

At $426 in Amritsar versus $1,331 in Ubud, Bali, a $800 budget is realistic in Amritsar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Amritsar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.