Cost of Living Comparison Between Ubud, Bali and Albay Cost of Living Comparison Between Ubud, Bali and Albay

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $762 in Albay.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,207 in Albay.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,651 in Albay.

Living in Ubud, Bali is roughly 84% more expensive than Albay, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Albay is 43% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.52 ₱213

1.42%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$17.91 ₱1,088

81.46%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.39 ₱206

43.36%

Cappuccino

$2.75 Rp 49.2K

$2.48 ₱151

10.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.77 ₱46.54

71.43%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.40 ₱24.10

75.00%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.32 ₱80.1

120.45%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.17 ₱131

74.65%

Milk (1 liter)

$1.71 Rp 30.6K

$1.84 ₱112

-7.07%

White Bread (500g)

$2.47 Rp 44.3K

$1.23 ₱74.5

100.81%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.95 ₱57.6

26.32%

Eggs

$2.44 Rp 43.8K

$1.99 ₱121

22.61%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.92 ₱481

81.57%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.17 ₱253

3.36%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$7.89 ₱479

54.75%

Apples (1kg)

$3.68 Rp 66.0K

$2.97 ₱180

23.91%

Banana (1kg)

$1.55 Rp 27.8K

$1.60 ₱97.3

-3.13%

Oranges (1kg)

$2.79 Rp 49.9K

$2.59 ₱157

7.72%

Tomato (1kg)

$2.33 Rp 41.8K

$1.60 ₱96.9

45.63%

Potato (1kg)

$1.97 Rp 35.3K

$2.21 ₱134

-10.86%

Onion (1kg)

$2.31 Rp 41.4K

$2.59 ₱157

-10.81%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.11 ₱67.6

-4.50%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.77 ₱46.54

-5.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.81 ₱171

16.73%

Wine (Bottle)

$22.79 Rp 408.4K

$8.02 ₱487

184.16%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.19 ₱72.4

136.13%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.03 ₱124

36.95%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.26 ₱15.61

11.54%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.84 ₱50.7

-46.43%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.22 ₱13.32

104.55%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.12 ₱129

194.34%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.09 ₱66.0

-22.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$27.0K ₱1.6M

-3.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.3K ₱1.2M

56.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$114 ₱6,942

-29.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$32.70 ₱1,986

-87.58%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$27.81 ₱1,689

-12.19%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$33.93 ₱2,060

187.86%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$4.53 ₱275

42.38%

Cinema Ticket

$4.04 Rp 72.4K

$5.88 ₱357

-31.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$153 ₱9,280

98.93%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$4,370 ₱265.3K

51.52%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$46.64 ₱2,832

16.27%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$26.51 ₱1,610

46.28%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$73.9 ₱4,485

16.63%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$54.2 ₱3,291

41.43%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$268 ₱16.2K

268.42%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$176 ₱10.7K

273.88%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$580 ₱35.2K

480.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$399 ₱24.2K

417.37%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,458 ₱149.2K

11.54%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$985 ₱59.8K

126.20%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$164 ₱9,933

-0.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Albay: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $268 in Albay. Housing cost is often the main lever when comparing two cities.

Albay pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $18.00 in Albay for a mid-range dinner for two. Groceries echo the gap at $297 vs $205 per month, with Albay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Albay: Cost of Living - Frequently Asked Questions

Ubud, Bali and Albay differ by about 84% in total monthly costs ($1,404 vs $762 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Albay earns 0% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $268 in Albay. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $153 in Albay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Albay – a meal for two runs $18.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $762 in Albay versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Albay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Albay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albay gentler on the wallet – expenses run 84% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.