Cost of Living Comparison Between Ubud, Bali and Albay Cost of Living Comparison Between Ubud, Bali and Albay

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $769 in Albay.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,214 in Albay.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,660 in Albay.

Living in Ubud, Bali is roughly 87% more expensive than Albay, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Albay is 43% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.57 ₱220

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$17.42 ₱1,075

87.03%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.40 ₱210

49.12%

Cappuccino

$2.83 Rp 49.0K

$2.36 ₱145

19.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.79 ₱48.66

69.62%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.40 ₱24.43

72.50%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.35 ₱83.3

121.48%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.16 ₱133

78.24%

Milk (1 liter)

$1.74 Rp 30.2K

$1.92 ₱118

-9.37%

White Bread (500g)

$2.54 Rp 44.0K

$1.22 ₱75.4

108.20%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.93 ₱57.7

27.96%

Eggs

$2.43 Rp 42.0K

$2.00 ₱124

21.50%

Local Cheese (1kg)

$14.66 Rp 254.1K

$8.20 ₱506

78.78%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.14 ₱255

0.97%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$7.77 ₱479

53.67%

Apples (1kg)

$3.69 Rp 63.9K

$2.95 ₱182

25.08%

Banana (1kg)

$1.61 Rp 27.8K

$1.57 ₱97.0

2.55%

Oranges (1kg)

$2.69 Rp 46.5K

$2.61 ₱161

3.07%

Tomato (1kg)

$2.33 Rp 40.4K

$1.53 ₱94.6

52.29%

Potato (1kg)

$1.91 Rp 33.0K

$2.20 ₱136

-13.18%

Onion (1kg)

$2.19 Rp 37.9K

$2.65 ₱163

-17.36%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.11 ₱68.3

-4.50%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.77 ₱47.23

-6.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.82 ₱174

10.99%

Wine (Bottle)

$23.49 Rp 407.1K

$7.27 ₱448

223.11%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.16 ₱71.4

136.21%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.98 ₱122

45.45%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.28 ₱17.36

3.57%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.82 ₱50.7

-45.12%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.22 ₱13.53

90.91%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.18 ₱134

182.57%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.15 ₱71.1

-26.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$26.4K ₱1.6M

-0.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$20.4K ₱1.3M

59.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$114 ₱7,002

-30.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$32.45 ₱2,002

-87.83%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$27.15 ₱1,674

-10.13%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$33.98 ₱2,096

184.11%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$4.38 ₱270

44.98%

Cinema Ticket

$4.04 Rp 70.0K

$5.91 ₱365

-31.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$151 ₱9,338

99.89%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,326 ₱266.8K

50.78%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$45.99 ₱2,837

17.07%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$26.49 ₱1,634

43.37%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$74.4 ₱4,591

16.55%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$52.1 ₱3,216

51.25%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$261 ₱16.1K

287.88%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$180 ₱11.1K

275.19%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$598 ₱36.9K

466.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$396 ₱24.4K

430.35%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,124 ₱131.0K

40.55%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$170 ₱10.5K

1.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Albay: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $261 in Albay. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $17.00 in Albay for a mid-range dinner for two. Groceries echo the gap at $298 vs $204 per month, with Albay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Albay: Cost of Living - Frequently Asked Questions

Ubud, Bali and Albay differ by about 87% in total monthly costs ($1,438 vs $769 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Ubud, Bali pays 2% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,012 in Ubud, Bali versus $261 in Albay. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $151 in Albay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Albay – a meal for two runs $17.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $769 in Albay versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Albay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Albay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albay gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.