Cost of Living Comparison Between Ubud, Bali and Albay Cost of Living Comparison Between Ubud, Bali and Albay

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $735 in Albay.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,099 in Albay.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,462 in Albay.

Living in Ubud, Bali is roughly 86% more expensive than in Albay, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Albay is 46% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.66 ₱230

-6.01%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$16.40 ₱1,029

121.40%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$2.74 ₱172

108.39%

Cappuccino

$2.67 Rp 47.3K

$2.18 ₱137

22.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.62 ₱38.66

182.26%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.31 ₱19.22

180.65%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.06 ₱66.7

178.30%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.92 ₱121

135.42%

Milk (1 liter)

$1.62 Rp 28.7K

$1.74 ₱109

-6.90%

White Bread (500g)

$2.33 Rp 41.3K

$1.29 ₱81.1

80.62%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.91 ₱57.2

21.98%

Eggs

$2.20 Rp 39.0K

$1.99 ₱125

10.55%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.71 ₱358

209.81%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$4.10 ₱257

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$6.87 ₱431

77.29%

Apples (1kg)

$3.71 Rp 65.6K

$2.14 ₱134

73.36%

Banana (1kg)

$1.59 Rp 28.1K

$1.62 ₱102

-1.85%

Oranges (1kg)

$2.28 Rp 40.4K

$2.56 ₱161

-10.94%

Tomato (1kg)

$1.95 Rp 34.6K

$1.23 ₱77.3

58.54%

Potato (1kg)

$1.91 Rp 33.7K

$2.28 ₱143

-16.23%

Onion (1kg)

$2.33 Rp 41.3K

$2.12 ₱133

9.91%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.71 ₱44.57

42.25%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.54 ₱33.62

1.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.64 ₱165

-15.53%

Wine (Bottle)

$23.07 Rp 408.6K

$8.63 ₱541

167.32%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.99 ₱61.9

144.44%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.89 ₱118

58.73%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.27 ₱17.09

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$10.05 ₱630

-10.65%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.74 ₱46.50

-35.14%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.25 ₱15.48

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.83 ₱115

208.20%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.23 ₱77.3

-34.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$19.1K ₱1.2M

30.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$19.3K ₱1.2M

64.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$130 ₱8,171

-37.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$13.27 ₱832

-51.09%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$21.70 ₱1,361

-13.50%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$35.49 ₱2,226

60.24%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$4.81 ₱302

289.40%

Cinema Ticket

$4.54 Rp 80.4K

$5.74 ₱360

-20.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$147 ₱9,210

227.32%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$7,848 ₱492.2K

-27.23%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$29.14 ₱1,828

56.21%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$19.74 ₱1,238

81.76%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$61.0 ₱3,826

31.79%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$54.2 ₱3,399

45.17%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$282 ₱17.7K

295.21%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$158 ₱9,939

340.27%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$560 ₱35.1K

548.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$385 ₱24.2K

350.68%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,526 ₱158.4K

10.23%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,165 ₱73.1K

96.55%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$162 ₱10.2K

3.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Albay: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $282 in Albay. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $16.00 in Albay for a mid-range dinner for two. Groceries echo the gap at $295 vs $183 per month, with Albay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Albay: Cost of Living - Frequently Asked Questions

Ubud, Bali and Albay differ by about 86% in total monthly costs ($1,368 vs $735 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 4% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,115 in Ubud, Bali versus $282 in Albay. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Albay – a meal for two runs $16.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $735 in Albay versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Albay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Albay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albay gentler on the wallet – expenses run 86% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.