Cost of Living Comparison Between Ubud, Bali and Albay Cost of Living Comparison Between Ubud, Bali and Albay

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $788 in Albay.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,218 in Albay.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,648 in Albay.

Living in Ubud, Bali is roughly 77% more expensive than in Albay, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Albay is 41% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$3.63 ₱223

-1.65%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$17.76 ₱1,090

81.98%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$3.37 ₱207

48.66%

Cappuccino

$2.82 Rp 51.1K

$2.47 ₱152

14.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.82 ₱50.6

64.63%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.37 ₱22.65

97.30%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.35 ₱82.8

117.04%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$2.08 ₱128

89.42%

Milk (1 liter)

$1.78 Rp 32.2K

$1.91 ₱117

-6.81%

White Bread (500g)

$2.45 Rp 44.3K

$1.23 ₱75.5

99.19%

Rice (white) (1kg)

$1.15 Rp 20.8K

$0.94 ₱57.8

22.34%

Eggs

$2.41 Rp 43.7K

$2.01 ₱123

19.90%

Local Cheese (1kg)

$14.33 Rp 259.1K

$8.00 ₱491

79.13%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$4.32 ₱265

-3.01%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$7.87 ₱483

53.24%

Apples (1kg)

$3.64 Rp 65.8K

$2.91 ₱179

25.09%

Banana (1kg)

$1.57 Rp 28.3K

$1.52 ₱93.3

3.29%

Oranges (1kg)

$2.79 Rp 50.4K

$2.59 ₱159

7.72%

Tomato (1kg)

$2.24 Rp 40.5K

$1.62 ₱99.4

38.27%

Potato (1kg)

$1.98 Rp 35.8K

$2.31 ₱142

-14.29%

Onion (1kg)

$2.28 Rp 41.2K

$2.63 ₱162

-13.31%

Lettuce (1 head)

$1.05 Rp 19.1K

$1.11 ₱68.3

-5.41%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.71 ₱43.58

11.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$2.89 ₱177

10.38%

Wine (Bottle)

$23.49 Rp 424.8K

$8.13 ₱499

188.93%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.16 ₱71.2

150.00%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$1.96 ₱120

40.82%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.28 ₱17.24

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$0.83 ₱51.1

-45.78%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.22 ₱13.43

109.09%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$2.15 ₱132

182.33%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.09 ₱67.0

-21.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$26.9K ₱1.7M

-1.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$20.3K ₱1.2M

60.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$111 ₱6,845

-29.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$32.15 ₱1,974

-87.28%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$27.38 ₱1,681

-12.89%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$33.39 ₱2,050

195.84%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$4.31 ₱265

47.33%

Cinema Ticket

$4.01 Rp 72.5K

$5.97 ₱367

-32.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$149 ₱9,166

99.10%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$4,375 ₱268.6K

50.90%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$44.93 ₱2,759

18.92%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$26.29 ₱1,614

44.96%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$75.4 ₱4,630

17.57%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$52.5 ₱3,224

45.94%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$267 ₱16.4K

281.80%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$174 ₱10.7K

291.74%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$589 ₱36.1K

489.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$397 ₱24.4K

426.60%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,747 ₱168.7K

-0.65%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$1,010 ₱62.0K

127.36%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$166 ₱10.2K

-1.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Albay: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $267 in Albay. Housing cost is often the main lever when comparing two cities.

Albay pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $18.00 in Albay for a mid-range dinner for two. Groceries echo the gap at $298 vs $206 per month, with Albay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Albay: Cost of Living - Frequently Asked Questions

Ubud, Bali and Albay differ by about 77% in total monthly costs ($1,392 vs $788 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1% lower in Albay. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $267 in Albay. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $149 in Albay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Albay – a meal for two runs $18.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $788 in Albay versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Albay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Albay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albay gentler on the wallet – expenses run 77% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.