Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Albay

For one person, living is cheaper in Albay: $826 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Albay
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Albay Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Albay

🇵🇭 Philippines

$826

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Albay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Albay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $826 in Albay.

Ubud, Bali $1,331
Albay $826

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,250 in Albay.

Ubud, Bali $2,255
Albay $1,250

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,674 in Albay.

Ubud, Bali $3,180
Albay $1,674

Living in Ubud, Bali is roughly 61% more expensive than in Albay, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Albay 39% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$3.96 ₱249

-14.65%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$18.21 ₱1,146

90.28%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$3.50 ₱221

59.14%

Cappuccino

$2.62 Rp 47.3K

$1.91 ₱120

37.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.66 ₱41.31

133.33%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.36 ₱22.77

77.78%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$1.24 ₱78.0

115.32%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$1.92 ₱121

121.88%

Milk (1 liter)

$1.46 Rp 26.4K

$1.90 ₱120

-23.16%

White Bread (500g)

$2.29 Rp 41.4K

$1.09 ₱68.5

110.09%

Rice (white) (1kg)

$1.11 Rp 20.0K

$0.87 ₱54.8

27.59%

Eggs

$2.10 Rp 37.9K

$1.69 ₱107

24.26%

Local Cheese (1kg)

$15.94 Rp 287.7K

$4.76 ₱299

234.87%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$3.88 ₱244

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$6.99 ₱440

63.09%

Apples (1kg)

$3.55 Rp 64.1K

$2.26 ₱142

57.08%

Banana (1kg)

$1.54 Rp 27.7K

$1.78 ₱112

-13.48%

Oranges (1kg)

$2.23 Rp 40.2K

$2.44 ₱154

-8.61%

Tomato (1kg)

$1.97 Rp 35.6K

$0.92 ₱57.6

114.13%

Potato (1kg)

$1.86 Rp 33.5K

$1.30 ₱81.6

43.08%

Onion (1kg)

$2.42 Rp 43.6K

$1.36 ₱85.4

77.94%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.01 ₱63.5

0.99%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.54 ₱33.80

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$2.51 ₱158

-12.35%

Wine (Bottle)

$21.79 Rp 393.2K

$7.02 ₱442

210.40%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.00 ₱63.2

133.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.78 ₱112

66.85%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$0.25 ₱15.75

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$12.93 ₱814

-36.81%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$0.90 ₱56.7

-51.11%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.23 ₱14.17

104.35%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$1.98 ₱125

182.83%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.27 ₱80.1

-34.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$22.3K ₱1.4M

9.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$20.4K ₱1.3M

55.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$117 ₱7,345

-33.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$16.83 ₱1,060

-63.52%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$27.30 ₱1,719

-30.70%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$29.40 ₱1,851

73.44%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$4.38 Rp 79.1K

$4.72 ₱297

-7.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$243 ₱15.3K

102.72%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$8,991 ₱566.1K

35.93%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$52.8 ₱3,323

-14.44%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$29.77 ₱1,874

17.20%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$63.0 ₱3,970

24.24%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$59.8 ₱3,762

30.33%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$370 ₱23.3K

191.00%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$268 ₱16.9K

148.16%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$883 ₱55.6K

297.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$533 ₱33.6K

213.47%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$3,931 ₱247.5K

-40.46%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$2,668 ₱168.0K

-16.18%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Albay: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Albay

$268 32.4% 59.7% $397

Groceries & Markets

Ubud, Bali

$279 21%

Albay

$171 20.7% 38.9% $109

Clothing & Footwear

Ubud, Bali

$106 8%

Albay

$92 11.2% 13.1% $14

Eating Out

Ubud, Bali

$106 8%

Albay

$79 9.6% 25.1% $27

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Albay

$161 19.5% 56.8% $58

Sport & Entertainment

Ubud, Bali

$60 4.5%

Albay

$39 4.7% 35% $21

Getting Around

Ubud, Bali

$12 0.9%

Albay

$16 1.9% 33.6% $4

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $370 in Albay. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $18 in Albay for a mid-range dinner for two. Groceries echo the gap at $279 vs $171 per month, with Albay cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Albay

🕒 Local time

18:49 6:49 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

179,481

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.72 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Albay 2,580 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Albay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Albay: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $826 in Albay, so Albay is about 38% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $1,239 in Albay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $370 in Albay. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 64% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Albay – a meal for two runs $18 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $826 in Albay versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Albay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.