Cost of Living Comparison Between Albay and Ubud, Bali Cost of Living Comparison Between Albay and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $778 in Albay versus $1,429 in Ubud, Bali.

Estimated couple costs with rent: $1,222 in Albay versus $2,578 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,666 in Albay versus $3,727 in Ubud, Bali.

Living in Albay costs roughly 46% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Albay is 42% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$3.57 ₱219

$3.49 Rp 61.0K

2.29%

Three-Course Dinner for Two, Mid-Range

$17.79 ₱1,091

$32.99 Rp 577.1K

-46.07%

Fast Food Meal (McDonalds, etc)

$3.26 ₱200

$5.07 Rp 88.7K

-35.70%

Cappuccino

$2.40 ₱147

$2.78 Rp 48.7K

-13.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ₱47.71

$1.35 Rp 23.5K

-42.22%

Water (0.33 liter bottle)

$0.40 ₱24.42

$0.74 Rp 12.9K

-45.95%

Local Beer (0.5 liter draught)

$1.30 ₱79.9

$2.88 Rp 50.4K

-54.86%

Imported Beer (0.33 liter bottle)

$2.14 ₱131

$3.94 Rp 68.8K

-45.69%

Milk (1 liter)

$1.83 ₱112

$1.75 Rp 30.6K

4.57%

White Bread (500g)

$1.21 ₱74.0

$2.46 Rp 43.0K

-50.81%

Rice (white) (1kg)

$0.93 ₱57.2

$1.20 Rp 21.1K

-22.50%

Eggs

$2.06 ₱127

$2.37 Rp 41.5K

-13.08%

Local Cheese (1kg)

$8.22 ₱504

$14.40 Rp 251.9K

-42.92%

Chicken Fillets (1kg)

$4.24 ₱260

$4.29 Rp 75.0K

-1.17%

Beef Round Steak (1kg)

$7.79 ₱478

$12.07 Rp 211.2K

-35.46%

Apples (1kg)

$2.93 ₱180

$3.83 Rp 67.0K

-23.50%

Banana (1kg)

$1.52 ₱93.1

$1.61 Rp 28.1K

-5.59%

Oranges (1kg)

$2.64 ₱162

$2.83 Rp 49.5K

-6.71%

Tomato (1kg)

$1.56 ₱95.8

$2.24 Rp 39.1K

-30.36%

Potato (1kg)

$2.23 ₱137

$1.94 Rp 33.9K

14.95%

Onion (1kg)

$2.52 ₱155

$2.20 Rp 38.5K

14.55%

Lettuce (1 head)

$1.11 ₱67.8

$1.01 Rp 17.7K

9.90%

Water (1.5 liter bottle)

$0.76 ₱46.90

$0.74 Rp 12.9K

2.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.87 ₱176

$3.17 Rp 55.4K

-9.46%

Wine (Bottle)

$7.71 ₱473

$23.69 Rp 414.4K

-67.45%

Local Beer (0.5 liter bottle)

$1.16 ₱71.0

$2.87 Rp 50.3K

-59.58%

Imported Beer (0.33 liter bottle)

$2.05 ₱126

$2.72 Rp 47.6K

-24.63%

One-way Ticket (Public Transport)

$0.28 ₱17.37

$0.27 Rp 4,706

3.70%

Public Transport Monthly Pass (Regular Price)

$8.14 Rp 142.3K

Taxi Start (Normal Tariff)

$0.79 ₱48.23

$0.49 Rp 8,488

61.22%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.41

$0.46 Rp 7,972

-52.17%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₱133

$6.24 Rp 109.1K

-65.22%

Gasoline (1 liter)

$1.11 ₱67.9

$0.84 Rp 14.7K

32.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ₱1.6M

$26.1K Rp 457.3M

0.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K ₱1.2M

$31.7K Rp 555.0M

-36.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₱6,769

$79.0 Rp 1.4M

39.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.57 ₱1,998

$3.98 Rp 69.6K

718.34%

Internet (50+ Mbps, Unlimited Data)

$27.45 ₱1,684

$24.23 Rp 423.7K

13.29%

Gym Membership (Monthly)

$34.11 ₱2,092

$97.5 Rp 1.7M

-65.01%

Tennis Court (1 Hour on Weekend)

$4.50 ₱276

$6.59 Rp 115.2K

-31.71%

Cinema Ticket

$6.07 ₱372

$4.11 Rp 71.9K

47.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 ₱9,162

$296 Rp 5.2M

-49.57%

International Primary School, 1 Child (Yearly)

$4,310 ₱264.4K

$6,530 Rp 114.2M

-33.99%

Jeans (Levis 501 Or Similar)

$46.43 ₱2,848

$53.8 Rp 940.9K

-13.68%

Summer Dress (H&M, Zara, etc)

$26.50 ₱1,625

$38.92 Rp 680.8K

-31.91%

Sport Shoes (Adidas, Nike)

$74.3 ₱4,560

$87.1 Rp 1.5M

-14.62%

Men's Leather Business Shoes

$53.7 ₱3,291

$79.0 Rp 1.4M

-32.10%

1-bedroom Apartment, City Center (Monthly)

$263 ₱16.1K

$993 Rp 17.4M

-73.54%

1-bedroom Apartment, Outside City Center (Monthly)

$180 ₱11.0K

$683 Rp 12.0M

-73.69%

3-bedroom Apartment, City Center (Monthly)

$598 ₱36.7K

$3,440 Rp 60.2M

-82.61%

3-bedroom Apartment, Outside City Center (Monthly)

$402 ₱24.7K

$2,089 Rp 36.5M

-80.76%

Buy Apartment in City Center (m2)

$2,138 ₱131.1K

$3,025 Rp 52.9M

-29.34%

Buy Apartment Outside City Center (m2)

$2,338 Rp 40.9M

Average Monthly Net Salary (After Tax)

$171 ₱10.5K

$171 Rp 3.0M

-0.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.28

-49.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albay: May 11, 2026

Last update for Ubud, Bali: May 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $263 in Albay and $993 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Albay vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $204 vs $299 per month, with Albay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Albay and Ubud, Bali differ by about 84% in total monthly costs ($778 vs $1,429 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Ubud, Bali earns 0% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $263 in Albay versus $993 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $149 in Albay versus $296 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Albay – a meal for two runs $18.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $778 in Albay versus $1,429 in Ubud, Bali, a $2,000 budget is realistic in Albay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Albay and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albay gentler on the wallet – expenses run 84% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.