🙂Monthly costs for one person with rent: $769 in Albay versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,214 in Albay versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,660 in Albay versus $3,732 in Ubud, Bali.
🙂Living in Albay costs roughly 47% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Albay is 43% below, Ubud, Bali is 7% above.
Moneda
🍽 Eating Out
Albay
Ubud, Bali
Diferencia
Meal at Budget Restaurant
$3.57₱218
$3.57Rp 61.6K
-
Three-Course Dinner for Two, Mid-Range
$17.42₱1,066
$32.58Rp 562.6K
-46.53%
Fast Food Meal(McDonalds, etc)
$3.40₱208
$5.07Rp 87.5K
-32.94%
Cappuccino
$2.36₱144
$2.83Rp 48.8K
-16.61%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.79₱48.27
$1.34Rp 23.1K
-41.04%
Water(0.33 liter bottle)
$0.40₱24.23
$0.69Rp 12.0K
-42.03%
Local Beer(0.5 liter draught)
$1.35₱82.6
$2.99Rp 51.6K
-54.85%
Imported Beer(0.33 liter bottle)
$2.16₱132
$3.85Rp 66.4K
-43.90%
🛒 Groceries & Markets
Albay
Ubud, Bali
Diferencia
Milk(1 liter)
$1.92₱117
$1.74Rp 30.1K
10.34%
White Bread(500g)
$1.22₱74.8
$2.54Rp 43.8K
-51.97%
Rice(white)(1kg)
$0.93₱57.2
$1.19Rp 20.6K
-21.85%
Eggs
$2.00₱123
$2.43Rp 41.9K
-17.70%
Local Cheese(1kg)
$8.20₱502
$14.66Rp 253.2K
-44.07%
Chicken Fillets(1kg)
$4.14₱253
$4.18Rp 72.1K
-0.96%
Beef Round Steak(1kg)
$7.77₱476
$11.94Rp 206.1K
-34.92%
Apples(1kg)
$2.95₱180
$3.69Rp 63.6K
-20.05%
Banana(1kg)
$1.57₱96.2
$1.61Rp 27.7K
-2.48%
Oranges(1kg)
$2.61₱160
$2.69Rp 46.4K
-2.97%
Tomato(1kg)
$1.53₱93.9
$2.33Rp 40.2K
-34.33%
Potato(1kg)
$2.20₱135
$1.91Rp 32.9K
15.18%
Onion(1kg)
$2.65₱162
$2.19Rp 37.7K
21.00%
Lettuce(1 head)
$1.11₱67.7
$1.06Rp 18.3K
4.72%
Water(1.5 liter bottle)
$0.77₱46.85
$0.72Rp 12.5K
6.94%
Cigarettes 20 Pack(Marlboro, Camel)
$2.82₱172
$3.13Rp 54.1K
-9.90%
Wine(Bottle)
$7.27₱445
$23.49Rp 405.6K
-69.05%
Local Beer(0.5 liter bottle)
$1.16₱70.8
$2.74Rp 47.3K
-57.66%
Imported Beer(0.33 liter bottle)
$1.98₱121
$2.88Rp 49.7K
-31.25%
🚌 Getting Around
Albay
Ubud, Bali
Diferencia
One-way Ticket(Public Transport)
$0.28₱17.22
$0.29Rp 5,010
-3.45%
Public Transport Monthly Pass(Regular Price)
-
$8.17Rp 141.0K
-
Taxi Start(Normal Tariff)
$0.82₱50.3
$0.45Rp 7,834
82.22%
Taxi(Normal Tariff)(1km)
$0.22₱13.42
$0.42Rp 7,278
-47.62%
Taxi 1hour Waiting(Normal Tariff)
$2.18₱133
$6.16Rp 106.3K
-64.61%
Gasoline(1 liter)
$1.15₱70.5
$0.84Rp 14.5K
36.90%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.4K₱1.6M
$26.2KRp 453.1M
0.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K₱1.2M
$32.5KRp 560.8M
-37.25%
🧾 Monthly Utilities & Internet
Albay
Ubud, Bali
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$114₱6,946
$78.4Rp 1.4M
44.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.45₱1,985
$3.95Rp 68.2K
721.52%
Internet(50+ Mbps, Unlimited Data)
$27.15₱1,661
$24.40Rp 421.4K
11.27%
🎉 Sport & Entertainment
Albay
Ubud, Bali
Diferencia
Gym Membership(Monthly)
$33.98₱2,079
$96.5Rp 1.7M
-64.80%
Tennis Court(1 Hour on Weekend)
$4.38₱268
$6.35Rp 109.6K
-31.02%
Cinema Ticket
$5.91₱362
$4.04Rp 69.7K
46.29%
🧸 Childcare & Education
Albay
Ubud, Bali
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$151₱9,262
$303Rp 5.2M
-49.97%
International Primary School, 1 Child(Yearly)
$4,326₱264.7K
$6,523Rp 112.6M
-33.68%
👕👟 Clothing & Footwear
Albay
Ubud, Bali
Diferencia
Jeans(Levis 501 Or Similar)
$45.99₱2,814
$53.8Rp 929.5K
-14.58%
Summer Dress(H&M, Zara, etc)
$26.49₱1,620
$37.98Rp 655.8K
-30.25%
Sport Shoes(Adidas, Nike)
$74.4₱4,554
$86.8Rp 1.5M
-14.20%
Men's Leather Business Shoes
$52.1₱3,190
$78.9Rp 1.4M
-33.88%
🏠 Accommodation & Living
Albay
Ubud, Bali
Diferencia
1-bedroom Apartment, City Center(Monthly)
$261₱16.0K
$1,012Rp 17.5M
-74.22%
1-bedroom Apartment, Outside City Center(Monthly)
$180₱11.0K
$674Rp 11.6M
-73.35%
3-bedroom Apartment, City Center(Monthly)
$598₱36.6K
$3,390Rp 58.5M
-82.36%
3-bedroom Apartment, Outside City Center(Monthly)
$396₱24.2K
$2,098Rp 36.2M
-81.14%
Buy Apartment in City Center(m2)
$2,124₱129.9K
$2,985Rp 51.5M
-28.85%
Buy Apartment Outside City Center(m2)
-
$2,339Rp 40.4M
-
💵 Salaries & Financials
Albay
Ubud, Bali
Diferencia
Average Monthly Net Salary(After Tax)
$170₱10.4K
$173Rp 3.0M
-1.88%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.67
13.28
-49.77%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Albay: April 25, 2026
Última actualización para Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $261 in Albay and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Ubud, Bali pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $17.00 in Albay vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $204 vs $298 per month, with Albay cheaper across the board.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Albay vs Ubud, Bali: Coste de vida - preguntas frecuentes
What is the total cost difference between living in Albay and Ubud, Bali?
Albay and Ubud, Bali differ by about 87% in total monthly costs ($769 vs $1,438 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Ubud, Bali earns 2% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Albay and Ubud, Bali?
Rent for a central apartment: $261 in Albay versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Albay and Ubud, Bali?
Childcare runs $151 in Albay versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Albay – a meal for two runs $17.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $769 in Albay versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Albay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Albay the clear choice for anyone on this budget.
How does quality of life compare between Albay and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Albay or Ubud, Bali safer for residents?
Safety-wise, Albay and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Albay or Ubud, Bali?
Expats usually find Albay gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.