Last update: Nov 2026

Cost of Living Comparison Between Albay and Ubud, Bali

For one person, living is cheaper in Albay: $826 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Albay
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Albay Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Albay

🇵🇭 Philippines

$826

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Albay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albay and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $826 in Albay versus $1,331 in Ubud, Bali.

Albay $826
Ubud, Bali $1,331

Estimated couple costs with rent: $1,250 in Albay versus $2,255 in Ubud, Bali.

Albay $1,250
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,674 in Albay versus $3,180 in Ubud, Bali.

Albay $1,674
Ubud, Bali $3,180

Living in Albay costs roughly 38% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Albay 39% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$3.96 ₱251

$3.38 Rp 61.2K

17.16%

Three-Course Dinner for Two, Mid-Range

$18.21 ₱1,154

$34.65 Rp 628.6K

-47.45%

Fast Food Meal (McDonalds, etc)

$3.50 ₱222

$5.57 Rp 101.1K

-37.16%

Cappuccino

$1.91 ₱121

$2.62 Rp 47.5K

-27.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ₱41.57

$1.54 Rp 27.9K

-57.14%

Water (0.33 liter bottle)

$0.36 ₱22.92

$0.64 Rp 11.6K

-43.75%

Local Beer (0.5 liter draught)

$1.24 ₱78.5

$2.67 Rp 48.4K

-53.56%

Imported Beer (0.33 liter bottle)

$1.92 ₱122

$4.26 Rp 77.3K

-54.93%

Milk (1 liter)

$1.90 ₱120

$1.46 Rp 26.5K

30.14%

White Bread (500g)

$1.09 ₱68.9

$2.29 Rp 41.6K

-52.40%

Rice (white) (1kg)

$0.87 ₱55.2

$1.11 Rp 20.1K

-21.62%

Eggs

$1.69 ₱107

$2.10 Rp 38.1K

-19.52%

Local Cheese (1kg)

$4.76 ₱301

$15.94 Rp 289.2K

-70.14%

Chicken Fillets (1kg)

$3.88 ₱246

$3.88 Rp 70.4K

Beef Round Steak (1kg)

$6.99 ₱443

$11.40 Rp 206.8K

-38.68%

Apples (1kg)

$2.26 ₱143

$3.55 Rp 64.4K

-36.34%

Banana (1kg)

$1.78 ₱113

$1.54 Rp 27.9K

15.58%

Oranges (1kg)

$2.44 ₱155

$2.23 Rp 40.5K

9.42%

Tomato (1kg)

$0.92 ₱58.0

$1.97 Rp 35.8K

-53.30%

Potato (1kg)

$1.30 ₱82.1

$1.86 Rp 33.7K

-30.11%

Onion (1kg)

$1.36 ₱85.9

$2.42 Rp 43.9K

-43.80%

Lettuce (1 head)

$1.01 ₱63.9

$1.02 Rp 18.6K

-0.98%

Water (1.5 liter bottle)

$0.54 ₱34.01

$0.52 Rp 9,475

3.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.51 ₱159

$2.20 Rp 39.9K

14.09%

Wine (Bottle)

$7.02 ₱445

$21.79 Rp 395.2K

-67.78%

Local Beer (0.5 liter bottle)

$1.00 ₱63.6

$2.33 Rp 42.2K

-57.08%

Imported Beer (0.33 liter bottle)

$1.78 ₱113

$2.97 Rp 53.9K

-40.07%

One-way Ticket (Public Transport)

$0.25 ₱15.85

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$12.93 ₱819

$8.17 Rp 148.3K

58.26%

Taxi Start (Normal Tariff)

$0.90 ₱57.0

$0.44 Rp 7,941

104.55%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.26

$0.47 Rp 8,489

-51.06%

Taxi 1hour Waiting (Normal Tariff)

$1.98 ₱125

$5.60 Rp 101.6K

-64.64%

Gasoline (1 liter)

$1.27 ₱80.6

$0.83 Rp 15.0K

53.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K ₱1.4M

$24.4K Rp 443.5M

-8.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K ₱1.3M

$31.7K Rp 575.0M

-35.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 ₱7,391

$77.5 Rp 1.4M

50.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.83 ₱1,067

$6.14 Rp 111.5K

174.10%

Internet (50+ Mbps, Unlimited Data)

$27.30 ₱1,729

$18.92 Rp 343.1K

44.29%

Gym Membership (Monthly)

$29.40 ₱1,863

$51.0 Rp 925.0K

-42.34%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.72 ₱299

$4.38 Rp 79.5K

7.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$243 ₱15.4K

$492 Rp 8.9M

-50.67%

International Primary School, 1 Child (Yearly)

$8,991 ₱569.7K

$12.2K Rp 221.7M

-26.43%

Jeans (Levis 501 Or Similar)

$52.8 ₱3,344

$45.16 Rp 819.2K

16.87%

Summer Dress (H&M, Zara, etc)

$29.77 ₱1,886

$34.89 Rp 632.9K

-14.67%

Sport Shoes (Adidas, Nike)

$63.0 ₱3,994

$78.3 Rp 1.4M

-19.51%

Men's Leather Business Shoes

$59.8 ₱3,786

$77.9 Rp 1.4M

-23.27%

1-bedroom Apartment, City Center (Monthly)

$370 ₱23.5K

$1,078 Rp 19.5M

-65.64%

1-bedroom Apartment, Outside City Center (Monthly)

$268 ₱17.0K

$665 Rp 12.1M

-59.70%

3-bedroom Apartment, City Center (Monthly)

$883 ₱55.9K

$3,510 Rp 63.7M

-74.84%

3-bedroom Apartment, Outside City Center (Monthly)

$533 ₱33.8K

$1,671 Rp 30.3M

-68.10%

Buy Apartment in City Center (m2)

$3,931 ₱249.0K

$2,340 Rp 42.4M

67.97%

Buy Apartment Outside City Center (m2)

$2,668 ₱169.0K

$2,236 Rp 40.6M

19.31%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-49.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albay: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Albay

$268 32.4%

Ubud, Bali

$665 50% 148% $397

Groceries & Markets

Albay

$171 20.7%

Ubud, Bali

$279 21% 63.7% $109

Monthly Utilities & Internet

Albay

$161 19.5%

Ubud, Bali

$103 7.7% 36.2% $58

Clothing & Footwear

Albay

$92 11.2%

Ubud, Bali

$106 8% 15.1% $14

Eating Out

Albay

$79 9.6%

Ubud, Bali

$106 8% 33.5% $27

Sport & Entertainment

Albay

$39 4.7%

Ubud, Bali

$60 4.5% 53.9% $21

Getting Around

Albay

$16 1.9%

Ubud, Bali

$12 0.9% 25.1% $4

Cost Breakdown

A one-bedroom apartment in the center runs $370 in Albay and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $18 in Albay vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $171 vs $279 per month, with Albay cheaper across the board.

Good to know

🇵🇭 Albay

🇮🇩 Ubud, Bali

🕒 Local time

02:54 2:54 AM

Same time as Albay

🌤 Weather

👥 Population

179,481

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.58 USD

100 PHP = 1.4 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 63.36 PHP (100 PHP = 1.58 USD). 1 EUR = 71.2 PHP (100 PHP = 1.4 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Albay Ubud, Bali 2,580 km ≈ 3 h 45 min nonstop flight

From you

Albay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $826 in Albay and $1,331 in Ubud, Bali, so Albay is about 38% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,239 in Albay and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $370 in Albay versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 64% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Albay – a meal for two runs $18 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $826 in Albay versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Albay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.