Cost of Living Comparison Between Albay and Ubud, Bali Cost of Living Comparison Between Albay and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $762 in Albay versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,207 in Albay versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,651 in Albay versus $3,694 in Ubud, Bali.

Living in Albay costs roughly 46% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Albay is 43% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$3.52 ₱213

$3.57 Rp 64.0K

-1.40%

Three-Course Dinner for Two, Mid-Range

$17.91 ₱1,088

$32.50 Rp 582.3K

-44.89%

Fast Food Meal (McDonalds, etc)

$3.39 ₱206

$4.86 Rp 87.1K

-30.25%

Cappuccino

$2.48 ₱151

$2.75 Rp 49.2K

-9.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ₱46.54

$1.32 Rp 23.7K

-41.67%

Water (0.33 liter bottle)

$0.40 ₱24.10

$0.70 Rp 12.6K

-42.86%

Local Beer (0.5 liter draught)

$1.32 ₱80.1

$2.91 Rp 52.2K

-54.64%

Imported Beer (0.33 liter bottle)

$2.17 ₱131

$3.79 Rp 68.0K

-42.74%

Milk (1 liter)

$1.84 ₱112

$1.71 Rp 30.6K

7.60%

White Bread (500g)

$1.23 ₱74.5

$2.47 Rp 44.3K

-50.20%

Rice (white) (1kg)

$0.95 ₱57.6

$1.20 Rp 21.5K

-20.83%

Eggs

$1.99 ₱121

$2.44 Rp 43.8K

-18.44%

Local Cheese (1kg)

$7.92 ₱481

$14.38 Rp 257.7K

-44.92%

Chicken Fillets (1kg)

$4.17 ₱253

$4.31 Rp 77.1K

-3.25%

Beef Round Steak (1kg)

$7.89 ₱479

$12.21 Rp 218.7K

-35.38%

Apples (1kg)

$2.97 ₱180

$3.68 Rp 66.0K

-19.29%

Banana (1kg)

$1.60 ₱97.3

$1.55 Rp 27.8K

3.23%

Oranges (1kg)

$2.59 ₱157

$2.79 Rp 49.9K

-7.17%

Tomato (1kg)

$1.60 ₱96.9

$2.33 Rp 41.8K

-31.33%

Potato (1kg)

$2.21 ₱134

$1.97 Rp 35.3K

12.18%

Onion (1kg)

$2.59 ₱157

$2.31 Rp 41.4K

12.12%

Lettuce (1 head)

$1.11 ₱67.6

$1.06 Rp 19.1K

4.72%

Water (1.5 liter bottle)

$0.77 ₱46.54

$0.73 Rp 13.1K

5.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 ₱171

$3.28 Rp 58.8K

-14.33%

Wine (Bottle)

$8.02 ₱487

$22.79 Rp 408.4K

-64.81%

Local Beer (0.5 liter bottle)

$1.19 ₱72.4

$2.81 Rp 50.3K

-57.65%

Imported Beer (0.33 liter bottle)

$2.03 ₱124

$2.78 Rp 49.9K

-26.98%

One-way Ticket (Public Transport)

$0.26 ₱15.61

$0.29 Rp 5,217

-10.34%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.84 ₱50.7

$0.45 Rp 8,047

86.67%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.32

$0.45 Rp 8,094

-51.11%

Taxi 1hour Waiting (Normal Tariff)

$2.12 ₱129

$6.24 Rp 111.7K

-66.03%

Gasoline (1 liter)

$1.09 ₱66.0

$0.85 Rp 15.2K

28.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K ₱1.6M

$26.0K Rp 465.4M

4.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₱1.2M

$31.7K Rp 567.2M

-35.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ₱6,942

$80.8 Rp 1.4M

41.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.70 ₱1,986

$4.06 Rp 72.7K

705.42%

Internet (50+ Mbps, Unlimited Data)

$27.81 ₱1,689

$24.42 Rp 437.6K

13.88%

Gym Membership (Monthly)

$33.93 ₱2,060

$97.7 Rp 1.7M

-65.26%

Tennis Court (1 Hour on Weekend)

$4.53 ₱275

$6.45 Rp 115.5K

-29.77%

Cinema Ticket

$5.88 ₱357

$4.04 Rp 72.4K

45.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$153 ₱9,280

$304 Rp 5.4M

-49.73%

International Primary School, 1 Child (Yearly)

$4,370 ₱265.3K

$6,621 Rp 118.6M

-34.00%

Jeans (Levis 501 Or Similar)

$46.64 ₱2,832

$54.2 Rp 971.7K

-14.00%

Summer Dress (H&M, Zara, etc)

$26.51 ₱1,610

$38.78 Rp 694.7K

-31.64%

Sport Shoes (Adidas, Nike)

$73.9 ₱4,485

$86.1 Rp 1.5M

-14.26%

Men's Leather Business Shoes

$54.2 ₱3,291

$76.7 Rp 1.4M

-29.29%

1-bedroom Apartment, City Center (Monthly)

$268 ₱16.2K

$986 Rp 17.7M

-72.86%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ₱10.7K

$658 Rp 11.8M

-73.25%

3-bedroom Apartment, City Center (Monthly)

$580 ₱35.2K

$3,369 Rp 60.4M

-82.77%

3-bedroom Apartment, Outside City Center (Monthly)

$399 ₱24.2K

$2,066 Rp 37.0M

-80.67%

Buy Apartment in City Center (m2)

$2,458 ₱149.2K

$2,741 Rp 49.1M

-10.35%

Buy Apartment Outside City Center (m2)

$985 ₱59.8K

$2,228 Rp 39.9M

-55.79%

Average Monthly Net Salary (After Tax)

$164 ₱9,933

$163 Rp 2.9M

0.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.28

-49.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albay: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $268 in Albay and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Albay pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Albay vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $205 vs $297 per month, with Albay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Albay and Ubud, Bali differ by about 84% in total monthly costs ($762 vs $1,404 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Albay pays 0% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $268 in Albay versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $153 in Albay versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Albay – a meal for two runs $18.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $762 in Albay versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Albay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Albay and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albay gentler on the wallet – expenses run 84% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.