Cost of Living Comparison Between Albay and Ubud, Bali Cost of Living Comparison Between Albay and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $735 in Albay versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,099 in Albay versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,462 in Albay versus $3,327 in Ubud, Bali.

Living in Albay costs roughly 46% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Albay is 46% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.66 ₱230

$3.44 Rp 60.9K

6.40%

Three-Course Dinner for Two, Mid-Range

$16.40 ₱1,029

$36.31 Rp 643.0K

-54.83%

Fast Food Meal (McDonalds, etc)

$2.74 ₱172

$5.71 Rp 101.0K

-52.01%

Cappuccino

$2.18 ₱137

$2.67 Rp 47.3K

-18.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.62 ₱38.66

$1.75 Rp 31.0K

-64.57%

Water (0.33 liter bottle)

$0.31 ₱19.22

$0.87 Rp 15.4K

-64.37%

Local Beer (0.5 liter draught)

$1.06 ₱66.7

$2.95 Rp 52.3K

-64.07%

Imported Beer (0.33 liter bottle)

$1.92 ₱121

$4.52 Rp 80.0K

-57.52%

Milk (1 liter)

$1.74 ₱109

$1.62 Rp 28.7K

7.41%

White Bread (500g)

$1.29 ₱81.1

$2.33 Rp 41.3K

-44.64%

Rice (white) (1kg)

$0.91 ₱57.2

$1.11 Rp 19.6K

-18.02%

Eggs

$1.99 ₱125

$2.20 Rp 39.0K

-9.55%

Local Cheese (1kg)

$5.71 ₱358

$17.69 Rp 313.3K

-67.72%

Chicken Fillets (1kg)

$4.10 ₱257

$4.10 Rp 72.5K

Beef Round Steak (1kg)

$6.87 ₱431

$12.18 Rp 215.6K

-43.60%

Apples (1kg)

$2.14 ₱134

$3.71 Rp 65.6K

-42.32%

Banana (1kg)

$1.62 ₱102

$1.59 Rp 28.1K

1.89%

Oranges (1kg)

$2.56 ₱161

$2.28 Rp 40.4K

12.28%

Tomato (1kg)

$1.23 ₱77.3

$1.95 Rp 34.6K

-36.92%

Potato (1kg)

$2.28 ₱143

$1.91 Rp 33.7K

19.37%

Onion (1kg)

$2.12 ₱133

$2.33 Rp 41.3K

-9.01%

Lettuce (1 head)

$0.71 ₱44.57

$1.01 Rp 17.8K

-29.70%

Water (1.5 liter bottle)

$0.54 ₱33.62

$0.55 Rp 9,773

-1.82%

Cigarettes 20 Pack (Marlboro, Camel)

$2.64 ₱165

$2.23 Rp 39.5K

18.39%

Wine (Bottle)

$8.63 ₱541

$23.07 Rp 408.6K

-62.59%

Local Beer (0.5 liter bottle)

$0.99 ₱61.9

$2.42 Rp 42.8K

-59.09%

Imported Beer (0.33 liter bottle)

$1.89 ₱118

$3.00 Rp 53.1K

-37.00%

One-way Ticket (Public Transport)

$0.27 ₱17.09

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$10.05 ₱630

$8.98 Rp 159.1K

11.92%

Taxi Start (Normal Tariff)

$0.74 ₱46.50

$0.48 Rp 8,566

54.17%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.48

$0.43 Rp 7,679

-41.86%

Taxi 1hour Waiting (Normal Tariff)

$1.83 ₱115

$5.64 Rp 99.9K

-67.55%

Gasoline (1 liter)

$1.23 ₱77.3

$0.80 Rp 14.2K

53.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.1K ₱1.2M

$24.9K Rp 441.7M

-23.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$31.7K Rp 561.5M

-39.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 ₱8,171

$81.5 Rp 1.4M

59.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.27 ₱832

$6.49 Rp 115.0K

104.47%

Internet (50+ Mbps, Unlimited Data)

$21.70 ₱1,361

$18.77 Rp 332.4K

15.61%

Gym Membership (Monthly)

$35.49 ₱2,226

$56.9 Rp 1.0M

-37.59%

Tennis Court (1 Hour on Weekend)

$4.81 ₱302

$18.73 Rp 331.7K

-74.32%

Cinema Ticket

$5.74 ₱360

$4.54 Rp 80.4K

26.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$147 ₱9,210

$481 Rp 8.5M

-69.45%

International Primary School, 1 Child (Yearly)

$7,848 ₱492.2K

$5,711 Rp 101.1M

37.41%

Jeans (Levis 501 Or Similar)

$29.14 ₱1,828

$45.52 Rp 806.0K

-35.98%

Summer Dress (H&M, Zara, etc)

$19.74 ₱1,238

$35.88 Rp 635.4K

-44.98%

Sport Shoes (Adidas, Nike)

$61.0 ₱3,826

$80.4 Rp 1.4M

-24.12%

Men's Leather Business Shoes

$54.2 ₱3,399

$78.7 Rp 1.4M

-31.12%

1-bedroom Apartment, City Center (Monthly)

$282 ₱17.7K

$1,115 Rp 19.7M

-74.70%

1-bedroom Apartment, Outside City Center (Monthly)

$158 ₱9,939

$698 Rp 12.4M

-77.29%

3-bedroom Apartment, City Center (Monthly)

$560 ₱35.1K

$3,637 Rp 64.4M

-84.59%

3-bedroom Apartment, Outside City Center (Monthly)

$385 ₱24.2K

$1,737 Rp 30.8M

-77.81%

Buy Apartment in City Center (m2)

$2,526 ₱158.4K

$2,784 Rp 49.3M

-9.28%

Buy Apartment Outside City Center (m2)

$1,165 ₱73.1K

$2,290 Rp 40.5M

-49.12%

Average Monthly Net Salary (After Tax)

$162 ₱10.2K

$168 Rp 3.0M

-3.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.78

-51.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albay: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $282 in Albay and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Albay vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $183 vs $295 per month, with Albay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Albay and Ubud, Bali differ by about 86% in total monthly costs ($735 vs $1,368 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 4% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $282 in Albay versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Albay – a meal for two runs $16.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $735 in Albay versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Albay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Albay and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albay gentler on the wallet – expenses run 86% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.