Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Aguadulce

For one person, living is cheaper in Aguadulce: $958 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Aguadulce
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Aguadulce Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Aguadulce

🇵🇦 Panama

$958

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Aguadulce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Aguadulce actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $958 in Aguadulce.

Ubud, Bali $1,368
Aguadulce $958

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,531 in Aguadulce.

Ubud, Bali $2,314
Aguadulce $1,531

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,104 in Aguadulce.

Ubud, Bali $3,260
Aguadulce $2,104

Living in Ubud, Bali is roughly 43% more expensive than in Aguadulce, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 1% above, Aguadulce is 29% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$11.33 PAB 11.33

-70.61%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$47.63 PAB 47.63

-26.14%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.86 PAB 7.86

-26.21%

Cappuccino

$2.73 Rp 49.1K

$4.07 PAB 4.07

-32.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.95 PAB 1.95

-15.90%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.57 PAB 1.57

-47.13%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.27 PAB 3.27

-17.43%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.93 PAB 3.93

9.41%

Milk (1 liter)

$1.50 Rp 27.1K

$1.92 PAB 1.92

-21.87%

White Bread (500g)

$2.30 Rp 41.4K

$2.56 PAB 2.56

-10.16%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.37 PAB 3.37

-64.99%

Eggs

$2.14 Rp 38.6K

$2.67 PAB 2.67

-19.85%

Local Cheese (1kg)

$17.48 Rp 314.6K

$12.25 PAB 12.25

42.69%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.64 PAB 6.64

-39.31%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$10.34 PAB 10.34

18.28%

Apples (1kg)

$3.55 Rp 63.9K

$4.13 PAB 4.13

-14.04%

Banana (1kg)

$1.57 Rp 28.3K

$1.86 PAB 1.86

-15.59%

Oranges (1kg)

$2.24 Rp 40.2K

$4.26 PAB 4.26

-47.42%

Tomato (1kg)

$1.93 Rp 34.7K

$4.14 PAB 4.14

-53.38%

Potato (1kg)

$1.88 Rp 33.9K

$3.39 PAB 3.39

-44.54%

Onion (1kg)

$2.29 Rp 41.3K

$4.22 PAB 4.22

-45.73%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.43 PAB 2.43

-59.26%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.76 PAB 1.76

-69.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$6.18 PAB 6.18

-63.11%

Wine (Bottle)

$23.01 Rp 414.2K

$11.73 PAB 11.73

96.16%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.37 PAB 1.37

70.80%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.85 PAB 2.85

2.11%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.24 PAB 0.24

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.47 PAB 2.47

-80.57%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.86 PAB 1.86

-75.27%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$22.33 PAB 22.33

-75.59%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.18 PAB 1.18

-25.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$21.3K PAB 21.3K

15.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$21.2K PAB 21.2K

46.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$132 PAB 132

-36.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$28.25 PAB 28.25

-77.17%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$49.31 PAB 49.31

-62.34%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$46.58 PAB 46.58

19.84%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$8.75 PAB 8.75

-49.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$544 PAB 544

-9.33%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$9,457 PAB 9,457

-39.16%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$66.9 PAB 66.9

-30.92%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$48.41 PAB 48.41

-27.02%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$96.3 PAB 96.3

-17.86%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$111 PAB 111

-29.66%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.39

115.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Aguadulce: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Aguadulce

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

Aguadulce

$325 33.9% 11.9% $35

Eating Out

Ubud, Bali

$109 8%

Aguadulce

$201 21% 85.1% $93

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Aguadulce

$209 21.8% 93.6% $101

Clothing & Footwear

Ubud, Bali

$108 7.9%

Aguadulce

$145 15.2% 35.1% $38

Sport & Entertainment

Ubud, Bali

$65 4.7%

Aguadulce

$64 6.7% 0.8% $0.5

Getting Around

Ubud, Bali

$13 0.9%

Aguadulce

$13 * 1.3% 1.4% $0.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $48.00 in Aguadulce for a mid-range dinner for two. Groceries echo the gap at $290 vs $325 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇦 Aguadulce

🕒 Local time

20:43 8:43 PM

07:43 7:43 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,501

💱 Currency

Indonesian Rupiah IDR Rp

Panamanian Balboa PAB B/.

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 PAB = 1 USD

1 PAB = 0.89 EUR

Exchange rates and currency converter

PAB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Panamanian Balboa exchange rates as of October 18, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Aguadulce 18,280 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Aguadulce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Aguadulce: Cost of Living - Frequently Asked Questions

Aguadulce wins on cost – living expenses run 43% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Aguadulce the obvious pick if budget is a priority.

You'd need roughly $2,051 in Ubud, Bali and $1,436 in Aguadulce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Ubud, Bali pay roughly 12% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,368 per month in Ubud, Bali versus $958 in Aguadulce – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

At $958 in Aguadulce versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Aguadulce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Aguadulce the clear choice for anyone on this budget.

Both work as nomad bases, but Aguadulce delivers better value – similar infrastructure at $958 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Aguadulce hard to pass up.

Safety-wise, Ubud, Bali and Aguadulce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Aguadulce gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.