Last update: Nov 2026

Cost of Living Comparison Between Aguadulce and Ubud, Bali

For one person, living is cheaper in Aguadulce: $955 a month against $1,331 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

46

Cost of Living Index in Aguadulce
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Aguadulce Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Aguadulce

🇵🇦 Panama

$955

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Aguadulce and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Aguadulce and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $955 in Aguadulce versus $1,331 in Ubud, Bali.

Aguadulce $955
Ubud, Bali $1,331

Estimated couple costs with rent: $1,528 in Aguadulce versus $2,255 in Ubud, Bali.

Aguadulce $1,528
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,100 in Aguadulce versus $3,180 in Ubud, Bali.

Aguadulce $2,100
Ubud, Bali $3,180

Living in Aguadulce costs roughly 28% less than in Ubud, Bali.

Both cities sit below the global median: Aguadulce 29% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$11.30 PAB 11.30

$3.38 Rp 60.9K

234.32%

Three-Course Dinner for Two, Mid-Range

$46.77 PAB 46.77

$34.65 Rp 625.4K

34.98%

Fast Food Meal (McDonalds, etc)

$7.77 PAB 7.77

$5.57 Rp 100.6K

39.50%

Cappuccino

$4.09 PAB 4.09

$2.62 Rp 47.3K

56.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 PAB 1.92

$1.54 Rp 27.8K

24.68%

Water (0.33 liter bottle)

$1.56 PAB 1.56

$0.64 Rp 11.6K

143.75%

Local Beer (0.5 liter draught)

$3.20 PAB 3.20

$2.67 Rp 48.1K

19.85%

Imported Beer (0.33 liter bottle)

$3.98 PAB 3.98

$4.26 Rp 76.9K

-6.57%

Milk (1 liter)

$1.89 PAB 1.89

$1.46 Rp 26.4K

29.45%

White Bread (500g)

$2.54 PAB 2.54

$2.29 Rp 41.4K

10.92%

Rice (white) (1kg)

$3.49 PAB 3.49

$1.11 Rp 20.0K

214.41%

Eggs

$2.79 PAB 2.79

$2.10 Rp 37.9K

32.86%

Local Cheese (1kg)

$12.28 PAB 12.28

$15.94 Rp 287.7K

-22.96%

Chicken Fillets (1kg)

$6.85 PAB 6.85

$3.88 Rp 70.1K

76.55%

Beef Round Steak (1kg)

$10.62 PAB 10.62

$11.40 Rp 205.8K

-6.84%

Apples (1kg)

$4.10 PAB 4.10

$3.55 Rp 64.1K

15.49%

Banana (1kg)

$1.90 PAB 1.90

$1.54 Rp 27.7K

23.38%

Oranges (1kg)

$4.02 PAB 4.02

$2.23 Rp 40.2K

80.27%

Tomato (1kg)

$4.14 PAB 4.14

$1.97 Rp 35.6K

110.15%

Potato (1kg)

$3.47 PAB 3.47

$1.86 Rp 33.5K

86.56%

Onion (1kg)

$4.44 PAB 4.44

$2.42 Rp 43.6K

83.47%

Lettuce (1 head)

$2.40 PAB 2.40

$1.02 Rp 18.5K

135.29%

Water (1.5 liter bottle)

$1.79 PAB 1.79

$0.52 Rp 9,427

244.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.89 PAB 5.89

$2.20 Rp 39.7K

167.73%

Wine (Bottle)

$11.31 PAB 11.31

$21.79 Rp 393.2K

-48.10%

Local Beer (0.5 liter bottle)

$1.40 PAB 1.40

$2.33 Rp 42.0K

-39.91%

Imported Beer (0.33 liter bottle)

$2.72 PAB 2.72

$2.97 Rp 53.6K

-8.42%

One-way Ticket (Public Transport)

$0.26 PAB 0.26

$0.25 Rp 4,519

4.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$2.48 PAB 2.48

$0.44 Rp 7,901

463.64%

Taxi (Normal Tariff) (1km)

$1.86 PAB 1.86

$0.47 Rp 8,446

295.74%

Taxi 1hour Waiting (Normal Tariff)

$22.34 PAB 22.34

$5.60 Rp 101.1K

298.93%

Gasoline (1 liter)

$1.20 PAB 1.20

$0.83 Rp 14.9K

44.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K PAB 24.5K

$24.4K Rp 441.3M

0.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K PAB 21.0K

$31.7K Rp 572.1M

-33.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 PAB 129

$77.5 Rp 1.4M

66.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.74 PAB 27.74

$6.14 Rp 110.9K

351.79%

Internet (50+ Mbps, Unlimited Data)

$49.65 PAB 49.65

$18.92 Rp 341.4K

162.42%

Gym Membership (Monthly)

$46.22 PAB 46.22

$51.0 Rp 920.4K

-9.35%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$8.40 PAB 8.40

$4.38 Rp 79.1K

91.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$553 PAB 553

$492 Rp 8.9M

12.22%

International Primary School, 1 Child (Yearly)

$9,536 PAB 9,536

$12.2K Rp 220.6M

-21.97%

Jeans (Levis 501 Or Similar)

$67.5 PAB 67.5

$45.16 Rp 815.1K

49.53%

Summer Dress (H&M, Zara, etc)

$47.25 PAB 47.25

$34.89 Rp 629.7K

35.43%

Sport Shoes (Adidas, Nike)

$95.4 PAB 95.4

$78.3 Rp 1.4M

21.80%

Men's Leather Business Shoes

$113 PAB 113

$77.9 Rp 1.4M

45.43%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

13.78

-53.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Aguadulce: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Aguadulce

$327 34.2%

Ubud, Bali

$279 21% 14.4% $47

Monthly Utilities & Internet

Aguadulce

$207 21.6%

Ubud, Bali

$103 7.7% 50.4% $104

Eating Out

Aguadulce

$201 21%

Ubud, Bali

$106 8% 47.3% $95

Clothing & Footwear

Aguadulce

$146 15.2%

Ubud, Bali

$106 8% 27% $39

Sport & Entertainment

Aguadulce

$63 6.6%

Ubud, Bali

$60 4.5% 5.2% $3.3

Getting Around

Aguadulce

$13 * 1.3%

Ubud, Bali

$12 0.9% 6.9% $0.9

Accommodation & Living

Aguadulce

- * 0%

Ubud, Bali

$665 50%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $47 in Aguadulce vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $327 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇵🇦 Aguadulce

🇮🇩 Ubud, Bali

🕒 Local time

10:44 10:44 AM

23:44 11:44 PM

13 h ahead of Aguadulce

🌤 Weather

👥 Population

8,501

74,800

💱 Currency

Panamanian Balboa PAB B/.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.89 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of November 6, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

USD to PAB in detail →

On the map

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Highest

Between locations

Aguadulce Ubud, Bali 18,280 km ≈ 23 h nonstop flight

From you

Aguadulce
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Aguadulce vs Ubud, Bali: Cost of Living - Frequently Asked Questions

You’d need roughly $1,433 in Aguadulce and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Ubud, Bali pay roughly 14% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $955 per month in Aguadulce versus $1,331 in Ubud, Bali – Aguadulce is about 28% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Aguadulce is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Aguadulce and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.