Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Agios Nikolaos

For one person, living costs are similar in Ubud, Bali and in Agios Nikolaos: $1,331 and $1,362 a month, rent and utilities included.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
65

Cost of Living Index in Agios Nikolaos
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Agios Nikolaos Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Agios Nikolaos

🇬🇷 Greece

$1,362

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Agios Nikolaos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Agios Nikolaos actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,362 in Agios Nikolaos, rent included.

Ubud, Bali $1,331
Agios Nikolaos $1,362

A couple spends around $2,255 per month in Ubud, Bali vs $2,123 in Agios Nikolaos, rent included.

Ubud, Bali $2,255
Agios Nikolaos $2,123

A family of three spends $3,180 per month in Ubud, Bali vs $2,885 in Agios Nikolaos, rent included.

Ubud, Bali $3,180
Agios Nikolaos $2,885

Ubud, Bali and Agios Nikolaos have comparable living costs – the differences are in the details.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$11.35 €10.12

-70.22%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$45.41 €40.51

-23.70%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$7.75 €6.91

-28.13%

Cappuccino

$2.62 Rp 47.5K

$4.03 €3.59

-34.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.02 €1.80

-23.76%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.71 €0.63

-9.86%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.59 €4.09

-41.83%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.88 €4.36

-12.70%

Milk (1 liter)

$1.46 Rp 26.5K

$1.77 €1.58

-17.51%

White Bread (500g)

$2.29 Rp 41.6K

$1.38 €1.23

65.94%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.39 €3.02

-67.26%

Eggs

$2.10 Rp 38.1K

$4.63 €4.13

-54.64%

Local Cheese (1kg)

$15.94 Rp 289.3K

$17.36 €15.49

-8.18%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.61 €8.58

-59.63%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$15.11 €13.47

-24.55%

Apples (1kg)

$3.55 Rp 64.5K

$2.20 €1.97

61.36%

Banana (1kg)

$1.54 Rp 27.9K

$2.23 €1.99

-30.94%

Oranges (1kg)

$2.23 Rp 40.5K

$1.27 €1.13

75.59%

Tomato (1kg)

$1.97 Rp 35.8K

$1.80 €1.61

9.44%

Potato (1kg)

$1.86 Rp 33.7K

$1.33 €1.18

39.85%

Onion (1kg)

$2.42 Rp 43.9K

$1.00 €0.90

142.00%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.15 €1.03

-11.30%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.87 €0.78

-40.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.46 €4.87

-59.71%

Wine (Bottle)

$21.79 Rp 395.4K

$9.17 €8.18

137.62%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.51 €2.24

-7.17%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.55 €2.27

16.47%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$1.38 €1.23

-81.88%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$49.77 €44.39

-83.58%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$3.93 €3.50

-88.80%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.03 €0.92

-54.37%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$16.52 €14.73

-66.10%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.20 €1.96

-62.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$27.9K €24.9K

-12.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$23.9K €21.3K

32.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$147 €131

-47.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$21.73 €19.38

-71.74%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$33.43 €29.82

-43.40%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$52.0 €46.34

-1.85%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$25.30 €22.57

-27.87%

Cinema Ticket

$4.38 Rp 79.5K

$8.69 €7.76

-49.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$470 €419

4.82%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$6,678 €5,957

83.00%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$73.8 €65.9

-38.83%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$30.34 €27.07

15.00%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$105 €93.9

-25.61%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$129 €115

-39.49%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$444 €396

142.89%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$363 €324

82.94%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$795 €709

341.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$681 €608

145.28%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,489 €2,221

-6.00%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,927 €1,719

16.04%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,036 €924

-83.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.53

204.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Agios Nikolaos: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Agios Nikolaos

$363 26.7% 45.3% $301

Groceries & Markets

Ubud, Bali

$279 21%

Agios Nikolaos

$305 22.4% 9% $25

Clothing & Footwear

Ubud, Bali

$106 8%

Agios Nikolaos

$152 11.2% 43.1% $46

Eating Out

Ubud, Bali

$106 8%

Agios Nikolaos

$206 15.1% 94.8% $100

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Agios Nikolaos

$202 14.8% 96.9% $99

Sport & Entertainment

Ubud, Bali

$60 4.5%

Agios Nikolaos

$69 5.1% 16% $9.6

Getting Around

Ubud, Bali

$12 0.9%

Agios Nikolaos

$64 4.7% 439% $52

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $444 in Agios Nikolaos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Agios Nikolaos are about 6.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $45 in Agios Nikolaos. Monthly groceries follow the same trend: $279 vs $305 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Agios Nikolaos

🕒 Local time

16:57 4:57 PM

10:57 10:57 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,421

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Agios Nikolaos 10,510 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Agios Nikolaos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Agios Nikolaos: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,043 in Agios Nikolaos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Agios Nikolaos, especially for central apartments: a one-bedroom in the center costs $444 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $45 in Agios Nikolaos. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 84% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,362 in Agios Nikolaos. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Agios Nikolaos has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,362 in Agios Nikolaos. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Agios Nikolaos makes more sense. Both are solid long-term options with distinct trade-offs.