Cost of Living Comparison Between Ubud, Bali and Agios Nikolaos Cost of Living Comparison Between Ubud, Bali and Agios Nikolaos

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,422 in Agios Nikolaos, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,198 in Agios Nikolaos, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,974 in Agios Nikolaos, rent included.

Ubud, Bali costs about 1% more than Agios Nikolaos, driven mainly by Eating Out.

Both Ubud, Bali and Agios Nikolaos sit above the global median – Ubud, Bali by 7%, Agios Nikolaos by 6%.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$11.49 €9.84

-68.93%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$45.40 €38.87

-28.24%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.34 €7.14

-39.21%

Cappuccino

$2.83 Rp 49.0K

$4.24 €3.63

-33.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.00 €1.71

-33.00%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.73 €0.63

-5.48%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$4.51 €3.86

-33.70%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$5.37 €4.59

-28.31%

Milk (1 liter)

$1.74 Rp 30.2K

$1.81 €1.55

-3.87%

White Bread (500g)

$2.54 Rp 44.0K

$1.49 €1.28

70.47%

Rice (white) (1kg)

$1.19 Rp 20.6K

$3.51 €3.01

-66.10%

Eggs

$2.43 Rp 42.0K

$4.81 €4.12

-49.48%

Local Cheese (1kg)

$14.66 Rp 254.1K

$17.64 €15.10

-16.89%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$9.74 €8.34

-57.08%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$15.29 €13.09

-21.91%

Apples (1kg)

$3.69 Rp 63.9K

$2.24 €1.91

64.73%

Banana (1kg)

$1.61 Rp 27.8K

$2.25 €1.93

-28.44%

Oranges (1kg)

$2.69 Rp 46.5K

$1.47 €1.26

82.99%

Tomato (1kg)

$2.33 Rp 40.4K

$1.91 €1.64

21.99%

Potato (1kg)

$1.91 Rp 33.0K

$1.37 €1.17

39.42%

Onion (1kg)

$2.19 Rp 37.9K

$1.05 €0.90

108.57%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.20 €1.02

-11.67%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.01 €0.86

-28.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$5.68 €4.86

-44.89%

Wine (Bottle)

$23.49 Rp 407.1K

$9.49 €8.12

147.52%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.19 €1.87

25.11%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.71 €2.32

6.27%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.52 €1.30

-80.92%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$46.57 €39.86

-82.46%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$3.93 €3.37

-88.55%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$2.19 €1.88

-80.82%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$13.86 €11.87

-55.56%

Gasoline (1 liter)

$0.84 Rp 14.6K

$2.19 €1.87

-61.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$34.4K €29.4K

-23.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$23.4K €20.1K

38.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$167 €143

-53.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$23.55 €20.16

-83.23%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$34.41 €29.45

-29.09%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$48.53 €41.54

98.93%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$26.34 €22.54

-75.89%

Cinema Ticket

$4.04 Rp 70.0K

$9.15 €7.83

-55.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$464 €397

-34.75%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$7,054 €6,038

-7.53%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$79.7 €68.2

-32.41%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$32.36 €27.70

17.37%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$104 €89.4

-16.94%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$143 €123

-44.91%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$469 €402

115.61%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$377 €323

78.93%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$806 €690

320.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$681 €583

208.31%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,898 €2,480

3.01%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,353 €2,014

-0.59%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,072 €917

-83.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.53

193.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Agios Nikolaos: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $469 in Agios Nikolaos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 519% higher in Agios Nikolaos, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $45.00 in Agios Nikolaos. Monthly groceries follow the same trend: $298 vs $312 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Agios Nikolaos: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $1,422 in Agios Nikolaos – roughly 1% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $2,133 in Agios Nikolaos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Agios Nikolaos, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $45.00 in Agios Nikolaos. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $1,422 in Agios Nikolaos. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Agios Nikolaos, where all-in costs run around $1,422, than in Ubud, Bali at $1,438. In Agios Nikolaos it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Agios Nikolaos has an edge in some lifestyle areas, with costs from $1,422 in Agios Nikolaos to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Agios Nikolaos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.