Cost of Living Comparison Between Agios Nikolaos and Ubud, Bali Cost of Living Comparison Between Agios Nikolaos and Ubud, Bali

Monthly Cost of Living

A single person spends $1,410 per month in Agios Nikolaos vs $1,392 in Ubud, Bali, rent included.

A couple spends around $2,196 per month in Agios Nikolaos vs $2,557 in Ubud, Bali, rent included.

A family of three spends $2,982 per month in Agios Nikolaos vs $3,723 in Ubud, Bali, rent included.

Agios Nikolaos costs about 1% more than Ubud, Bali, driven mainly by Eating Out.

Both Agios Nikolaos and Ubud, Bali sit above the global median – Agios Nikolaos by 6%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$11.65 €10.09

$3.57 Rp 64.5K

226.33%

Three-Course Dinner for Two, Mid-Range

$46.95 €40.66

$32.32 Rp 583.4K

45.27%

Fast Food Meal (McDonalds, etc)

$8.23 €7.13

$5.01 Rp 90.4K

64.27%

Cappuccino

$4.07 €3.52

$2.82 Rp 51.0K

44.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 €1.71

$1.35 Rp 24.4K

46.67%

Water (0.33 liter bottle)

$0.78 €0.68

$0.73 Rp 13.2K

6.85%

Local Beer (0.5 liter draught)

$4.66 €4.04

$2.93 Rp 53.0K

59.04%

Imported Beer (0.33 liter bottle)

$5.18 €4.49

$3.94 Rp 71.1K

31.47%

Milk (1 liter)

$1.82 €1.58

$1.78 Rp 32.1K

2.25%

White Bread (500g)

$1.43 €1.24

$2.45 Rp 44.2K

-41.63%

Rice (white) (1kg)

$3.40 €2.94

$1.15 Rp 20.7K

195.65%

Eggs

$4.72 €4.09

$2.41 Rp 43.6K

95.85%

Local Cheese (1kg)

$17.74 €15.36

$14.33 Rp 258.7K

23.80%

Chicken Fillets (1kg)

$9.22 €7.99

$4.19 Rp 75.6K

120.05%

Beef Round Steak (1kg)

$15.44 €13.37

$12.06 Rp 217.7K

28.03%

Apples (1kg)

$2.22 €1.93

$3.64 Rp 65.7K

-39.01%

Banana (1kg)

$2.17 €1.88

$1.57 Rp 28.3K

38.22%

Oranges (1kg)

$1.54 €1.34

$2.79 Rp 50.3K

-44.80%

Tomato (1kg)

$1.89 €1.64

$2.24 Rp 40.5K

-15.63%

Potato (1kg)

$1.38 €1.19

$1.98 Rp 35.7K

-30.30%

Onion (1kg)

$1.05 €0.91

$2.28 Rp 41.1K

-53.95%

Lettuce (1 head)

$1.20 €1.04

$1.05 Rp 19.0K

14.29%

Water (1.5 liter bottle)

$1.01 €0.88

$0.79 Rp 14.2K

27.85%

Cigarettes 20 Pack (Marlboro, Camel)

$5.75 €4.98

$3.19 Rp 57.6K

80.25%

Wine (Bottle)

$9.26 €8.02

$23.49 Rp 424.1K

-60.58%

Local Beer (0.5 liter bottle)

$2.11 €1.82

$2.90 Rp 52.3K

-27.24%

Imported Beer (0.33 liter bottle)

$2.62 €2.27

$2.76 Rp 49.7K

-5.07%

One-way Ticket (Public Transport)

$1.54 €1.34

$0.27 Rp 4,813

470.37%

Public Transport Monthly Pass (Regular Price)

$46.61 €40.36

$8.37 Rp 151.1K

456.87%

Taxi Start (Normal Tariff)

$4.15 €3.60

$0.45 Rp 8,167

822.22%

Taxi (Normal Tariff) (1km)

$2.12 €1.84

$0.46 Rp 8,298

360.87%

Taxi 1hour Waiting (Normal Tariff)

$13.63 €11.80

$6.07 Rp 109.6K

124.55%

Gasoline (1 liter)

$2.20 €1.91

$0.86 Rp 15.6K

155.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K €30.2K

$26.6K Rp 480.0M

30.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K €20.5K

$32.5K Rp 587.6M

-27.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 €149

$79.0 Rp 1.4M

117.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.52 €20.37

$4.09 Rp 73.9K

475.06%

Internet (50+ Mbps, Unlimited Data)

$34.56 €29.93

$23.85 Rp 430.5K

44.91%

Gym Membership (Monthly)

$47.74 €41.35

$98.8 Rp 1.8M

-51.67%

Tennis Court (1 Hour on Weekend)

$26.70 €23.12

$6.35 Rp 114.7K

320.47%

Cinema Ticket

$9.42 €8.16

$4.01 Rp 72.3K

134.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$458 €396

$297 Rp 5.4M

54.00%

International Primary School, 1 Child (Yearly)

$6,834 €5,918

$6,602 Rp 119.2M

3.52%

Jeans (Levis 501 Or Similar)

$79.2 €68.5

$53.4 Rp 964.5K

48.14%

Summer Dress (H&M, Zara, etc)

$31.48 €27.26

$38.11 Rp 688.1K

-17.40%

Sport Shoes (Adidas, Nike)

$104 €90.3

$88.7 Rp 1.6M

17.66%

Men's Leather Business Shoes

$141 €122

$76.6 Rp 1.4M

83.61%

1-bedroom Apartment, City Center (Monthly)

$468 €405

$1,020 Rp 18.4M

-54.11%

1-bedroom Apartment, Outside City Center (Monthly)

$373 €323

$680 Rp 12.3M

-45.23%

3-bedroom Apartment, City Center (Monthly)

$805 €697

$3,469 Rp 62.6M

-76.78%

3-bedroom Apartment, Outside City Center (Monthly)

$702 €608

$2,090 Rp 37.7M

-66.41%

Buy Apartment in City Center (m2)

$2,817 €2,440

$2,729 Rp 49.3M

3.23%

Buy Apartment Outside City Center (m2)

$2,302 €1,993

$2,295 Rp 41.4M

0.28%

Average Monthly Net Salary (After Tax)

$1,037 €898

$164 Rp 3.0M

533.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

13.28

-65.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agios Nikolaos: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $468 in Agios Nikolaos versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 533% higher in Agios Nikolaos, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Agios Nikolaos versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $308 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agios Nikolaos vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,410 in Agios Nikolaos, $1,392 in Ubud, Bali – roughly 1% apart. Agios Nikolaos costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,115 per month in Agios Nikolaos and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $47.00 in Agios Nikolaos and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,410 in Agios Nikolaos and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Agios Nikolaos at $1,410. In Ubud, Bali it covers expenses comfortably, while in Agios Nikolaos it requires careful planning or may not stretch far enough.

It depends on your priorities. Agios Nikolaos has an edge in some lifestyle areas, with costs from $1,392 in Ubud, Bali to $1,410 in Agios Nikolaos. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Agios Nikolaos makes more sense. Both are solid long-term options with distinct trade-offs.