Last update: Nov 2026

Cost of Living Comparison Between Agios Nikolaos and Ubud, Bali

For one person, living costs are similar in Agios Nikolaos and in Ubud, Bali: $1,362 and $1,331 a month, rent and utilities included.

65

Cost of Living Index in Agios Nikolaos
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Agios Nikolaos Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Agios Nikolaos

🇬🇷 Greece

$1,362

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Agios Nikolaos and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agios Nikolaos and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,362 per month in Agios Nikolaos vs $1,331 in Ubud, Bali, rent included.

Agios Nikolaos $1,362
Ubud, Bali $1,331

A couple spends around $2,123 per month in Agios Nikolaos vs $2,255 in Ubud, Bali, rent included.

Agios Nikolaos $2,123
Ubud, Bali $2,255

A family of three spends $2,885 per month in Agios Nikolaos vs $3,180 in Ubud, Bali, rent included.

Agios Nikolaos $2,885
Ubud, Bali $3,180

Agios Nikolaos and Ubud, Bali have comparable living costs – the differences are in the details.

Meal at Budget Restaurant

$11.35 €10.15

$3.38 Rp 61.2K

235.80%

Three-Course Dinner for Two, Mid-Range

$45.41 €40.61

$34.65 Rp 628.6K

31.05%

Fast Food Meal (McDonalds, etc)

$7.75 €6.93

$5.57 Rp 101.1K

39.14%

Cappuccino

$4.03 €3.60

$2.62 Rp 47.5K

53.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 €1.80

$1.54 Rp 27.9K

31.17%

Water (0.33 liter bottle)

$0.71 €0.64

$0.64 Rp 11.6K

10.94%

Local Beer (0.5 liter draught)

$4.59 €4.10

$2.67 Rp 48.4K

71.91%

Imported Beer (0.33 liter bottle)

$4.88 €4.37

$4.26 Rp 77.3K

14.55%

Milk (1 liter)

$1.77 €1.58

$1.46 Rp 26.5K

21.23%

White Bread (500g)

$1.38 €1.23

$2.29 Rp 41.6K

-39.74%

Rice (white) (1kg)

$3.39 €3.03

$1.11 Rp 20.1K

205.41%

Eggs

$4.63 €4.14

$2.10 Rp 38.1K

120.48%

Local Cheese (1kg)

$17.36 €15.53

$15.94 Rp 289.2K

8.91%

Chicken Fillets (1kg)

$9.61 €8.60

$3.88 Rp 70.4K

147.68%

Beef Round Steak (1kg)

$15.11 €13.51

$11.40 Rp 206.8K

32.54%

Apples (1kg)

$2.20 €1.97

$3.55 Rp 64.4K

-38.03%

Banana (1kg)

$2.23 €2.00

$1.54 Rp 27.9K

44.81%

Oranges (1kg)

$1.27 €1.13

$2.23 Rp 40.5K

-43.05%

Tomato (1kg)

$1.80 €1.61

$1.97 Rp 35.8K

-8.63%

Potato (1kg)

$1.33 €1.19

$1.86 Rp 33.7K

-28.49%

Onion (1kg)

$1.00 €0.90

$2.42 Rp 43.9K

-58.68%

Lettuce (1 head)

$1.15 €1.03

$1.02 Rp 18.6K

12.75%

Water (1.5 liter bottle)

$0.87 €0.78

$0.52 Rp 9,475

67.31%

Cigarettes 20 Pack (Marlboro, Camel)

$5.46 €4.89

$2.20 Rp 39.9K

148.18%

Wine (Bottle)

$9.17 €8.20

$21.79 Rp 395.2K

-57.92%

Local Beer (0.5 liter bottle)

$2.51 €2.25

$2.33 Rp 42.2K

7.73%

Imported Beer (0.33 liter bottle)

$2.55 €2.28

$2.97 Rp 53.9K

-14.14%

One-way Ticket (Public Transport)

$1.38 €1.24

$0.25 Rp 4,542

452.00%

Public Transport Monthly Pass (Regular Price)

$49.77 €44.50

$8.17 Rp 148.3K

509.18%

Taxi Start (Normal Tariff)

$3.93 €3.51

$0.44 Rp 7,941

793.18%

Taxi (Normal Tariff) (1km)

$1.03 €0.92

$0.47 Rp 8,489

119.15%

Taxi 1hour Waiting (Normal Tariff)

$16.52 €14.77

$5.60 Rp 101.6K

195.00%

Gasoline (1 liter)

$2.20 €1.97

$0.83 Rp 15.0K

165.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €25.0K

$24.4K Rp 443.5M

14.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K €21.4K

$31.7K Rp 575.0M

-24.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 €131

$77.5 Rp 1.4M

89.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.73 €19.43

$6.14 Rp 111.5K

253.91%

Internet (50+ Mbps, Unlimited Data)

$33.43 €29.89

$18.92 Rp 343.1K

76.69%

Gym Membership (Monthly)

$52.0 €46.45

$51.0 Rp 925.0K

1.88%

Tennis Court (1 Hour on Weekend)

$25.30 €22.63

$18.25 Rp 331.0K

38.63%

Cinema Ticket

$8.69 €7.77

$4.38 Rp 79.5K

98.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$470 €420

$492 Rp 8.9M

-4.60%

International Primary School, 1 Child (Yearly)

$6,678 €5,972

$12.2K Rp 221.7M

-45.36%

Jeans (Levis 501 Or Similar)

$73.8 €66.0

$45.16 Rp 819.2K

63.49%

Summer Dress (H&M, Zara, etc)

$30.34 €27.13

$34.89 Rp 632.9K

-13.04%

Sport Shoes (Adidas, Nike)

$105 €94.1

$78.3 Rp 1.4M

34.42%

Men's Leather Business Shoes

$129 €115

$77.9 Rp 1.4M

65.26%

1-bedroom Apartment, City Center (Monthly)

$444 €397

$1,078 Rp 19.5M

-58.83%

1-bedroom Apartment, Outside City Center (Monthly)

$363 €325

$665 Rp 12.1M

-45.34%

3-bedroom Apartment, City Center (Monthly)

$795 €711

$3,510 Rp 63.7M

-77.35%

3-bedroom Apartment, Outside City Center (Monthly)

$681 €609

$1,671 Rp 30.3M

-59.23%

Buy Apartment in City Center (m2)

$2,489 €2,226

$2,340 Rp 42.4M

6.38%

Buy Apartment Outside City Center (m2)

$1,927 €1,723

$2,236 Rp 40.6M

-13.82%

Average Monthly Net Salary (After Tax)

$1,036 €926

$166 Rp 3.0M

522.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

13.78

-67.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agios Nikolaos: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agios Nikolaos

$363 26.7%

Ubud, Bali

$665 50% 82.9% $301

Groceries & Markets

Agios Nikolaos

$305 22.4%

Ubud, Bali

$279 21% 8.3% $25

Eating Out

Agios Nikolaos

$206 15.1%

Ubud, Bali

$106 8% 48.7% $100

Monthly Utilities & Internet

Agios Nikolaos

$202 14.8%

Ubud, Bali

$103 7.7% 49.2% $99

Clothing & Footwear

Agios Nikolaos

$152 11.2%

Ubud, Bali

$106 8% 30.1% $46

Sport & Entertainment

Agios Nikolaos

$69 5.1%

Ubud, Bali

$60 4.5% 13.8% $9.6

Getting Around

Agios Nikolaos

$64 4.7%

Ubud, Bali

$12 0.9% 81.4% $52

Cost Breakdown

A central one-bedroom costs $444 in Agios Nikolaos versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Agios Nikolaos are about 6.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45 in Agios Nikolaos versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $305 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇷 Agios Nikolaos

🇮🇩 Ubud, Bali

🕒 Local time

17:01 5:01 PM

23:01 11:01 PM

6 h ahead of Agios Nikolaos

🌤 Weather

👥 Population

11,421

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

On the map

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Between locations

Agios Nikolaos Ubud, Bali 10,510 km ≈ 14 h nonstop flight

From you

Agios Nikolaos
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agios Nikolaos vs Ubud, Bali: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,043 per month in Agios Nikolaos and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Agios Nikolaos, especially for central apartments: a one-bedroom in the center costs $444 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $45 in Agios Nikolaos and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 84% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,362 in Agios Nikolaos and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Agios Nikolaos has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,362 in Agios Nikolaos. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Agios Nikolaos makes more sense. Both are solid long-term options with distinct trade-offs.