Cost of Living Comparison Between Ubud, Bali and Aarau Cost of Living Comparison Between Ubud, Bali and Aarau

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $2,954 in Aarau, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $4,759 in Aarau, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $6,564 in Aarau, rent included.

Ubud, Bali is about 51% cheaper than Aarau, driven mainly by Eating Out.

Both Ubud, Bali and Aarau sit above the global median – Ubud, Bali by 7%, Aarau by 121%.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$29.47 CHF 23.31

-87.89%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$108 CHF 85.8

-69.95%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$18.80 CHF 14.87

-73.03%

Cappuccino

$2.83 Rp 49.0K

$6.43 CHF 5.09

-55.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$3.34 CHF 2.64

-59.88%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$5.00 CHF 3.96

-86.20%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$7.82 CHF 6.18

-61.76%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$7.61 CHF 6.02

-49.41%

Milk (1 liter)

$1.74 Rp 30.2K

$2.09 CHF 1.65

-16.75%

White Bread (500g)

$2.54 Rp 44.0K

$3.27 CHF 2.59

-22.32%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.53 CHF 2.00

-52.96%

Eggs

$2.43 Rp 42.0K

$6.71 CHF 5.31

-63.79%

Local Cheese (1kg)

$14.66 Rp 254.1K

$29.39 CHF 23.24

-50.12%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$36.49 CHF 28.86

-88.54%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$44.90 CHF 35.51

-73.41%

Apples (1kg)

$3.69 Rp 63.9K

$2.84 CHF 2.25

29.93%

Banana (1kg)

$1.61 Rp 27.8K

$2.17 CHF 1.72

-25.81%

Oranges (1kg)

$2.69 Rp 46.5K

$2.86 CHF 2.26

-5.94%

Tomato (1kg)

$2.33 Rp 40.4K

$5.65 CHF 4.47

-58.76%

Potato (1kg)

$1.91 Rp 33.0K

$2.26 CHF 1.78

-15.49%

Onion (1kg)

$2.19 Rp 37.9K

$2.08 CHF 1.64

5.29%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.56 CHF 2.03

-58.59%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.47 CHF 1.16

-51.02%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$10.54 CHF 8.34

-70.30%

Wine (Bottle)

$23.49 Rp 407.1K

$10.93 CHF 8.65

114.91%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.33 CHF 1.85

17.60%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.25 CHF 1.78

28.00%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$4.43 CHF 3.50

-93.45%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$148 CHF 117

-94.49%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$8.81 CHF 6.97

-94.89%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$5.61 CHF 4.44

-92.51%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$87.1 CHF 68.9

-92.93%

Gasoline (1 liter)

$0.84 Rp 14.6K

$2.20 CHF 1.74

-61.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$40.7K CHF 32.2K

-35.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$41.5K CHF 32.8K

-21.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$251 CHF 199

-68.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$42.76 CHF 33.82

-90.76%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$58.2 CHF 46.00

-58.05%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$68.3 CHF 54.0

41.37%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$42.50 CHF 33.61

-85.06%

Cinema Ticket

$4.04 Rp 70.0K

$23.58 CHF 18.65

-82.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$3,247 CHF 2,569

-90.68%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$24.7K CHF 19.5K

-73.60%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$91.8 CHF 72.7

-41.38%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$53.7 CHF 42.51

-29.33%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$109 CHF 86.0

-20.22%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$174 CHF 137

-54.62%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$1,318 CHF 1,042

-23.18%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$1,045 CHF 827

-35.49%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$2,487 CHF 1,968

36.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$2,146 CHF 1,697

-2.21%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$10.7K CHF 8,479

-72.16%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$12.6K CHF 9,930

-81.37%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$7,279 CHF 5,758

-97.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Aarau: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $1,318 in Aarau. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4104% higher in Aarau, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $108 in Aarau. Monthly groceries follow the same trend: $298 vs $640 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Aarau: Cost of Living - Frequently Asked Questions

Aarau costs about 105% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $4,431 in Aarau. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 1715% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $303 per month in Ubud, Bali and $3,247 in Aarau. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Aarau at $2,954. In Ubud, Bali it covers expenses comfortably, while in Aarau it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,438 versus $2,954 in Aarau. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Aarau makes more sense. Both are solid long-term options with distinct trade-offs.