😐A single person spends $3,015 per month in Aarau vs $1,394 in Ubud, Bali, rent included.
😐A couple spends around $4,757 per month in Aarau vs $2,551 in Ubud, Bali, rent included.
😐A family of three spends $6,499 per month in Aarau vs $3,708 in Ubud, Bali, rent included.
😐Aarau costs about 116% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Aarau and Ubud, Bali sit above the global median – Aarau by 126%, Ubud, Bali by 5%.
Currency
🍽 Eating Out
Aarau
Ubud, Bali
Difference
Meal at Budget Restaurant
$29.94CHF 23.75
$3.40Rp 60.2K
780.59%
Three-Course Dinner for Two, Mid-Range
$108CHF 85.3
$32.38Rp 573.6K
232.09%
Fast Food Meal(McDonalds, etc)
$19.24CHF 15.26
$5.00Rp 88.6K
284.80%
Cappuccino
$6.29CHF 4.99
$2.82Rp 50.0K
123.05%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.44CHF 2.73
$1.38Rp 24.4K
149.28%
Water(0.33 liter bottle)
$4.90CHF 3.89
$0.73Rp 13.0K
571.23%
Local Beer(0.5 liter draught)
$8.24CHF 6.54
$2.98Rp 52.8K
176.51%
Imported Beer(0.33 liter bottle)
$7.50CHF 5.95
$3.97Rp 70.3K
88.92%
🛒 Groceries & Markets
Aarau
Ubud, Bali
Difference
Milk(1 liter)
$2.11CHF 1.67
$1.79Rp 31.8K
17.88%
White Bread(500g)
$3.28CHF 2.60
$2.46Rp 43.7K
33.33%
Rice(white)(1kg)
$2.45CHF 1.94
$1.20Rp 21.2K
104.17%
Eggs
$6.88CHF 5.46
$2.39Rp 42.3K
187.87%
Local Cheese(1kg)
$28.84CHF 22.87
$14.40Rp 255.1K
100.28%
Chicken Fillets(1kg)
$36.31CHF 28.80
$4.28Rp 75.9K
748.36%
Beef Round Steak(1kg)
$44.34CHF 35.16
$11.82Rp 209.4K
275.13%
Apples(1kg)
$2.79CHF 2.21
$3.78Rp 67.0K
-26.19%
Banana(1kg)
$2.10CHF 1.66
$1.63Rp 28.9K
28.83%
Oranges(1kg)
$2.75CHF 2.18
$2.80Rp 49.6K
-1.79%
Tomato(1kg)
$5.88CHF 4.66
$2.26Rp 40.0K
160.18%
Potato(1kg)
$2.26CHF 1.79
$2.00Rp 35.3K
13.00%
Onion(1kg)
$2.05CHF 1.63
$2.21Rp 39.2K
-7.24%
Lettuce(1 head)
$2.62CHF 2.08
$1.07Rp 18.9K
144.86%
Water(1.5 liter bottle)
$1.51CHF 1.20
$0.76Rp 13.5K
98.68%
Cigarettes 20 Pack(Marlboro, Camel)
$10.63CHF 8.43
$3.13Rp 55.4K
239.62%
Wine(Bottle)
$10.63CHF 8.43
$23.81Rp 421.9K
-55.35%
Local Beer(0.5 liter bottle)
$2.32CHF 1.84
$2.84Rp 50.3K
-18.31%
Imported Beer(0.33 liter bottle)
$2.17CHF 1.72
$2.78Rp 49.2K
-21.94%
🚌 Getting Around
Aarau
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.20CHF 3.33
$0.27Rp 4,726
1455.56%
Public Transport Monthly Pass(Regular Price)
$147CHF 117
$8.37Rp 148.2K
1659.02%
Taxi Start(Normal Tariff)
$8.84CHF 7.01
$0.45Rp 8,034
1864.44%
Taxi(Normal Tariff)(1km)
$5.61CHF 4.45
$0.43Rp 7,578
1204.65%
Taxi 1hour Waiting(Normal Tariff)
$85.7CHF 67.9
$5.98Rp 105.9K
1332.27%
Gasoline(1 liter)
$2.23CHF 1.77
$0.80Rp 14.2K
178.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.1KCHF 32.6K
$25.8KRp 457.2M
59.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.8KCHF 33.2K
$31.8KRp 563.4M
31.59%
🧾 Monthly Utilities & Internet
Aarau
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$244CHF 194
$80.7Rp 1.4M
202.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$43.49CHF 34.49
$4.14Rp 73.3K
950.48%
Internet(50+ Mbps, Unlimited Data)
$58.7CHF 46.58
$24.12Rp 427.2K
143.49%
🎉 Sport & Entertainment
Aarau
Ubud, Bali
Difference
Gym Membership(Monthly)
$65.9CHF 52.3
$97.8Rp 1.7M
-32.54%
Tennis Court(1 Hour on Weekend)
$41.72CHF 33.09
$6.64Rp 117.7K
528.31%
Cinema Ticket
$23.80CHF 18.88
$4.04Rp 71.5K
489.11%
🧸 Childcare & Education
Aarau
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,257CHF 2,583
$297Rp 5.3M
996.66%
International Primary School, 1 Child(Yearly)
$24.7KCHF 19.6K
$6,590Rp 116.7M
274.71%
👕👟 Clothing & Footwear
Aarau
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$92.3CHF 73.2
$55.1Rp 976.8K
67.37%
Summer Dress(H&M, Zara, etc)
$53.6CHF 42.52
$38.51Rp 682.1K
39.21%
Sport Shoes(Adidas, Nike)
$110CHF 87.3
$86.1Rp 1.5M
27.78%
Men's Leather Business Shoes
$174CHF 138
$78.0Rp 1.4M
123.67%
🏠 Accommodation & Living
Aarau
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,269CHF 1,006
$985Rp 17.5M
28.80%
1-bedroom Apartment, Outside City Center(Monthly)
$1,030CHF 817
$665Rp 11.8M
54.93%
3-bedroom Apartment, City Center(Monthly)
$2,448CHF 1,941
$3,446Rp 61.0M
-28.96%
3-bedroom Apartment, Outside City Center(Monthly)
$2,111CHF 1,674
$2,042Rp 36.2M
3.37%
Buy Apartment in City Center(m2)
$10.4KCHF 8,283
$2,829Rp 50.1M
269.20%
Buy Apartment Outside City Center(m2)
$12.6KCHF 9,976
$2,282Rp 40.4M
451.18%
💵 Salaries & Financials
Aarau
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$7,163CHF 5,681
$169Rp 3.0M
4132.62%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.5
13.28
-81.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Aarau: June 14, 2026
Last update for Ubud, Bali: June 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,269 in Aarau versus $985 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 4133% higher in Aarau, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $108 in Aarau versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $636 vs $299 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Aarau vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Aarau or Ubud, Bali?
Aarau costs about 116% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Aarau vs Ubud, Bali?
For a comfortable life, plan on about $4,522 per month in Aarau and $2,091 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Aarau or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Aarau vs Ubud, Bali?
Public transport costs about 1659% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Aarau and Ubud, Bali?
Kindergarten costs $3,257 per month in Aarau and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Aarau or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,394, than in Aarau at $3,015. In Ubud, Bali it covers expenses comfortably, while in Aarau it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Aarau or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,394 versus $3,015 in Aarau. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Aarau compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Aarau or Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Aarau makes more sense. Both are solid long-term options with distinct trade-offs.