😐A single person spends $2,954 per month in Aarau vs $1,438 in Ubud, Bali, rent included.
😐A couple spends around $4,759 per month in Aarau vs $2,585 in Ubud, Bali, rent included.
😐A family of three spends $6,564 per month in Aarau vs $3,732 in Ubud, Bali, rent included.
😐Aarau costs about 105% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Aarau and Ubud, Bali sit above the global median – Aarau by 121%, Ubud, Bali by 7%.
Currency
🍽 Eating Out
Aarau
Ubud, Bali
Difference
Meal at Budget Restaurant
$29.47CHF 23.28
$3.57Rp 61.6K
725.49%
Three-Course Dinner for Two, Mid-Range
$108CHF 85.6
$32.58Rp 562.6K
232.75%
Fast Food Meal(McDonalds, etc)
$18.80CHF 14.86
$5.07Rp 87.5K
270.81%
Cappuccino
$6.43CHF 5.08
$2.83Rp 48.8K
127.21%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.34CHF 2.64
$1.34Rp 23.1K
149.25%
Water(0.33 liter bottle)
$5.00CHF 3.95
$0.69Rp 12.0K
624.64%
Local Beer(0.5 liter draught)
$7.82CHF 6.18
$2.99Rp 51.6K
161.54%
Imported Beer(0.33 liter bottle)
$7.61CHF 6.01
$3.85Rp 66.4K
97.66%
🛒 Groceries & Markets
Aarau
Ubud, Bali
Difference
Milk(1 liter)
$2.09CHF 1.65
$1.74Rp 30.1K
20.11%
White Bread(500g)
$3.27CHF 2.59
$2.54Rp 43.8K
28.74%
Rice(white)(1kg)
$2.53CHF 2.00
$1.19Rp 20.6K
112.61%
Eggs
$6.71CHF 5.30
$2.43Rp 41.9K
176.13%
Local Cheese(1kg)
$29.39CHF 23.21
$14.66Rp 253.2K
100.48%
Chicken Fillets(1kg)
$36.49CHF 28.83
$4.18Rp 72.1K
772.97%
Beef Round Steak(1kg)
$44.90CHF 35.47
$11.94Rp 206.1K
276.05%
Apples(1kg)
$2.84CHF 2.24
$3.69Rp 63.6K
-23.04%
Banana(1kg)
$2.17CHF 1.72
$1.61Rp 27.7K
34.78%
Oranges(1kg)
$2.86CHF 2.26
$2.69Rp 46.4K
6.32%
Tomato(1kg)
$5.65CHF 4.46
$2.33Rp 40.2K
142.49%
Potato(1kg)
$2.26CHF 1.78
$1.91Rp 32.9K
18.32%
Onion(1kg)
$2.08CHF 1.64
$2.19Rp 37.7K
-5.02%
Lettuce(1 head)
$2.56CHF 2.03
$1.06Rp 18.3K
141.51%
Water(1.5 liter bottle)
$1.47CHF 1.16
$0.72Rp 12.5K
104.17%
Cigarettes 20 Pack(Marlboro, Camel)
$10.54CHF 8.33
$3.13Rp 54.1K
236.74%
Wine(Bottle)
$10.93CHF 8.64
$23.49Rp 405.6K
-53.47%
Local Beer(0.5 liter bottle)
$2.33CHF 1.84
$2.74Rp 47.3K
-14.96%
Imported Beer(0.33 liter bottle)
$2.25CHF 1.78
$2.88Rp 49.7K
-21.87%
🚌 Getting Around
Aarau
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.43CHF 3.50
$0.29Rp 5,010
1427.59%
Public Transport Monthly Pass(Regular Price)
$148CHF 117
$8.17Rp 141.0K
1714.69%
Taxi Start(Normal Tariff)
$8.81CHF 6.96
$0.45Rp 7,834
1857.78%
Taxi(Normal Tariff)(1km)
$5.61CHF 4.43
$0.42Rp 7,278
1235.71%
Taxi 1hour Waiting(Normal Tariff)
$87.1CHF 68.8
$6.16Rp 106.3K
1313.47%
Gasoline(1 liter)
$2.20CHF 1.74
$0.84Rp 14.5K
161.90%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.7KCHF 32.2K
$26.2KRp 453.1M
55.19%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.5KCHF 32.8K
$32.5KRp 560.8M
27.84%
🧾 Monthly Utilities & Internet
Aarau
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$251CHF 198
$78.4Rp 1.4M
220.30%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$42.76CHF 33.78
$3.95Rp 68.2K
982.53%
Internet(50+ Mbps, Unlimited Data)
$58.2CHF 45.94
$24.40Rp 421.4K
138.36%
🎉 Sport & Entertainment
Aarau
Ubud, Bali
Difference
Gym Membership(Monthly)
$68.3CHF 54.0
$96.5Rp 1.7M
-29.26%
Tennis Court(1 Hour on Weekend)
$42.50CHF 33.57
$6.35Rp 109.6K
569.29%
Cinema Ticket
$23.58CHF 18.63
$4.04Rp 69.7K
483.66%
🧸 Childcare & Education
Aarau
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,247CHF 2,565
$303Rp 5.2M
973.07%
International Primary School, 1 Child(Yearly)
$24.7KCHF 19.5K
$6,523Rp 112.6M
278.74%
👕👟 Clothing & Footwear
Aarau
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$91.8CHF 72.6
$53.8Rp 929.5K
70.58%
Summer Dress(H&M, Zara, etc)
$53.7CHF 42.45
$37.98Rp 655.8K
41.50%
Sport Shoes(Adidas, Nike)
$109CHF 85.9
$86.8Rp 1.5M
25.35%
Men's Leather Business Shoes
$174CHF 137
$78.9Rp 1.4M
120.38%
🏠 Accommodation & Living
Aarau
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,318CHF 1,041
$1,012Rp 17.5M
30.18%
1-bedroom Apartment, Outside City Center(Monthly)
$1,045CHF 826
$674Rp 11.6M
55.01%
3-bedroom Apartment, City Center(Monthly)
$2,487CHF 1,965
$3,390Rp 58.5M
-26.62%
3-bedroom Apartment, Outside City Center(Monthly)
$2,146CHF 1,695
$2,098Rp 36.2M
2.26%
Buy Apartment in City Center(m2)
$10.7KCHF 8,469
$2,985Rp 51.5M
259.17%
Buy Apartment Outside City Center(m2)
$12.6KCHF 9,918
$2,339Rp 40.4M
436.69%
💵 Salaries & Financials
Aarau
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$7,279CHF 5,750
$173Rp 3.0M
4104.25%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.5
13.28
-81.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Aarau: April 26, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,318 in Aarau versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 4104% higher in Aarau, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $108 in Aarau versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $640 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Aarau vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Aarau or Ubud, Bali?
Aarau costs about 105% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Aarau vs Ubud, Bali?
For a comfortable life, plan on about $4,431 per month in Aarau and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Aarau or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Aarau vs Ubud, Bali?
Public transport costs about 1715% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Aarau and Ubud, Bali?
Kindergarten costs $3,247 per month in Aarau and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Aarau or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Aarau at $2,954. In Ubud, Bali it covers expenses comfortably, while in Aarau it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Aarau or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,438 versus $2,954 in Aarau. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Aarau compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Aarau or Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Aarau makes more sense. Both are solid long-term options with distinct trade-offs.