Cost of Living Comparison Between Aarau and Ubud, Bali Cost of Living Comparison Between Aarau and Ubud, Bali

Monthly Cost of Living

A single person spends $2,992 per month in Aarau vs $1,392 in Ubud, Bali, rent included.

A couple spends around $4,743 per month in Aarau vs $2,557 in Ubud, Bali, rent included.

A family of three spends $6,494 per month in Aarau vs $3,723 in Ubud, Bali, rent included.

Aarau costs about 115% more than Ubud, Bali, driven mainly by Eating Out.

Both Aarau and Ubud, Bali sit above the global median – Aarau by 125%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Aarau
Ubud, Bali
Difference
Meal at Budget Restaurant
$29.96 CHF 24.18
$3.57 Rp 64.5K
739.22%
Three-Course Dinner for Two, Mid-Range
$109 CHF 87.9
$32.32 Rp 583.4K
236.88%
Fast Food Meal (McDonalds, etc)
$19.11 CHF 15.42
$5.01 Rp 90.4K
281.44%
Cappuccino
$6.32 CHF 5.10
$2.82 Rp 51.0K
124.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.44 CHF 2.77
$1.35 Rp 24.4K
154.81%
Water (0.33 liter bottle)
$4.79 CHF 3.87
$0.73 Rp 13.2K
556.16%
Local Beer (0.5 liter draught)
$8.03 CHF 6.48
$2.93 Rp 53.0K
174.06%
Imported Beer (0.33 liter bottle)
$7.53 CHF 6.07
$3.94 Rp 71.1K
91.12%
🛒 Groceries & Markets
Aarau
Ubud, Bali
Difference
Milk (1 liter)
$2.09 CHF 1.68
$1.78 Rp 32.1K
17.42%
White Bread (500g)
$3.34 CHF 2.69
$2.45 Rp 44.2K
36.33%
Rice (white) (1kg)
$2.54 CHF 2.05
$1.15 Rp 20.7K
120.87%
Eggs
$7.00 CHF 5.65
$2.41 Rp 43.6K
190.46%
Local Cheese (1kg)
$29.56 CHF 23.86
$14.33 Rp 258.7K
106.28%
Chicken Fillets (1kg)
$36.28 CHF 29.28
$4.19 Rp 75.6K
765.87%
Beef Round Steak (1kg)
$43.45 CHF 35.07
$12.06 Rp 217.7K
260.28%
Apples (1kg)
$2.87 CHF 2.32
$3.64 Rp 65.7K
-21.15%
Banana (1kg)
$2.16 CHF 1.74
$1.57 Rp 28.3K
37.58%
Oranges (1kg)
$2.85 CHF 2.30
$2.79 Rp 50.3K
2.15%
Tomato (1kg)
$5.67 CHF 4.58
$2.24 Rp 40.5K
153.12%
Potato (1kg)
$2.32 CHF 1.87
$1.98 Rp 35.7K
17.17%
Onion (1kg)
$2.08 CHF 1.68
$2.28 Rp 41.1K
-8.77%
Lettuce (1 head)
$2.58 CHF 2.08
$1.05 Rp 19.0K
145.71%
Water (1.5 liter bottle)
$1.46 CHF 1.18
$0.79 Rp 14.2K
84.81%
Cigarettes 20 Pack (Marlboro, Camel)
$10.26 CHF 8.28
$3.19 Rp 57.6K
221.63%
Wine (Bottle)
$10.25 CHF 8.27
$23.49 Rp 424.1K
-56.36%
Local Beer (0.5 liter bottle)
$2.24 CHF 1.81
$2.90 Rp 52.3K
-22.76%
Imported Beer (0.33 liter bottle)
$2.19 CHF 1.76
$2.76 Rp 49.7K
-20.65%
🚌 Getting Around
Aarau
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.24 CHF 3.42
$0.27 Rp 4,813
1470.37%
Public Transport Monthly Pass (Regular Price)
$146 CHF 118
$8.37 Rp 151.1K
1641.82%
Taxi Start (Normal Tariff)
$8.69 CHF 7.02
$0.45 Rp 8,167
1831.11%
Taxi (Normal Tariff) (1km)
$5.46 CHF 4.41
$0.46 Rp 8,298
1086.96%
Taxi 1hour Waiting (Normal Tariff)
$88.1 CHF 71.1
$6.07 Rp 109.6K
1350.91%
Gasoline (1 liter)
$2.21 CHF 1.79
$0.86 Rp 15.6K
156.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.9K CHF 32.2K
$26.6K Rp 480.0M
49.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.1K CHF 34.0K
$32.5K Rp 587.6M
29.27%
🧾 Monthly Utilities & Internet
Aarau
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$248 CHF 200
$79.0 Rp 1.4M
213.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$42.84 CHF 34.57
$4.09 Rp 73.9K
947.43%
Internet (50+ Mbps, Unlimited Data)
$58.4 CHF 47.16
$23.85 Rp 430.5K
145.03%
🎉 Sport & Entertainment
Aarau
Ubud, Bali
Difference
Gym Membership (Monthly)
$66.9 CHF 54.0
$98.8 Rp 1.8M
-32.26%
Tennis Court (1 Hour on Weekend)
$41.17 CHF 33.23
$6.35 Rp 114.7K
548.35%
Cinema Ticket
$23.13 CHF 18.67
$4.01 Rp 72.3K
476.81%
🧸 Childcare & Education
Aarau
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,170 CHF 2,558
$297 Rp 5.4M
966.49%
International Primary School, 1 Child (Yearly)
$25.3K CHF 20.4K
$6,602 Rp 119.2M
282.51%
👕👟 Clothing & Footwear
Aarau
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$92.2 CHF 74.4
$53.4 Rp 964.5K
72.62%
Summer Dress (H&M, Zara, etc)
$54.6 CHF 44.06
$38.11 Rp 688.1K
43.27%
Sport Shoes (Adidas, Nike)
$112 CHF 90.5
$88.7 Rp 1.6M
26.51%
Men's Leather Business Shoes
$173 CHF 140
$76.6 Rp 1.4M
125.91%
🏠 Accommodation & Living
Aarau
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,280 CHF 1,033
$1,020 Rp 18.4M
25.49%
1-bedroom Apartment, Outside City Center (Monthly)
$1,027 CHF 829
$680 Rp 12.3M
50.93%
3-bedroom Apartment, City Center (Monthly)
$2,430 CHF 1,961
$3,469 Rp 62.6M
-29.94%
3-bedroom Apartment, Outside City Center (Monthly)
$2,081 CHF 1,679
$2,090 Rp 37.7M
-0.45%
Buy Apartment in City Center (m2)
$10.3K CHF 8,315
$2,729 Rp 49.3M
277.60%
Buy Apartment Outside City Center (m2)
$12.0K CHF 9,704
$2,295 Rp 41.4M
423.89%
💵 Salaries & Financials
Aarau
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,998 CHF 5,647
$164 Rp 3.0M
4175.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
13.28
-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Aarau: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,280 in Aarau versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4175% higher in Aarau, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $109 in Aarau versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $635 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Aarau vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Aarau or Ubud, Bali?
Aarau costs about 115% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Aarau and in Ubud, Bali?
For a comfortable life, plan on about $4,488 per month in Aarau and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Aarau or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Aarau compared to Ubud, Bali?
Public transport costs about 1642% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Aarau and in Ubud, Bali?
Kindergarten costs $3,170 per month in Aarau and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Aarau or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Aarau at $2,992. In Ubud, Bali it covers expenses comfortably, while in Aarau it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Aarau or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,392 versus $2,992 in Aarau. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Aarau compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Aarau or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Aarau makes more sense. Both are solid long-term options with distinct trade-offs.

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