Cost of Living Comparison Between Aarau and Ubud, Bali Cost of Living Comparison Between Aarau and Ubud, Bali

Monthly Cost of Living

A single person spends $2,836 per month in Aarau vs $1,374 in Ubud, Bali, rent included.

A couple spends around $4,620 per month in Aarau vs $2,313 in Ubud, Bali, rent included.

A family of three spends $6,404 per month in Aarau vs $3,252 in Ubud, Bali, rent included.

Aarau costs about 106% more than Ubud, Bali, driven mainly by Eating Out.

Both Aarau and Ubud, Bali sit above the global median – Aarau by 110%, Ubud, Bali by 2%.

Currency
🍽 Eating Out
Aarau
Ubud, Bali
Difference
Meal at Budget Restaurant
$29.14 CHF 24.35
$3.32 Rp 59.4K
777.71%
Three-Course Dinner for Two, Mid-Range
$105 CHF 88.2
$35.33 Rp 631.4K
198.58%
Fast Food Meal (McDonalds, etc)
$17.68 CHF 14.77
$5.33 Rp 95.3K
231.71%
Cappuccino
$5.88 CHF 4.92
$2.75 Rp 49.2K
113.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.19 CHF 4.34
$1.73 Rp 30.9K
200.00%
Water (0.33 liter bottle)
$4.77 CHF 3.99
$0.80 Rp 14.3K
496.25%
Local Beer (0.5 liter draught)
$5.95 CHF 4.97
$2.95 Rp 52.7K
101.69%
Imported Beer (0.33 liter bottle)
$6.72 CHF 5.62
$4.44 Rp 79.3K
51.35%
🛒 Groceries & Markets
Aarau
Ubud, Bali
Difference
Milk (1 liter)
$2.05 CHF 1.72
$1.50 Rp 26.8K
36.67%
White Bread (500g)
$3.82 CHF 3.19
$2.30 Rp 41.1K
66.09%
Rice (white) (1kg)
$2.68 CHF 2.24
$1.10 Rp 19.6K
143.64%
Eggs
$7.46 CHF 6.24
$2.16 Rp 38.6K
245.37%
Local Cheese (1kg)
$31.28 CHF 26.14
$17.09 Rp 305.4K
83.03%
Chicken Fillets (1kg)
$29.70 CHF 24.82
$3.88 Rp 69.3K
665.46%
Beef Round Steak (1kg)
$41.41 CHF 34.60
$11.92 Rp 213.0K
247.40%
Apples (1kg)
$2.84 CHF 2.37
$3.57 Rp 63.7K
-20.45%
Banana (1kg)
$1.76 CHF 1.47
$1.58 Rp 28.3K
11.39%
Oranges (1kg)
$2.46 CHF 2.05
$2.36 Rp 42.2K
4.24%
Tomato (1kg)
$5.63 CHF 4.71
$1.97 Rp 35.1K
185.79%
Potato (1kg)
$1.70 CHF 1.42
$1.81 Rp 32.3K
-6.08%
Onion (1kg)
$1.97 CHF 1.64
$2.39 Rp 42.7K
-17.57%
Lettuce (1 head)
$2.24 CHF 1.87
$1.02 Rp 18.2K
119.61%
Water (1.5 liter bottle)
$1.19 CHF 1.00
$0.49 Rp 8,782
142.86%
Cigarettes 20 Pack (Marlboro, Camel)
$10.66 CHF 8.91
$2.25 Rp 40.1K
373.78%
Wine (Bottle)
$10.18 CHF 8.51
$22.30 Rp 398.5K
-54.35%
Local Beer (0.5 liter bottle)
$2.46 CHF 2.06
$2.37 Rp 42.3K
3.80%
Imported Beer (0.33 liter bottle)
$2.90 CHF 2.42
$2.90 Rp 51.7K
-
🚌 Getting Around
Aarau
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$5.11 CHF 4.27
$0.25 Rp 4,452
1944.00%
Public Transport Monthly Pass (Regular Price)
$143 CHF 120
$8.55 Rp 152.8K
1578.01%
Taxi Start (Normal Tariff)
$6.83 CHF 5.71
$0.44 Rp 7,897
1452.27%
Taxi (Normal Tariff) (1km)
$3.32 CHF 2.77
$0.42 Rp 7,547
690.48%
Taxi 1hour Waiting (Normal Tariff)
$59.7 CHF 49.91
$5.66 Rp 101.2K
955.12%
Gasoline (1 liter)
$2.16 CHF 1.81
$0.81 Rp 14.6K
166.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.3K CHF 36.2K
$23.7K Rp 424.2M
82.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.0K CHF 32.6K
$31.0K Rp 553.6M
25.89%
🧾 Monthly Utilities & Internet
Aarau
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CHF 101
$82.3 Rp 1.5M
46.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.11 CHF 25.99
$6.30 Rp 112.6K
393.81%
Internet (50+ Mbps, Unlimited Data)
$55.3 CHF 46.22
$18.63 Rp 333.0K
196.94%
🎉 Sport & Entertainment
Aarau
Ubud, Bali
Difference
Gym Membership (Monthly)
$96.9 CHF 81.0
$54.7 Rp 978.1K
77.09%
Tennis Court (1 Hour on Weekend)
$59.1 CHF 49.36
$18.45 Rp 329.7K
220.16%
Cinema Ticket
$21.75 CHF 18.17
$4.24 Rp 75.8K
412.97%
🧸 Childcare & Education
Aarau
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,165 CHF 2,645
$484 Rp 8.7M
553.82%
International Primary School, 1 Child (Yearly)
$24.0K CHF 20.0K
$5,590 Rp 99.9M
329.17%
👕👟 Clothing & Footwear
Aarau
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.3 CHF 75.4
$45.77 Rp 818.0K
97.20%
Summer Dress (H&M, Zara, etc)
$72.2 CHF 60.3
$35.69 Rp 637.9K
102.19%
Sport Shoes (Adidas, Nike)
$108 CHF 89.9
$78.3 Rp 1.4M
37.45%
Men's Leather Business Shoes
$165 CHF 138
$80.1 Rp 1.4M
106.36%
🏠 Accommodation & Living
Aarau
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,239 CHF 1,036
$1,147 Rp 20.5M
8.10%
1-bedroom Apartment, Outside City Center (Monthly)
$1,019 CHF 852
$678 Rp 12.1M
50.34%
3-bedroom Apartment, City Center (Monthly)
$2,270 CHF 1,896
$3,504 Rp 62.6M
-35.23%
3-bedroom Apartment, Outside City Center (Monthly)
$2,088 CHF 1,745
$1,688 Rp 30.2M
23.70%
Buy Apartment in City Center (m2)
$10.1K CHF 8,413
$2,788 Rp 49.8M
261.06%
Buy Apartment Outside City Center (m2)
$12.1K CHF 10.1K
$2,257 Rp 40.3M
434.24%
💵 Salaries & Financials
Aarau
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,960 CHF 5,816
$165 Rp 2.9M
4116.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.31
13.78
-83.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Aarau: September 28, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A central one-bedroom costs $1,239 in Aarau versus $1,147 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4117% higher in Aarau, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $105 in Aarau versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $599 vs $286 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Aarau vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Aarau or Ubud, Bali?
Aarau costs about 106% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Aarau and in Ubud, Bali?
For a comfortable life, plan on about $4,253 per month in Aarau and $2,062 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Aarau or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Aarau compared to Ubud, Bali?
Public transport costs about 1578% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Aarau and in Ubud, Bali?
Kindergarten costs $3,165 per month in Aarau and $484 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Aarau or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in Aarau at $2,836. In Ubud, Bali it covers expenses comfortably, while in Aarau it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Aarau or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,374 versus $2,836 in Aarau. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Aarau compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Aarau or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Aarau makes more sense. Both are solid long-term options with distinct trade-offs.

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