Last update: Oct 2026

Cost of Living Comparison Between Tychy and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,455 in Tychy, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Tychy
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Tychy Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Tychy

🇵🇱 Poland

$1,455

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Tychy and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tychy and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,455 in Tychy versus $918 in Cebu.

Tychy $1,455
Cebu $918

Estimated couple costs with rent: $2,085 in Tychy versus $1,409 in Cebu.

Tychy $2,085
Cebu $1,409

Monthly costs for a family of three with rent: $2,714 in Tychy versus $1,900 in Cebu.

Tychy $2,714
Cebu $1,900

Living in Tychy is roughly 58% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Tychy is 8% above, Cebu is 32% below.

Meal at Budget Restaurant

$10.28 zł 39.92

$3.09 ₱194

232.69%

Three-Course Dinner for Two, Mid-Range

$38.05 zł 148

$24.22 ₱1,525

57.10%

Fast Food Meal (McDonalds, etc)

$9.02 zł 35.04

$3.92 ₱247

130.10%

Cappuccino

$3.35 zł 13.00

$2.51 ₱158

33.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 zł 8.33

$1.59 ₱100

34.59%

Water (0.33 liter bottle)

$1.90 zł 7.38

$0.53 ₱33.43

258.49%

Local Beer (0.5 liter draught)

$3.62 zł 14.06

$1.78 ₱112

103.37%

Imported Beer (0.33 liter bottle)

$4.62 zł 17.96

$2.17 ₱137

112.90%

Milk (1 liter)

$1.04 zł 4.05

$1.92 ₱121

-45.83%

White Bread (500g)

$1.29 zł 5.01

$1.36 ₱85.4

-5.15%

Rice (white) (1kg)

$1.50 zł 5.81

$1.01 ₱63.5

48.51%

Eggs

$4.11 zł 15.98

$2.03 ₱128

102.46%

Local Cheese (1kg)

$9.52 zł 36.98

$9.86 ₱621

-3.45%

Chicken Fillets (1kg)

$5.67 zł 22.03

$4.39 ₱277

29.16%

Beef Round Steak (1kg)

$13.58 zł 52.8

$7.60 ₱479

78.68%

Apples (1kg)

$1.26 zł 4.88

$3.30 ₱208

-61.82%

Banana (1kg)

$1.57 zł 6.11

$1.39 ₱87.8

12.95%

Oranges (1kg)

$1.68 zł 6.52

$2.33 ₱147

-27.90%

Tomato (1kg)

$2.63 zł 10.23

$1.50 ₱94.3

75.33%

Potato (1kg)

$0.98 zł 3.81

$2.36 ₱149

-58.47%

Onion (1kg)

$0.82 zł 3.20

$1.90 ₱119

-56.84%

Lettuce (1 head)

$1.28 zł 4.98

$1.19 ₱74.9

7.56%

Water (1.5 liter bottle)

$0.61 zł 2.39

$0.63 ₱39.71

-3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$5.68 zł 22.06

$3.00 ₱189

89.33%

Wine (Bottle)

$7.57 zł 29.39

$6.03 ₱379

25.54%

Local Beer (0.5 liter bottle)

$1.04 zł 4.03

$1.23 ₱77.7

-15.45%

Imported Beer (0.33 liter bottle)

$1.82 zł 7.09

$1.75 ₱110

4.00%

One-way Ticket (Public Transport)

$1.04 zł 4.05

$0.25 ₱15.86

316.00%

Public Transport Monthly Pass (Regular Price)

$29.90 zł 116

$12.64 ₱796

136.55%

Taxi Start (Normal Tariff)

$2.47 zł 9.61

$0.77 ₱48.62

220.78%

Taxi (Normal Tariff) (1km)

$0.92 zł 3.59

$0.23 ₱14.53

300.00%

Taxi 1hour Waiting (Normal Tariff)

$10.26 zł 39.88

$4.46 ₱281

130.04%

Gasoline (1 liter)

$1.63 zł 6.35

$1.31 ₱82.8

24.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K zł 117.7K

$21.2K ₱1.3M

42.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K zł 101.8K

$19.1K ₱1.2M

36.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$276 zł 1,072

$120 ₱7,569

129.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.95 zł 34.76

$14.00 ₱882

-36.07%

Internet (50+ Mbps, Unlimited Data)

$17.39 zł 67.6

$27.54 ₱1,734

-36.86%

Gym Membership (Monthly)

$37.60 zł 146

$32.33 ₱2,035

16.30%

Tennis Court (1 Hour on Weekend)

$21.52 zł 83.6

$6.65 ₱419

223.61%

Cinema Ticket

$7.41 zł 28.79

$5.65 ₱356

31.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$483 zł 1,876

$275 ₱17.3K

75.43%

International Primary School, 1 Child (Yearly)

$12.1K zł 46.9K

$7,918 ₱498.5K

52.61%

Jeans (Levis 501 Or Similar)

$70.0 zł 272

$49.33 ₱3,106

41.86%

Summer Dress (H&M, Zara, etc)

$39.63 zł 154

$25.24 ₱1,589

57.01%

Sport Shoes (Adidas, Nike)

$88.8 zł 345

$77.0 ₱4,846

15.33%

Men's Leather Business Shoes

$90.9 zł 353

$57.2 ₱3,601

58.92%

1-bedroom Apartment, City Center (Monthly)

$611 zł 2,373

$500 ₱31.5K

22.29%

1-bedroom Apartment, Outside City Center (Monthly)

$516 zł 2,004

$309 ₱19.4K

67.00%

3-bedroom Apartment, City Center (Monthly)

$972 zł 3,775

$1,078 ₱67.9K

-9.86%

3-bedroom Apartment, Outside City Center (Monthly)

$812 zł 3,155

$615 ₱38.7K

32.00%

Buy Apartment in City Center (m2)

$2,905 zł 11.3K

$2,886 ₱181.7K

0.65%

Buy Apartment Outside City Center (m2)

$2,216 zł 8,608

$1,917 ₱120.7K

15.61%

Average Monthly Net Salary (After Tax)

$1,389 zł 5,397

$346 ₱21.8K

301.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tychy: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tychy

$516 35.5%

Cebu

$309 33.6% 40.1% $207

Monthly Utilities & Internet

Tychy

$302 20.8%

Cebu

$162 17.6% 46.5% $140

Groceries & Markets

Tychy

$220 15.1%

Cebu

$206 22.4% 6.5% $14

Eating Out

Tychy

$193 13.3%

Cebu

$88 9.6% 54.2% $105

Clothing & Footwear

Tychy

$130 9%

Cebu

$94 10.2% 27.8% $36

Sport & Entertainment

Tychy

$52 3.6%

Cebu

$44 4.8% 16.8% $8.8

Getting Around

Tychy

$41 2.8%

Cebu

$16 1.7% 62.2% $26

Cost Breakdown

A one-bedroom apartment in the center runs $611 in Tychy and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Tychy pays 302% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Tychy vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $220 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇱 Tychy

🇵🇭 Cebu

🕒 Local time

16:19 4:19 PM

22:19 10:19 PM

6 h ahead of Tychy

🌤 Weather

👥 Population

126,184

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Tychy Cebu 10,170 km ≈ 13 h nonstop flight

From you

Tychy
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tychy vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 58% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 302% higher in Tychy, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $611 in Tychy versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,455 per month in Tychy versus $918 in Cebu – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 137% less than in Tychy. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,455 in Tychy, a $1,500 budget is realistic in Cebu but tight or insufficient in Tychy. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tychy, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tychy and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 58% less than in Tychy. Beyond cost, consider language, visa policies, and how big the international community is in each city.