Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tychy

For one person, living is cheaper in Cebu: $918 a month against $1,455 in Tychy, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
70

Cost of Living Index in Tychy
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Tychy Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Tychy

🇵🇱 Poland

$1,455

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tychy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tychy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,455 in Tychy.

Cebu $918
Tychy $1,455

Estimated couple costs with rent: $1,409 in Cebu versus $2,085 in Tychy.

Cebu $1,409
Tychy $2,085

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,714 in Tychy.

Cebu $1,900
Tychy $2,714

Living in Cebu costs roughly 37% less than in Tychy, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Tychy is 8% above.

Meal at Budget Restaurant

$3.09 ₱194

$10.28 zł 39.92

-69.94%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.05 zł 148

-36.35%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.02 zł 35.04

-56.54%

Cappuccino

$2.51 ₱158

$3.35 zł 13.00

-25.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.14 zł 8.33

-25.70%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.90 zł 7.38

-72.11%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.62 zł 14.06

-50.83%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.62 zł 17.96

-53.03%

Milk (1 liter)

$1.92 ₱121

$1.04 zł 4.05

84.62%

White Bread (500g)

$1.36 ₱85.4

$1.29 zł 5.01

5.43%

Rice (white) (1kg)

$1.01 ₱63.5

$1.50 zł 5.81

-32.67%

Eggs

$2.03 ₱128

$4.11 zł 15.98

-50.61%

Local Cheese (1kg)

$9.86 ₱621

$9.52 zł 36.98

3.57%

Chicken Fillets (1kg)

$4.39 ₱277

$5.67 zł 22.03

-22.57%

Beef Round Steak (1kg)

$7.60 ₱479

$13.58 zł 52.8

-44.04%

Apples (1kg)

$3.30 ₱208

$1.26 zł 4.88

161.90%

Banana (1kg)

$1.39 ₱87.8

$1.57 zł 6.11

-11.46%

Oranges (1kg)

$2.33 ₱147

$1.68 zł 6.52

38.69%

Tomato (1kg)

$1.50 ₱94.3

$2.63 zł 10.23

-42.97%

Potato (1kg)

$2.36 ₱149

$0.98 zł 3.81

140.82%

Onion (1kg)

$1.90 ₱119

$0.82 zł 3.20

131.71%

Lettuce (1 head)

$1.19 ₱74.9

$1.28 zł 4.98

-7.03%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.61 zł 2.39

3.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.68 zł 22.06

-47.18%

Wine (Bottle)

$6.03 ₱379

$7.57 zł 29.39

-20.34%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.04 zł 4.03

18.27%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.82 zł 7.09

-3.85%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.04 zł 4.05

-75.96%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$29.90 zł 116

-57.73%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.47 zł 9.61

-68.83%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.92 zł 3.59

-75.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$10.26 zł 39.88

-56.53%

Gasoline (1 liter)

$1.31 ₱82.8

$1.63 zł 6.35

-19.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.3K zł 117.7K

-29.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$26.2K zł 101.8K

-26.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$276 zł 1,072

-56.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.95 zł 34.76

56.42%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$17.39 zł 67.6

58.37%

Gym Membership (Monthly)

$32.33 ₱2,035

$37.60 zł 146

-14.02%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$21.52 zł 83.6

-69.10%

Cinema Ticket

$5.65 ₱356

$7.41 zł 28.79

-23.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$483 zł 1,876

-43.00%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$12.1K zł 46.9K

-34.47%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$70.0 zł 272

-29.51%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$39.63 zł 154

-36.31%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$88.8 zł 345

-13.29%

Men's Leather Business Shoes

$57.2 ₱3,601

$90.9 zł 353

-37.07%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$611 zł 2,373

-18.23%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$516 zł 2,004

-40.12%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$972 zł 3,775

10.94%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$812 zł 3,155

-24.24%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,905 zł 11.3K

-0.64%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,216 zł 8,608

-13.50%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,389 zł 5,397

-75.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Tychy: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Tychy

$516 35.5% 67% $207

Groceries & Markets

Cebu

$206 22.4%

Tychy

$220 15.1% 6.9% $14

Monthly Utilities & Internet

Cebu

$162 17.6%

Tychy

$302 20.8% 86.9% $140

Clothing & Footwear

Cebu

$94 10.2%

Tychy

$130 9% 38.6% $36

Eating Out

Cebu

$88 9.6%

Tychy

$193 13.3% 119% $105

Sport & Entertainment

Cebu

$44 4.8%

Tychy

$52 3.6% 20.2% $8.8

Getting Around

Cebu

$16 1.7%

Tychy

$41 2.8% 164% $26

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $611 in Tychy. Housing cost is often the main lever when comparing two cities.

Tychy pays 302% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $38.00 in Tychy for a mid-range dinner for two. Groceries echo the gap at $206 vs $220 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇱 Tychy

🕒 Local time

22:43 10:43 PM

16:43 4:43 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

126,184

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Tychy 10,170 km ≈ 13 h nonstop flight

From you

Cebu
Tychy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tychy: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 58% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 302% lower in Tychy. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $611 in Tychy. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,455 in Tychy – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 137% less than in Tychy. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,455 in Tychy, a $1,500 budget is realistic in Cebu but tight or insufficient in Tychy. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tychy, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Tychy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 58% less than in Tychy. Beyond cost, consider language, visa policies, and how big the international community is in each city.