Last update: Oct 2026

Cost of Living Comparison Between Tuzla and Ubud, Bali

For one person, living is cheaper in Tuzla: $881 a month against $1,368 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

43

Cost of Living Index in Tuzla
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Tuzla Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tuzla

🇧🇦 Bosnia and Herzegovina

$881

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Tuzla and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tuzla and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $881 per month in Tuzla vs $1,368 in Ubud, Bali, rent included.

Tuzla $881
Ubud, Bali $1,368

A couple spends around $1,317 per month in Tuzla vs $2,314 in Ubud, Bali, rent included.

Tuzla $1,317
Ubud, Bali $2,314

A family of three spends $1,752 per month in Tuzla vs $3,260 in Ubud, Bali, rent included.

Tuzla $1,752
Ubud, Bali $3,260

Tuzla is about 36% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Tuzla sits 35% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.20 BAM 9.05

$3.33 Rp 59.9K

56.16%

Three-Course Dinner for Two, Mid-Range

$31.14 BAM 54.2

$35.18 Rp 633.2K

-11.48%

Fast Food Meal (McDonalds, etc)

$5.82 BAM 10.12

$5.80 Rp 104.5K

0.34%

Cappuccino

$1.84 BAM 3.20

$2.73 Rp 49.1K

-32.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 BAM 3.44

$1.64 Rp 29.5K

20.73%

Water (0.33 liter bottle)

$1.24 BAM 2.16

$0.83 Rp 15.0K

49.40%

Local Beer (0.5 liter draught)

$2.63 BAM 4.57

$2.70 Rp 48.6K

-2.59%

Imported Beer (0.33 liter bottle)

$2.12 BAM 3.69

$4.30 Rp 77.4K

-50.70%

Milk (1 liter)

$1.17 BAM 2.03

$1.50 Rp 27.1K

-22.00%

White Bread (500g)

$0.88 BAM 1.54

$2.30 Rp 41.4K

-61.74%

Rice (white) (1kg)

$1.98 BAM 3.44

$1.18 Rp 21.2K

67.80%

Eggs

$2.53 BAM 4.41

$2.14 Rp 38.6K

18.22%

Local Cheese (1kg)

$7.90 BAM 13.74

$17.48 Rp 314.6K

-54.81%

Chicken Fillets (1kg)

$7.46 BAM 12.97

$4.03 Rp 72.5K

85.11%

Beef Round Steak (1kg)

$10.63 BAM 18.48

$12.23 Rp 220.1K

-13.08%

Apples (1kg)

$1.09 BAM 1.90

$3.55 Rp 63.9K

-69.30%

Banana (1kg)

$1.66 BAM 2.89

$1.57 Rp 28.3K

5.73%

Oranges (1kg)

$1.42 BAM 2.47

$2.24 Rp 40.2K

-36.61%

Tomato (1kg)

$1.15 BAM 2.01

$1.93 Rp 34.7K

-40.41%

Potato (1kg)

$1.03 BAM 1.79

$1.88 Rp 33.9K

-45.21%

Onion (1kg)

$0.97 BAM 1.69

$2.29 Rp 41.3K

-57.64%

Lettuce (1 head)

$0.76 BAM 1.32

$0.99 Rp 17.9K

-23.23%

Water (1.5 liter bottle)

$0.70 BAM 1.22

$0.53 Rp 9,475

32.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 BAM 6.61

$2.28 Rp 41.1K

66.67%

Wine (Bottle)

$3.96 BAM 6.89

$23.01 Rp 414.2K

-82.79%

Local Beer (0.5 liter bottle)

$0.78 BAM 1.36

$2.34 Rp 42.2K

-66.67%

Imported Beer (0.33 liter bottle)

$0.89 BAM 1.56

$2.91 Rp 52.4K

-69.42%

One-way Ticket (Public Transport)

$1.42 BAM 2.46

$0.24 Rp 4,315

491.67%

Public Transport Monthly Pass (Regular Price)

$47.59 BAM 82.8

$8.82 Rp 158.7K

439.57%

Taxi Start (Normal Tariff)

$1.74 BAM 3.03

$0.48 Rp 8,684

262.50%

Taxi (Normal Tariff) (1km)

$0.55 BAM 0.96

$0.46 Rp 8,233

19.57%

Taxi 1hour Waiting (Normal Tariff)

$5.85 BAM 10.17

$5.45 Rp 98.2K

7.34%

Gasoline (1 liter)

$1.56 BAM 2.70

$0.88 Rp 15.9K

77.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K BAM 53.3K

$24.6K Rp 442.2M

24.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BAM 36.3K

$31.2K Rp 561.4M

-32.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 BAM 228

$83.0 Rp 1.5M

57.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.04 BAM 31.38

$6.45 Rp 116.0K

179.69%

Internet (50+ Mbps, Unlimited Data)

$25.70 BAM 44.68

$18.57 Rp 334.2K

38.40%

Gym Membership (Monthly)

$32.78 BAM 57.0

$55.8 Rp 1.0M

-41.28%

Tennis Court (1 Hour on Weekend)

$8.44 BAM 14.68

$18.11 Rp 326.0K

-53.40%

Cinema Ticket

$5.55 BAM 9.65

$4.38 Rp 78.9K

26.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$194 BAM 338

$493 Rp 8.9M

-60.58%

International Primary School, 1 Child (Yearly)

$2,289 BAM 3,980

$5,754 Rp 103.6M

-60.22%

Jeans (Levis 501 Or Similar)

$58.1 BAM 101

$46.19 Rp 831.4K

25.68%

Summer Dress (H&M, Zara, etc)

$33.00 BAM 57.4

$35.33 Rp 636.0K

-6.59%

Sport Shoes (Adidas, Nike)

$85.8 BAM 149

$79.1 Rp 1.4M

8.52%

Men's Leather Business Shoes

$81.7 BAM 142

$78.4 Rp 1.4M

4.20%

1-bedroom Apartment, City Center (Monthly)

$254 BAM 442

$1,142 Rp 20.6M

-77.77%

1-bedroom Apartment, Outside City Center (Monthly)

$189 BAM 328

$676 Rp 12.2M

-72.08%

3-bedroom Apartment, City Center (Monthly)

$511 BAM 888

$3,503 Rp 63.1M

-85.42%

3-bedroom Apartment, Outside City Center (Monthly)

$268 BAM 467

$1,700 Rp 30.6M

-84.22%

Buy Apartment in City Center (m2)

$2,460 BAM 4,277

$2,784 Rp 50.1M

-11.65%

Buy Apartment Outside City Center (m2)

$1,772 BAM 3,082

$2,241 Rp 40.3M

-20.89%

Average Monthly Net Salary (After Tax)

$927 BAM 1,611

$165 Rp 3.0M

463.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

13.78

-68.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuzla: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tuzla

$189 21.4%

Ubud, Bali

$676 49.4% 258% $487

Groceries & Markets

Tuzla

$188 21.4%

Ubud, Bali

$290 21.2% 54.1% $102

Monthly Utilities & Internet

Tuzla

$175 19.8%

Ubud, Bali

$108 7.9% 38.2% $67

Clothing & Footwear

Tuzla

$116 13.2%

Ubud, Bali

$108 7.9% 7.6% $8.8

Eating Out

Tuzla

$111 12.7%

Ubud, Bali

$109 8% 2.4% $2.7

Getting Around

Tuzla

$58 6.6%

Ubud, Bali

$13 0.9% 78.3% $45

Sport & Entertainment

Tuzla

$44 5%

Ubud, Bali

$65 4.7% 47.2% $21

Cost Breakdown

A central one-bedroom costs $254 in Tuzla versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 463% higher in Tuzla, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $31.00 in Tuzla versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $188 vs $290 – making Tuzla the more affordable choice for daily food spending.

Good to know

🇧🇦 Tuzla

🇮🇩 Ubud, Bali

🕒 Local time

05:25 5:25 AM

11:25 11:25 AM

6 h ahead of Tuzla

🌤 Weather

👥 Population

74,475

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Tuzla Ubud, Bali 11,190 km ≈ 14 h nonstop flight

From you

Tuzla
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tuzla vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $881 in Tuzla, $1,368 in Ubud, Bali – roughly 55% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,322 per month in Tuzla and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tuzla, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $881 in Tuzla and $1,368 in Ubud, Bali. That's a gap of about 55%.

Public transport costs about 440% less in Tuzla. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Tuzla, where all-in costs run around $881, than in Ubud, Bali at $1,368. In Tuzla it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $881 in Tuzla to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tuzla. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.