Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tuzla

For one person, living is cheaper in Tuzla: $895 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
43

Cost of Living Index in Tuzla
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Tuzla Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Tuzla

🇧🇦 Bosnia and Herzegovina

$895

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tuzla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tuzla actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $895 in Tuzla, rent included.

Ubud, Bali $1,349
Tuzla $895

A couple spends around $2,305 per month in Ubud, Bali vs $1,333 in Tuzla, rent included.

Ubud, Bali $2,305
Tuzla $1,333

A family of three spends $3,261 per month in Ubud, Bali vs $1,771 in Tuzla, rent included.

Ubud, Bali $3,261
Tuzla $1,771

Ubud, Bali costs about 51% more than Tuzla, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$5.04 BAM 8.84

-34.13%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$31.80 BAM 55.9

12.08%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$5.87 BAM 10.31

-5.79%

Cappuccino

$2.72 Rp 49.4K

$1.88 BAM 3.30

44.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.90 BAM 3.34

-10.53%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.19 BAM 2.10

-36.13%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.64 BAM 4.64

0.38%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.13 BAM 3.74

105.63%

Milk (1 liter)

$1.49 Rp 27.1K

$1.16 BAM 2.04

28.45%

White Bread (500g)

$2.28 Rp 41.4K

$0.94 BAM 1.65

142.55%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.06 BAM 3.61

-42.23%

Eggs

$2.04 Rp 37.0K

$2.52 BAM 4.43

-19.05%

Local Cheese (1kg)

$17.70 Rp 321.7K

$7.55 BAM 13.25

134.44%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$7.25 BAM 12.73

-45.38%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$10.51 BAM 18.46

15.98%

Apples (1kg)

$3.66 Rp 66.4K

$1.10 BAM 1.92

232.73%

Banana (1kg)

$1.52 Rp 27.6K

$1.65 BAM 2.90

-7.88%

Oranges (1kg)

$2.23 Rp 40.5K

$1.40 BAM 2.46

59.29%

Tomato (1kg)

$1.97 Rp 35.9K

$1.19 BAM 2.09

65.55%

Potato (1kg)

$1.85 Rp 33.6K

$0.99 BAM 1.74

86.87%

Onion (1kg)

$2.42 Rp 44.1K

$1.01 BAM 1.78

139.60%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.72 BAM 1.26

37.50%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.72 BAM 1.26

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.92 BAM 6.88

-43.37%

Wine (Bottle)

$22.24 Rp 404.2K

$3.91 BAM 6.86

468.80%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.78 BAM 1.37

189.74%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$0.89 BAM 1.57

233.71%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.89 BAM 1.57

-71.91%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$50.7 BAM 89.1

-84.58%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.68 BAM 2.95

-73.81%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.55 BAM 0.96

-21.82%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$5.59 BAM 9.82

-3.22%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.55 BAM 2.73

-47.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$29.5K BAM 51.7K

-19.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$21.0K BAM 36.8K

51.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$136 BAM 238

-41.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.64 BAM 30.97

-63.44%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$26.09 BAM 45.81

-28.78%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$35.08 BAM 61.6

41.05%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$8.56 BAM 15.03

106.19%

Cinema Ticket

$4.27 Rp 77.7K

$6.99 BAM 12.27

-38.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$195 BAM 342

151.82%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$2,334 BAM 4,098

143.14%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$59.3 BAM 104

-24.75%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$33.11 BAM 58.1

5.56%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$84.0 BAM 147

-4.84%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$82.5 BAM 145

-3.69%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$255 BAM 448

340.77%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$195 BAM 342

244.96%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$508 BAM 892

601.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$275 BAM 482

527.45%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,439 BAM 4,284

11.98%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,686 BAM 2,961

35.45%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$940 BAM 1,651

-82.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.33

218.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tuzla: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Tuzla

$195 21.7% 71% $477

Groceries & Markets

Ubud, Bali

$288 21.4%

Tuzla

$187 20.9% 35.3% $102

Eating Out

Ubud, Bali

$108 8%

Tuzla

$110 12.3% 2.4% $2.6

Clothing & Footwear

Ubud, Bali

$108 8%

Tuzla

$116 13% 8.3% $9

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Tuzla

$179 20% 72.4% $75

Sport & Entertainment

Ubud, Bali

$58 4.3%

Tuzla

$49 5.5% 15.5% $9

Getting Around

Ubud, Bali

$11 0.9%

Tuzla

$59 6.6% 414% $47

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $255 in Tuzla. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Tuzla are about 5.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $32 in Tuzla. Monthly groceries follow the same trend: $288 vs $187 – making Tuzla the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Tuzla

🕒 Local time

07:02 7:02 AM

00:02 12:02 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

74,475

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 BAM = 0.569 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 28, 2026: 1 USD = 1.76 BAM (1 BAM = 0.569 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tuzla 11,190 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Tuzla

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tuzla: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $895 in Tuzla – Tuzla comes out roughly 34% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,343 in Tuzla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tuzla, especially for central apartments: a one-bedroom in the center costs $255 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $895 in Tuzla. That makes Tuzla about 34% cheaper.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Tuzla, where all-in costs run around $895, than in Ubud, Bali at $1,349. In Tuzla it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Tuzla – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.