Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tuzla

For one person, living costs are similar in Cebu and in Tuzla: $918 and $881 a month, rent and utilities included.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
43

Cost of Living Index in Tuzla
Learn more

Tuzla Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Tuzla

🇧🇦 Bosnia and Herzegovina

$881

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tuzla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tuzla actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $881 in Tuzla.

Cebu $918
Tuzla $881

Estimated couple costs with rent: $1,409 in Cebu versus $1,317 in Tuzla.

Cebu $1,409
Tuzla $1,317

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,752 in Tuzla.

Cebu $1,900
Tuzla $1,752

Living in Cebu is roughly 4% more expensive than in Tuzla, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 32% lower, Tuzla 35% lower.

Meal at Budget Restaurant

$3.09 ₱194

$5.20 BAM 9.05

-40.58%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$31.14 BAM 54.2

-22.22%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.82 BAM 10.12

-32.65%

Cappuccino

$2.51 ₱158

$1.84 BAM 3.20

36.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.98 BAM 3.44

-19.70%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.24 BAM 2.16

-57.26%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.63 BAM 4.57

-32.32%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.12 BAM 3.69

2.36%

Milk (1 liter)

$1.92 ₱121

$1.17 BAM 2.03

64.10%

White Bread (500g)

$1.36 ₱85.4

$0.88 BAM 1.54

54.55%

Rice (white) (1kg)

$1.01 ₱63.5

$1.98 BAM 3.44

-48.99%

Eggs

$2.03 ₱128

$2.53 BAM 4.41

-19.76%

Local Cheese (1kg)

$9.86 ₱621

$7.90 BAM 13.74

24.81%

Chicken Fillets (1kg)

$4.39 ₱277

$7.46 BAM 12.97

-41.15%

Beef Round Steak (1kg)

$7.60 ₱479

$10.63 BAM 18.48

-28.50%

Apples (1kg)

$3.30 ₱208

$1.09 BAM 1.90

202.75%

Banana (1kg)

$1.39 ₱87.8

$1.66 BAM 2.89

-16.27%

Oranges (1kg)

$2.33 ₱147

$1.42 BAM 2.47

64.08%

Tomato (1kg)

$1.50 ₱94.3

$1.15 BAM 2.01

30.43%

Potato (1kg)

$2.36 ₱149

$1.03 BAM 1.79

129.13%

Onion (1kg)

$1.90 ₱119

$0.97 BAM 1.69

95.88%

Lettuce (1 head)

$1.19 ₱74.9

$0.76 BAM 1.32

56.58%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.70 BAM 1.22

-10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.80 BAM 6.61

-21.05%

Wine (Bottle)

$6.03 ₱379

$3.96 BAM 6.89

52.27%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.78 BAM 1.36

57.69%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$0.89 BAM 1.56

96.63%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.42 BAM 2.46

-82.39%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$47.59 BAM 82.8

-73.44%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.74 BAM 3.03

-55.75%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.55 BAM 0.96

-58.18%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.85 BAM 10.17

-23.76%

Gasoline (1 liter)

$1.31 ₱82.8

$1.56 BAM 2.70

-16.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.7K BAM 53.3K

-30.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.9K BAM 36.3K

-8.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$131 BAM 228

-8.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$18.04 BAM 31.38

-22.39%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$25.70 BAM 44.68

7.16%

Gym Membership (Monthly)

$32.33 ₱2,035

$32.78 BAM 57.0

-1.37%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$8.44 BAM 14.68

-21.21%

Cinema Ticket

$5.65 ₱356

$5.55 BAM 9.65

1.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$194 BAM 338

41.65%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,289 BAM 3,980

245.95%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$58.1 BAM 101

-15.02%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$33.00 BAM 57.4

-23.52%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$85.8 BAM 149

-10.33%

Men's Leather Business Shoes

$57.2 ₱3,601

$81.7 BAM 142

-29.97%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$254 BAM 442

96.72%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$189 BAM 328

63.73%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$511 BAM 888

111.10%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$268 BAM 467

129.33%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,460 BAM 4,277

17.34%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,772 BAM 3,082

8.13%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$927 BAM 1,611

-62.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.33

66.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Tuzla: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Tuzla

$189 21.4% 38.9% $120

Groceries & Markets

Cebu

$206 22.4%

Tuzla

$188 21.4% 8.4% $17

Monthly Utilities & Internet

Cebu

$162 17.6%

Tuzla

$175 19.8% 8% $13

Clothing & Footwear

Cebu

$94 10.2%

Tuzla

$116 13.2% 23.9% $22

Eating Out

Cebu

$88 9.6%

Tuzla

$111 12.7% 26.3% $23

Sport & Entertainment

Cebu

$44 4.8%

Tuzla

$44 5% 0.6% $0.3

Getting Around

Cebu

$16 1.7%

Tuzla

$58 6.6% 271% $42

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $254 in Tuzla. Housing cost is often the main lever when comparing two cities.

Tuzla pays 168% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $31.00 in Tuzla. Groceries flip the comparison at $206 vs $188, with Tuzla cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇧🇦 Tuzla

🕒 Local time

12:15 12:15 PM

06:15 6:15 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

74,475

💱 Currency

Philippine Peso PHP ₱

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Tuzla 10,380 km ≈ 13 h nonstop flight

From you

Cebu
Tuzla

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tuzla: Cost of Living - Frequently Asked Questions

Tuzla is cheaper overall, especially in groceries. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 168% lower in Tuzla. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $254 in Tuzla. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $881 in Tuzla – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Tuzla runs roughly 277% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Tuzla gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Tuzla is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Tuzla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tuzla gentler on the wallet – expenses run 4% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.