Cost of Living Comparison Between Cebu and Tuzla Cost of Living Comparison Between Cebu and Tuzla

Monthly Cost of Living

Monthly costs for one person with rent: $936 in Cebu versus $934 in Tuzla.

Estimated couple costs with rent: $1,427 in Cebu versus $1,380 in Tuzla.

Monthly costs for a family of three with rent: $1,918 in Cebu versus $1,826 in Tuzla.

Monthly costs are close between Cebu and Tuzla; which city is cheaper depends on the spending category.

Both cities sit below the global median: Cebu 32% lower, Tuzla 32% lower.

Currency
🍽 Eating Out
Cebu
Tuzla
Difference
Meal at Budget Restaurant
$3.09 ₱193
$5.43 BAM 9.16
-43.09%
Three-Course Dinner for Two, Mid-Range
$23.80 ₱1,488
$29.13 BAM 49.13
-18.30%
Fast Food Meal (McDonalds, etc)
$4.10 ₱257
$5.85 BAM 9.87
-29.91%
Cappuccino
$2.60 ₱163
$1.89 BAM 3.19
37.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.55 ₱96.9
$1.82 BAM 3.07
-14.84%
Water (0.33 liter bottle)
$0.54 ₱33.46
$1.29 BAM 2.17
-58.14%
Local Beer (0.5 liter draught)
$1.73 ₱108
$2.73 BAM 4.60
-36.63%
Imported Beer (0.33 liter bottle)
$2.19 ₱137
$2.24 BAM 3.77
-2.23%
🛒 Groceries & Markets
Cebu
Tuzla
Difference
Milk (1 liter)
$1.92 ₱120
$1.15 BAM 1.95
66.96%
White Bread (500g)
$1.39 ₱87.1
$0.92 BAM 1.55
51.09%
Rice (white) (1kg)
$0.97 ₱60.8
$2.13 BAM 3.59
-54.46%
Eggs
$2.00 ₱125
$2.63 BAM 4.44
-23.95%
Local Cheese (1kg)
$9.93 ₱621
$8.07 BAM 13.61
23.05%
Chicken Fillets (1kg)
$4.38 ₱274
$7.48 BAM 12.61
-41.44%
Beef Round Steak (1kg)
$7.41 ₱463
$11.11 BAM 18.74
-33.30%
Apples (1kg)
$3.46 ₱217
$1.17 BAM 1.98
195.73%
Banana (1kg)
$1.47 ₱91.7
$1.66 BAM 2.81
-11.45%
Oranges (1kg)
$2.41 ₱151
$1.40 BAM 2.36
72.14%
Tomato (1kg)
$1.54 ₱96.5
$1.23 BAM 2.08
25.20%
Potato (1kg)
$2.36 ₱148
$0.97 BAM 1.64
143.30%
Onion (1kg)
$1.91 ₱119
$1.06 BAM 1.79
80.19%
Lettuce (1 head)
$1.24 ₱77.3
$0.74 BAM 1.25
67.57%
Water (1.5 liter bottle)
$0.66 ₱41.42
$0.73 BAM 1.22
-9.59%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$4.02 BAM 6.78
-25.37%
Wine (Bottle)
$6.08 ₱380
$4.04 BAM 6.82
50.50%
Local Beer (0.5 liter bottle)
$1.31 ₱81.8
$0.81 BAM 1.37
61.73%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$0.92 BAM 1.55
88.04%
🚌 Getting Around
Cebu
Tuzla
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.65
$1.52 BAM 2.57
-83.55%
Public Transport Monthly Pass (Regular Price)
$12.73 ₱796
$49.73 BAM 83.9
-74.40%
Taxi Start (Normal Tariff)
$0.75 ₱46.78
$1.73 BAM 2.92
-56.65%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.41
$0.61 BAM 1.02
-62.30%
Taxi 1hour Waiting (Normal Tariff)
$4.60 ₱288
$6.00 BAM 10.12
-23.33%
Gasoline (1 liter)
$1.34 ₱83.7
$1.57 BAM 2.64
-14.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$31.7K BAM 53.4K
-31.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$22.3K BAM 37.7K
-13.02%
🧾 Monthly Utilities & Internet
Cebu
Tuzla
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,564
$139 BAM 235
-13.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.86 ₱929
$18.48 BAM 31.17
-19.59%
Internet (50+ Mbps, Unlimited Data)
$27.84 ₱1,741
$27.61 BAM 46.56
0.83%
🎉 Sport & Entertainment
Cebu
Tuzla
Difference
Gym Membership (Monthly)
$32.06 ₱2,005
$33.53 BAM 56.6
-4.38%
Tennis Court (1 Hour on Weekend)
$6.43 ₱402
$9.14 BAM 15.42
-29.65%
Cinema Ticket
$5.64 ₱352
$5.85 BAM 9.86
-3.59%
🧸 Childcare & Education
Cebu
Tuzla
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$206 BAM 348
32.63%
International Primary School, 1 Child (Yearly)
$8,017 ₱501.3K
$2,413 BAM 4,070
232.19%
👕👟 Clothing & Footwear
Cebu
Tuzla
Difference
Jeans (Levis 501 Or Similar)
$48.77 ₱3,050
$59.6 BAM 100
-18.13%
Summer Dress (H&M, Zara, etc)
$25.49 ₱1,594
$34.18 BAM 57.7
-25.42%
Sport Shoes (Adidas, Nike)
$78.1 ₱4,884
$89.4 BAM 151
-12.63%
Men's Leather Business Shoes
$57.8 ₱3,616
$85.2 BAM 144
-32.08%
🏠 Accommodation & Living
Cebu
Tuzla
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.3K
$265 BAM 447
88.73%
1-bedroom Apartment, Outside City Center (Monthly)
$300 ₱18.7K
$198 BAM 335
50.98%
3-bedroom Apartment, City Center (Monthly)
$1,089 ₱68.1K
$505 BAM 852
115.40%
3-bedroom Apartment, Outside City Center (Monthly)
$632 ₱39.5K
$289 BAM 487
118.72%
Buy Apartment in City Center (m2)
$2,888 ₱180.6K
$2,517 BAM 4,245
14.76%
Buy Apartment Outside City Center (m2)
$1,877 ₱117.3K
$1,857 BAM 3,131
1.07%
💵 Salaries & Financials
Cebu
Tuzla
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.7K
$954 BAM 1,608
-63.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
4.33
66.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: August 30, 2026

Last update for Tuzla: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $265 in Tuzla. Housing cost is often the main lever when comparing two cities.

Tuzla pays 175% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $24.00 in Cebu vs $29.00 in Tuzla. Groceries flip the comparison at $208 vs $193, with Tuzla cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Tuzla: Cost of Living - Frequently Asked Questions
Where can you earn more: Cebu or Tuzla?
On paper, salaries run 175% lower in Tuzla. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Tuzla?
Rent for a central apartment: $500 in Cebu versus $265 in Tuzla. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Tuzla runs roughly 291% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do food prices compare in Cebu and in Tuzla?
Supermarket bills run roughly 8% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.
Is $2,000 a realistic budget for living in Cebu or in Tuzla?
At $934 in Tuzla versus $936 in Cebu, a $2,000 budget is realistic in Tuzla but tight or insufficient in Cebu. The gap between the two cities makes Tuzla the clear choice for anyone on this budget.
Is Cebu or Tuzla more family-friendly?
For families, Tuzla is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Tuzla?
Safety-wise, Cebu and Tuzla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is the better choice to relocate to?
It comes down to priorities – Tuzla wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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