Cost of Living Comparison Between Cebu and Tuzla Cost of Living Comparison Between Cebu and Tuzla

Monthly Cost of Living

Monthly costs for one person with rent: $873 in Cebu versus $891 in Tuzla.

Estimated couple costs with rent: $1,339 in Cebu versus $1,315 in Tuzla.

Monthly costs for a family of three with rent: $1,805 in Cebu versus $1,738 in Tuzla.

Living in Cebu costs roughly 2% less than in Tuzla, driven mainly by Groceries & Markets.

Both cities sit below the global median: Cebu 35% lower, Tuzla 33% lower.

Meal at Budget Restaurant

$4.39 ₱270

$5.24 BAM 8.97

-16.22%

Three-Course Dinner for Two, Mid-Range

$24.30 ₱1,496

$29.47 BAM 50.4

-17.54%

Fast Food Meal (McDonalds, etc)

$4.53 ₱279

$5.84 BAM 9.99

-22.43%

Cappuccino

$2.52 ₱155

$1.67 BAM 2.85

50.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ₱49.42

$1.75 BAM 2.99

-54.29%

Water (0.33 liter bottle)

$0.42 ₱25.97

$1.06 BAM 1.81

-60.38%

Local Beer (0.5 liter draught)

$1.59 ₱97.7

$2.40 BAM 4.10

-33.75%

Imported Beer (0.33 liter bottle)

$2.19 ₱135

$2.09 BAM 3.58

4.78%

Milk (1 liter)

$2.26 ₱139

$1.17 BAM 2.00

93.16%

White Bread (500g)

$1.51 ₱93.0

$1.02 BAM 1.74

48.04%

Rice (white) (1kg)

$1.16 ₱71.6

$2.11 BAM 3.61

-45.02%

Eggs

$2.36 ₱145

$2.54 BAM 4.34

-7.09%

Local Cheese (1kg)

$12.87 ₱792

$8.07 BAM 13.81

59.48%

Chicken Fillets (1kg)

$5.38 ₱331

$7.56 BAM 12.93

-28.84%

Beef Round Steak (1kg)

$7.82 ₱481

$10.65 BAM 18.21

-26.57%

Apples (1kg)

$3.53 ₱217

$1.13 BAM 1.93

212.39%

Banana (1kg)

$1.51 ₱92.9

$1.58 BAM 2.70

-4.43%

Oranges (1kg)

$3.29 ₱203

$1.48 BAM 2.53

122.30%

Tomato (1kg)

$2.20 ₱136

$1.17 BAM 2.00

88.03%

Potato (1kg)

$2.64 ₱162

$0.92 BAM 1.57

186.96%

Onion (1kg)

$2.46 ₱152

$0.90 BAM 1.54

173.33%

Lettuce (1 head)

$1.00 ₱61.4

$0.83 BAM 1.41

20.48%

Water (1.5 liter bottle)

$0.78 ₱48.06

$0.70 BAM 1.20

11.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 ₱191

$3.71 BAM 6.34

-16.44%

Wine (Bottle)

$6.43 ₱396

$4.00 BAM 6.84

60.75%

Local Beer (0.5 liter bottle)

$1.16 ₱71.7

$0.76 BAM 1.31

52.63%

Imported Beer (0.33 liter bottle)

$2.24 ₱138

$0.94 BAM 1.61

138.30%

One-way Ticket (Public Transport)

$0.26 ₱15.80

$1.49 BAM 2.55

-82.55%

Public Transport Monthly Pass (Regular Price)

$15.36 ₱945

$47.53 BAM 81.3

-67.68%

Taxi Start (Normal Tariff)

$0.81 ₱49.81

$1.76 BAM 3.01

-53.98%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.06

$0.56 BAM 0.95

-58.93%

Taxi 1hour Waiting (Normal Tariff)

$2.64 ₱163

$6.03 BAM 10.31

-56.22%

Gasoline (1 liter)

$1.10 ₱67.7

$1.45 BAM 2.48

-24.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K ₱1.9M

$29.4K BAM 50.3K

3.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K ₱1.7M

$23.5K BAM 40.3K

17.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.9 ₱5,904

$139 BAM 238

-31.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.05 ₱2,096

$18.26 BAM 31.23

86.47%

Internet (50+ Mbps, Unlimited Data)

$29.86 ₱1,838

$26.70 BAM 45.67

11.84%

Gym Membership (Monthly)

$33.32 ₱2,051

$31.24 BAM 53.4

6.66%

Tennis Court (1 Hour on Weekend)

$8.45 ₱520

$8.98 BAM 15.36

-5.90%

Cinema Ticket

$5.79 ₱357

$5.82 BAM 9.95

-0.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 ₱14.5K

$170 BAM 291

38.44%

International Primary School, 1 Child (Yearly)

$3,913 ₱240.9K

$2,385 BAM 4,079

64.07%

Jeans (Levis 501 Or Similar)

$53.1 ₱3,272

$70.0 BAM 120

-24.12%

Summer Dress (H&M, Zara, etc)

$22.65 ₱1,395

$40.65 BAM 69.5

-44.28%

Sport Shoes (Adidas, Nike)

$76.1 ₱4,684

$85.8 BAM 147

-11.36%

Men's Leather Business Shoes

$55.0 ₱3,383

$74.8 BAM 128

-26.52%

1-bedroom Apartment, City Center (Monthly)

$508 ₱31.3K

$263 BAM 449

93.56%

1-bedroom Apartment, Outside City Center (Monthly)

$210 ₱12.9K

$192 BAM 328

9.37%

3-bedroom Apartment, City Center (Monthly)

$800 ₱49.3K

$351 BAM 601

127.73%

3-bedroom Apartment, Outside City Center (Monthly)

$389 ₱24.0K

$263 BAM 450

48.00%

Buy Apartment in City Center (m2)

$3,013 ₱185.5K

$2,489 BAM 4,258

21.03%

Buy Apartment Outside City Center (m2)

$1,950 ₱120.1K

$1,807 BAM 3,091

7.93%

Average Monthly Net Salary (After Tax)

$340 ₱20.9K

$953 BAM 1,630

-64.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.23

89.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: July 14, 2026

Last update for Tuzla: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $508 in Cebu and $263 in Tuzla. Housing cost is often the main lever when comparing two cities.

Tuzla pays 180% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $29.00 in Tuzla. Groceries flip the comparison at $241 vs $191, with Tuzla cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tuzla: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 180% lower in Tuzla. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $508 in Cebu versus $263 in Tuzla. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $873 per month in Cebu versus $891 in Tuzla – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 209% less than in Tuzla. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $873 in Cebu versus $891 in Tuzla, a $1,500 budget is realistic in Cebu but tight or insufficient in Tuzla. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tuzla, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Tuzla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 2% less than in Tuzla. Beyond cost, consider language, visa policies, and how big the international community is in each city.