Last update: Oct 2026

Cost of Living Comparison Between Tuy Hoa and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Tuy Hoa: $735 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,500 less a year. Other living expenses account for most of the difference.

Tuy Hoa
🇻🇳 Vietnam
$735
/mo nomad
Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$859
/mo nomad
Monthly Cost of Living

How much you'll spend in Tuy Hoa and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tuy Hoa and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $735 in Tuy Hoa versus $859 in Ho Chi Minh City (Saigon).

  • Tuy Hoa $735
  • Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,186 in Tuy Hoa versus $1,395 in Ho Chi Minh City (Saigon).

  • Tuy Hoa $1,186
  • Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,637 in Tuy Hoa versus $1,931 in Ho Chi Minh City (Saigon).

  • Tuy Hoa $1,637
  • Ho Chi Minh City (Saigon) $1,931

Living in Tuy Hoa costs roughly 14% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Tuy Hoa 46% lower, Ho Chi Minh City (Saigon) 36% lower.

Currency
🍽 Eating Out
Tuy Hoa
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$2.67 ₫69.1K
$1.91 ₫49.6K
39.79%
Three-Course Dinner for Two, Mid-Range
$22.78 ₫589.8K
$22.84 ₫591.2K
-0.26%
Fast Food Meal (McDonalds, etc)
$4.50 ₫116.4K
$4.54 ₫117.6K
-0.88%
Cappuccino
$1.69 ₫43.6K
$1.85 ₫48.0K
-8.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 ₫10.2K
$0.56 ₫14.6K
-30.36%
Water (0.33 liter bottle)
$0.23 ₫5,973
$0.32 ₫8,185
-28.13%
Local Beer (0.5 liter draught)
$0.64 ₫16.5K
$1.06 ₫27.5K
-39.62%
Imported Beer (0.33 liter bottle)
$1.26 ₫32.7K
$1.72 ₫44.5K
-26.74%
🛒 Groceries & Markets
Tuy Hoa
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.47 ₫38.0K
$1.66 ₫42.9K
-11.45%
White Bread (500g)
$0.48 ₫12.5K
$1.11 ₫28.7K
-56.76%
Rice (white) (1kg)
$1.04 ₫26.8K
$1.00 ₫25.9K
4.00%
Eggs
$1.36 ₫35.2K
$1.67 ₫43.1K
-18.56%
Local Cheese (1kg)
$12.09 ₫313.0K
$12.08 ₫312.8K
0.08%
Chicken Fillets (1kg)
$3.16 ₫81.8K
$3.68 ₫95.2K
-14.13%
Beef Round Steak (1kg)
$11.27 ₫291.7K
$10.24 ₫265.1K
10.06%
Apples (1kg)
$1.91 ₫49.4K
$2.96 ₫76.5K
-35.47%
Banana (1kg)
$0.83 ₫21.4K
$1.24 ₫32.2K
-33.06%
Oranges (1kg)
$1.07 ₫27.7K
$1.56 ₫40.3K
-31.41%
Tomato (1kg)
$1.23 ₫31.9K
$1.30 ₫33.6K
-5.38%
Potato (1kg)
$0.77 ₫19.9K
$1.23 ₫31.9K
-37.40%
Onion (1kg)
$0.72 ₫18.5K
$1.15 ₫29.8K
-37.39%
Lettuce (1 head)
$0.75 ₫19.5K
$0.74 ₫19.1K
1.35%
Water (1.5 liter bottle)
$0.42 ₫10.7K
$0.56 ₫14.4K
-25.00%
Cigarettes 20 Pack (Marlboro, Camel)
$1.50 ₫38.8K
$1.24 ₫32.1K
20.97%
Wine (Bottle)
$11.33 ₫293.3K
$12.60 ₫326.1K
-10.08%
Local Beer (0.5 liter bottle)
$0.56 ₫14.6K
$0.96 ₫24.9K
-41.67%
Imported Beer (0.33 liter bottle)
$1.83 ₫47.3K
$1.53 ₫39.6K
19.61%
🚌 Getting Around
Tuy Hoa
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$0.31 ₫8,144
$0.26 ₫6,694
19.23%
Public Transport Monthly Pass (Regular Price)
$6.65 ₫172.1K
$11.51 ₫297.9K
-42.22%
Taxi Start (Normal Tariff)
$0.55 ₫14.3K
$0.75 ₫19.5K
-26.67%
Taxi (Normal Tariff) (1km)
$0.60 ₫15.4K
$0.67 ₫17.4K
-10.45%
Taxi 1hour Waiting (Normal Tariff)
$2.34 ₫60.5K
$3.03 ₫78.5K
-22.77%
Gasoline (1 liter)
$0.87 ₫22.4K
$0.96 ₫24.8K
-9.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9K ₫799.2M
$31.1K ₫804.3M
-0.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.0K ₫726.1M
$30.4K ₫785.9M
-7.61%
🧾 Monthly Utilities & Internet
Tuy Hoa
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$75.9 ₫2.0M
$102 ₫2.6M
-25.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.66 ₫172.5K
$5.89 ₫152.5K
13.07%
Internet (50+ Mbps, Unlimited Data)
$9.52 ₫246.4K
$10.49 ₫271.6K
-9.25%
🎉 Sport & Entertainment
Tuy Hoa
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$22.22 ₫575.3K
$25.54 ₫661.2K
-13.00%
Tennis Court (1 Hour on Weekend)
$7.81 ₫202.1K
$11.92 ₫308.5K
-34.48%
Cinema Ticket
$1.89 ₫48.9K
$3.53 ₫91.3K
-46.46%
🧸 Childcare & Education
Tuy Hoa
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$209 ₫5.4M
$436 ₫11.3M
-52.15%
International Primary School, 1 Child (Yearly)
$3,921 ₫101.5M
$23.3K ₫602.8M
-83.16%
👕👟 Clothing & Footwear
Tuy Hoa
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$41.87 ₫1.1M
$52.8 ₫1.4M
-20.63%
Summer Dress (H&M, Zara, etc)
$26.31 ₫681.0K
$34.15 ₫884.1K
-22.96%
Sport Shoes (Adidas, Nike)
$48.36 ₫1.3M
$90.3 ₫2.3M
-46.42%
Men's Leather Business Shoes
$79.5 ₫2.1M
$95.0 ₫2.5M
-16.34%
🏠 Accommodation & Living
Tuy Hoa
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$401 ₫10.4M
$589 ₫15.3M
-32.03%
1-bedroom Apartment, Outside City Center (Monthly)
$274 ₫7.1M
$298 ₫7.7M
-8.13%
3-bedroom Apartment, City Center (Monthly)
$750 ₫19.4M
$1,292 ₫33.5M
-41.99%
3-bedroom Apartment, Outside City Center (Monthly)
$604 ₫15.6M
$711 ₫18.4M
-15.07%
Buy Apartment in City Center (m2)
$2,834 ₫73.4M
$4,676 ₫121.1M
-39.39%
Buy Apartment Outside City Center (m2)
$1,316 ₫34.1M
$1,904 ₫49.3M
-30.86%
💵 Salaries & Financials
Tuy Hoa
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
-
$490 ₫12.7M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.46
8.64
-2.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuy Hoa: October 10, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Tuy Hoa
$274
Ho Chi Minh City (Saigon)
$298 8.8% $24
Groceries & Markets
Tuy Hoa
$181
Ho Chi Minh City (Saigon)
$207 14.7% $26
Monthly Utilities & Internet
Tuy Hoa
$92
Ho Chi Minh City (Saigon)
$118 28.6% $26
Clothing & Footwear
Tuy Hoa
$88
Ho Chi Minh City (Saigon)
$122 38.9% $34
Eating Out
Tuy Hoa
$63
Ho Chi Minh City (Saigon)
$63 0.3% $0.2
Sport & Entertainment
Tuy Hoa
$26
Ho Chi Minh City (Saigon)
$33 25.4% $6.6
Getting Around
Tuy Hoa
$11
Ho Chi Minh City (Saigon)
$17 45.7% $5.2

Cost Breakdown

A one-bedroom apartment in the center runs $401 in Tuy Hoa and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Tuy Hoa vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $181 vs $207 per month, with Tuy Hoa cheaper across the board.

Good to know
🇻🇳 Tuy Hoa
🇻🇳 Ho Chi Minh City (Saigon)
🕒 Local time
11:16 11:16 AM
11:16 11:16 AM
Same time as Tuy Hoa
🌤 Weather
👥 Population
202,030
9,456,700
💱 Currency
Exchange rates and currency converter

USD, EUR to VND – Vietnamese Dong Converter

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

On the map
Between locations
  • Tuy Hoa Ho Chi Minh City (Saigon) 380 km
From you
  • Tuy Hoa
  • Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tuy Hoa vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions
Which city is more expensive, Tuy Hoa or Ho Chi Minh City (Saigon)?
Tuy Hoa wins on cost – living expenses run 17% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Tuy Hoa the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Tuy Hoa and in Ho Chi Minh City (Saigon)?
You'd need roughly $1,103 in Tuy Hoa and $1,288 in Ho Chi Minh City (Saigon) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Tuy Hoa compared to Ho Chi Minh City (Saigon)?
Rent for a central apartment: $401 in Tuy Hoa versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Tuy Hoa compared to Ho Chi Minh City (Saigon)?
All in, you'll spend $735 per month in Tuy Hoa versus $859 in Ho Chi Minh City (Saigon) – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Tuy Hoa compared to Ho Chi Minh City (Saigon)?
A monthly transit pass in Tuy Hoa runs roughly 73% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,500/month in Tuy Hoa or in Ho Chi Minh City (Saigon)?
At $735 in Tuy Hoa versus $859 in Ho Chi Minh City (Saigon), a $1,500 budget is realistic in Tuy Hoa but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Tuy Hoa the clear choice for anyone on this budget.
Which city is better for digital nomads, Tuy Hoa or Ho Chi Minh City (Saigon)?
Both work as nomad bases, but Tuy Hoa delivers better value – similar infrastructure at $735 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tuy Hoa hard to pass up.
How safe is Tuy Hoa compared to Ho Chi Minh City (Saigon)?
Safety-wise, Tuy Hoa and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Tuy Hoa gentler on the wallet – expenses run 17% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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