Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Tuy Hoa Cost of Living Comparison Between Ho Chi Minh City (Saigon) and Tuy Hoa

Monthly Cost of Living

Monthly costs for one person with rent: $808 in Ho Chi Minh City (Saigon) versus $745 in Tuy Hoa.

Estimated couple costs with rent: $1,306 in Ho Chi Minh City (Saigon) versus $1,121 in Tuy Hoa.

Monthly costs for a family of three with rent: $1,803 in Ho Chi Minh City (Saigon) versus $1,498 in Tuy Hoa.

Living in Ho Chi Minh City (Saigon) is roughly 8% more expensive than in Tuy Hoa, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Ho Chi Minh City (Saigon) 40% lower, Tuy Hoa 44% lower.

Meal at Budget Restaurant

$2.07 ₫54.3K

$2.96 ₫77.9K

-30.07%

Three-Course Dinner for Two, Mid-Range

$22.64 ₫595.2K

$9.55 ₫251.1K

137.07%

Fast Food Meal (McDonalds, etc)

$4.72 ₫124.2K

$3.73 ₫98.1K

26.54%

Cappuccino

$1.79 ₫46.9K

$1.78 ₫46.9K

0.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₫12.5K

$0.38 ₫10.1K

23.68%

Water (0.33 liter bottle)

$0.28 ₫7,257

$0.22 ₫5,768

27.27%

Local Beer (0.5 liter draught)

$1.00 ₫26.4K

$0.57 ₫15.1K

75.44%

Imported Beer (0.33 liter bottle)

$1.58 ₫41.6K

$1.18 ₫30.9K

33.90%

Milk (1 liter)

$1.53 ₫40.2K

$1.31 ₫34.6K

16.79%

White Bread (500g)

$0.99 ₫26.0K

$0.48 ₫12.7K

106.25%

Rice (white) (1kg)

$1.02 ₫26.7K

$1.58 ₫41.5K

-35.44%

Eggs

$1.43 ₫37.5K

$1.31 ₫34.3K

9.16%

Local Cheese (1kg)

$11.46 ₫301.4K

$18.89 ₫496.6K

-39.33%

Chicken Fillets (1kg)

$3.62 ₫95.1K

$3.15 ₫82.7K

14.92%

Beef Round Steak (1kg)

$10.56 ₫277.6K

$11.34 ₫298.2K

-6.88%

Apples (1kg)

$2.72 ₫71.6K

$1.87 ₫49.0K

45.45%

Banana (1kg)

$1.10 ₫28.9K

$0.80 ₫21.0K

37.50%

Oranges (1kg)

$1.30 ₫34.2K

$0.47 ₫12.4K

176.60%

Tomato (1kg)

$1.14 ₫29.8K

$0.99 ₫26.0K

15.15%

Potato (1kg)

$1.12 ₫29.6K

$0.62 ₫16.4K

80.65%

Onion (1kg)

$1.18 ₫31.1K

$0.61 ₫16.0K

93.44%

Lettuce (1 head)

$0.70 ₫18.4K

$0.59 ₫15.5K

18.64%

Water (1.5 liter bottle)

$0.47 ₫12.4K

$0.37 ₫9,632

27.03%

Cigarettes 20 Pack (Marlboro, Camel)

$1.28 ₫33.6K

$1.54 ₫40.6K

-16.88%

Wine (Bottle)

$11.30 ₫297.1K

$11.57 ₫304.2K

-2.33%

Local Beer (0.5 liter bottle)

$0.91 ₫23.9K

$0.53 ₫13.9K

71.70%

Imported Beer (0.33 liter bottle)

$1.42 ₫37.5K

$1.43 ₫37.5K

-0.70%

One-way Ticket (Public Transport)

$0.28 ₫7,399

$0.34 ₫8,982

-17.65%

Public Transport Monthly Pass (Regular Price)

$10.74 ₫282.5K

$6.72 ₫176.7K

59.82%

Taxi Start (Normal Tariff)

$0.68 ₫17.8K

$0.39 ₫10.4K

74.36%

Taxi (Normal Tariff) (1km)

$0.63 ₫16.5K

$0.62 ₫16.2K

1.61%

Taxi 1hour Waiting (Normal Tariff)

$3.02 ₫79.4K

$2.82 ₫74.0K

7.09%

Gasoline (1 liter)

$0.82 ₫21.6K

$0.91 ₫24.0K

-9.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.7K ₫990.5M

$21.0K ₫552.5M

79.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K ₫881.9M

$39.8K ₫1.0B

-15.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.2 ₫2.2M

$82.5 ₫2.2M

0.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.76 ₫151.6K

$5.95 ₫156.4K

-3.19%

Internet (50+ Mbps, Unlimited Data)

$9.26 ₫243.6K

$9.37 ₫246.5K

-1.17%

Gym Membership (Monthly)

$21.01 ₫552.3K

$21.63 ₫568.8K

-2.87%

Tennis Court (1 Hour on Weekend)

$9.72 ₫255.4K

$7.81 ₫205.3K

24.46%

Cinema Ticket

$4.28 ₫112.4K

$2.82 ₫74.1K

51.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$280 ₫7.4M

$283 ₫7.5M

-1.32%

International Primary School, 1 Child (Yearly)

$14.1K ₫369.7M

$11.5K ₫302.9M

22.04%

Jeans (Levis 501 Or Similar)

$42.71 ₫1.1M

$33.84 ₫889.8K

26.21%

Summer Dress (H&M, Zara, etc)

$26.93 ₫708.0K

$30.19 ₫793.8K

-10.80%

Sport Shoes (Adidas, Nike)

$97.1 ₫2.6M

$84.5 ₫2.2M

14.89%

Men's Leather Business Shoes

$84.8 ₫2.2M

$73.3 ₫1.9M

15.65%

1-bedroom Apartment, City Center (Monthly)

$539 ₫14.2M

$355 ₫9.3M

51.92%

1-bedroom Apartment, Outside City Center (Monthly)

$306 ₫8.0M

$251 ₫6.6M

21.71%

3-bedroom Apartment, City Center (Monthly)

$1,110 ₫29.2M

$695 ₫18.3M

59.65%

3-bedroom Apartment, Outside City Center (Monthly)

$645 ₫17.0M

$469 ₫12.3M

37.48%

Buy Apartment in City Center (m2)

$4,555 ₫119.8M

$2,827 ₫74.3M

61.15%

Buy Apartment Outside City Center (m2)

$1,818 ₫47.8M

$1,276 ₫33.5M

42.48%

Average Monthly Net Salary (After Tax)

$495 ₫13.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.14

9.1

0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho Chi Minh City (Saigon): July 14, 2026

Last update for Tuy Hoa: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $539 in Ho Chi Minh City (Saigon) and $355 in Tuy Hoa. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Ho Chi Minh City (Saigon) vs $10.00 in Tuy Hoa. Groceries flip the comparison at $194 vs $195, with Ho Chi Minh City (Saigon) cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho Chi Minh City (Saigon) vs Tuy Hoa: Cost of Living - Frequently Asked Questions

Tuy Hoa wins on cost – living expenses run 8% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Tuy Hoa the obvious pick if budget is a priority.

You'd need roughly $1,212 in Ho Chi Minh City (Saigon) and $1,117 in Tuy Hoa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $539 in Ho Chi Minh City (Saigon) versus $355 in Tuy Hoa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $808 per month in Ho Chi Minh City (Saigon) versus $745 in Tuy Hoa – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Tuy Hoa runs roughly 60% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Tuy Hoa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Tuy Hoa delivers better value – similar infrastructure at $745 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tuy Hoa hard to pass up.

Safety-wise, Ho Chi Minh City (Saigon) and Tuy Hoa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tuy Hoa gentler on the wallet – expenses run 8% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.