Cost of Living Comparison Between Tumba and Ubud, Bali Cost of Living Comparison Between Tumba and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,924 in Tumba versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $3,018 in Tumba versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,113 in Tumba versus $3,275 in Ubud, Bali.

Living in Tumba is roughly 40% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Tumba 40% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$14.53 SEK 141

$3.33 Rp 58.7K

336.34%

Three-Course Dinner for Two, Mid-Range

$68.9 SEK 668

$35.82 Rp 630.7K

92.43%

Fast Food Meal (McDonalds, etc)

$10.34 SEK 100

$5.63 Rp 99.1K

83.66%

Cappuccino

$4.63 SEK 44.87

$2.82 Rp 49.7K

64.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 SEK 27.16

$1.75 Rp 30.8K

60.00%

Water (0.33 liter bottle)

$2.31 SEK 22.35

$0.80 Rp 14.0K

188.75%

Local Beer (0.5 liter draught)

$7.32 SEK 71.0

$3.04 Rp 53.6K

140.79%

Imported Beer (0.33 liter bottle)

$7.16 SEK 69.4

$4.30 Rp 75.7K

66.51%

Milk (1 liter)

$1.72 SEK 16.71

$1.61 Rp 28.3K

6.83%

White Bread (500g)

$3.25 SEK 31.47

$2.27 Rp 39.9K

43.17%

Rice (white) (1kg)

$3.89 SEK 37.73

$1.17 Rp 20.6K

232.48%

Eggs

$5.04 SEK 48.85

$2.17 Rp 38.2K

132.26%

Local Cheese (1kg)

$13.39 SEK 130

$17.63 Rp 310.5K

-24.05%

Chicken Fillets (1kg)

$13.51 SEK 131

$4.05 Rp 71.4K

233.58%

Beef Round Steak (1kg)

$17.70 SEK 172

$12.18 Rp 214.5K

45.32%

Apples (1kg)

$3.33 SEK 32.26

$3.62 Rp 63.7K

-8.01%

Banana (1kg)

$2.76 SEK 26.77

$1.64 Rp 28.8K

68.29%

Oranges (1kg)

$2.12 SEK 20.51

$2.31 Rp 40.6K

-8.23%

Tomato (1kg)

$4.71 SEK 45.69

$1.96 Rp 34.5K

140.31%

Potato (1kg)

$1.49 SEK 14.47

$1.84 Rp 32.5K

-19.02%

Onion (1kg)

$1.78 SEK 17.30

$2.37 Rp 41.7K

-24.89%

Lettuce (1 head)

$2.29 SEK 22.21

$1.05 Rp 18.5K

118.10%

Water (1.5 liter bottle)

$1.89 SEK 18.30

$0.54 Rp 9,560

250.00%

Cigarettes 20 Pack (Marlboro, Camel)

$7.38 SEK 71.5

$2.30 Rp 40.6K

220.87%

Wine (Bottle)

$10.53 SEK 102

$23.08 Rp 406.4K

-54.38%

Local Beer (0.5 liter bottle)

$2.00 SEK 19.37

$2.34 Rp 41.2K

-14.53%

Imported Beer (0.33 liter bottle)

$2.29 SEK 22.20

$3.07 Rp 54.0K

-25.41%

One-way Ticket (Public Transport)

$4.46 SEK 43.25

$0.25 Rp 4,365

1684.00%

Public Transport Monthly Pass (Regular Price)

$105 SEK 1,022

$9.42 Rp 165.9K

1019.21%

Taxi Start (Normal Tariff)

$6.01 SEK 58.2

$0.49 Rp 8,631

1126.53%

Taxi (Normal Tariff) (1km)

$1.54 SEK 14.96

$0.47 Rp 8,349

227.66%

Taxi 1hour Waiting (Normal Tariff)

$58.3 SEK 565

$5.60 Rp 98.6K

940.36%

Gasoline (1 liter)

$1.81 SEK 17.51

$0.81 Rp 14.2K

123.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K SEK 336.2K

$25.0K Rp 440.3M

38.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K SEK 324.4K

$31.1K Rp 547.0M

7.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 SEK 1,793

$82.7 Rp 1.5M

123.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.99 SEK 213

$6.49 Rp 114.2K

238.83%

Internet (50+ Mbps, Unlimited Data)

$49.36 SEK 479

$18.79 Rp 330.8K

162.69%

Gym Membership (Monthly)

$42.04 SEK 408

$55.2 Rp 972.6K

-23.90%

Tennis Court (1 Hour on Weekend)

$28.19 SEK 273

$18.21 Rp 320.6K

54.81%

Cinema Ticket

$16.63 SEK 161

$4.30 Rp 75.7K

286.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$169 SEK 1,639

$494 Rp 8.7M

-65.78%

International Primary School, 1 Child (Yearly)

$5,210 SEK 50.5K

$5,917 Rp 104.2M

-11.95%

Jeans (Levis 501 Or Similar)

$117 SEK 1,135

$46.28 Rp 814.8K

152.92%

Summer Dress (H&M, Zara, etc)

$54.8 SEK 531

$36.44 Rp 641.6K

50.25%

Sport Shoes (Adidas, Nike)

$98.9 SEK 958

$80.7 Rp 1.4M

22.52%

Men's Leather Business Shoes

$202 SEK 1,959

$78.8 Rp 1.4M

156.50%

1-bedroom Apartment, City Center (Monthly)

$717 SEK 6,955

$1,114 Rp 19.6M

-35.60%

1-bedroom Apartment, Outside City Center (Monthly)

$636 SEK 6,170

$693 Rp 12.2M

-8.20%

3-bedroom Apartment, City Center (Monthly)

$1,559 SEK 15.1K

$3,639 Rp 64.1M

-57.14%

3-bedroom Apartment, Outside City Center (Monthly)

$963 SEK 9,338

$1,712 Rp 30.1M

-43.74%

Buy Apartment in City Center (m2)

$3,958 SEK 38.4K

$2,761 Rp 48.6M

43.39%

Buy Apartment Outside City Center (m2)

$2,729 SEK 26.5K

$2,293 Rp 40.4M

19.05%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.2

13.78

-76.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tumba: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $717 in Tumba and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $69.0 in Tumba vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $387 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tumba vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 40% lower than in Tumba. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,886 in Tumba and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $717 in Tumba versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 1019% less than in Tumba. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $169 in Tumba versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,378 in Ubud, Bali versus $1,924 in Tumba, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tumba. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Tumba and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 40% less than in Tumba. Beyond cost, consider language, visa policies, and how big the international community is in each city.