😐Monthly costs for one person with rent: $1,870 in Tumba versus $1,397 in Ubud, Bali.
😐Estimated couple costs with rent: $2,926 in Tumba versus $2,588 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,982 in Tumba versus $3,778 in Ubud, Bali.
🌍Living in Tumba is roughly 34% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Tumba40% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Tumba
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.82SEK 144
$3.43Rp 61.5K
332.07%
Three-Course Dinner for Two, Mid-Range
$67.9SEK 659
$31.97Rp 573.3K
112.39%
Fast Food Meal(McDonalds, etc)
$10.64SEK 103
$5.05Rp 90.6K
110.69%
Cappuccino
$4.50SEK 43.74
$2.71Rp 48.7K
66.05%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.68SEK 26.00
$1.39Rp 24.9K
92.81%
Water(0.33 liter bottle)
$2.47SEK 23.98
$0.74Rp 13.3K
233.78%
Local Beer(0.5 liter draught)
$7.31SEK 71.0
$2.89Rp 51.9K
152.94%
Imported Beer(0.33 liter bottle)
$7.45SEK 72.3
$3.79Rp 68.0K
96.57%
🛒 Groceries & Markets
Tumba
Ubud, Bali
Difference
Milk(1 liter)
$1.71SEK 16.61
$1.79Rp 32.2K
-4.47%
White Bread(500g)
$3.08SEK 29.91
$2.51Rp 44.9K
22.71%
Rice(white)(1kg)
$3.94SEK 38.28
$1.21Rp 21.8K
225.62%
Eggs
$3.88SEK 37.70
$2.37Rp 42.5K
63.71%
Local Cheese(1kg)
$12.93SEK 126
$14.43Rp 258.8K
-10.40%
Chicken Fillets(1kg)
$13.08SEK 127
$4.15Rp 74.4K
215.18%
Beef Round Steak(1kg)
$15.40SEK 150
$12.11Rp 217.3K
27.17%
Apples(1kg)
$3.59SEK 34.91
$3.77Rp 67.6K
-4.77%
Banana(1kg)
$2.70SEK 26.23
$1.63Rp 29.2K
65.64%
Oranges(1kg)
$1.59SEK 15.45
$2.71Rp 48.5K
-41.33%
Tomato(1kg)
$4.56SEK 44.30
$2.26Rp 40.5K
101.77%
Potato(1kg)
$1.57SEK 15.24
$1.93Rp 34.5K
-18.65%
Onion(1kg)
$1.82SEK 17.64
$2.19Rp 39.3K
-16.89%
Lettuce(1 head)
$2.50SEK 24.29
$1.02Rp 18.3K
145.10%
Water(1.5 liter bottle)
$1.63SEK 15.85
$0.72Rp 12.8K
126.39%
Cigarettes 20 Pack(Marlboro, Camel)
$7.29SEK 70.8
$3.18Rp 57.1K
129.25%
Wine(Bottle)
$10.48SEK 102
$23.84Rp 427.5K
-56.04%
Local Beer(0.5 liter bottle)
$1.72SEK 16.75
$2.77Rp 49.8K
-37.91%
Imported Beer(0.33 liter bottle)
$1.98SEK 19.20
$2.75Rp 49.3K
-28.00%
🚌 Getting Around
Tumba
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.55SEK 44.23
$0.27Rp 4,794
1585.19%
Public Transport Monthly Pass(Regular Price)
$106SEK 1,031
$8.20Rp 147.0K
1194.51%
Taxi Start(Normal Tariff)
$6.14SEK 59.6
$0.48Rp 8,668
1179.17%
Taxi(Normal Tariff)(1km)
$1.24SEK 12.02
$0.42Rp 7,557
195.24%
Taxi 1hour Waiting(Normal Tariff)
$20.83SEK 202
$6.03Rp 108.1K
245.44%
Gasoline(1 liter)
$1.99SEK 19.37
$0.82Rp 14.7K
142.68%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.5KSEK 315.7K
$26.6KRp 476.4M
22.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.9KSEK 338.9K
$32.2KRp 577.6M
8.35%
🧾 Monthly Utilities & Internet
Tumba
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$113SEK 1,096
$78.3Rp 1.4M
44.27%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$28.97SEK 281
$3.91Rp 70.2K
640.92%
Internet(50+ Mbps, Unlimited Data)
$42.53SEK 413
$23.91Rp 428.9K
77.88%
🎉 Sport & Entertainment
Tumba
Ubud, Bali
Difference
Gym Membership(Monthly)
$43.28SEK 420
$96.2Rp 1.7M
-55.00%
Tennis Court(1 Hour on Weekend)
$25.13SEK 244
$6.53Rp 117.0K
284.84%
Cinema Ticket
$16.38SEK 159
$4.01Rp 72.0K
308.48%
🧸 Childcare & Education
Tumba
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$143SEK 1,387
$303Rp 5.4M
-52.79%
International Primary School, 1 Child(Yearly)
$4,215SEK 40.9K
$6,551Rp 117.5M
-35.66%
👕👟 Clothing & Footwear
Tumba
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$106SEK 1,031
$55.3Rp 992.0K
92.01%
Summer Dress(H&M, Zara, etc)
$43.52SEK 423
$38.32Rp 687.3K
13.57%
Sport Shoes(Adidas, Nike)
$116SEK 1,126
$88.5Rp 1.6M
30.98%
Men's Leather Business Shoes
$155SEK 1,504
$76.7Rp 1.4M
101.76%
🏠 Accommodation & Living
Tumba
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$855SEK 8,306
$986Rp 17.7M
-13.23%
1-bedroom Apartment, Outside City Center(Monthly)
$667SEK 6,477
$682Rp 12.2M
-2.22%
3-bedroom Apartment, City Center(Monthly)
$1,372SEK 13.3K
$3,420Rp 61.3M
-59.89%
3-bedroom Apartment, Outside City Center(Monthly)
$1,093SEK 10.6K
$2,075Rp 37.2M
-47.32%
Buy Apartment in City Center(m2)
$4,528SEK 44.0K
$2,762Rp 49.5M
63.93%
Buy Apartment Outside City Center(m2)
$2,876SEK 27.9K
$2,243Rp 40.2M
28.23%
💵 Salaries & Financials
Tumba
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$169Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.16
13.28
-68.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tumba: July 22, 2026
Last update for Ubud, Bali: July 22, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $855 in Tumba and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $68.0 in Tumba vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $364 vs $298 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tumba vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tumba or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 34% lower than in Tumba. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Tumba and in Ubud, Bali?
You'd need roughly $2,804 in Tumba and $2,096 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Tumba compared to Ubud, Bali?
Rent for a central apartment: $855 in Tumba versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Tumba compared to Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 1195% less than in Tumba. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Tumba and in Ubud, Bali?
Childcare runs $143 in Tumba versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Tumba or in Ubud, Bali?
At $1,397 in Ubud, Bali versus $1,870 in Tumba, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tumba. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Tumba or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Tumba compared to Ubud, Bali?
Safety-wise, Tumba and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Tumba. Beyond cost, consider language, visa policies, and how big the international community is in each city.