😐Monthly costs for one person with rent: $1,895 in Tumba versus $1,404 in Ubud, Bali.
😐Estimated couple costs with rent: $2,871 in Tumba versus $2,549 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,847 in Tumba versus $3,694 in Ubud, Bali.
😐Living in Tumba is roughly 35% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Tumba41% above, Ubud, Bali4% above.
Currency
🍽 Eating Out
Tumba
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.95SEK 142
$3.57Rp 64.7K
318.77%
Three-Course Dinner for Two, Mid-Range
$67.3SEK 638
$32.50Rp 589.5K
106.92%
Fast Food Meal(McDonalds, etc)
$10.60SEK 101
$4.86Rp 88.2K
118.11%
Cappuccino
$4.65SEK 44.10
$2.75Rp 49.8K
69.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.70SEK 25.57
$1.32Rp 24.0K
104.55%
Water(0.33 liter bottle)
$2.52SEK 23.85
$0.70Rp 12.7K
260.00%
Local Beer(0.5 liter draught)
$7.16SEK 67.9
$2.91Rp 52.8K
146.05%
Imported Beer(0.33 liter bottle)
$7.52SEK 71.3
$3.79Rp 68.8K
98.42%
🛒 Groceries & Markets
Tumba
Ubud, Bali
Difference
Milk(1 liter)
$1.72SEK 16.26
$1.71Rp 31.0K
0.58%
White Bread(500g)
$3.11SEK 29.47
$2.47Rp 44.9K
25.91%
Rice(white)(1kg)
$4.02SEK 38.11
$1.20Rp 21.8K
235.00%
Eggs
$3.99SEK 37.84
$2.44Rp 44.3K
63.52%
Local Cheese(1kg)
$12.81SEK 121
$14.38Rp 260.9K
-10.92%
Chicken Fillets(1kg)
$13.16SEK 125
$4.31Rp 78.1K
205.34%
Beef Round Steak(1kg)
$15.63SEK 148
$12.21Rp 221.4K
28.01%
Apples(1kg)
$3.62SEK 34.28
$3.68Rp 66.8K
-1.63%
Banana(1kg)
$2.57SEK 24.41
$1.55Rp 28.1K
65.81%
Oranges(1kg)
$1.57SEK 14.88
$2.79Rp 50.5K
-43.73%
Tomato(1kg)
$4.65SEK 44.07
$2.33Rp 42.3K
99.57%
Potato(1kg)
$1.56SEK 14.79
$1.97Rp 35.7K
-20.81%
Onion(1kg)
$1.87SEK 17.71
$2.31Rp 41.9K
-19.05%
Lettuce(1 head)
$2.62SEK 24.84
$1.06Rp 19.3K
147.17%
Water(1.5 liter bottle)
$1.61SEK 15.27
$0.73Rp 13.2K
120.55%
Cigarettes 20 Pack(Marlboro, Camel)
$7.37SEK 69.9
$3.28Rp 59.5K
124.70%
Wine(Bottle)
$10.74SEK 102
$22.79Rp 413.4K
-52.87%
Local Beer(0.5 liter bottle)
$1.76SEK 16.73
$2.81Rp 50.9K
-37.37%
Imported Beer(0.33 liter bottle)
$1.91SEK 18.14
$2.78Rp 50.5K
-31.29%
🚌 Getting Around
Tumba
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.41SEK 41.86
$0.29Rp 5,281
1420.69%
Public Transport Monthly Pass(Regular Price)
$106SEK 1,004
$8.06Rp 146.2K
1213.77%
Taxi Start(Normal Tariff)
$6.13SEK 58.1
$0.45Rp 8,146
1262.22%
Taxi(Normal Tariff)(1km)
$1.22SEK 11.58
$0.45Rp 8,193
171.11%
Taxi 1hour Waiting(Normal Tariff)
$20.80SEK 197
$6.24Rp 113.1K
233.33%
Gasoline(1 liter)
$1.99SEK 18.90
$0.85Rp 15.4K
134.12%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.2KSEK 305.1K
$26.0KRp 471.2M
23.85%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.2KSEK 324.3K
$31.7KRp 574.1M
8.05%
🧾 Monthly Utilities & Internet
Tumba
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$90.3SEK 856
$80.8Rp 1.5M
11.86%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$28.17SEK 267
$4.06Rp 73.6K
593.84%
Internet(50+ Mbps, Unlimited Data)
$41.83SEK 397
$24.42Rp 442.9K
71.29%
🎉 Sport & Entertainment
Tumba
Ubud, Bali
Difference
Gym Membership(Monthly)
$43.37SEK 411
$97.7Rp 1.8M
-55.60%
Tennis Court(1 Hour on Weekend)
$25.71SEK 244
$6.45Rp 116.9K
298.60%
Cinema Ticket
$16.14SEK 153
$4.04Rp 73.3K
299.50%
🧸 Childcare & Education
Tumba
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$143SEK 1,355
$304Rp 5.5M
-53.00%
International Primary School, 1 Child(Yearly)
$4,072SEK 38.6K
$6,621Rp 120.1M
-38.50%
👕👟 Clothing & Footwear
Tumba
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$103SEK 978
$54.2Rp 983.6K
90.19%
Summer Dress(H&M, Zara, etc)
$44.27SEK 420
$38.78Rp 703.2K
14.16%
Sport Shoes(Adidas, Nike)
$117SEK 1,111
$86.1Rp 1.6M
36.06%
Men's Leather Business Shoes
$157SEK 1,489
$76.7Rp 1.4M
104.87%
🏠 Accommodation & Living
Tumba
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$842SEK 7,980
$986Rp 17.9M
-14.61%
1-bedroom Apartment, Outside City Center(Monthly)
$652SEK 6,184
$658Rp 11.9M
-0.87%
3-bedroom Apartment, City Center(Monthly)
$1,405SEK 13.3K
$3,369Rp 61.1M
-58.29%
3-bedroom Apartment, Outside City Center(Monthly)
$1,102SEK 10.5K
$2,066Rp 37.5M
-46.64%
Buy Apartment in City Center(m2)
$4,847SEK 46.0K
$2,741Rp 49.7M
76.81%
Buy Apartment Outside City Center(m2)
$3,251SEK 30.8K
$2,228Rp 40.4M
45.94%
💵 Salaries & Financials
Tumba
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$163Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.16
13.28
-68.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tumba: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $842 in Tumba and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $67.0 in Tumba vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $367 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tumba vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tumba or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 35% lower than in Tumba. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Tumba vs Ubud, Bali?
You'd need roughly $2,842 in Tumba and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Tumba vs Ubud, Bali?
Rent for a central apartment: $842 in Tumba versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Tumba vs Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 1214% less than in Tumba. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Tumba and Ubud, Bali?
Childcare runs $143 in Tumba versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Tumba or Ubud, Bali?
At $1,404 in Ubud, Bali versus $1,895 in Tumba, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tumba. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Tumba or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Tumba compared to Ubud, Bali?
Safety-wise, Tumba and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 35% less than in Tumba. Beyond cost, consider language, visa policies, and how big the international community is in each city.