🙂Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $1,870 in Tumba.
🙂Estimated couple costs with rent: $2,588 in Ubud, Bali versus $2,926 in Tumba.
🙂Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $3,982 in Tumba.
🌍Living in Ubud, Bali costs roughly 25% less than in Tumba, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali5% above, Tumba40% above.
Currency
🍽 Eating Out
Ubud, Bali
Tumba
Difference
Meal at Budget Restaurant
$3.43Rp 61.5K
$14.82SEK 144
-76.86%
Three-Course Dinner for Two, Mid-Range
$31.97Rp 573.3K
$67.9SEK 659
-52.92%
Fast Food Meal(McDonalds, etc)
$5.05Rp 90.6K
$10.64SEK 103
-52.54%
Cappuccino
$2.71Rp 48.7K
$4.50SEK 43.74
-39.78%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.39Rp 24.9K
$2.68SEK 26.00
-48.13%
Water(0.33 liter bottle)
$0.74Rp 13.3K
$2.47SEK 23.98
-70.04%
Local Beer(0.5 liter draught)
$2.89Rp 51.9K
$7.31SEK 71.0
-60.47%
Imported Beer(0.33 liter bottle)
$3.79Rp 68.0K
$7.45SEK 72.3
-49.13%
🛒 Groceries & Markets
Ubud, Bali
Tumba
Difference
Milk(1 liter)
$1.79Rp 32.2K
$1.71SEK 16.61
4.68%
White Bread(500g)
$2.51Rp 44.9K
$3.08SEK 29.91
-18.51%
Rice(white)(1kg)
$1.21Rp 21.8K
$3.94SEK 38.28
-69.29%
Eggs
$2.37Rp 42.5K
$3.88SEK 37.70
-38.92%
Local Cheese(1kg)
$14.43Rp 258.8K
$12.93SEK 126
11.60%
Chicken Fillets(1kg)
$4.15Rp 74.4K
$13.08SEK 127
-68.27%
Beef Round Steak(1kg)
$12.11Rp 217.3K
$15.40SEK 150
-21.36%
Apples(1kg)
$3.77Rp 67.6K
$3.59SEK 34.91
5.01%
Banana(1kg)
$1.63Rp 29.2K
$2.70SEK 26.23
-39.63%
Oranges(1kg)
$2.71Rp 48.5K
$1.59SEK 15.45
70.44%
Tomato(1kg)
$2.26Rp 40.5K
$4.56SEK 44.30
-50.44%
Potato(1kg)
$1.93Rp 34.5K
$1.57SEK 15.24
22.93%
Onion(1kg)
$2.19Rp 39.3K
$1.82SEK 17.64
20.33%
Lettuce(1 head)
$1.02Rp 18.3K
$2.50SEK 24.29
-59.20%
Water(1.5 liter bottle)
$0.72Rp 12.8K
$1.63SEK 15.85
-55.83%
Cigarettes 20 Pack(Marlboro, Camel)
$3.18Rp 57.1K
$7.29SEK 70.8
-56.38%
Wine(Bottle)
$23.84Rp 427.5K
$10.48SEK 102
127.48%
Local Beer(0.5 liter bottle)
$2.77Rp 49.8K
$1.72SEK 16.75
61.05%
Imported Beer(0.33 liter bottle)
$2.75Rp 49.3K
$1.98SEK 19.20
38.89%
🚌 Getting Around
Ubud, Bali
Tumba
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,794
$4.55SEK 44.23
-94.07%
Public Transport Monthly Pass(Regular Price)
$8.20Rp 147.0K
$106SEK 1,031
-92.28%
Taxi Start(Normal Tariff)
$0.48Rp 8,668
$6.14SEK 59.6
-92.18%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,557
$1.24SEK 12.02
-66.13%
Taxi 1hour Waiting(Normal Tariff)
$6.03Rp 108.1K
$20.83SEK 202
-71.05%
Gasoline(1 liter)
$0.82Rp 14.7K
$1.99SEK 19.37
-58.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 476.4M
$32.5KSEK 315.7K
-18.29%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 577.6M
$34.9KSEK 338.9K
-7.71%
🧾 Monthly Utilities & Internet
Ubud, Bali
Tumba
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.3Rp 1.4M
$113SEK 1,096
-30.68%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.91Rp 70.2K
$28.97SEK 281
-86.50%
Internet(50+ Mbps, Unlimited Data)
$23.91Rp 428.9K
$42.53SEK 413
-43.78%
🎉 Sport & Entertainment
Ubud, Bali
Tumba
Difference
Gym Membership(Monthly)
$96.2Rp 1.7M
$43.28SEK 420
122.23%
Tennis Court(1 Hour on Weekend)
$6.53Rp 117.0K
$25.13SEK 244
-74.02%
Cinema Ticket
$4.01Rp 72.0K
$16.38SEK 159
-75.52%
🧸 Childcare & Education
Ubud, Bali
Tumba
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.4M
$143SEK 1,387
111.82%
International Primary School, 1 Child(Yearly)
$6,551Rp 117.5M
$4,215SEK 40.9K
55.43%
👕👟 Clothing & Footwear
Ubud, Bali
Tumba
Difference
Jeans(Levis 501 Or Similar)
$55.3Rp 992.0K
$106SEK 1,031
-47.92%
Summer Dress(H&M, Zara, etc)
$38.32Rp 687.3K
$43.52SEK 423
-11.95%
Sport Shoes(Adidas, Nike)
$88.5Rp 1.6M
$116SEK 1,126
-23.65%
Men's Leather Business Shoes
$76.7Rp 1.4M
$155SEK 1,504
-50.44%
🏠 Accommodation & Living
Ubud, Bali
Tumba
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.7M
$855SEK 8,306
15.24%
1-bedroom Apartment, Outside City Center(Monthly)
$682Rp 12.2M
$667SEK 6,477
2.27%
3-bedroom Apartment, City Center(Monthly)
$3,420Rp 61.3M
$1,372SEK 13.3K
149.33%
3-bedroom Apartment, Outside City Center(Monthly)
$2,075Rp 37.2M
$1,093SEK 10.6K
89.84%
Buy Apartment in City Center(m2)
$2,762Rp 49.5M
$4,528SEK 44.0K
-39.00%
Buy Apartment Outside City Center(m2)
$2,243Rp 40.2M
$2,876SEK 27.9K
-22.02%
💵 Salaries & Financials
Ubud, Bali
Tumba
Difference
Average Monthly Net Salary(After Tax)
$169Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.16
219.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 22, 2026
Last update for Tumba: July 22, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $855 in Tumba. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $32.00 in Ubud, Bali vs $68.0 in Tumba for a mid-range dinner for two. Groceries echo the gap at $298 vs $364 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Tumba: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Tumba?
Ubud, Bali wins on cost – living expenses run 34% lower than in Tumba. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Tumba?
You'd need roughly $2,096 in Ubud, Bali and $2,804 in Tumba to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Tumba?
Rent for a central apartment: $986 in Ubud, Bali versus $855 in Tumba. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali compared to Tumba?
A monthly transit pass in Ubud, Bali runs roughly 1195% less than in Tumba. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and in Tumba?
Childcare runs $303 in Ubud, Bali versus $143 in Tumba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or in Tumba?
At $1,397 in Ubud, Bali versus $1,870 in Tumba, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tumba. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Tumba?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Tumba?
Safety-wise, Ubud, Bali and Tumba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Tumba. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared