Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tumba

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,896 in Tumba, rent and utilities included – about $6,600 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
91

Cost of Living Index in Tumba
Learn more

Tumba Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Tumba

🇸🇪 Sweden

$1,896

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tumba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tumba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,896 in Tumba.

Ubud, Bali $1,349
Tumba $1,896

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,899 in Tumba.

Ubud, Bali $2,305
Tumba $2,899

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,901 in Tumba.

Ubud, Bali $3,261
Tumba $3,901

Living in Ubud, Bali costs roughly 29% less than in Tumba, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$14.20 SEK 141

-76.62%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$64.9 SEK 646

-45.08%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$9.95 SEK 99.0

-44.42%

Cappuccino

$2.72 Rp 49.0K

$4.29 SEK 42.71

-36.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.65 SEK 26.38

-35.85%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$2.21 SEK 22.03

-65.61%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$7.17 SEK 71.3

-63.04%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$6.91 SEK 68.7

-36.61%

Milk (1 liter)

$1.49 Rp 26.9K

$1.79 SEK 17.78

-16.76%

White Bread (500g)

$2.28 Rp 41.0K

$3.05 SEK 30.39

-25.25%

Rice (white) (1kg)

$1.19 Rp 21.5K

$3.75 SEK 37.34

-68.27%

Eggs

$2.04 Rp 36.7K

$5.03 SEK 50.1

-59.44%

Local Cheese (1kg)

$17.70 Rp 319.1K

$13.00 SEK 129

36.15%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$13.25 SEK 132

-70.11%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$17.49 SEK 174

-30.30%

Apples (1kg)

$3.66 Rp 65.9K

$3.25 SEK 32.33

12.62%

Banana (1kg)

$1.52 Rp 27.4K

$2.68 SEK 26.70

-43.28%

Oranges (1kg)

$2.23 Rp 40.2K

$2.06 SEK 20.49

8.25%

Tomato (1kg)

$1.97 Rp 35.6K

$4.50 SEK 44.81

-56.22%

Potato (1kg)

$1.85 Rp 33.3K

$1.45 SEK 14.43

27.59%

Onion (1kg)

$2.42 Rp 43.7K

$1.80 SEK 17.96

34.44%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.30 SEK 22.92

-56.96%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.88 SEK 18.74

-72.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$7.15 SEK 71.2

-68.95%

Wine (Bottle)

$22.24 Rp 400.9K

$10.04 SEK 99.9

121.51%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$2.01 SEK 20.03

12.44%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.25 SEK 22.42

32.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$4.26 SEK 42.40

-94.13%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$103 SEK 1,024

-92.40%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$5.79 SEK 57.6

-92.40%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.48 SEK 14.70

-70.95%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$57.1 SEK 569

-90.53%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.81 SEK 18.03

-54.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$33.4K SEK 332.7K

-28.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$34.0K SEK 338.0K

-6.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$176 SEK 1,750

-55.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$21.42 SEK 213

-69.89%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$48.20 SEK 480

-61.45%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$40.34 SEK 402

22.66%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$26.36 SEK 262

-33.04%

Cinema Ticket

$4.27 Rp 77.0K

$16.89 SEK 168

-74.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$158 SEK 1,572

210.53%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$5,131 SEK 51.1K

10.58%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$113 SEK 1,125

-60.52%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$53.6 SEK 533

-34.73%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$94.8 SEK 943

-15.67%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$186 SEK 1,847

-57.21%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$792 SEK 7,883

42.01%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$599 SEK 5,966

12.02%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$1,375 SEK 13.7K

159.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$1,011 SEK 10.1K

70.42%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$3,992 SEK 39.7K

-31.58%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$2,784 SEK 27.7K

-17.95%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.8

392.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tumba: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Tumba

$599 31.6% 10.7% $72

Groceries & Markets

Ubud, Bali

$288 21.4%

Tumba

$379 20% 31.3% $90

Eating Out

Ubud, Bali

$108 8%

Tumba

$264 13.9% 145% $156

Clothing & Footwear

Ubud, Bali

$108 8%

Tumba

$201 10.6% 87.1% $94

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Tumba

$245 12.9% 136% $141

Sport & Entertainment

Ubud, Bali

$58 4.3%

Tumba

$74 3.9% 27.7% $16

Getting Around

Ubud, Bali

$11 0.9%

Tumba

$133 7% 1066% $122

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $792 in Tumba. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $65 in Tumba for a mid-range dinner for two. Groceries echo the gap at $288 vs $379 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇸🇪 Tumba

🕒 Local time

21:06 9:06 PM

14:06 2:06 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

42,344

💱 Currency

Indonesian Rupiah IDR Rp

Swedish Krona SEK kr

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

100 SEK = 10.05 USD

100 SEK = 9.03 EUR

Exchange rates and currency converter

SEK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Swedish Krona exchange rates as of October 28, 2026: 1 USD = 9.95 SEK (1 SEK = 0.1 USD). 1 EUR = 11.08 SEK (100 SEK = 9.03 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Tumba 11,240 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Tumba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tumba: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 29% lower than in Tumba. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $2,844 in Tumba to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $792 in Tumba. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 92% less than in Tumba. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $491 in Ubud, Bali versus $158 in Tumba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tumba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.