🙂Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,924 in Tumba.
🙂Estimated couple costs with rent: $2,327 in Ubud, Bali versus $3,018 in Tumba.
🙂Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $4,113 in Tumba.
🌍Living in Ubud, Bali costs roughly 28% less than in Tumba, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali0% above, Tumba40% above.
Currency
🍽 Eating Out
Ubud, Bali
Tumba
Difference
Meal at Budget Restaurant
$3.33Rp 58.7K
$14.53SEK 141
-77.08%
Three-Course Dinner for Two, Mid-Range
$35.82Rp 630.7K
$68.9SEK 668
-48.03%
Fast Food Meal(McDonalds, etc)
$5.63Rp 99.1K
$10.34SEK 100
-45.55%
Cappuccino
$2.82Rp 49.7K
$4.63SEK 44.87
-39.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 30.8K
$2.80SEK 27.16
-37.50%
Water(0.33 liter bottle)
$0.80Rp 14.0K
$2.31SEK 22.35
-65.37%
Local Beer(0.5 liter draught)
$3.04Rp 53.6K
$7.32SEK 71.0
-58.47%
Imported Beer(0.33 liter bottle)
$4.30Rp 75.7K
$7.16SEK 69.4
-39.94%
🛒 Groceries & Markets
Ubud, Bali
Tumba
Difference
Milk(1 liter)
$1.61Rp 28.3K
$1.72SEK 16.71
-6.40%
White Bread(500g)
$2.27Rp 39.9K
$3.25SEK 31.47
-30.15%
Rice(white)(1kg)
$1.17Rp 20.6K
$3.89SEK 37.73
-69.92%
Eggs
$2.17Rp 38.2K
$5.04SEK 48.85
-56.94%
Local Cheese(1kg)
$17.63Rp 310.5K
$13.39SEK 130
31.67%
Chicken Fillets(1kg)
$4.05Rp 71.4K
$13.51SEK 131
-70.02%
Beef Round Steak(1kg)
$12.18Rp 214.5K
$17.70SEK 172
-31.19%
Apples(1kg)
$3.62Rp 63.7K
$3.33SEK 32.26
8.71%
Banana(1kg)
$1.64Rp 28.8K
$2.76SEK 26.77
-40.58%
Oranges(1kg)
$2.31Rp 40.6K
$2.12SEK 20.51
8.96%
Tomato(1kg)
$1.96Rp 34.5K
$4.71SEK 45.69
-58.39%
Potato(1kg)
$1.84Rp 32.5K
$1.49SEK 14.47
23.49%
Onion(1kg)
$2.37Rp 41.7K
$1.78SEK 17.30
33.15%
Lettuce(1 head)
$1.05Rp 18.5K
$2.29SEK 22.21
-54.15%
Water(1.5 liter bottle)
$0.54Rp 9,560
$1.89SEK 18.30
-71.43%
Cigarettes 20 Pack(Marlboro, Camel)
$2.30Rp 40.6K
$7.38SEK 71.5
-68.83%
Wine(Bottle)
$23.08Rp 406.4K
$10.53SEK 102
119.18%
Local Beer(0.5 liter bottle)
$2.34Rp 41.2K
$2.00SEK 19.37
17.00%
Imported Beer(0.33 liter bottle)
$3.07Rp 54.0K
$2.29SEK 22.20
34.06%
🚌 Getting Around
Ubud, Bali
Tumba
Difference
One-way Ticket(Public Transport)
$0.25Rp 4,365
$4.46SEK 43.25
-94.39%
Public Transport Monthly Pass(Regular Price)
$9.42Rp 165.9K
$105SEK 1,022
-91.07%
Taxi Start(Normal Tariff)
$0.49Rp 8,631
$6.01SEK 58.2
-91.85%
Taxi(Normal Tariff)(1km)
$0.47Rp 8,349
$1.54SEK 14.96
-69.48%
Taxi 1hour Waiting(Normal Tariff)
$5.60Rp 98.6K
$58.3SEK 565
-90.39%
Gasoline(1 liter)
$0.81Rp 14.2K
$1.81SEK 17.51
-55.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0KRp 440.3M
$34.7KSEK 336.2K
-27.88%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1KRp 547.0M
$33.5KSEK 324.4K
-7.17%
🧾 Monthly Utilities & Internet
Ubud, Bali
Tumba
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.7Rp 1.5M
$185SEK 1,793
-55.26%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 114.2K
$21.99SEK 213
-70.49%
Internet(50+ Mbps, Unlimited Data)
$18.79Rp 330.8K
$49.36SEK 479
-61.93%
🎉 Sport & Entertainment
Ubud, Bali
Tumba
Difference
Gym Membership(Monthly)
$55.2Rp 972.6K
$42.04SEK 408
31.40%
Tennis Court(1 Hour on Weekend)
$18.21Rp 320.6K
$28.19SEK 273
-35.40%
Cinema Ticket
$4.30Rp 75.7K
$16.63SEK 161
-74.14%
🧸 Childcare & Education
Ubud, Bali
Tumba
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$494Rp 8.7M
$169SEK 1,639
192.20%
International Primary School, 1 Child(Yearly)
$5,917Rp 104.2M
$5,210SEK 50.5K
13.57%
👕👟 Clothing & Footwear
Ubud, Bali
Tumba
Difference
Jeans(Levis 501 Or Similar)
$46.28Rp 814.8K
$117SEK 1,135
-60.46%
Summer Dress(H&M, Zara, etc)
$36.44Rp 641.6K
$54.8SEK 531
-33.44%
Sport Shoes(Adidas, Nike)
$80.7Rp 1.4M
$98.9SEK 958
-18.38%
Men's Leather Business Shoes
$78.8Rp 1.4M
$202SEK 1,959
-61.01%
🏠 Accommodation & Living
Ubud, Bali
Tumba
Difference
1-bedroom Apartment, City Center(Monthly)
$1,114Rp 19.6M
$717SEK 6,955
55.28%
1-bedroom Apartment, Outside City Center(Monthly)
$693Rp 12.2M
$636SEK 6,170
8.93%
3-bedroom Apartment, City Center(Monthly)
$3,639Rp 64.1M
$1,559SEK 15.1K
133.32%
3-bedroom Apartment, Outside City Center(Monthly)
$1,712Rp 30.1M
$963SEK 9,338
77.75%
Buy Apartment in City Center(m2)
$2,761Rp 48.6M
$3,958SEK 38.4K
-30.26%
Buy Apartment Outside City Center(m2)
$2,293Rp 40.4M
$2,729SEK 26.5K
-16.00%
💵 Salaries & Financials
Ubud, Bali
Tumba
Difference
Average Monthly Net Salary(After Tax)
$167Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
3.2
330.62%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 6, 2026
Last update for Tumba: September 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $717 in Tumba. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $36.00 in Ubud, Bali vs $69.0 in Tumba for a mid-range dinner for two. Groceries echo the gap at $294 vs $387 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Tumba: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Tumba?
Ubud, Bali wins on cost – living expenses run 40% lower than in Tumba. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Tumba?
You'd need roughly $2,067 in Ubud, Bali and $2,886 in Tumba to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Tumba?
Rent for a central apartment: $1,114 in Ubud, Bali versus $717 in Tumba. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali compared to Tumba?
A monthly transit pass in Ubud, Bali runs roughly 1019% less than in Tumba. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and in Tumba?
Childcare runs $494 in Ubud, Bali versus $169 in Tumba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or in Tumba?
At $1,378 in Ubud, Bali versus $1,924 in Tumba, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tumba. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Tumba?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Tumba?
Safety-wise, Ubud, Bali and Tumba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 40% less than in Tumba. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared