Cost of Living Comparison Between Ubud, Bali and Tumba Cost of Living Comparison Between Ubud, Bali and Tumba

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $1,870 in Tumba.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $2,926 in Tumba.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $3,982 in Tumba.

Living in Ubud, Bali costs roughly 25% less than in Tumba, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Tumba 40% above.

Currency
🍽 Eating Out
Ubud, Bali
Tumba
Difference
Meal at Budget Restaurant
$3.43 Rp 61.5K
$14.82 SEK 144
-76.86%
Three-Course Dinner for Two, Mid-Range
$31.97 Rp 573.3K
$67.9 SEK 659
-52.92%
Fast Food Meal (McDonalds, etc)
$5.05 Rp 90.6K
$10.64 SEK 103
-52.54%
Cappuccino
$2.71 Rp 48.7K
$4.50 SEK 43.74
-39.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.39 Rp 24.9K
$2.68 SEK 26.00
-48.13%
Water (0.33 liter bottle)
$0.74 Rp 13.3K
$2.47 SEK 23.98
-70.04%
Local Beer (0.5 liter draught)
$2.89 Rp 51.9K
$7.31 SEK 71.0
-60.47%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$7.45 SEK 72.3
-49.13%
🛒 Groceries & Markets
Ubud, Bali
Tumba
Difference
Milk (1 liter)
$1.79 Rp 32.2K
$1.71 SEK 16.61
4.68%
White Bread (500g)
$2.51 Rp 44.9K
$3.08 SEK 29.91
-18.51%
Rice (white) (1kg)
$1.21 Rp 21.8K
$3.94 SEK 38.28
-69.29%
Eggs
$2.37 Rp 42.5K
$3.88 SEK 37.70
-38.92%
Local Cheese (1kg)
$14.43 Rp 258.8K
$12.93 SEK 126
11.60%
Chicken Fillets (1kg)
$4.15 Rp 74.4K
$13.08 SEK 127
-68.27%
Beef Round Steak (1kg)
$12.11 Rp 217.3K
$15.40 SEK 150
-21.36%
Apples (1kg)
$3.77 Rp 67.6K
$3.59 SEK 34.91
5.01%
Banana (1kg)
$1.63 Rp 29.2K
$2.70 SEK 26.23
-39.63%
Oranges (1kg)
$2.71 Rp 48.5K
$1.59 SEK 15.45
70.44%
Tomato (1kg)
$2.26 Rp 40.5K
$4.56 SEK 44.30
-50.44%
Potato (1kg)
$1.93 Rp 34.5K
$1.57 SEK 15.24
22.93%
Onion (1kg)
$2.19 Rp 39.3K
$1.82 SEK 17.64
20.33%
Lettuce (1 head)
$1.02 Rp 18.3K
$2.50 SEK 24.29
-59.20%
Water (1.5 liter bottle)
$0.72 Rp 12.8K
$1.63 SEK 15.85
-55.83%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 57.1K
$7.29 SEK 70.8
-56.38%
Wine (Bottle)
$23.84 Rp 427.5K
$10.48 SEK 102
127.48%
Local Beer (0.5 liter bottle)
$2.77 Rp 49.8K
$1.72 SEK 16.75
61.05%
Imported Beer (0.33 liter bottle)
$2.75 Rp 49.3K
$1.98 SEK 19.20
38.89%
🚌 Getting Around
Ubud, Bali
Tumba
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,794
$4.55 SEK 44.23
-94.07%
Public Transport Monthly Pass (Regular Price)
$8.20 Rp 147.0K
$106 SEK 1,031
-92.28%
Taxi Start (Normal Tariff)
$0.48 Rp 8,668
$6.14 SEK 59.6
-92.18%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,557
$1.24 SEK 12.02
-66.13%
Taxi 1hour Waiting (Normal Tariff)
$6.03 Rp 108.1K
$20.83 SEK 202
-71.05%
Gasoline (1 liter)
$0.82 Rp 14.7K
$1.99 SEK 19.37
-58.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 476.4M
$32.5K SEK 315.7K
-18.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 577.6M
$34.9K SEK 338.9K
-7.71%
🧾 Monthly Utilities & Internet
Ubud, Bali
Tumba
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.4M
$113 SEK 1,096
-30.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.91 Rp 70.2K
$28.97 SEK 281
-86.50%
Internet (50+ Mbps, Unlimited Data)
$23.91 Rp 428.9K
$42.53 SEK 413
-43.78%
🎉 Sport & Entertainment
Ubud, Bali
Tumba
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$43.28 SEK 420
122.23%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 117.0K
$25.13 SEK 244
-74.02%
Cinema Ticket
$4.01 Rp 72.0K
$16.38 SEK 159
-75.52%
🧸 Childcare & Education
Ubud, Bali
Tumba
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.4M
$143 SEK 1,387
111.82%
International Primary School, 1 Child (Yearly)
$6,551 Rp 117.5M
$4,215 SEK 40.9K
55.43%
👕👟 Clothing & Footwear
Ubud, Bali
Tumba
Difference
Jeans (Levis 501 Or Similar)
$55.3 Rp 992.0K
$106 SEK 1,031
-47.92%
Summer Dress (H&M, Zara, etc)
$38.32 Rp 687.3K
$43.52 SEK 423
-11.95%
Sport Shoes (Adidas, Nike)
$88.5 Rp 1.6M
$116 SEK 1,126
-23.65%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$155 SEK 1,504
-50.44%
🏠 Accommodation & Living
Ubud, Bali
Tumba
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$855 SEK 8,306
15.24%
1-bedroom Apartment, Outside City Center (Monthly)
$682 Rp 12.2M
$667 SEK 6,477
2.27%
3-bedroom Apartment, City Center (Monthly)
$3,420 Rp 61.3M
$1,372 SEK 13.3K
149.33%
3-bedroom Apartment, Outside City Center (Monthly)
$2,075 Rp 37.2M
$1,093 SEK 10.6K
89.84%
Buy Apartment in City Center (m2)
$2,762 Rp 49.5M
$4,528 SEK 44.0K
-39.00%
Buy Apartment Outside City Center (m2)
$2,243 Rp 40.2M
$2,876 SEK 27.9K
-22.02%
💵 Salaries & Financials
Ubud, Bali
Tumba
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.16
219.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Tumba: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $855 in Tumba. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $68.0 in Tumba for a mid-range dinner for two. Groceries echo the gap at $298 vs $364 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Tumba: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Tumba?
Ubud, Bali wins on cost – living expenses run 34% lower than in Tumba. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Tumba?
You'd need roughly $2,096 in Ubud, Bali and $2,804 in Tumba to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Tumba?
Rent for a central apartment: $986 in Ubud, Bali versus $855 in Tumba. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali compared to Tumba?
A monthly transit pass in Ubud, Bali runs roughly 1195% less than in Tumba. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and in Tumba?
Childcare runs $303 in Ubud, Bali versus $143 in Tumba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or in Tumba?
At $1,397 in Ubud, Bali versus $1,870 in Tumba, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tumba. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Tumba?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Tumba?
Safety-wise, Ubud, Bali and Tumba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Tumba. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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