Cost of Living Comparison Between Ubud, Bali and Tumba Cost of Living Comparison Between Ubud, Bali and Tumba

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,924 in Tumba.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $3,018 in Tumba.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $4,113 in Tumba.

Living in Ubud, Bali costs roughly 28% less than in Tumba, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Tumba 40% above.

Currency
🍽 Eating Out
Ubud, Bali
Tumba
Difference
Meal at Budget Restaurant
$3.33 Rp 58.7K
$14.53 SEK 141
-77.08%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 630.7K
$68.9 SEK 668
-48.03%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 99.1K
$10.34 SEK 100
-45.55%
Cappuccino
$2.82 Rp 49.7K
$4.63 SEK 44.87
-39.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.8K
$2.80 SEK 27.16
-37.50%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
$2.31 SEK 22.35
-65.37%
Local Beer (0.5 liter draught)
$3.04 Rp 53.6K
$7.32 SEK 71.0
-58.47%
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.7K
$7.16 SEK 69.4
-39.94%
🛒 Groceries & Markets
Ubud, Bali
Tumba
Difference
Milk (1 liter)
$1.61 Rp 28.3K
$1.72 SEK 16.71
-6.40%
White Bread (500g)
$2.27 Rp 39.9K
$3.25 SEK 31.47
-30.15%
Rice (white) (1kg)
$1.17 Rp 20.6K
$3.89 SEK 37.73
-69.92%
Eggs
$2.17 Rp 38.2K
$5.04 SEK 48.85
-56.94%
Local Cheese (1kg)
$17.63 Rp 310.5K
$13.39 SEK 130
31.67%
Chicken Fillets (1kg)
$4.05 Rp 71.4K
$13.51 SEK 131
-70.02%
Beef Round Steak (1kg)
$12.18 Rp 214.5K
$17.70 SEK 172
-31.19%
Apples (1kg)
$3.62 Rp 63.7K
$3.33 SEK 32.26
8.71%
Banana (1kg)
$1.64 Rp 28.8K
$2.76 SEK 26.77
-40.58%
Oranges (1kg)
$2.31 Rp 40.6K
$2.12 SEK 20.51
8.96%
Tomato (1kg)
$1.96 Rp 34.5K
$4.71 SEK 45.69
-58.39%
Potato (1kg)
$1.84 Rp 32.5K
$1.49 SEK 14.47
23.49%
Onion (1kg)
$2.37 Rp 41.7K
$1.78 SEK 17.30
33.15%
Lettuce (1 head)
$1.05 Rp 18.5K
$2.29 SEK 22.21
-54.15%
Water (1.5 liter bottle)
$0.54 Rp 9,560
$1.89 SEK 18.30
-71.43%
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.6K
$7.38 SEK 71.5
-68.83%
Wine (Bottle)
$23.08 Rp 406.4K
$10.53 SEK 102
119.18%
Local Beer (0.5 liter bottle)
$2.34 Rp 41.2K
$2.00 SEK 19.37
17.00%
Imported Beer (0.33 liter bottle)
$3.07 Rp 54.0K
$2.29 SEK 22.20
34.06%
🚌 Getting Around
Ubud, Bali
Tumba
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,365
$4.46 SEK 43.25
-94.39%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 165.9K
$105 SEK 1,022
-91.07%
Taxi Start (Normal Tariff)
$0.49 Rp 8,631
$6.01 SEK 58.2
-91.85%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,349
$1.54 SEK 14.96
-69.48%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.6K
$58.3 SEK 565
-90.39%
Gasoline (1 liter)
$0.81 Rp 14.2K
$1.81 SEK 17.51
-55.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 440.3M
$34.7K SEK 336.2K
-27.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 547.0M
$33.5K SEK 324.4K
-7.17%
🧾 Monthly Utilities & Internet
Ubud, Bali
Tumba
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.5M
$185 SEK 1,793
-55.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 114.2K
$21.99 SEK 213
-70.49%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 330.8K
$49.36 SEK 479
-61.93%
🎉 Sport & Entertainment
Ubud, Bali
Tumba
Difference
Gym Membership (Monthly)
$55.2 Rp 972.6K
$42.04 SEK 408
31.40%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 320.6K
$28.19 SEK 273
-35.40%
Cinema Ticket
$4.30 Rp 75.7K
$16.63 SEK 161
-74.14%
🧸 Childcare & Education
Ubud, Bali
Tumba
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.7M
$169 SEK 1,639
192.20%
International Primary School, 1 Child (Yearly)
$5,917 Rp 104.2M
$5,210 SEK 50.5K
13.57%
👕👟 Clothing & Footwear
Ubud, Bali
Tumba
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 814.8K
$117 SEK 1,135
-60.46%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 641.6K
$54.8 SEK 531
-33.44%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$98.9 SEK 958
-18.38%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$202 SEK 1,959
-61.01%
🏠 Accommodation & Living
Ubud, Bali
Tumba
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.6M
$717 SEK 6,955
55.28%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.2M
$636 SEK 6,170
8.93%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 64.1M
$1,559 SEK 15.1K
133.32%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.1M
$963 SEK 9,338
77.75%
Buy Apartment in City Center (m2)
$2,761 Rp 48.6M
$3,958 SEK 38.4K
-30.26%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.4M
$2,729 SEK 26.5K
-16.00%
💵 Salaries & Financials
Ubud, Bali
Tumba
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.2
330.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Tumba: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $717 in Tumba. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $69.0 in Tumba for a mid-range dinner for two. Groceries echo the gap at $294 vs $387 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Tumba: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Tumba?
Ubud, Bali wins on cost – living expenses run 40% lower than in Tumba. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Tumba?
You'd need roughly $2,067 in Ubud, Bali and $2,886 in Tumba to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Tumba?
Rent for a central apartment: $1,114 in Ubud, Bali versus $717 in Tumba. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali compared to Tumba?
A monthly transit pass in Ubud, Bali runs roughly 1019% less than in Tumba. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and in Tumba?
Childcare runs $494 in Ubud, Bali versus $169 in Tumba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or in Tumba?
At $1,378 in Ubud, Bali versus $1,924 in Tumba, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tumba. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Tumba?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Tumba?
Safety-wise, Ubud, Bali and Tumba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 40% less than in Tumba. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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