🙂Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,895 in Tumba.
🙂Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,871 in Tumba.
🙂Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $3,847 in Tumba.
🙂Living in Ubud, Bali costs roughly 26% less than in Tumba, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali4% above, Tumba41% above.
Currency
🍽 Eating Out
Ubud, Bali
Tumba
Difference
Meal at Budget Restaurant
$3.57Rp 64.7K
$14.95SEK 142
-76.12%
Three-Course Dinner for Two, Mid-Range
$32.50Rp 589.5K
$67.3SEK 638
-51.67%
Fast Food Meal(McDonalds, etc)
$4.86Rp 88.2K
$10.60SEK 101
-54.15%
Cappuccino
$2.75Rp 49.8K
$4.65SEK 44.10
-40.86%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 24.0K
$2.70SEK 25.57
-51.11%
Water(0.33 liter bottle)
$0.70Rp 12.7K
$2.52SEK 23.85
-72.22%
Local Beer(0.5 liter draught)
$2.91Rp 52.8K
$7.16SEK 67.9
-59.36%
Imported Beer(0.33 liter bottle)
$3.79Rp 68.8K
$7.52SEK 71.3
-49.60%
🛒 Groceries & Markets
Ubud, Bali
Tumba
Difference
Milk(1 liter)
$1.71Rp 31.0K
$1.72SEK 16.26
-0.58%
White Bread(500g)
$2.47Rp 44.9K
$3.11SEK 29.47
-20.58%
Rice(white)(1kg)
$1.20Rp 21.8K
$4.02SEK 38.11
-70.15%
Eggs
$2.44Rp 44.3K
$3.99SEK 37.84
-38.85%
Local Cheese(1kg)
$14.38Rp 260.9K
$12.81SEK 121
12.26%
Chicken Fillets(1kg)
$4.31Rp 78.1K
$13.16SEK 125
-67.25%
Beef Round Steak(1kg)
$12.21Rp 221.4K
$15.63SEK 148
-21.88%
Apples(1kg)
$3.68Rp 66.8K
$3.62SEK 34.28
1.66%
Banana(1kg)
$1.55Rp 28.1K
$2.57SEK 24.41
-39.69%
Oranges(1kg)
$2.79Rp 50.5K
$1.57SEK 14.88
77.71%
Tomato(1kg)
$2.33Rp 42.3K
$4.65SEK 44.07
-49.89%
Potato(1kg)
$1.97Rp 35.7K
$1.56SEK 14.79
26.28%
Onion(1kg)
$2.31Rp 41.9K
$1.87SEK 17.71
23.53%
Lettuce(1 head)
$1.06Rp 19.3K
$2.62SEK 24.84
-59.54%
Water(1.5 liter bottle)
$0.73Rp 13.2K
$1.61SEK 15.27
-54.66%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 59.5K
$7.37SEK 69.9
-55.50%
Wine(Bottle)
$22.79Rp 413.4K
$10.74SEK 102
112.20%
Local Beer(0.5 liter bottle)
$2.81Rp 50.9K
$1.76SEK 16.73
59.66%
Imported Beer(0.33 liter bottle)
$2.78Rp 50.5K
$1.91SEK 18.14
45.55%
🚌 Getting Around
Ubud, Bali
Tumba
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,281
$4.41SEK 41.86
-93.42%
Public Transport Monthly Pass(Regular Price)
$8.06Rp 146.2K
$106SEK 1,004
-92.39%
Taxi Start(Normal Tariff)
$0.45Rp 8,146
$6.13SEK 58.1
-92.66%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,193
$1.22SEK 11.58
-63.11%
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 113.1K
$20.80SEK 197
-70.00%
Gasoline(1 liter)
$0.85Rp 15.4K
$1.99SEK 18.90
-57.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 471.2M
$32.2KSEK 305.1K
-19.25%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 574.1M
$34.2KSEK 324.3K
-7.45%
🧾 Monthly Utilities & Internet
Ubud, Bali
Tumba
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.5M
$90.3SEK 856
-10.61%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 73.6K
$28.17SEK 267
-85.59%
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 442.9K
$41.83SEK 397
-41.62%
🎉 Sport & Entertainment
Ubud, Bali
Tumba
Difference
Gym Membership(Monthly)
$97.7Rp 1.8M
$43.37SEK 411
125.20%
Tennis Court(1 Hour on Weekend)
$6.45Rp 116.9K
$25.71SEK 244
-74.91%
Cinema Ticket
$4.04Rp 73.3K
$16.14SEK 153
-74.97%
🧸 Childcare & Education
Ubud, Bali
Tumba
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.5M
$143SEK 1,355
112.76%
International Primary School, 1 Child(Yearly)
$6,621Rp 120.1M
$4,072SEK 38.6K
62.60%
👕👟 Clothing & Footwear
Ubud, Bali
Tumba
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 983.6K
$103SEK 978
-47.42%
Summer Dress(H&M, Zara, etc)
$38.78Rp 703.2K
$44.27SEK 420
-12.40%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.6M
$117SEK 1,111
-26.50%
Men's Leather Business Shoes
$76.7Rp 1.4M
$157SEK 1,489
-51.19%
🏠 Accommodation & Living
Ubud, Bali
Tumba
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.9M
$842SEK 7,980
17.11%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 11.9M
$652SEK 6,184
0.88%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 61.1M
$1,405SEK 13.3K
139.74%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.5M
$1,102SEK 10.5K
87.40%
Buy Apartment in City Center(m2)
$2,741Rp 49.7M
$4,847SEK 46.0K
-43.44%
Buy Apartment Outside City Center(m2)
$2,228Rp 40.4M
$3,251SEK 30.8K
-31.48%
💵 Salaries & Financials
Ubud, Bali
Tumba
Difference
Average Monthly Net Salary(After Tax)
$163Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.16
219.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Tumba: June 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $842 in Tumba. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33.00 in Ubud, Bali vs $67.0 in Tumba for a mid-range dinner for two. Groceries echo the gap at $297 vs $367 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Tumba: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Tumba?
Ubud, Bali wins on cost – living expenses run 35% lower than in Tumba. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Tumba?
You'd need roughly $2,106 in Ubud, Bali and $2,842 in Tumba to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Tumba?
Rent for a central apartment: $986 in Ubud, Bali versus $842 in Tumba. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali vs Tumba?
A monthly transit pass in Ubud, Bali runs roughly 1214% less than in Tumba. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and Tumba?
Childcare runs $304 in Ubud, Bali versus $143 in Tumba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or Tumba?
At $1,404 in Ubud, Bali versus $1,895 in Tumba, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tumba. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Tumba?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Tumba?
Safety-wise, Ubud, Bali and Tumba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 35% less than in Tumba. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared