ðA single person spends $643 per month in Tuguegarao vs $852 in Chiang Mai, rent included.
ðA couple spends around $1,018 per month in Tuguegarao vs $1,354 in Chiang Mai, rent included.
ðA family of three spends $1,393 per month in Tuguegarao vs $1,857 in Chiang Mai, rent included.
ðTuguegarao is about 25% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
ðBoth Tuguegarao and Chiang Mai are more affordable than the global median â Tuguegarao52% lower, Chiang Mai36% lower.
Currency
ð― Eating Out
Tuguegarao
Chiang Mai
Difference
Meal at Budget Restaurant
$1.72âą106
$1.96āļŋ64.0
-12.24%
Three-Course Dinner for Two, Mid-Range
$13.51âą833
$18.81āļŋ615
-28.18%
Fast Food Meal(McDonalds, etc)
$2.59âą160
$7.92āļŋ259
-67.30%
Cappuccino
$2.33âą144
$1.91āļŋ62.6
21.99%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.48âą29.80
$0.84āļŋ27.41
-42.86%
Water(0.33 liter bottle)
$0.31âą19.11
$0.35āļŋ11.51
-11.43%
Local Beer(0.5 liter draught)
$1.45âą89.3
$2.21āļŋ72.1
-34.39%
Imported Beer(0.33 liter bottle)
$1.92âą119
$3.80āļŋ124
-49.47%
ð Groceries & Markets
Tuguegarao
Chiang Mai
Difference
Milk(1 liter)
$1.92âą118
$1.64āļŋ53.5
17.07%
White Bread(500g)
$1.19âą73.5
$1.62āļŋ53.1
-26.54%
Rice(white)(1kg)
$0.81âą50.1
$1.18āļŋ38.62
-31.36%
Eggs
$2.21âą136
$2.01āļŋ65.8
9.95%
Local Cheese(1kg)
$6.38âą394
$15.89āļŋ520
-59.85%
Chicken Fillets(1kg)
$3.73âą230
$3.01āļŋ98.5
23.92%
Beef Round Steak(1kg)
$8.55âą528
$10.77āļŋ352
-20.61%
Apples(1kg)
$2.68âą165
$2.61āļŋ85.5
2.68%
Banana(1kg)
$1.85âą114
$1.22āļŋ39.88
51.64%
Oranges(1kg)
$2.35âą145
$1.70āļŋ55.7
38.24%
Tomato(1kg)
$1.17âą72.3
$1.58āļŋ51.5
-25.95%
Potato(1kg)
$1.91âą118
$1.32āļŋ43.14
44.70%
Onion(1kg)
$2.23âą138
$1.17āļŋ38.23
90.60%
Lettuce(1 head)
$0.72âą44.53
$0.67āļŋ21.98
7.46%
Water(1.5 liter bottle)
$0.70âą43.36
$0.56āļŋ18.32
25.00%
Cigarettes 20 Pack(Marlboro, Camel)
$2.16âą133
$4.53āļŋ148
-52.32%
Wine(Bottle)
$9.11âą562
$18.20āļŋ595
-49.95%
Local Beer(0.5 liter bottle)
$1.06âą65.5
$1.83āļŋ60.0
-42.08%
Imported Beer(0.33 liter bottle)
$2.25âą139
$3.23āļŋ106
-30.34%
ð Getting Around
Tuguegarao
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.28âą17.32
$0.89āļŋ29.00
-68.54%
Public Transport Monthly Pass(Regular Price)
-
$19.38āļŋ634
-
Taxi Start(Normal Tariff)
$0.93âą57.2
$1.35āļŋ44.20
-31.11%
Taxi(Normal Tariff)(1km)
$0.24âą14.82
$1.35āļŋ44.05
-82.22%
Taxi 1hour Waiting(Normal Tariff)
$2.38âą147
$8.25āļŋ270
-71.15%
Gasoline(1 liter)
$1.11âą68.7
$1.27āļŋ41.64
-12.60%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0Kâą2.0M
$21.2Kāļŋ691.8K
51.15%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5Kâą1.3M
$22.5Kāļŋ735.3K
-8.76%
ð§ū Monthly Utilities & Internet
Tuguegarao
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$35.42âą2,185
$70.2āļŋ2,294
-49.51%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.07âą1,115
$13.77āļŋ450
31.23%
Internet(50+ Mbps, Unlimited Data)
$25.83âą1,593
$17.60āļŋ575
46.76%
ð Sport & Entertainment
Tuguegarao
Chiang Mai
Difference
Gym Membership(Monthly)
$33.38âą2,059
$41.57āļŋ1,360
-19.70%
Tennis Court(1 Hour on Weekend)
$4.45âą275
$6.60āļŋ216
-32.58%
Cinema Ticket
$5.63âą348
$5.78āļŋ189
-2.60%
ð§ļ Childcare & Education
Tuguegarao
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$151âą9,290
$306āļŋ10.0K
-50.81%
International Primary School, 1 Child(Yearly)
$4,743âą292.6K
$14.8Kāļŋ484.8K
-68.00%
ðð Clothing & Footwear
Tuguegarao
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$48.53âą2,993
$54.4āļŋ1,778
-10.74%
Summer Dress(H&M, Zara, etc)
$27.28âą1,683
$26.14āļŋ855
4.36%
Sport Shoes(Adidas, Nike)
$44.21âą2,727
$84.5āļŋ2,764
-47.71%
Men's Leather Business Shoes
$26.42âą1,629
$69.4āļŋ2,270
-61.95%
ð Accommodation & Living
Tuguegarao
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$262âą16.2K
$424āļŋ13.9K
-38.17%
1-bedroom Apartment, Outside City Center(Monthly)
$180âą11.1K
$238āļŋ7,788
-24.64%
3-bedroom Apartment, City Center(Monthly)
$590âą36.4K
$825āļŋ27.0K
-28.41%
3-bedroom Apartment, Outside City Center(Monthly)
$401âą24.7K
$515āļŋ16.8K
-22.19%
Buy Apartment in City Center(m2)
-
$2,049āļŋ67.0K
-
Buy Apartment Outside City Center(m2)
-
$1,523āļŋ49.8K
-
ðĩ Salaries & Financials
Tuguegarao
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$217âą13.4K
$635āļŋ20.8K
-65.85%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.5
5
-10.00%
CityCost data is based on AI and user input â minor inaccuracies may occur.
Last update for Tuguegarao: April 27, 2026
Last update for Chiang Mai: April 27, 2026
Cost Breakdown
ð A central one-bedroom costs $262 in Tuguegarao versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
ð°Salaries run about 193% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
ðA mid-range dinner for two costs $14.00 in Tuguegarao versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $196 vs $243 â making Tuguegarao the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tuguegarao vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tuguegarao or Chiang Mai?
Chiang Mai costs about 33% more than Tuguegarao, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Tuguegarao vs Chiang Mai?
For a comfortable life, plan on about $964 per month in Tuguegarao and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled â not just surviving.
Where is rent cheaper, Tuguegarao or Chiang Mai?
Rent is clearly cheaper in Tuguegarao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Tuguegarao vs Chiang Mai?
A mid-range dinner for two costs $14.00 in Tuguegarao and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and cafÃĐ pricing gap between the two cities.
Are groceries more expensive in Tuguegarao or Chiang Mai?
Groceries cost about 24% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Tuguegarao or Chiang Mai?
$1,200 covers both cities comfortably â all-in costs are $643 in Tuguegarao and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Tuguegarao or Chiang Mai?
For digital nomads, it depends on budget. Tuguegarao costs $643 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Tuguegarao compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison â central, well-trafficked areas feel secure in both.
Should I move to Tuguegarao or Chiang Mai?
If budget matters most, go with Tuguegarao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Tuguegarao vs other spots: cost of living compared