Last update: Oct 2026

Cost of Living Comparison Between Tsushima Island and Osaka

For one person, living is cheaper in Tsushima Island: $1,243 a month against $1,362 in Osaka, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Osaka outweigh lower spending on other living expenses.

60

Cost of Living Index in Tsushima Island
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Tsushima Island Living Index
67

Cost of Living Index in Osaka
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Osaka Living Index

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Tsushima Island

🇯🇵 Japan

$1,243

/mo nomad

Osaka

🇯🇵 Japan

$1,362

/mo nomad

Monthly Cost of Living

How much you'll spend in Tsushima Island and in Osaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tsushima Island and in Osaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,243 in Tsushima Island versus $1,362 in Osaka.

Tsushima Island $1,243
Osaka $1,362

Estimated couple costs with rent: $1,932 in Tsushima Island versus $1,986 in Osaka.

Tsushima Island $1,932
Osaka $1,986

Monthly costs for a family of three with rent: $2,621 in Tsushima Island versus $2,609 in Osaka.

Tsushima Island $2,621
Osaka $2,609

Living in Tsushima Island costs roughly 9% less than in Osaka, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Tsushima Island is 8% below, Osaka is 1% above.

Meal at Budget Restaurant

$7.05 ¥1,115

$6.46 ¥1,021

9.13%

Three-Course Dinner for Two, Mid-Range

$34.88 ¥5,511

$31.30 ¥4,945

11.44%

Fast Food Meal (McDonalds, etc)

$5.41 ¥855

$4.90 ¥774

10.41%

Cappuccino

$3.10 ¥489

$2.96 ¥468

4.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ¥172

$1.37 ¥216

-20.44%

Water (0.33 liter bottle)

$0.76 ¥121

$0.73 ¥116

4.11%

Local Beer (0.5 liter draught)

$2.14 ¥338

$2.74 ¥432

-21.90%

Imported Beer (0.33 liter bottle)

$3.04 ¥480

$3.88 ¥614

-21.65%

Milk (1 liter)

$1.51 ¥239

$1.45 ¥230

4.14%

White Bread (500g)

$1.65 ¥261

$1.29 ¥203

27.91%

Rice (white) (1kg)

$4.90 ¥774

$5.29 ¥835

-7.37%

Eggs

$2.32 ¥366

$2.04 ¥323

13.73%

Local Cheese (1kg)

$10.15 ¥1,604

$9.63 ¥1,522

5.40%

Chicken Fillets (1kg)

$6.14 ¥970

$9.43 ¥1,489

-34.89%

Beef Round Steak (1kg)

$15.73 ¥2,485

$18.22 ¥2,878

-13.67%

Apples (1kg)

$5.23 ¥826

$3.31 ¥523

58.01%

Banana (1kg)

$2.55 ¥402

$1.93 ¥305

32.12%

Oranges (1kg)

$4.07 ¥644

$2.03 ¥321

100.49%

Tomato (1kg)

$4.65 ¥735

$4.14 ¥654

12.32%

Potato (1kg)

$3.31 ¥523

$1.52 ¥240

117.76%

Onion (1kg)

$2.68 ¥424

$1.18 ¥187

127.12%

Lettuce (1 head)

$1.38 ¥218

$1.37 ¥216

0.73%

Water (1.5 liter bottle)

$0.88 ¥139

$0.80 ¥126

10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 ¥665

$3.86 ¥611

9.07%

Wine (Bottle)

$6.52 ¥1,031

$9.54 ¥1,507

-31.66%

Local Beer (0.5 liter bottle)

$2.01 ¥317

$1.94 ¥307

3.61%

Imported Beer (0.33 liter bottle)

$2.30 ¥364

$3.07 ¥485

-25.08%

One-way Ticket (Public Transport)

$1.67 ¥264

$1.34 ¥212

24.63%

Public Transport Monthly Pass (Regular Price)

$55.2 ¥8,717

$32.00 ¥5,055

72.41%

Taxi Start (Normal Tariff)

$3.45 ¥546

$3.87 ¥611

-10.85%

Taxi (Normal Tariff) (1km)

$2.91 ¥460

$3.21 ¥507

-9.35%

Taxi 1hour Waiting (Normal Tariff)

$21.07 ¥3,329

$21.07 ¥3,328

Gasoline (1 liter)

$1.24 ¥196

$1.06 ¥167

16.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K ¥3.6M

$21.5K ¥3.4M

7.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K ¥2.7M

$14.9K ¥2.4M

15.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ¥21.9K

$138 ¥21.7K

0.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.86 ¥4,244

$24.11 ¥3,809

11.41%

Internet (50+ Mbps, Unlimited Data)

$34.31 ¥5,420

$30.75 ¥4,857

11.58%

Gym Membership (Monthly)

$58.7 ¥9,269

$50.6 ¥7,997

15.90%

Tennis Court (1 Hour on Weekend)

$13.77 ¥2,176

$18.49 ¥2,921

-25.53%

Cinema Ticket

$13.36 ¥2,111

$11.74 ¥1,855

13.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$283 ¥44.7K

$513 ¥81.0K

-44.84%

International Primary School, 1 Child (Yearly)

$13.3K ¥2.1M

$13.2K ¥2.1M

0.99%

Jeans (Levis 501 Or Similar)

$42.68 ¥6,742

$47.11 ¥7,442

-9.40%

Summer Dress (H&M, Zara, etc)

$29.86 ¥4,717

$30.51 ¥4,820

-2.13%

Sport Shoes (Adidas, Nike)

$59.3 ¥9,365

$71.6 ¥11.3K

-17.18%

Men's Leather Business Shoes

$90.5 ¥14.3K

0.03%

1-bedroom Apartment, City Center (Monthly)

$463 ¥73.1K

$698 ¥110.3K

-33.70%

1-bedroom Apartment, Outside City Center (Monthly)

$334 ¥52.8K

$498 ¥78.6K

-32.80%

3-bedroom Apartment, City Center (Monthly)

$877 ¥138.6K

$1,687 ¥266.5K

-47.99%

3-bedroom Apartment, Outside City Center (Monthly)

$657 ¥103.8K

$755 ¥119.3K

-13.02%

Buy Apartment in City Center (m2)

$2,841 ¥448.8K

$6,157 ¥972.7K

-53.86%

Buy Apartment Outside City Center (m2)

$1,775 ¥280.5K

$1,964 ¥310.3K

-9.61%

Average Monthly Net Salary (After Tax)

$2,386 ¥377.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.81

2.21

-18.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tsushima Island: October 13, 2026

Last update for Osaka: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tsushima Island

$334 26.9%

Osaka

$498 36.5% 48.8% $163

Groceries & Markets

Tsushima Island

$309 24.9%

Osaka

$301 22.1% 2.5% $7.6

Monthly Utilities & Internet

Tsushima Island

$200 16.1%

Osaka

$192 14.1% 3.8% $7.6

Eating Out

Tsushima Island

$134 10.8%

Osaka

$132 9.7% 1.7% $2.2

Clothing & Footwear

Tsushima Island

$100 8.1%

Osaka

$108 7.9% 7.8% $7.8

Sport & Entertainment

Tsushima Island

$85 6.9%

Osaka

$74 5.4% 13.2% $11

Getting Around

Tsushima Island

$80 6.4%

Osaka

$57 4.2% 28.3% $23

Cost Breakdown

A one-bedroom apartment in the center runs $463 in Tsushima Island and $698 in Osaka. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Tsushima Island vs $31.00 in Osaka for a mid-range dinner for two. Groceries echo the gap at $309 vs $301 per month, with Osaka cheaper across the board.

Good to know

🇯🇵 Tsushima Island

🇯🇵 Osaka

🕒 Local time

14:01 2:01 PM

Same time as Tsushima Island

🌤 Weather

👥 Population

28,000

2,691,185

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tsushima Island vs Osaka: Cost of Living - Frequently Asked Questions

Tsushima Island and Osaka differ by about 10% in total monthly costs ($1,243 vs $1,362 including rent). Tsushima Island is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,864 in Tsushima Island and $2,044 in Osaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $463 in Tsushima Island versus $698 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tsushima Island runs roughly 72% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $283 in Tsushima Island versus $513 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,243 in Tsushima Island versus $1,362 in Osaka, a $2,000 budget is realistic in Tsushima Island but tight or insufficient in Osaka. The gap between the two cities makes Tsushima Island the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tsushima Island and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tsushima Island gentler on the wallet – expenses run 10% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.