Last update: Oct 2026

Cost of Living Comparison Between Osaka and Tsushima Island

For one person, living is cheaper in Tsushima Island: $1,232 a month against $1,409 in Osaka, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Osaka outweigh lower spending on other living expenses.

68

Cost of Living Index in Osaka
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Osaka Living Index
59

Cost of Living Index in Tsushima Island
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Tsushima Island Living Index

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Osaka

🇯🇵 Japan

$1,409

/mo nomad

Tsushima Island

🇯🇵 Japan

$1,232

/mo nomad

Monthly Cost of Living

How much you'll spend in Osaka and in Tsushima Island

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osaka and in Tsushima Island actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,409 in Osaka versus $1,232 in Tsushima Island.

Osaka $1,409
Tsushima Island $1,232

Estimated couple costs with rent: $2,057 in Osaka versus $1,930 in Tsushima Island.

Osaka $2,057
Tsushima Island $1,930

Monthly costs for a family of three with rent: $2,706 in Osaka versus $2,629 in Tsushima Island.

Osaka $2,706
Tsushima Island $2,629

Living in Osaka is roughly 14% more expensive than in Tsushima Island, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Osaka is 4% above, Tsushima Island is 9% below.

Meal at Budget Restaurant

$6.27 ¥993

$6.98 ¥1,106

-10.17%

Three-Course Dinner for Two, Mid-Range

$31.41 ¥4,975

$35.22 ¥5,579

-10.82%

Fast Food Meal (McDonalds, etc)

$4.89 ¥775

$5.63 ¥893

-13.14%

Cappuccino

$2.99 ¥474

$3.10 ¥491

-3.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.43 ¥226

$1.14 ¥181

25.44%

Water (0.33 liter bottle)

$0.75 ¥119

$0.82 ¥129

-8.54%

Local Beer (0.5 liter draught)

$2.74 ¥434

$2.06 ¥327

33.01%

Imported Beer (0.33 liter bottle)

$3.86 ¥611

$3.10 ¥491

24.52%

Milk (1 liter)

$1.46 ¥231

$1.52 ¥241

-3.95%

White Bread (500g)

$1.29 ¥204

$1.67 ¥264

-22.75%

Rice (white) (1kg)

$5.39 ¥854

$4.69 ¥743

14.93%

Eggs

$2.07 ¥328

$2.26 ¥358

-8.41%

Local Cheese (1kg)

$10.55 ¥1,671

$10.19 ¥1,615

3.53%

Chicken Fillets (1kg)

$10.18 ¥1,612

$6.17 ¥977

64.99%

Beef Round Steak (1kg)

$25.32 ¥4,011

$15.46 ¥2,449

63.78%

Apples (1kg)

$3.33 ¥528

$5.42 ¥858

-38.56%

Banana (1kg)

$1.95 ¥308

$2.62 ¥416

-25.57%

Oranges (1kg)

$2.04 ¥323

$3.95 ¥626

-48.35%

Tomato (1kg)

$4.13 ¥654

$4.49 ¥711

-8.02%

Potato (1kg)

$1.52 ¥241

$3.35 ¥531

-54.63%

Onion (1kg)

$1.13 ¥179

$2.55 ¥403

-55.69%

Lettuce (1 head)

$1.36 ¥216

$1.32 ¥209

3.03%

Water (1.5 liter bottle)

$0.86 ¥136

$0.87 ¥139

-1.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 ¥616

$4.08 ¥646

-4.66%

Wine (Bottle)

$12.51 ¥1,981

$6.48 ¥1,027

93.06%

Local Beer (0.5 liter bottle)

$1.94 ¥307

Imported Beer (0.33 liter bottle)

$3.14 ¥497

$2.36 ¥374

33.05%

One-way Ticket (Public Transport)

$1.32 ¥209

$1.60 ¥254

-17.50%

Public Transport Monthly Pass (Regular Price)

$33.27 ¥5,270

$55.6 ¥8,813

-40.20%

Taxi Start (Normal Tariff)

$3.72 ¥589

$3.54 ¥561

5.08%

Taxi (Normal Tariff) (1km)

$2.69 ¥426

$2.99 ¥474

-10.03%

Taxi 1hour Waiting (Normal Tariff)

$26.85 ¥4,253

$20.96 ¥3,320

28.10%

Gasoline (1 liter)

$1.05 ¥166

$1.19 ¥188

-11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K ¥3.5M

$23.6K ¥3.7M

-5.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.3K ¥2.4M

$17.2K ¥2.7M

-11.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ¥22.3K

$138 ¥21.9K

1.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.75 ¥3,920

$27.47 ¥4,351

-9.90%

Internet (50+ Mbps, Unlimited Data)

$31.11 ¥4,928

$33.39 ¥5,289

-6.83%

Gym Membership (Monthly)

$51.0 ¥8,072

$58.3 ¥9,231

-12.56%

Tennis Court (1 Hour on Weekend)

$18.38 ¥2,912

$13.99 ¥2,216

31.38%

Cinema Ticket

$12.59 ¥1,994

$13.37 ¥2,118

-5.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$685 ¥108.5K

$284 ¥45.1K

140.85%

International Primary School, 1 Child (Yearly)

$15.8K ¥2.5M

$13.3K ¥2.1M

18.75%

Jeans (Levis 501 Or Similar)

$48.04 ¥7,610

$43.63 ¥6,912

10.11%

Summer Dress (H&M, Zara, etc)

$30.67 ¥4,858

$29.76 ¥4,715

3.06%

Sport Shoes (Adidas, Nike)

$74.3 ¥11.8K

$59.3 ¥9,388

25.38%

Men's Leather Business Shoes

$90.1 ¥14.3K

$90.5 ¥14.3K

-0.50%

1-bedroom Apartment, City Center (Monthly)

$739 ¥117.0K

$473 ¥74.9K

56.30%

1-bedroom Apartment, Outside City Center (Monthly)

$504 ¥79.8K

$326 ¥51.6K

54.55%

3-bedroom Apartment, City Center (Monthly)

$1,700 ¥269.3K

$873 ¥138.3K

94.73%

3-bedroom Apartment, Outside City Center (Monthly)

$761 ¥120.6K

$666 ¥105.5K

14.28%

Buy Apartment in City Center (m2)

$6,708 ¥1.1M

$2,785 ¥441.2K

140.85%

Buy Apartment Outside City Center (m2)

$3,145 ¥498.2K

$1,744 ¥276.3K

80.31%

Average Monthly Net Salary (After Tax)

$2,295 ¥363.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

1.81

22.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: October 31, 2026

Last update for Tsushima Island: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osaka

$504 35.8%

Tsushima Island

$326 26.5% 35.3% $178

Groceries & Markets

Osaka

$337 23.9%

Tsushima Island

$307 24.9% 8.8% $30

Monthly Utilities & Internet

Osaka

$196 13.9%

Tsushima Island

$199 16.2% 1.3% $2.6

Eating Out

Osaka

$131 9.3%

Tsushima Island

$134 10.9% 2.6% $3.4

Clothing & Footwear

Osaka

$109 7.8%

Tsushima Island

$100 8.2% 8.2% $9

Sport & Entertainment

Osaka

$76 5.4%

Tsushima Island

$85 6.9% 11.7% $8.9

Getting Around

Osaka

$56 4%

Tsushima Island

$81 6.5% 44.6% $25

Cost Breakdown

A one-bedroom apartment in the center runs $739 in Osaka and $473 in Tsushima Island. Housing cost is often the main lever when comparing two cities.

Dining out: $31 in Osaka vs $35 in Tsushima Island. Groceries flip the comparison at $337 vs $307, with Tsushima Island cheaper for home cooking.

Good to know

🇯🇵 Osaka

🇯🇵 Tsushima Island

🕒 Local time

07:38 7:38 AM

Same time as Osaka

🌤 Weather

👥 Population

2,691,185

28,000

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.31 USD

1,000 JPY = 5.61 EUR

1,000 JPY = 6.31 USD

1,000 JPY = 5.61 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Tsushima Island: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,409 in Osaka and $1,232 in Tsushima Island, so Tsushima Island is about 13% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,113 in Osaka and $1,848 in Tsushima Island to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $739 in Osaka versus $473 in Tsushima Island. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Osaka runs roughly 40% less than in Tsushima Island. The price difference matters if you commute daily and watch your budget.

Childcare runs $685 in Osaka versus $284 in Tsushima Island. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $2,000 a month, though Tsushima Island gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osaka and Tsushima Island are both considered safe, so it’s unlikely to be the deciding factor between them.