Last update: Oct 2026

Cost of Living Comparison Between Travnik and Ubud, Bali

For one person, living is cheaper in Travnik: $896 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

43

Cost of Living Index in Travnik
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Travnik Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Travnik

🇧🇦 Bosnia and Herzegovina

$896

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Travnik and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Travnik and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $896 in Travnik versus $1,349 in Ubud, Bali.

Travnik $896
Ubud, Bali $1,349

Estimated couple costs with rent: $1,324 in Travnik versus $2,305 in Ubud, Bali.

Travnik $1,324
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,753 in Travnik versus $3,261 in Ubud, Bali.

Travnik $1,753
Ubud, Bali $3,261

Living in Travnik costs roughly 34% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$5.10 BAM 8.94

$3.32 Rp 60.3K

53.61%

Three-Course Dinner for Two, Mid-Range

$32.05 BAM 56.2

$35.64 Rp 646.7K

-10.07%

Fast Food Meal (McDonalds, etc)

$5.80 BAM 10.18

$5.53 Rp 100.4K

4.88%

Cappuccino

$1.85 BAM 3.25

$2.72 Rp 49.3K

-31.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 BAM 3.33

$1.70 Rp 30.9K

11.76%

Water (0.33 liter bottle)

$1.19 BAM 2.08

$0.76 Rp 13.8K

56.58%

Local Beer (0.5 liter draught)

$2.53 BAM 4.43

$2.65 Rp 48.2K

-4.53%

Imported Beer (0.33 liter bottle)

$2.19 BAM 3.84

$4.38 Rp 79.5K

-50.00%

Milk (1 liter)

$1.11 BAM 1.95

$1.49 Rp 27.1K

-25.50%

White Bread (500g)

$0.93 BAM 1.64

$2.28 Rp 41.3K

-59.21%

Rice (white) (1kg)

$2.02 BAM 3.54

$1.19 Rp 21.6K

69.75%

Eggs

$2.58 BAM 4.52

$2.04 Rp 36.9K

26.47%

Local Cheese (1kg)

$7.72 BAM 13.53

$17.70 Rp 321.2K

-56.38%

Chicken Fillets (1kg)

$7.42 BAM 13.01

$3.96 Rp 71.9K

87.37%

Beef Round Steak (1kg)

$10.36 BAM 18.16

$12.19 Rp 221.2K

-15.01%

Apples (1kg)

$1.09 BAM 1.91

$3.66 Rp 66.3K

-70.22%

Banana (1kg)

$1.60 BAM 2.81

$1.52 Rp 27.5K

5.26%

Oranges (1kg)

$1.42 BAM 2.49

$2.23 Rp 40.4K

-36.32%

Tomato (1kg)

$1.19 BAM 2.09

$1.97 Rp 35.8K

-39.59%

Potato (1kg)

$1.03 BAM 1.81

$1.85 Rp 33.5K

-44.32%

Onion (1kg)

$0.98 BAM 1.71

$2.42 Rp 44.0K

-59.50%

Lettuce (1 head)

$0.72 BAM 1.26

$0.99 Rp 18.0K

-27.27%

Water (1.5 liter bottle)

$0.70 BAM 1.23

$0.51 Rp 9,316

37.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.90 BAM 6.84

$2.22 Rp 40.3K

75.68%

Wine (Bottle)

$3.98 BAM 6.98

$22.24 Rp 403.6K

-82.10%

Local Beer (0.5 liter bottle)

$0.77 BAM 1.36

$2.26 Rp 41.0K

-65.93%

Imported Beer (0.33 liter bottle)

$0.91 BAM 1.59

$2.97 Rp 53.9K

-69.36%

One-way Ticket (Public Transport)

$1.28 BAM 2.24

$0.25 Rp 4,555

412.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$1.76 BAM 3.08

$0.44 Rp 7,975

300.00%

Taxi (Normal Tariff) (1km)

$0.59 BAM 1.03

$0.43 Rp 7,804

37.21%

Taxi 1hour Waiting (Normal Tariff)

$5.87 BAM 10.29

$5.41 Rp 98.2K

8.50%

Gasoline (1 liter)

$1.61 BAM 2.81

$0.82 Rp 15.0K

96.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K BAM 52.7K

$23.8K Rp 432.6M

26.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BAM 37.7K

$31.7K Rp 576.1M

-32.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 BAM 235

$79.1 Rp 1.4M

69.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.60 BAM 30.86

$6.45 Rp 117.0K

172.87%

Internet (50+ Mbps, Unlimited Data)

$25.96 BAM 45.52

$18.58 Rp 337.1K

39.72%

Gym Membership (Monthly)

$33.50 BAM 58.7

$49.48 Rp 897.9K

-32.30%

Tennis Court (1 Hour on Weekend)

$10.96 BAM 19.22

$17.65 Rp 320.2K

-37.90%

Cinema Ticket

$5.72 BAM 10.02

$4.27 Rp 77.6K

33.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$194 BAM 340

$491 Rp 8.9M

-60.46%

International Primary School, 1 Child (Yearly)

$2,338 BAM 4,099

$5,674 Rp 103.0M

-58.80%

Jeans (Levis 501 Or Similar)

$58.0 BAM 102

$44.64 Rp 810.0K

29.82%

Summer Dress (H&M, Zara, etc)

$33.25 BAM 58.3

$34.95 Rp 634.2K

-4.86%

Sport Shoes (Adidas, Nike)

$85.1 BAM 149

$79.9 Rp 1.4M

6.56%

Men's Leather Business Shoes

$82.1 BAM 144

$79.4 Rp 1.4M

3.40%

1-bedroom Apartment, City Center (Monthly)

$338 BAM 593

$1,125 Rp 20.4M

-69.93%

1-bedroom Apartment, Outside City Center (Monthly)

$251 BAM 439

$671 Rp 12.2M

-62.69%

3-bedroom Apartment, City Center (Monthly)

$521 BAM 913

$3,565 Rp 64.7M

-85.39%

3-bedroom Apartment, Outside City Center (Monthly)

$361 BAM 633

$1,723 Rp 31.3M

-79.06%

Buy Apartment in City Center (m2)

$2,431 BAM 4,262

$2,732 Rp 49.6M

-11.01%

Buy Apartment Outside City Center (m2)

$1,755 BAM 3,078

$2,284 Rp 41.4M

-23.16%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

13.78

-68.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Travnik: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Travnik

$251 28%

Ubud, Bali

$672 49.8% 168% $421

Groceries & Markets

Travnik

$187 20.9%

Ubud, Bali

$288 21.4% 54.4% $102

Monthly Utilities & Internet

Travnik

$178 19.8%

Ubud, Bali

$104 7.7% 41.4% $74

Clothing & Footwear

Travnik

$116 13%

Ubud, Bali

$108 8% 7.6% $8.8

Eating Out

Travnik

$110 12.3%

Ubud, Bali

$108 8% 1.9% $2.1

Sport & Entertainment

Travnik

$45 5%

Ubud, Bali

$58 4.3% 29.2% $13

Getting Around

Travnik

$9.8 * 1.1%

Ubud, Bali

$11 0.9% 16.6% $1.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $338 in Travnik and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $32 in Travnik vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $187 vs $288 per month, with Travnik cheaper across the board.

Good to know

🇧🇦 Travnik

🇮🇩 Ubud, Bali

🕒 Local time

14:01 2:01 PM

21:01 9:01 PM

7 h ahead of Travnik

🌤 Weather

👥 Population

15,344

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.57 USD

1 BAM = 0.51 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 27, 2026: 1 USD = 1.75 BAM (1 BAM = 0.57 USD). 1 EUR = 1.96 BAM (1 BAM = 0.51 EUR).

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,281 IDR (100,000 IDR = 4.93 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Travnik Ubud, Bali 11,270 km ≈ 15 h nonstop flight

From you

Travnik
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Travnik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Travnik and Ubud, Bali differ by about 51% in total monthly costs ($896 vs $1,349 including rent). Travnik is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,344 in Travnik and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $338 in Travnik versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $194 in Travnik versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Travnik – a meal for two runs $32 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $896 in Travnik versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Travnik but tight or insufficient in Ubud, Bali. The gap between the two cities makes Travnik the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Travnik and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.