Last update: Oct 2026

Cost of Living Comparison Between Travnik and Banja Luka

For one person, living is cheaper in Travnik: $896 a month against $1,198 in Banja Luka, rent and utilities included – about $3,600 less a year. Other living expenses account for most of the difference.

43

Cost of Living Index in Travnik
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Travnik Living Index
58

Cost of Living Index in Banja Luka
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Banja Luka Living Index

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Travnik

🇧🇦 Bosnia and Herzegovina

$896

/mo nomad

Banja Luka

🇧🇦 Bosnia and Herzegovina

$1,198

/mo nomad

Monthly Cost of Living

How much you'll spend in Travnik and in Banja Luka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Travnik and in Banja Luka actually costs, broken down by who's living it.

A single person spends $896 per month in Travnik vs $1,198 in Banja Luka, rent included.

Travnik $896
Banja Luka $1,198

A couple spends around $1,324 per month in Travnik vs $1,826 in Banja Luka, rent included.

Travnik $1,324
Banja Luka $1,826

A family of three spends $1,753 per month in Travnik vs $2,454 in Banja Luka, rent included.

Travnik $1,753
Banja Luka $2,454

Travnik is about 25% cheaper than Banja Luka, and outside of rent the biggest gap is in groceries.

Both Travnik and Banja Luka are more affordable than the global median – Travnik 34% lower, Banja Luka 12% lower.

Meal at Budget Restaurant

$5.10 BAM 8.94

$9.52 BAM 16.69

-46.43%

Three-Course Dinner for Two, Mid-Range

$32.05 BAM 56.2

$49.53 BAM 86.9

-35.29%

Fast Food Meal (McDonalds, etc)

$5.80 BAM 10.18

$10.69 BAM 18.74

-45.74%

Cappuccino

$1.85 BAM 3.25

$1.84 BAM 3.23

0.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 BAM 3.33

$2.55 BAM 4.47

-25.49%

Water (0.33 liter bottle)

$1.19 BAM 2.08

$1.69 BAM 2.96

-29.59%

Local Beer (0.5 liter draught)

$2.53 BAM 4.43

$2.36 BAM 4.14

7.20%

Imported Beer (0.33 liter bottle)

$2.19 BAM 3.84

$3.37 BAM 5.90

-35.01%

Milk (1 liter)

$1.11 BAM 1.95

$1.37 BAM 2.41

-18.98%

White Bread (500g)

$0.93 BAM 1.64

$1.23 BAM 2.15

-24.39%

Rice (white) (1kg)

$2.02 BAM 3.54

$1.59 BAM 2.79

27.04%

Eggs

$2.58 BAM 4.52

$2.89 BAM 5.06

-10.73%

Local Cheese (1kg)

$7.72 BAM 13.53

$9.76 BAM 17.12

-20.90%

Chicken Fillets (1kg)

$7.42 BAM 13.01

$8.92 BAM 15.65

-16.82%

Beef Round Steak (1kg)

$10.36 BAM 18.16

$14.07 BAM 24.67

-26.37%

Apples (1kg)

$1.09 BAM 1.91

$1.84 BAM 3.23

-40.76%

Banana (1kg)

$1.60 BAM 2.81

$1.96 BAM 3.44

-18.37%

Oranges (1kg)

$1.42 BAM 2.49

$2.21 BAM 3.88

-35.75%

Tomato (1kg)

$1.19 BAM 2.09

$2.16 BAM 3.78

-44.91%

Potato (1kg)

$1.03 BAM 1.81

$0.99 BAM 1.73

4.04%

Onion (1kg)

$0.98 BAM 1.71

$1.37 BAM 2.40

-28.47%

Lettuce (1 head)

$0.72 BAM 1.26

$1.13 BAM 1.98

-36.28%

Water (1.5 liter bottle)

$0.70 BAM 1.23

$0.89 BAM 1.57

-21.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.90 BAM 6.84

$3.92 BAM 6.87

-0.51%

Wine (Bottle)

$3.98 BAM 6.98

$7.99 BAM 14.02

-50.19%

Local Beer (0.5 liter bottle)

$0.77 BAM 1.36

$0.99 BAM 1.74

-22.22%

Imported Beer (0.33 liter bottle)

$0.91 BAM 1.59

$1.41 BAM 2.47

-35.46%

One-way Ticket (Public Transport)

$1.28 BAM 2.24

$1.33 BAM 2.33

-3.76%

Public Transport Monthly Pass (Regular Price)

$45.28 BAM 79.4

Taxi Start (Normal Tariff)

$1.76 BAM 3.08

$1.69 BAM 2.96

4.14%

Taxi (Normal Tariff) (1km)

$0.59 BAM 1.03

$1.12 BAM 1.96

-47.32%

Taxi 1hour Waiting (Normal Tariff)

$5.87 BAM 10.29

$16.85 BAM 29.54

-65.16%

Gasoline (1 liter)

$1.61 BAM 2.81

$1.77 BAM 3.10

-9.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K BAM 52.7K

$30.4K BAM 53.4K

-1.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BAM 37.7K

$21.1K BAM 37.1K

1.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 BAM 235

$163 BAM 285

-17.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.60 BAM 30.86

$16.51 BAM 28.96

6.60%

Internet (50+ Mbps, Unlimited Data)

$25.96 BAM 45.52

$36.88 BAM 64.7

-29.61%

Gym Membership (Monthly)

$33.50 BAM 58.7

$36.35 BAM 63.8

-7.84%

Tennis Court (1 Hour on Weekend)

$10.96 BAM 19.22

$15.04 BAM 26.38

-27.13%

Cinema Ticket

$5.72 BAM 10.02

$5.78 BAM 10.13

-1.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$194 BAM 340

$283 BAM 497

-31.54%

International Primary School, 1 Child (Yearly)

$2,338 BAM 4,099

$3,604 BAM 6,320

-35.14%

Jeans (Levis 501 Or Similar)

$58.0 BAM 102

$82.1 BAM 144

-29.44%

Summer Dress (H&M, Zara, etc)

$33.25 BAM 58.3

$36.26 BAM 63.6

-8.30%

Sport Shoes (Adidas, Nike)

$85.1 BAM 149

$106 BAM 185

-19.31%

Men's Leather Business Shoes

$82.1 BAM 144

$145 BAM 254

-43.31%

1-bedroom Apartment, City Center (Monthly)

$338 BAM 593

$435 BAM 763

-22.31%

1-bedroom Apartment, Outside City Center (Monthly)

$251 BAM 439

$299 BAM 524

-16.18%

3-bedroom Apartment, City Center (Monthly)

$521 BAM 913

$658 BAM 1,154

-20.86%

3-bedroom Apartment, Outside City Center (Monthly)

$361 BAM 633

$471 BAM 826

-23.43%

Buy Apartment in City Center (m2)

$2,431 BAM 4,262

$2,826 BAM 4,956

-13.99%

Buy Apartment Outside City Center (m2)

$1,755 BAM 3,078

$1,912 BAM 3,353

-8.21%

Average Monthly Net Salary (After Tax)

$887 BAM 1,556

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

4.44

-2.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Travnik: October 26, 2026

Last update for Banja Luka: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Travnik

$251 28%

Banja Luka

$299 25% 19.3% $48

Groceries & Markets

Travnik

$187 20.9%

Banja Luka

$245 20.5% 31.3% $58

Monthly Utilities & Internet

Travnik

$178 19.8%

Banja Luka

$216 18% 21.5% $38

Clothing & Footwear

Travnik

$116 13%

Banja Luka

$166 13.9% 42.7% $50

Eating Out

Travnik

$110 12.3%

Banja Luka

$166 13.8% 51% $56

Sport & Entertainment

Travnik

$45 5%

Banja Luka

$48 4% 6.6% $3

Getting Around

Travnik

$9.8 * 1.1%

Banja Luka

$58 4.8% 491% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $338 in Travnik versus $435 in Banja Luka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32 in Travnik versus $50 in Banja Luka. Monthly groceries follow the same trend: $187 vs $245 – making Travnik the more affordable choice for daily food spending.

Good to know

🇧🇦 Travnik

🇧🇦 Banja Luka

🕒 Local time

13:19 1:19 PM

Same time as Travnik

🌤 Weather

👥 Population

15,344

138,963

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 BAM = 0.57 USD

1 BAM = 0.51 EUR

1 BAM = 0.57 USD

1 BAM = 0.51 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 27, 2026: 1 USD = 1.75 BAM (1 BAM = 0.57 USD). 1 EUR = 1.96 BAM (1 BAM = 0.51 EUR).

USD to BAM in detail →

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Between locations

Travnik Banja Luka 71 km

From you

Travnik
Banja Luka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Travnik vs Banja Luka: Cost of Living - Frequently Asked Questions

Yes – Banja Luka is pricier by about 34%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,344 per month in Travnik and $1,796 in Banja Luka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Travnik, especially for central apartments: a one-bedroom in the center costs $338 there versus $435 in Banja Luka.

A mid-range dinner for two costs $32 in Travnik and $50 in Banja Luka. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 31% more in Banja Luka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Families tend to lean toward Travnik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.