Cost of Living Comparison Between Ubud, Bali and Travnik Cost of Living Comparison Between Ubud, Bali and Travnik

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $882 in Travnik.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,322 in Travnik.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,763 in Travnik.

Living in Ubud, Bali is roughly 60% more expensive than in Travnik, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Travnik is 34% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$5.83 BAM 9.98

-40.82%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$29.54 BAM 50.6

9.48%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.61 BAM 14.74

-43.79%

Cappuccino

$2.75 Rp 49.4K

$1.15 BAM 1.97

139.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.16 BAM 1.99

18.97%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.57 BAM 0.98

31.58%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.86 BAM 3.18

60.75%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.07 BAM 1.84

259.81%

Milk (1 liter)

$1.74 Rp 31.2K

$0.99 BAM 1.69

75.76%

White Bread (500g)

$2.46 Rp 44.2K

$0.84 BAM 1.44

192.86%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.50 BAM 2.57

-22.00%

Eggs

$2.43 Rp 43.7K

$1.98 BAM 3.39

22.73%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.07 BAM 15.53

59.87%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.98 BAM 10.25

-27.26%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.97 BAM 17.07

20.16%

Apples (1kg)

$3.72 Rp 66.8K

$0.91 BAM 1.55

308.79%

Banana (1kg)

$1.63 Rp 29.2K

$1.50 BAM 2.57

8.67%

Oranges (1kg)

$2.74 Rp 49.3K

$1.43 BAM 2.45

91.61%

Tomato (1kg)

$2.24 Rp 40.3K

$1.46 BAM 2.50

53.42%

Potato (1kg)

$1.92 Rp 34.5K

$0.58 BAM 0.99

231.03%

Onion (1kg)

$2.28 Rp 40.9K

$0.91 BAM 1.57

150.55%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.28 BAM 2.19

-17.19%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.77 BAM 1.32

-6.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.79 BAM 6.50

-13.19%

Wine (Bottle)

$23.19 Rp 416.8K

$4.21 BAM 7.21

450.83%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.70 BAM 1.21

297.14%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.10 BAM 1.88

148.18%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.76 BAM 3.01

-84.66%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$34.75 BAM 59.5

-76.66%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.43 BAM 2.45

-66.43%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.26 BAM 0.44

61.54%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$8.60 BAM 14.73

-27.67%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.48 BAM 2.53

-45.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$28.8K BAM 49.3K

-7.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$27.2K BAM 46.6K

18.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$142 BAM 243

-44.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$18.85 BAM 32.29

-78.41%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$23.22 BAM 39.77

4.78%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$29.91 BAM 51.2

229.69%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$10.89 BAM 18.66

-41.78%

Cinema Ticket

$3.99 Rp 71.6K

$4.69 BAM 8.03

-14.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$125 BAM 214

144.12%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,633 BAM 6,221

82.85%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$70.6 BAM 121

-23.28%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$36.09 BAM 61.8

4.77%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$90.7 BAM 155

-4.28%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$119 BAM 205

-36.09%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$260 BAM 445

281.76%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$168 BAM 288

300.67%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$358 BAM 613

842.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$311 BAM 533

559.37%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,485 BAM 4,257

12.84%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,810 BAM 3,100

23.02%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$561 BAM 960

-70.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Travnik: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $260 in Travnik. Housing cost is often the main lever when comparing two cities.

Travnik pays 236% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $30.00 in Travnik for a mid-range dinner for two. Groceries echo the gap at $297 vs $178 per month, with Travnik cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Travnik: Cost of Living - Frequently Asked Questions

Ubud, Bali and Travnik differ by about 60% in total monthly costs ($1,408 vs $882 including rent). Travnik is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 236% lower in Travnik. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $260 in Travnik. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Travnik – a meal for two runs $30.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $882 in Travnik – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

At $882 in Travnik versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Travnik but tight or insufficient in Ubud, Bali. The gap between the two cities makes Travnik the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Travnik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Travnik gentler on the wallet – expenses run 60% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.