Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Travnik

For one person, living is cheaper in Travnik: $896 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
43

Cost of Living Index in Travnik
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Travnik Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Travnik

🇧🇦 Bosnia and Herzegovina

$896

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Travnik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Travnik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $896 in Travnik.

Ubud, Bali $1,349
Travnik $896

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,324 in Travnik.

Ubud, Bali $2,305
Travnik $1,324

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,753 in Travnik.

Ubud, Bali $3,261
Travnik $1,753

Living in Ubud, Bali is roughly 51% more expensive than in Travnik, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$5.10 BAM 8.94

-34.90%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$32.05 BAM 56.2

11.20%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.80 BAM 10.18

-4.66%

Cappuccino

$2.72 Rp 49.3K

$1.85 BAM 3.25

47.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.90 BAM 3.33

-10.53%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.19 BAM 2.08

-36.13%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.53 BAM 4.43

4.74%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.19 BAM 3.84

100.00%

Milk (1 liter)

$1.49 Rp 27.1K

$1.11 BAM 1.95

34.23%

White Bread (500g)

$2.28 Rp 41.3K

$0.93 BAM 1.64

145.16%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.02 BAM 3.54

-41.09%

Eggs

$2.04 Rp 36.9K

$2.58 BAM 4.52

-20.93%

Local Cheese (1kg)

$17.70 Rp 321.2K

$7.72 BAM 13.53

129.27%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$7.42 BAM 13.01

-46.63%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$10.36 BAM 18.16

17.66%

Apples (1kg)

$3.66 Rp 66.3K

$1.09 BAM 1.91

235.78%

Banana (1kg)

$1.52 Rp 27.5K

$1.60 BAM 2.81

-5.00%

Oranges (1kg)

$2.23 Rp 40.4K

$1.42 BAM 2.49

57.04%

Tomato (1kg)

$1.97 Rp 35.8K

$1.19 BAM 2.09

65.55%

Potato (1kg)

$1.85 Rp 33.5K

$1.03 BAM 1.81

79.61%

Onion (1kg)

$2.42 Rp 44.0K

$0.98 BAM 1.71

146.94%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.72 BAM 1.26

37.50%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.70 BAM 1.23

-27.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.90 BAM 6.84

-43.08%

Wine (Bottle)

$22.24 Rp 403.6K

$3.98 BAM 6.98

458.79%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.77 BAM 1.36

193.51%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$0.91 BAM 1.59

226.37%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.28 BAM 2.24

-80.47%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$1.76 BAM 3.08

-75.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.59 BAM 1.03

-27.12%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$5.87 BAM 10.29

-7.84%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.61 BAM 2.81

-49.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$30.1K BAM 52.7K

-20.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$21.5K BAM 37.7K

47.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$134 BAM 235

-41.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$17.60 BAM 30.86

-63.35%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$25.96 BAM 45.52

-28.43%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$33.50 BAM 58.7

47.70%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$10.96 BAM 19.22

61.04%

Cinema Ticket

$4.27 Rp 77.6K

$5.72 BAM 10.02

-25.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$194 BAM 340

152.89%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$2,338 BAM 4,099

142.70%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$58.0 BAM 102

-22.97%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$33.25 BAM 58.3

5.11%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$85.1 BAM 149

-6.15%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$82.1 BAM 144

-3.29%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$338 BAM 593

232.59%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$251 BAM 439

168.03%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$521 BAM 913

584.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$361 BAM 633

377.58%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,431 BAM 4,262

12.38%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,755 BAM 3,078

30.14%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.33

218.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Travnik: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Travnik

$251 28% 62.7% $421

Groceries & Markets

Ubud, Bali

$288 21.4%

Travnik

$187 20.9% 35.2% $102

Eating Out

Ubud, Bali

$108 8%

Travnik

$110 12.3% 2% $2.1

Clothing & Footwear

Ubud, Bali

$108 8%

Travnik

$116 13% 8.2% $8.8

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Travnik

$178 19.8% 70.7% $74

Sport & Entertainment

Ubud, Bali

$58 4.3%

Travnik

$45 5% 22.6% $13

Getting Around

Ubud, Bali

$11 0.9%

Travnik

$9.8 * 1.1% 14.3% $1.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $338 in Travnik. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $32 in Travnik for a mid-range dinner for two. Groceries echo the gap at $288 vs $187 per month, with Travnik cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Travnik

🕒 Local time

21:55 9:55 PM

14:55 2:55 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

15,344

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 BAM = 0.57 USD

1 BAM = 0.51 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,281 IDR (100,000 IDR = 4.93 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 27, 2026: 1 USD = 1.75 BAM (1 BAM = 0.57 USD). 1 EUR = 1.96 BAM (1 BAM = 0.51 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Travnik 11,270 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Travnik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Travnik: Cost of Living - Frequently Asked Questions

Ubud, Bali and Travnik differ by about 51% in total monthly costs ($1,349 vs $896 including rent). Travnik is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $1,344 in Travnik to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $338 in Travnik. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $194 in Travnik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Travnik – a meal for two runs $32 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $896 in Travnik versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Travnik but tight or insufficient in Ubud, Bali. The gap between the two cities makes Travnik the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Travnik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.