Last update: Oct 2026

Cost of Living Comparison Between Travnik and Cebu

For one person, living is cheaper in Travnik: $862 a month against $918 in Cebu, rent and utilities included – about $670 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Travnik
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Travnik Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Travnik

🇧🇦 Bosnia and Herzegovina

$862

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Travnik and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Travnik and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $862 in Travnik versus $918 in Cebu.

Travnik $862
Cebu $918

Estimated couple costs with rent: $1,297 in Travnik versus $1,409 in Cebu.

Travnik $1,297
Cebu $1,409

Monthly costs for a family of three with rent: $1,732 in Travnik versus $1,900 in Cebu.

Travnik $1,732
Cebu $1,900

Living in Travnik costs roughly 6% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Travnik 36% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.26 BAM 9.15

$3.09 ₱194

70.23%

Three-Course Dinner for Two, Mid-Range

$31.01 BAM 53.9

$24.22 ₱1,525

28.03%

Fast Food Meal (McDonalds, etc)

$5.78 BAM 10.04

$3.92 ₱247

47.45%

Cappuccino

$1.84 BAM 3.19

$2.51 ₱158

-26.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 BAM 3.28

$1.59 ₱100

18.87%

Water (0.33 liter bottle)

$1.19 BAM 2.07

$0.53 ₱33.43

124.53%

Local Beer (0.5 liter draught)

$2.64 BAM 4.58

$1.78 ₱112

48.31%

Imported Beer (0.33 liter bottle)

$2.12 BAM 3.68

$2.17 ₱137

-2.30%

Milk (1 liter)

$1.17 BAM 2.03

$1.92 ₱121

-39.06%

White Bread (500g)

$0.94 BAM 1.63

$1.36 ₱85.4

-30.88%

Rice (white) (1kg)

$2.00 BAM 3.47

$1.01 ₱63.5

98.02%

Eggs

$2.63 BAM 4.57

$2.03 ₱128

29.56%

Local Cheese (1kg)

$7.88 BAM 13.70

$9.86 ₱621

-20.08%

Chicken Fillets (1kg)

$7.23 BAM 12.57

$4.39 ₱277

64.69%

Beef Round Steak (1kg)

$10.60 BAM 18.42

$7.60 ₱479

39.47%

Apples (1kg)

$1.08 BAM 1.88

$3.30 ₱208

-67.27%

Banana (1kg)

$1.61 BAM 2.79

$1.39 ₱87.8

15.83%

Oranges (1kg)

$1.34 BAM 2.33

$2.33 ₱147

-42.49%

Tomato (1kg)

$1.16 BAM 2.01

$1.50 ₱94.3

-22.67%

Potato (1kg)

$1.02 BAM 1.78

$2.36 ₱149

-56.78%

Onion (1kg)

$0.99 BAM 1.72

$1.90 ₱119

-47.89%

Lettuce (1 head)

$0.72 BAM 1.26

$1.19 ₱74.9

-39.50%

Water (1.5 liter bottle)

$0.67 BAM 1.17

$0.63 ₱39.71

6.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.88 BAM 6.74

$3.00 ₱189

29.33%

Wine (Bottle)

$4.05 BAM 7.05

$6.03 ₱379

-32.84%

Local Beer (0.5 liter bottle)

$0.78 BAM 1.35

$1.23 ₱77.7

-36.59%

Imported Beer (0.33 liter bottle)

$0.95 BAM 1.65

$1.75 ₱110

-45.71%

One-way Ticket (Public Transport)

$1.27 BAM 2.21

$0.25 ₱15.86

408.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.69 BAM 2.93

$0.77 ₱48.62

119.48%

Taxi (Normal Tariff) (1km)

$0.59 BAM 1.02

$0.23 ₱14.53

156.52%

Taxi 1hour Waiting (Normal Tariff)

$5.79 BAM 10.06

$4.46 ₱281

29.82%

Gasoline (1 liter)

$1.54 BAM 2.68

$1.31 ₱82.8

17.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K BAM 52.2K

$21.2K ₱1.3M

41.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K BAM 37.7K

$19.1K ₱1.2M

13.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 BAM 236

$120 ₱7,569

12.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.86 BAM 31.05

$14.00 ₱882

27.57%

Internet (50+ Mbps, Unlimited Data)

$26.57 BAM 46.19

$27.54 ₱1,734

-3.52%

Gym Membership (Monthly)

$30.26 BAM 52.6

$32.33 ₱2,035

-6.40%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.68 BAM 9.87

$5.65 ₱356

0.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$199 BAM 346

$275 ₱17.3K

-27.69%

International Primary School, 1 Child (Yearly)

$2,269 BAM 3,946

$7,918 ₱498.5K

-71.34%

Jeans (Levis 501 Or Similar)

$59.4 BAM 103

$49.33 ₱3,106

20.41%

Summer Dress (H&M, Zara, etc)

$33.14 BAM 57.6

$25.24 ₱1,589

31.30%

Sport Shoes (Adidas, Nike)

$86.5 BAM 150

$77.0 ₱4,846

12.34%

Men's Leather Business Shoes

$81.2 BAM 141

$57.2 ₱3,601

42.01%

1-bedroom Apartment, City Center (Monthly)

$336 BAM 584

$500 ₱31.5K

-32.72%

1-bedroom Apartment, Outside City Center (Monthly)

$215 BAM 375

$309 ₱19.4K

-30.26%

3-bedroom Apartment, City Center (Monthly)

$440 BAM 766

$1,078 ₱67.9K

-59.14%

3-bedroom Apartment, Outside City Center (Monthly)

$354 BAM 615

$615 ₱38.7K

-42.48%

Buy Apartment in City Center (m2)

$2,596 BAM 4,514

$2,886 ₱181.7K

-10.05%

Buy Apartment Outside City Center (m2)

$1,575 BAM 2,738

$1,917 ₱120.7K

-17.84%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

7.2

-39.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Travnik: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Travnik

$215 25%

Cebu

$309 33.6% 43.4% $93

Groceries & Markets

Travnik

$187 21.7%

Cebu

$206 22.4% 10% $19

Monthly Utilities & Internet

Travnik

$180 20.9%

Cebu

$162 17.6% 10.2% $18

Clothing & Footwear

Travnik

$117 13.6%

Cebu

$94 10.2% 19.8% $23

Eating Out

Travnik

$111 12.9%

Cebu

$88 9.6% 20.6% $23

Sport & Entertainment

Travnik

$42 4.8%

Cebu

$44 4.8% 4.8% $2

Getting Around

Travnik

$9.7 * 1.1%

Cebu

$16 1.7% 60.4% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $336 in Travnik and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $31.00 in Travnik vs $24.00 in Cebu. Groceries flip the comparison at $187 vs $206, with Travnik cheaper for home cooking.

Good to know

🇧🇦 Travnik

🇵🇭 Cebu

🕒 Local time

06:53 6:53 AM

12:53 12:53 PM

6 h ahead of Travnik

🌤 Weather

👥 Population

15,344

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Travnik Cebu 10,470 km ≈ 14 h nonstop flight

From you

Travnik
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Travnik vs Cebu: Cost of Living - Frequently Asked Questions

Travnik is cheaper overall, especially in groceries, leisure, and transport. The 6% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,293 in Travnik and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $336 in Travnik versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $862 per month in Travnik versus $918 in Cebu – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Travnik gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Travnik is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Travnik and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Travnik gentler on the wallet – expenses run 6% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.