Last update: Oct 2026

Cost of Living Comparison Between Cebu and Travnik

For one person, living is cheaper in Travnik: $862 a month against $918 in Cebu, rent and utilities included – about $670 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
44

Cost of Living Index in Travnik
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Travnik Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Travnik

🇧🇦 Bosnia and Herzegovina

$862

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Travnik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Travnik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $862 in Travnik.

Cebu $918
Travnik $862

Estimated couple costs with rent: $1,409 in Cebu versus $1,297 in Travnik.

Cebu $1,409
Travnik $1,297

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,732 in Travnik.

Cebu $1,900
Travnik $1,732

Living in Cebu is roughly 6% more expensive than in Travnik, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Travnik 36% lower.

Meal at Budget Restaurant

$3.09 ₱194

$5.26 BAM 9.15

-41.25%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$31.01 BAM 53.9

-21.90%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.78 BAM 10.04

-32.18%

Cappuccino

$2.51 ₱158

$1.84 BAM 3.19

36.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.89 BAM 3.28

-15.87%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.19 BAM 2.07

-55.46%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.64 BAM 4.58

-32.58%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.12 BAM 3.68

2.36%

Milk (1 liter)

$1.92 ₱121

$1.17 BAM 2.03

64.10%

White Bread (500g)

$1.36 ₱85.4

$0.94 BAM 1.63

44.68%

Rice (white) (1kg)

$1.01 ₱63.5

$2.00 BAM 3.47

-49.50%

Eggs

$2.03 ₱128

$2.63 BAM 4.57

-22.81%

Local Cheese (1kg)

$9.86 ₱621

$7.88 BAM 13.70

25.13%

Chicken Fillets (1kg)

$4.39 ₱277

$7.23 BAM 12.57

-39.28%

Beef Round Steak (1kg)

$7.60 ₱479

$10.60 BAM 18.42

-28.30%

Apples (1kg)

$3.30 ₱208

$1.08 BAM 1.88

205.56%

Banana (1kg)

$1.39 ₱87.8

$1.61 BAM 2.79

-13.66%

Oranges (1kg)

$2.33 ₱147

$1.34 BAM 2.33

73.88%

Tomato (1kg)

$1.50 ₱94.3

$1.16 BAM 2.01

29.31%

Potato (1kg)

$2.36 ₱149

$1.02 BAM 1.78

131.37%

Onion (1kg)

$1.90 ₱119

$0.99 BAM 1.72

91.92%

Lettuce (1 head)

$1.19 ₱74.9

$0.72 BAM 1.26

65.28%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.67 BAM 1.17

-5.97%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.88 BAM 6.74

-22.68%

Wine (Bottle)

$6.03 ₱379

$4.05 BAM 7.05

48.89%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.78 BAM 1.35

57.69%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$0.95 BAM 1.65

84.21%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.27 BAM 2.21

-80.31%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.69 BAM 2.93

-54.44%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.59 BAM 1.02

-61.02%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.79 BAM 10.06

-22.97%

Gasoline (1 liter)

$1.31 ₱82.8

$1.54 BAM 2.68

-14.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.0K BAM 52.2K

-29.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.7K BAM 37.7K

-11.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$136 BAM 236

-11.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$17.86 BAM 31.05

-21.61%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$26.57 BAM 46.19

3.65%

Gym Membership (Monthly)

$32.33 ₱2,035

$30.26 BAM 52.6

6.84%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$5.68 BAM 9.87

-0.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$199 BAM 346

38.30%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,269 BAM 3,946

248.96%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$59.4 BAM 103

-16.95%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$33.14 BAM 57.6

-23.84%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$86.5 BAM 150

-10.99%

Men's Leather Business Shoes

$57.2 ₱3,601

$81.2 BAM 141

-29.58%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$336 BAM 584

48.64%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$215 BAM 375

43.38%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$440 BAM 766

144.74%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$354 BAM 615

73.86%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,596 BAM 4,514

11.17%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,575 BAM 2,738

21.71%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.33

66.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Travnik: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Travnik

$215 25% 30.3% $93

Groceries & Markets

Cebu

$206 22.4%

Travnik

$187 21.7% 9.1% $19

Monthly Utilities & Internet

Cebu

$162 17.6%

Travnik

$180 20.9% 11.4% $18

Clothing & Footwear

Cebu

$94 10.2%

Travnik

$117 13.6% 24.7% $23

Eating Out

Cebu

$88 9.6%

Travnik

$111 12.9% 26% $23

Sport & Entertainment

Cebu

$44 4.8%

Travnik

$42 4.8% 4.6% $2

Getting Around

Cebu

$16 1.7%

Travnik

$9.7 * 1.1% 37.6% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $336 in Travnik. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $31.00 in Travnik. Groceries flip the comparison at $206 vs $187, with Travnik cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇧🇦 Travnik

🕒 Local time

13:02 1:02 PM

07:02 7:02 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

15,344

💱 Currency

Philippine Peso PHP ₱

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Travnik 10,470 km ≈ 14 h nonstop flight

From you

Cebu
Travnik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Travnik: Cost of Living - Frequently Asked Questions

Travnik is cheaper overall, especially in groceries, leisure, and transport. The 6% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,293 in Travnik to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $336 in Travnik. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $862 in Travnik – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Travnik gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Travnik is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Travnik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Travnik gentler on the wallet – expenses run 6% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.