Last update: Oct 2026

Cost of Living Comparison Between Toyonaka and Osaka

For one person, living is cheaper in Toyonaka: $1,214 a month against $1,378 in Osaka, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Osaka outweigh lower spending on other living expenses.

59

Cost of Living Index in Toyonaka
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Toyonaka Living Index
66

Cost of Living Index in Osaka
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Osaka Living Index

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Toyonaka

🇯🇵 Japan

$1,214

/mo nomad

Osaka

🇯🇵 Japan

$1,378

/mo nomad

Monthly Cost of Living

How much you'll spend in Toyonaka and in Osaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toyonaka and in Osaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,214 in Toyonaka versus $1,378 in Osaka.

Toyonaka $1,214
Osaka $1,378

Estimated couple costs with rent: $1,950 in Toyonaka versus $2,005 in Osaka.

Toyonaka $1,950
Osaka $2,005

Monthly costs for a family of three with rent: $2,686 in Toyonaka versus $2,632 in Osaka.

Toyonaka $2,686
Osaka $2,632

Living in Toyonaka costs roughly 12% less than in Osaka, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toyonaka is 10% below, Osaka is 2% above.

Meal at Budget Restaurant

$7.68 ¥1,213

$6.25 ¥987

22.88%

Three-Course Dinner for Two, Mid-Range

$31.42 ¥4,964

$31.70 ¥5,008

-0.88%

Fast Food Meal (McDonalds, etc)

$4.91 ¥775

$4.90 ¥774

0.20%

Cappuccino

$2.32 ¥367

$2.95 ¥466

-21.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 ¥178

$1.44 ¥228

-21.53%

Water (0.33 liter bottle)

$0.59 ¥93.0

$0.75 ¥119

-21.33%

Local Beer (0.5 liter draught)

$2.10 ¥332

$2.65 ¥419

-20.75%

Imported Beer (0.33 liter bottle)

$2.29 ¥361

$3.87 ¥611

-40.83%

Milk (1 liter)

$1.55 ¥245

$1.44 ¥227

7.64%

White Bread (500g)

$1.32 ¥208

$1.34 ¥211

-1.49%

Rice (white) (1kg)

$4.03 ¥637

$5.25 ¥830

-23.24%

Eggs

$2.00 ¥316

$2.14 ¥338

-6.54%

Local Cheese (1kg)

$12.85 ¥2,030

$9.33 ¥1,475

37.73%

Chicken Fillets (1kg)

$6.78 ¥1,072

$9.22 ¥1,456

-26.46%

Beef Round Steak (1kg)

$17.48 ¥2,762

$18.39 ¥2,906

-4.95%

Apples (1kg)

$7.80 ¥1,232

$3.43 ¥541

127.41%

Banana (1kg)

$3.00 ¥474

$1.92 ¥303

56.25%

Oranges (1kg)

$5.08 ¥803

$1.99 ¥314

155.28%

Tomato (1kg)

$7.90 ¥1,249

$4.05 ¥640

95.06%

Potato (1kg)

$3.89 ¥615

$1.56 ¥247

149.36%

Onion (1kg)

$3.42 ¥541

$1.17 ¥185

192.31%

Lettuce (1 head)

$1.18 ¥186

$1.30 ¥205

-9.23%

Water (1.5 liter bottle)

$0.95 ¥150

$0.88 ¥139

7.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.39 ¥536

$4.00 ¥631

-15.25%

Wine (Bottle)

$8.01 ¥1,266

$9.60 ¥1,517

-16.56%

Local Beer (0.5 liter bottle)

$1.98 ¥312

$1.95 ¥308

1.54%

Imported Beer (0.33 liter bottle)

$1.49 ¥235

$3.24 ¥512

-54.01%

One-way Ticket (Public Transport)

$1.51 ¥238

$1.39 ¥219

8.63%

Public Transport Monthly Pass (Regular Price)

$53.6 ¥8,463

$32.34 ¥5,109

65.65%

Taxi Start (Normal Tariff)

$3.17 ¥501

$3.69 ¥583

-14.09%

Taxi (Normal Tariff) (1km)

$2.81 ¥444

$3.07 ¥486

-8.47%

Taxi 1hour Waiting (Normal Tariff)

$15.73 ¥2,485

$21.76 ¥3,437

-27.71%

Gasoline (1 liter)

$1.09 ¥173

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K ¥3.1M

$22.3K ¥3.5M

-10.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.9K ¥2.4M

$15.1K ¥2.4M

-1.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ¥18.0K

$139 ¥22.0K

-17.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.93 ¥3,623

$24.50 ¥3,870

-6.41%

Internet (50+ Mbps, Unlimited Data)

$30.97 ¥4,893

$30.67 ¥4,846

0.98%

Gym Membership (Monthly)

$52.6 ¥8,306

$49.03 ¥7,746

7.24%

Tennis Court (1 Hour on Weekend)

$18.06 ¥2,853

Cinema Ticket

$11.31 ¥1,787

$12.72 ¥2,010

-11.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$327 ¥51.6K

$510 ¥80.5K

-35.86%

International Primary School, 1 Child (Yearly)

$6,074 ¥959.6K

$12.9K ¥2.0M

-52.75%

Jeans (Levis 501 Or Similar)

$51.1 ¥8,072

$48.57 ¥7,673

5.19%

Summer Dress (H&M, Zara, etc)

$24.94 ¥3,941

$30.98 ¥4,894

-19.50%

Sport Shoes (Adidas, Nike)

$45.91 ¥7,253

$74.2 ¥11.7K

-38.12%

Men's Leather Business Shoes

$64.2 ¥10.1K

$91.5 ¥14.5K

-29.91%

1-bedroom Apartment, City Center (Monthly)

$533 ¥84.2K

$699 ¥110.5K

-23.81%

1-bedroom Apartment, Outside City Center (Monthly)

$326 ¥51.5K

$510 ¥80.6K

-36.14%

3-bedroom Apartment, City Center (Monthly)

$1,111 ¥175.5K

$1,710 ¥270.1K

-35.02%

3-bedroom Apartment, Outside City Center (Monthly)

$742 ¥117.2K

$772 ¥122.0K

-3.92%

Buy Apartment in City Center (m2)

$4,216 ¥666.1K

$6,183 ¥976.8K

-31.80%

Buy Apartment Outside City Center (m2)

$1,789 ¥282.6K

$1,908 ¥301.4K

-6.24%

Average Monthly Net Salary (After Tax)

$2,424 ¥382.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.02

2.21

-8.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toyonaka: October 17, 2026

Last update for Osaka: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Toyonaka

$358 29.5%

Osaka

$302 21.9% 15.8% $56

Accommodation & Living

Toyonaka

$326 26.9%

Osaka

$510 37.1% 56.6% $185

Monthly Utilities & Internet

Toyonaka

$168 13.8%

Osaka

$194 14.1% 15.6% $26

Eating Out

Toyonaka

$126 10.4%

Osaka

$130 9.4% 3.1% $3.9

Clothing & Footwear

Toyonaka

$84 6.9%

Osaka

$110 8% 31.8% $27

Getting Around

Toyonaka

$77 6.3%

Osaka

$57 4.1% 25.9% $20

Sport & Entertainment

Toyonaka

$75 6.2%

Osaka

$74 5.4% 1% $0.7

Cost Breakdown

A one-bedroom apartment in the center runs $533 in Toyonaka and $699 in Osaka. Housing cost is often the main lever when comparing two cities.

Dining out: $31.00 in Toyonaka vs $32.00 in Osaka. Groceries flip the comparison at $358 vs $302, with Osaka cheaper for home cooking.

Good to know

🇯🇵 Toyonaka

🇯🇵 Osaka

🕒 Local time

09:54 9:54 AM

Same time as Toyonaka

🌤 Weather

👥 Population

394,788

2,691,185

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toyonaka vs Osaka: Cost of Living - Frequently Asked Questions

Toyonaka and Osaka differ by about 14% in total monthly costs ($1,214 vs $1,378 including rent). Toyonaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,821 in Toyonaka and $2,067 in Osaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $533 in Toyonaka versus $699 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toyonaka runs roughly 66% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $327 in Toyonaka versus $510 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,214 in Toyonaka versus $1,378 in Osaka, a $2,000 budget is realistic in Toyonaka but tight or insufficient in Osaka. The gap between the two cities makes Toyonaka the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toyonaka and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyonaka gentler on the wallet – expenses run 14% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.