Last update: Oct 2026

Cost of Living Comparison Between Osaka and Toyonaka

For one person, living is cheaper in Toyonaka: $1,214 a month against $1,378 in Osaka, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Osaka outweigh lower spending on other living expenses.

66

Cost of Living Index in Osaka
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Osaka Living Index
59

Cost of Living Index in Toyonaka
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Toyonaka Living Index

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Osaka

🇯🇵 Japan

$1,378

/mo nomad

Toyonaka

🇯🇵 Japan

$1,214

/mo nomad

Monthly Cost of Living

How much you'll spend in Osaka and in Toyonaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osaka and in Toyonaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,378 in Osaka versus $1,214 in Toyonaka.

Osaka $1,378
Toyonaka $1,214

Estimated couple costs with rent: $2,005 in Osaka versus $1,950 in Toyonaka.

Osaka $2,005
Toyonaka $1,950

Monthly costs for a family of three with rent: $2,632 in Osaka versus $2,686 in Toyonaka.

Osaka $2,632
Toyonaka $2,686

Living in Osaka is roughly 14% more expensive than in Toyonaka, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Osaka is 2% above, Toyonaka is 10% below.

Meal at Budget Restaurant

$6.25 ¥987

$7.68 ¥1,213

-18.62%

Three-Course Dinner for Two, Mid-Range

$31.70 ¥5,008

$31.42 ¥4,964

0.89%

Fast Food Meal (McDonalds, etc)

$4.90 ¥774

$4.91 ¥775

-0.20%

Cappuccino

$2.95 ¥466

$2.32 ¥367

27.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.44 ¥228

$1.13 ¥178

27.43%

Water (0.33 liter bottle)

$0.75 ¥119

$0.59 ¥93.0

27.12%

Local Beer (0.5 liter draught)

$2.65 ¥419

$2.10 ¥332

26.19%

Imported Beer (0.33 liter bottle)

$3.87 ¥611

$2.29 ¥361

69.00%

Milk (1 liter)

$1.44 ¥227

$1.55 ¥245

-7.10%

White Bread (500g)

$1.34 ¥211

$1.32 ¥208

1.52%

Rice (white) (1kg)

$5.25 ¥830

$4.03 ¥637

30.27%

Eggs

$2.14 ¥338

$2.00 ¥316

7.00%

Local Cheese (1kg)

$9.33 ¥1,475

$12.85 ¥2,030

-27.39%

Chicken Fillets (1kg)

$9.22 ¥1,456

$6.78 ¥1,072

35.99%

Beef Round Steak (1kg)

$18.39 ¥2,906

$17.48 ¥2,762

5.21%

Apples (1kg)

$3.43 ¥541

$7.80 ¥1,232

-56.03%

Banana (1kg)

$1.92 ¥303

$3.00 ¥474

-36.00%

Oranges (1kg)

$1.99 ¥314

$5.08 ¥803

-60.83%

Tomato (1kg)

$4.05 ¥640

$7.90 ¥1,249

-48.73%

Potato (1kg)

$1.56 ¥247

$3.89 ¥615

-59.90%

Onion (1kg)

$1.17 ¥185

$3.42 ¥541

-65.79%

Lettuce (1 head)

$1.30 ¥205

$1.18 ¥186

10.17%

Water (1.5 liter bottle)

$0.88 ¥139

$0.95 ¥150

-7.37%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 ¥631

$3.39 ¥536

17.99%

Wine (Bottle)

$9.60 ¥1,517

$8.01 ¥1,266

19.85%

Local Beer (0.5 liter bottle)

$1.95 ¥308

$1.98 ¥312

-1.52%

Imported Beer (0.33 liter bottle)

$3.24 ¥512

$1.49 ¥235

117.45%

One-way Ticket (Public Transport)

$1.39 ¥219

$1.51 ¥238

-7.95%

Public Transport Monthly Pass (Regular Price)

$32.34 ¥5,109

$53.6 ¥8,463

-39.63%

Taxi Start (Normal Tariff)

$3.69 ¥583

$3.17 ¥501

16.40%

Taxi (Normal Tariff) (1km)

$3.07 ¥486

$2.81 ¥444

9.25%

Taxi 1hour Waiting (Normal Tariff)

$21.76 ¥3,437

$15.73 ¥2,485

38.33%

Gasoline (1 liter)

$1.09 ¥173

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K ¥3.5M

$19.9K ¥3.1M

11.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

$14.9K ¥2.4M

1.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ¥22.0K

$114 ¥18.0K

21.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.50 ¥3,870

$22.93 ¥3,623

6.85%

Internet (50+ Mbps, Unlimited Data)

$30.67 ¥4,846

$30.97 ¥4,893

-0.97%

Gym Membership (Monthly)

$49.03 ¥7,746

$52.6 ¥8,306

-6.75%

Tennis Court (1 Hour on Weekend)

$18.06 ¥2,853

Cinema Ticket

$12.72 ¥2,010

$11.31 ¥1,787

12.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$510 ¥80.5K

$327 ¥51.6K

55.90%

International Primary School, 1 Child (Yearly)

$12.9K ¥2.0M

$6,074 ¥959.6K

111.64%

Jeans (Levis 501 Or Similar)

$48.57 ¥7,673

$51.1 ¥8,072

-4.93%

Summer Dress (H&M, Zara, etc)

$30.98 ¥4,894

$24.94 ¥3,941

24.22%

Sport Shoes (Adidas, Nike)

$74.2 ¥11.7K

$45.91 ¥7,253

61.60%

Men's Leather Business Shoes

$91.5 ¥14.5K

$64.2 ¥10.1K

42.67%

1-bedroom Apartment, City Center (Monthly)

$699 ¥110.5K

$533 ¥84.2K

31.26%

1-bedroom Apartment, Outside City Center (Monthly)

$510 ¥80.6K

$326 ¥51.5K

56.60%

3-bedroom Apartment, City Center (Monthly)

$1,710 ¥270.1K

$1,111 ¥175.5K

53.90%

3-bedroom Apartment, Outside City Center (Monthly)

$772 ¥122.0K

$742 ¥117.2K

4.08%

Buy Apartment in City Center (m2)

$6,183 ¥976.8K

$4,216 ¥666.1K

46.63%

Buy Apartment Outside City Center (m2)

$1,908 ¥301.4K

$1,789 ¥282.6K

6.65%

Average Monthly Net Salary (After Tax)

$2,424 ¥382.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

2.02

9.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: October 17, 2026

Last update for Toyonaka: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osaka

$510 37.1%

Toyonaka

$326 26.9% 36.1% $185

Groceries & Markets

Osaka

$302 21.9%

Toyonaka

$358 29.5% 18.7% $56

Monthly Utilities & Internet

Osaka

$194 14.1%

Toyonaka

$168 13.8% 13.5% $26

Eating Out

Osaka

$130 9.4%

Toyonaka

$126 10.4% 3% $3.9

Clothing & Footwear

Osaka

$110 8%

Toyonaka

$84 6.9% 24.1% $27

Sport & Entertainment

Osaka

$74 5.4%

Toyonaka

$75 6.2% 1% $0.7

Getting Around

Osaka

$57 4.1%

Toyonaka

$77 6.3% 34.9% $20

Cost Breakdown

A one-bedroom apartment in the center runs $699 in Osaka and $533 in Toyonaka. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Osaka vs $31.00 in Toyonaka. Groceries flip the comparison at $302 vs $358, with Osaka cheaper for home cooking.

Good to know

🇯🇵 Osaka

🇯🇵 Toyonaka

🕒 Local time

10:31 10:31 AM

Same time as Osaka

🌤 Weather

👥 Population

2,691,185

394,788

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Toyonaka: Cost of Living - Frequently Asked Questions

Osaka and Toyonaka differ by about 14% in total monthly costs ($1,378 vs $1,214 including rent). Toyonaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,067 in Osaka and $1,821 in Toyonaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $699 in Osaka versus $533 in Toyonaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toyonaka runs roughly 66% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $510 in Osaka versus $327 in Toyonaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,214 in Toyonaka versus $1,378 in Osaka, a $2,000 budget is realistic in Toyonaka but tight or insufficient in Osaka. The gap between the two cities makes Toyonaka the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osaka and Toyonaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyonaka gentler on the wallet – expenses run 14% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.