Cost of Living Comparison Between Osaka and Toyonaka Cost of Living Comparison Between Osaka and Toyonaka

Monthly Cost of Living

Monthly costs for one person with rent: $1,371 in Osaka versus $1,211 in Toyonaka.

Estimated couple costs with rent: $2,038 in Osaka versus $1,915 in Toyonaka.

Monthly costs for a family of three with rent: $2,705 in Osaka versus $2,619 in Toyonaka.

Living in Osaka is roughly 13% more expensive than Toyonaka, driven mainly by Getting Around.

The two cities straddle the global median: Osaka is 2% above, Toyonaka is 10% below.

Meal at Budget Restaurant

$6.95 ¥1,112

$8.51 ¥1,361

-18.33%

Three-Course Dinner for Two, Mid-Range

$34.58 ¥5,531

$35.25 ¥5,638

-1.90%

Fast Food Meal (McDonalds, etc)

$4.98 ¥797

$4.81 ¥769

3.53%

Cappuccino

$3.33 ¥532

$3.12 ¥500

6.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ¥173

$1.14 ¥182

-5.26%

Water (0.33 liter bottle)

$0.76 ¥122

$0.75 ¥119

1.33%

Local Beer (0.5 liter draught)

$2.74 ¥438

$2.72 ¥435

0.74%

Imported Beer (0.33 liter bottle)

$4.35 ¥695

$3.16 ¥505

37.66%

Milk (1 liter)

$1.61 ¥257

$1.59 ¥254

1.26%

White Bread (500g)

$1.43 ¥229

Rice (white) (1kg)

$4.86 ¥778

$4.66 ¥746

4.29%

Eggs

$2.46 ¥393

$2.41 ¥386

2.07%

Local Cheese (1kg)

$10.43 ¥1,669

$10.38 ¥1,660

0.48%

Chicken Fillets (1kg)

$6.38 ¥1,021

$6.34 ¥1,015

0.63%

Beef Round Steak (1kg)

$18.61 ¥2,977

$15.37 ¥2,459

21.08%

Apples (1kg)

$3.53 ¥564

$3.62 ¥579

-2.49%

Banana (1kg)

$2.19 ¥350

$2.20 ¥352

-0.45%

Oranges (1kg)

$2.48 ¥397

$3.46 ¥553

-28.32%

Tomato (1kg)

$4.31 ¥689

$4.36 ¥697

-1.15%

Potato (1kg)

$1.69 ¥271

$1.72 ¥275

-1.74%

Onion (1kg)

$1.28 ¥205

$1.38 ¥221

-7.25%

Lettuce (1 head)

$1.39 ¥222

$1.33 ¥212

4.51%

Water (1.5 liter bottle)

$0.85 ¥136

$0.87 ¥140

-2.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 ¥629

$3.56 ¥569

10.39%

Wine (Bottle)

$9.27 ¥1,482

Local Beer (0.5 liter bottle)

$2.13 ¥340

$2.13 ¥341

Imported Beer (0.33 liter bottle)

$2.99 ¥479

$2.37 ¥379

26.16%

One-way Ticket (Public Transport)

$1.61 ¥258

$1.66 ¥266

-3.01%

Public Transport Monthly Pass (Regular Price)

$36.32 ¥5,810

$54.6 ¥8,739

-33.53%

Taxi Start (Normal Tariff)

$4.56 ¥729

$3.43 ¥548

32.94%

Taxi (Normal Tariff) (1km)

$3.31 ¥530

$2.99 ¥478

10.70%

Taxi 1hour Waiting (Normal Tariff)

$23.95 ¥3,830

$17.40 ¥2,783

37.64%

Gasoline (1 liter)

$1.19 ¥191

$1.22 ¥195

-2.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K ¥3.8M

$22.9K ¥3.7M

2.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K ¥2.7M

$16.7K ¥2.7M

1.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 ¥21.6K

$140 ¥22.4K

-3.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.60 ¥4,415

$27.00 ¥4,319

2.22%

Internet (50+ Mbps, Unlimited Data)

$30.37 ¥4,858

$30.87 ¥4,938

-1.62%

Gym Membership (Monthly)

$59.1 ¥9,460

$56.2 ¥8,994

5.18%

Tennis Court (1 Hour on Weekend)

$20.39 ¥3,262

$13.71 ¥2,193

48.72%

Cinema Ticket

$12.36 ¥1,978

$12.67 ¥2,027

-2.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$68.1 ¥10.9K

$70.4 ¥11.3K

-3.29%

International Primary School, 1 Child (Yearly)

$10.5K ¥1.7M

0.81%

Jeans (Levis 501 Or Similar)

$44.08 ¥7,050

$45.10 ¥7,213

-2.26%

Summer Dress (H&M, Zara, etc)

$29.47 ¥4,713

$29.24 ¥4,677

0.79%

Sport Shoes (Adidas, Nike)

$67.2 ¥10.8K

$56.7 ¥9,072

18.53%

Men's Leather Business Shoes

$94.8 ¥15.2K

$90.3 ¥14.4K

5.01%

1-bedroom Apartment, City Center (Monthly)

$717 ¥114.7K

$474 ¥75.8K

51.33%

1-bedroom Apartment, Outside City Center (Monthly)

$483 ¥77.2K

$329 ¥52.6K

46.74%

3-bedroom Apartment, City Center (Monthly)

$1,311 ¥209.6K

$859 ¥137.5K

52.51%

3-bedroom Apartment, Outside City Center (Monthly)

$807 ¥129.0K

$657 ¥105.1K

22.71%

Buy Apartment in City Center (m2)

$5,951 ¥951.8K

$4,685 ¥749.3K

27.03%

Buy Apartment Outside City Center (m2)

$2,055 ¥328.6K

$2,728 ¥436.3K

-24.68%

Average Monthly Net Salary (After Tax)

$1,944 ¥310.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.81

1.78

1.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: May 30, 2026

Last update for Toyonaka: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $717 in Osaka and $474 in Toyonaka. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Osaka vs $35.00 in Toyonaka. Groceries flip the comparison at $299 vs $292, with Toyonaka cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Toyonaka: Cost of Living - Frequently Asked Questions

Osaka and Toyonaka differ by about 13% in total monthly costs ($1,371 vs $1,211 including rent). Toyonaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,057 in Osaka and $1,816 in Toyonaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $717 in Osaka versus $474 in Toyonaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toyonaka runs roughly 50% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $68.1 in Osaka versus $70.4 in Toyonaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,211 in Toyonaka versus $1,371 in Osaka, a $2,000 budget is realistic in Toyonaka but tight or insufficient in Osaka. The gap between the two cities makes Toyonaka the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osaka and Toyonaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyonaka gentler on the wallet – expenses run 13% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.