Last update: Oct 2026

Cost of Living Comparison Between Torun and Bansko

For one person, living is cheaper in Bansko: $956 a month against $1,310 in Torun, rent and utilities included – about $4,200 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Torun
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Torun Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Torun

🇵🇱 Poland

$1,310

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Torun and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Torun and in Bansko actually costs, broken down by who's living it.

A single person spends $1,310 per month in Torun vs $956 in Bansko, rent included.

Torun $1,310
Bansko $956

A couple spends around $1,895 per month in Torun vs $1,467 in Bansko, rent included.

Torun $1,895
Bansko $1,467

A family of three spends $2,480 per month in Torun vs $1,979 in Bansko, rent included.

Torun $2,480
Bansko $1,979

Torun costs about 37% more than Bansko, and outside of rent the biggest gap is in clothing.

Both Torun and Bansko are more affordable than the global median – Torun 3% lower, Bansko 29% lower.

Meal at Budget Restaurant

$10.15 zł 39.45

$8.66 BGN 15.06

17.21%

Three-Course Dinner for Two, Mid-Range

$50.3 zł 196

$44.94 BGN 78.2

11.99%

Fast Food Meal (McDonalds, etc)

$8.80 zł 34.19

$8.78 BGN 15.28

0.23%

Cappuccino

$3.52 zł 13.67

$2.33 BGN 4.05

51.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 8.15

$1.57 BGN 2.74

33.76%

Water (0.33 liter bottle)

$1.63 zł 6.32

$0.82 BGN 1.43

98.78%

Local Beer (0.5 liter draught)

$2.48 zł 9.64

$1.68 BGN 2.92

47.62%

Imported Beer (0.33 liter bottle)

$4.12 zł 16.01

$1.98 BGN 3.45

108.08%

Milk (1 liter)

$0.98 zł 3.80

$1.73 BGN 3.00

-43.35%

White Bread (500g)

$1.22 zł 4.73

$0.80 BGN 1.40

52.50%

Rice (white) (1kg)

$1.57 zł 6.12

$1.44 BGN 2.51

9.03%

Eggs

$2.96 zł 11.51

$2.36 BGN 4.10

25.42%

Local Cheese (1kg)

$7.82 zł 30.39

$9.39 BGN 16.34

-16.72%

Chicken Fillets (1kg)

$6.13 zł 23.83

$6.41 BGN 11.15

-4.37%

Beef Round Steak (1kg)

$14.18 zł 55.1

$8.48 BGN 14.76

67.22%

Apples (1kg)

$1.10 zł 4.29

$1.31 BGN 2.28

-16.03%

Banana (1kg)

$1.66 zł 6.44

$1.62 BGN 2.82

2.47%

Oranges (1kg)

$1.57 zł 6.11

$1.73 BGN 3.01

-9.25%

Tomato (1kg)

$3.19 zł 12.41

$1.94 BGN 3.38

64.43%

Potato (1kg)

$0.87 zł 3.36

$0.94 BGN 1.63

-7.45%

Onion (1kg)

$1.38 zł 5.35

$0.76 BGN 1.32

81.58%

Lettuce (1 head)

$1.47 zł 5.69

$0.55 BGN 0.95

167.27%

Water (1.5 liter bottle)

$0.56 zł 2.18

$0.59 BGN 1.02

-5.08%

Cigarettes 20 Pack (Marlboro, Camel)

$4.63 zł 17.97

$3.25 BGN 5.66

42.46%

Wine (Bottle)

$7.07 zł 27.47

$5.20 BGN 9.05

35.96%

Local Beer (0.5 liter bottle)

$1.55 zł 6.01

$1.09 BGN 1.89

42.20%

Imported Beer (0.33 liter bottle)

$2.15 zł 8.37

$1.68 BGN 2.92

27.98%

One-way Ticket (Public Transport)

$1.18 zł 4.59

$0.84 BGN 1.45

40.48%

Public Transport Monthly Pass (Regular Price)

$25.35 zł 98.5

$27.06 BGN 47.09

-6.32%

Taxi Start (Normal Tariff)

$2.08 zł 8.08

$1.34 BGN 2.34

55.22%

Taxi (Normal Tariff) (1km)

$1.03 zł 4.01

$0.65 BGN 1.14

58.46%

Taxi 1hour Waiting (Normal Tariff)

$6.39 zł 24.83

$10.06 BGN 17.51

-36.48%

Gasoline (1 liter)

$1.58 zł 6.15

$1.48 BGN 2.57

6.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K zł 121.5K

$29.1K BGN 50.7K

7.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K zł 103.8K

$20.9K BGN 36.4K

27.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 zł 707

$92.4 BGN 161

96.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.45 zł 40.62

$14.52 BGN 25.26

-28.03%

Internet (50+ Mbps, Unlimited Data)

$16.87 zł 65.5

$12.32 BGN 21.43

36.93%

Gym Membership (Monthly)

$37.66 zł 146

$31.70 BGN 55.2

18.80%

Tennis Court (1 Hour on Weekend)

$21.89 zł 85.0

$8.53 BGN 14.84

156.62%

Cinema Ticket

$7.69 zł 29.88

$5.62 BGN 9.78

36.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$243 zł 944

$230 BGN 401

5.50%

International Primary School, 1 Child (Yearly)

$5,177 zł 20.1K

$2,268 BGN 3,947

128.23%

Jeans (Levis 501 Or Similar)

$86.1 zł 335

$30.10 BGN 52.4

186.18%

Summer Dress (H&M, Zara, etc)

$39.34 zł 153

$19.62 BGN 34.13

100.51%

Sport Shoes (Adidas, Nike)

$83.7 zł 325

$45.86 BGN 79.8

82.51%

Men's Leather Business Shoes

$116 zł 450

$47.69 BGN 83.0

142.84%

1-bedroom Apartment, City Center (Monthly)

$526 zł 2,045

$518 BGN 902

1.56%

1-bedroom Apartment, Outside City Center (Monthly)

$460 zł 1,789

$357 BGN 621

29.00%

3-bedroom Apartment, City Center (Monthly)

$844 zł 3,281

$614 BGN 1,069

37.48%

3-bedroom Apartment, Outside City Center (Monthly)

$597 zł 2,319

$569 BGN 990

4.90%

Buy Apartment in City Center (m2)

$3,387 zł 13.2K

$1,191 BGN 2,073

184.29%

Buy Apartment Outside City Center (m2)

$2,216 zł 8,610

$959 BGN 1,669

131.01%

Average Monthly Net Salary (After Tax)

$1,738 zł 6,754

$1,704 BGN 2,965

2.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

2.99

107.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torun: October 12, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Torun

$460 35.1%

Bansko

$357 37.3% 22.5% $104

Groceries & Markets

Torun

$219 16.7%

Bansko

$192 20.1% 12.3% $27

Monthly Utilities & Internet

Torun

$209 16%

Bansko

$119 12.5% 43% $90

Eating Out

Torun

$185 14.2%

Bansko

$145 15.2% 21.5% $40

Clothing & Footwear

Torun

$146 11.2%

Bansko

$64 6.7% 55.9% $82

Sport & Entertainment

Torun

$53 4.1%

Bansko

$43 4.5% 19% $10

Getting Around

Torun

$37 2.9%

Bansko

$35 3.7% 6.1% $2.3

Cost Breakdown

A central one-bedroom costs $526 in Torun versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Torun, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Torun versus $45.00 in Bansko. Monthly groceries follow the same trend: $219 vs $192 – making Bansko the more affordable choice for daily food spending.

Good to know

🇵🇱 Torun

🇧🇬 Bansko

🕒 Local time

01:34 1:34 AM

02:34 2:34 AM

1 h ahead of Torun

🌤 Weather

👥 Population

196,935

8,000

💱 Currency

Polish Złoty PLN zł

Bulgarian Lev BGN лв.

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Torun Bansko 1,300 km ≈ 2 h nonstop flight

From you

Torun
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torun vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,310 in Torun, $956 in Bansko – roughly 37% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,965 per month in Torun and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $50.0 in Torun and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,310 in Torun and $956 in Bansko. That's a gap of about 37%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Torun at $1,310. In Bansko it covers expenses comfortably, while in Torun it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,310 in Torun. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Torun makes more sense. Both are solid long-term options with distinct trade-offs.