Last update: Oct 2026

Cost of Living Comparison Between Tomsk and Ubud, Bali

For one person, living is cheaper in Tomsk: $1,068 a month against $1,348 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

53

Cost of Living Index in Tomsk
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Tomsk Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tomsk

🇷🇺 Russia

$1,068

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Tomsk and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tomsk and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,068 per month in Tomsk vs $1,348 in Ubud, Bali, rent included.

Tomsk $1,068
Ubud, Bali $1,348

A couple spends around $1,648 per month in Tomsk vs $2,312 in Ubud, Bali, rent included.

Tomsk $1,648
Ubud, Bali $2,312

A family of three spends $2,227 per month in Tomsk vs $3,276 in Ubud, Bali, rent included.

Tomsk $2,227
Ubud, Bali $3,276

Tomsk is about 21% cheaper than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Tomsk sits 20% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.50 ₽638

$3.33 Rp 59.6K

125.23%

Three-Course Dinner for Two, Mid-Range

$29.48 ₽2,509

$35.42 Rp 633.1K

-16.77%

Fast Food Meal (McDonalds, etc)

$6.42 ₽546

$5.76 Rp 102.9K

11.46%

Cappuccino

$2.12 ₽181

$2.63 Rp 47.0K

-19.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 ₽73.2

$1.74 Rp 31.0K

-50.57%

Water (0.33 liter bottle)

$0.43 ₽36.62

$0.77 Rp 13.8K

-44.16%

Local Beer (0.5 liter draught)

$1.08 ₽91.6

$2.71 Rp 48.4K

-60.15%

Imported Beer (0.33 liter bottle)

$3.27 ₽278

$4.52 Rp 80.8K

-27.65%

Milk (1 liter)

$1.20 ₽102

$1.53 Rp 27.4K

-21.57%

White Bread (500g)

$0.70 ₽59.9

$2.20 Rp 39.2K

-68.18%

Rice (white) (1kg)

$0.95 ₽80.5

$1.22 Rp 21.8K

-22.13%

Eggs

$1.32 ₽112

$2.14 Rp 38.2K

-38.32%

Local Cheese (1kg)

$11.45 ₽974

$17.73 Rp 316.9K

-35.42%

Chicken Fillets (1kg)

$4.50 ₽383

$3.86 Rp 68.9K

16.58%

Beef Round Steak (1kg)

$9.50 ₽808

$12.03 Rp 215.0K

-21.03%

Apples (1kg)

$1.64 ₽139

$3.61 Rp 64.5K

-54.57%

Banana (1kg)

$1.96 ₽167

$1.51 Rp 27.1K

29.80%

Oranges (1kg)

$2.11 ₽179

$2.32 Rp 41.4K

-9.05%

Tomato (1kg)

$2.77 ₽235

$2.00 Rp 35.8K

38.50%

Potato (1kg)

$0.41 ₽34.80

$1.81 Rp 32.4K

-77.35%

Onion (1kg)

$0.34 ₽29.27

$2.39 Rp 42.7K

-85.77%

Lettuce (1 head)

$1.68 ₽143

$0.99 Rp 17.8K

69.70%

Water (1.5 liter bottle)

$0.51 ₽42.98

$0.52 Rp 9,373

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.76 ₽235

$2.18 Rp 39.0K

26.61%

Wine (Bottle)

$5.71 ₽486

$22.98 Rp 410.7K

-75.15%

Local Beer (0.5 liter bottle)

$0.93 ₽79.5

$2.40 Rp 42.8K

-61.25%

Imported Beer (0.33 liter bottle)

$1.66 ₽141

$3.00 Rp 53.6K

-44.67%

One-way Ticket (Public Transport)

$0.46 ₽39.17

$0.24 Rp 4,255

91.67%

Public Transport Monthly Pass (Regular Price)

$8.35 ₽711

$6.99 Rp 125.0K

19.46%

Taxi Start (Normal Tariff)

$2.33 ₽199

$0.44 Rp 7,876

429.55%

Taxi (Normal Tariff) (1km)

$0.28 ₽23.74

$0.42 Rp 7,582

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$7.03 ₽598

$5.45 Rp 97.4K

28.99%

Gasoline (1 liter)

$0.77 ₽65.5

$0.84 Rp 15.1K

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K ₽3.0M

$24.3K Rp 434.8M

44.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K ₽2.7M

$31.9K Rp 570.0M

-2.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 ₽14.2K

$80.8 Rp 1.4M

106.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.06 ₽686

$6.58 Rp 117.6K

22.49%

Internet (50+ Mbps, Unlimited Data)

$12.77 ₽1,087

$18.24 Rp 326.1K

-29.99%

Gym Membership (Monthly)

$36.73 ₽3,126

$55.1 Rp 985.4K

-33.38%

Tennis Court (1 Hour on Weekend)

$16.05 ₽1,366

$18.51 Rp 330.9K

-13.29%

Cinema Ticket

$4.66 ₽396

$4.24 Rp 75.9K

9.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 ₽19.9K

$486 Rp 8.7M

-51.84%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$114 ₽9,732

$45.18 Rp 807.6K

153.14%

Summer Dress (H&M, Zara, etc)

$71.6 ₽6,095

$34.57 Rp 617.9K

107.17%

Sport Shoes (Adidas, Nike)

$165 ₽14.1K

$79.2 Rp 1.4M

108.98%

Men's Leather Business Shoes

$120 ₽10.2K

$77.6 Rp 1.4M

54.63%

1-bedroom Apartment, City Center (Monthly)

$486 ₽41.4K

$1,127 Rp 20.1M

-56.86%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₽27.4K

$674 Rp 12.1M

-52.29%

3-bedroom Apartment, City Center (Monthly)

$788 ₽67.1K

$3,618 Rp 64.7M

-78.22%

3-bedroom Apartment, Outside City Center (Monthly)

$630 ₽53.6K

$1,735 Rp 31.0M

-63.70%

Buy Apartment in City Center (m2)

$2,041 ₽173.7K

$2,829 Rp 50.6M

-27.84%

Buy Apartment Outside City Center (m2)

$1,430 ₽121.7K

$2,307 Rp 41.2M

-38.01%

Average Monthly Net Salary (After Tax)

$885 ₽75.3K

$166 Rp 3.0M

434.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

59.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tomsk: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tomsk

$322 29.4%

Ubud, Bali

$674 49.6% 110% $353

Clothing & Footwear

Tomsk

$212 19.4%

Ubud, Bali

$106 7.8% 49.8% $106

Groceries & Markets

Tomsk

$190 17.4%

Ubud, Bali

$290 21.4% 52.9% $100

Monthly Utilities & Internet

Tomsk

$187 17.2%

Ubud, Bali

$106 7.8% 43.6% $82

Eating Out

Tomsk

$122 11.2%

Ubud, Bali

$108 8% 11.3% $14

Sport & Entertainment

Tomsk

$46 4.2%

Ubud, Bali

$64 4.7% 38.2% $18

Getting Around

Tomsk

$14 1.3%

Ubud, Bali

$11 0.8% 24.6% $3.4

Cost Breakdown

A central one-bedroom costs $486 in Tomsk versus $1,127 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 434% higher in Tomsk, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Tomsk versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $190 vs $290 – making Tomsk the more affordable choice for daily food spending.

Good to know

🇷🇺 Tomsk

🇮🇩 Ubud, Bali

🕒 Local time

17:33 5:33 PM

18:33 6:33 PM

1 h ahead of Tomsk

🌤 Weather

👥 Population

551,505

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to RUB in detail →

On the map

Lowest

Highest

Between locations

Tomsk Ubud, Bali 7,740 km ≈ 10 h nonstop flight

From you

Tomsk
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tomsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 26% more than Tomsk, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,602 per month in Tomsk and $2,022 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tomsk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $29.00 in Tomsk and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,068 in Tomsk and $1,348 in Ubud, Bali. That's a gap of about 26%.

A $1,000 monthly budget goes further in Tomsk, where all-in costs run around $1,068, than in Ubud, Bali at $1,348. In Tomsk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Tomsk costs $1,068 versus $1,348 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tomsk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.