Cost of Living Comparison Between Ubud, Bali and Tomsk Cost of Living Comparison Between Ubud, Bali and Tomsk

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,003 in Tomsk, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,574 in Tomsk, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,144 in Tomsk, rent included.

Ubud, Bali costs about 40% more than Tomsk, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Tomsk is 25% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$6.27 ₽454

-43.06%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$32.38 ₽2,346

0.37%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.87 ₽426

-17.21%

Cappuccino

$2.75 Rp 49.2K

$2.27 ₽164

21.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.98 ₽70.7

34.69%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.46 ₽33.18

52.17%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.25 ₽90.7

132.80%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.96 ₽215

28.04%

Milk (1 liter)

$1.71 Rp 30.6K

$1.14 ₽82.8

50.00%

White Bread (500g)

$2.47 Rp 44.3K

$0.55 ₽39.73

349.09%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.82 ₽132

-34.07%

Eggs

$2.44 Rp 43.8K

$1.66 ₽120

46.99%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.84 ₽785

32.66%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$5.51 ₽399

-21.78%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$8.97 ₽650

36.12%

Apples (1kg)

$3.68 Rp 66.0K

$2.00 ₽145

84.00%

Banana (1kg)

$1.55 Rp 27.8K

$1.97 ₽143

-21.32%

Oranges (1kg)

$2.79 Rp 49.9K

$2.13 ₽154

30.99%

Tomato (1kg)

$2.33 Rp 41.8K

$3.76 ₽272

-38.03%

Potato (1kg)

$1.97 Rp 35.3K

$0.69 ₽50.1

185.51%

Onion (1kg)

$2.31 Rp 41.4K

$0.57 ₽41.41

305.26%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.05 ₽76.0

0.95%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.59 ₽42.43

23.73%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.47 ₽179

32.79%

Wine (Bottle)

$22.79 Rp 408.4K

$7.57 ₽548

201.06%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.85 ₽61.8

230.59%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.89 ₽137

47.09%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.39 ₽28.33

-25.64%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$26.30 ₽1,906

-69.35%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.70 ₽123

-73.53%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.25 ₽18.19

80.00%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$6.15 ₽446

1.46%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.74 ₽53.6

14.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$31.1K ₽2.3M

-16.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$41.5K ₽3.0M

-23.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$114 ₽8,295

-29.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$5.13 ₽372

-20.86%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$8.28 ₽600

194.93%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$63.1 ₽4,571

54.84%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$25.32 ₽1,835

-74.53%

Cinema Ticket

$4.04 Rp 72.4K

$5.84 ₽423

-30.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$76.5 ₽5,545

297.27%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$4,477 ₽324.4K

47.88%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$76.3 ₽5,532

-28.96%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$34.31 ₽2,486

13.03%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$133 ₽9,664

-35.41%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$181 ₽13.1K

-57.63%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$438 ₽31.7K

125.19%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$277 ₽20.1K

137.39%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$760 ₽55.1K

343.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$518 ₽37.5K

299.05%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,482 ₽179.8K

10.46%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,734 ₽125.6K

28.48%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,002 ₽72.6K

-83.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

22.08

-39.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Tomsk: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $438 in Tomsk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 513% higher in Tomsk, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $32.00 in Tomsk. Monthly groceries follow the same trend: $297 vs $205 – making Tomsk the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tomsk: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 40% more than Tomsk, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,505 in Tomsk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tomsk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $32.00 in Tomsk. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $1,003 in Tomsk. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Tomsk, where all-in costs run around $1,003, than in Ubud, Bali at $1,404. In Tomsk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Tomsk costs $1,003 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tomsk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.