Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tomsk

For one person, living is cheaper in Tomsk: $1,068 a month against $1,348 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
53

Cost of Living Index in Tomsk
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Tomsk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Tomsk

🇷🇺 Russia

$1,068

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tomsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tomsk actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $1,068 in Tomsk, rent included.

Ubud, Bali $1,348
Tomsk $1,068

A couple spends around $2,312 per month in Ubud, Bali vs $1,648 in Tomsk, rent included.

Ubud, Bali $2,312
Tomsk $1,648

A family of three spends $3,276 per month in Ubud, Bali vs $2,227 in Tomsk, rent included.

Ubud, Bali $3,276
Tomsk $2,227

Ubud, Bali costs about 26% more than Tomsk, and outside of rent the biggest gap is in clothing.

Ubud, Bali sits 1% above the global median, while Tomsk is 20% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$7.50 ₽637

-55.60%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.7K

$29.48 ₽2,507

20.15%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.0K

$6.42 ₽546

-10.28%

Cappuccino

$2.63 Rp 47.0K

$2.12 ₽181

24.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$0.86 ₽73.1

102.33%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.43 ₽36.59

79.07%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$1.08 ₽91.5

150.93%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$3.27 ₽278

38.23%

Milk (1 liter)

$1.53 Rp 27.4K

$1.20 ₽102

27.50%

White Bread (500g)

$2.20 Rp 39.3K

$0.70 ₽59.8

214.29%

Rice (white) (1kg)

$1.22 Rp 21.8K

$0.95 ₽80.4

28.42%

Eggs

$2.14 Rp 38.3K

$1.32 ₽112

62.12%

Local Cheese (1kg)

$17.73 Rp 317.2K

$11.45 ₽973

54.85%

Chicken Fillets (1kg)

$3.86 Rp 69.0K

$4.50 ₽382

-14.22%

Beef Round Steak (1kg)

$12.03 Rp 215.2K

$9.50 ₽808

26.63%

Apples (1kg)

$3.61 Rp 64.6K

$1.64 ₽139

120.12%

Banana (1kg)

$1.51 Rp 27.1K

$1.96 ₽167

-22.96%

Oranges (1kg)

$2.32 Rp 41.5K

$2.11 ₽179

9.95%

Tomato (1kg)

$2.00 Rp 35.9K

$2.77 ₽235

-27.80%

Potato (1kg)

$1.81 Rp 32.4K

$0.41 ₽34.78

341.46%

Onion (1kg)

$2.39 Rp 42.7K

$0.34 ₽29.24

602.94%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.68 ₽143

-41.07%

Water (1.5 liter bottle)

$0.52 Rp 9,381

$0.51 ₽42.95

1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$2.76 ₽235

-21.01%

Wine (Bottle)

$22.98 Rp 411.0K

$5.71 ₽486

302.45%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$0.93 ₽79.5

158.06%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$1.66 ₽141

80.72%

One-way Ticket (Public Transport)

$0.24 Rp 4,258

$0.46 ₽39.14

-47.83%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

$8.35 ₽710

-16.29%

Taxi Start (Normal Tariff)

$0.44 Rp 7,882

$2.33 ₽199

-81.12%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,589

$0.28 ₽23.72

50.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.5K

$7.03 ₽598

-22.48%

Gasoline (1 liter)

$0.84 Rp 15.1K

$0.77 ₽65.5

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.2M

$35.1K ₽3.0M

-30.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.5M

$31.2K ₽2.7M

2.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$167 ₽14.2K

-51.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.7K

$8.06 ₽686

-18.36%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.4K

$12.77 ₽1,086

42.83%

Gym Membership (Monthly)

$55.1 Rp 986.2K

$36.73 ₽3,123

50.10%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.2K

$16.05 ₽1,365

15.33%

Cinema Ticket

$4.24 Rp 75.9K

$4.66 ₽396

-9.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$234 ₽19.9K

107.66%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$45.18 Rp 808.3K

$114 ₽9,724

-60.50%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.5K

$71.6 ₽6,090

-51.73%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$165 ₽14.1K

-52.15%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$120 ₽10.2K

-35.33%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$486 ₽41.3K

131.81%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$322 ₽27.3K

109.61%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$788 ₽67.0K

359.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$630 ₽53.5K

175.50%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,041 ₽173.5K

38.59%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

$1,430 ₽121.6K

61.31%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$885 ₽75.3K

-81.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-37.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Tomsk: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Tomsk

$322 29.4% 52.3% $353

Groceries & Markets

Ubud, Bali

$290 21.4%

Tomsk

$190 17.4% 34.6% $100

Eating Out

Ubud, Bali

$108 8%

Tomsk

$122 11.2% 12.7% $14

Clothing & Footwear

Ubud, Bali

$106 7.8%

Tomsk

$212 19.4% 99.3% $106

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Tomsk

$187 17.2% 77.4% $82

Sport & Entertainment

Ubud, Bali

$64 4.7%

Tomsk

$46 4.2% 27.6% $18

Getting Around

Ubud, Bali

$11 0.8%

Tomsk

$14 1.3% 32.6% $3.4

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $486 in Tomsk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 434% higher in Tomsk, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $29.00 in Tomsk. Monthly groceries follow the same trend: $290 vs $190 – making Tomsk the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Tomsk

🕒 Local time

18:33 6:33 PM

17:33 5:33 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

551,505

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,047 IDR (100,000 IDR = 4.99 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.02 RUB (100 RUB = 1.18 USD). 1 EUR = 95.27 RUB (100 RUB = 1.05 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tomsk 7,740 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Tomsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tomsk: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 26% more than Tomsk, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $1,602 in Tomsk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tomsk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $29.00 in Tomsk. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,348 in Ubud, Bali and $1,068 in Tomsk. That's a gap of about 26%.

A $1,000 monthly budget goes further in Tomsk, where all-in costs run around $1,068, than in Ubud, Bali at $1,348. In Tomsk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Tomsk costs $1,068 versus $1,348 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tomsk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.