Last update: Oct 2026

Cost of Living Comparison Between Tomsk and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,068 in Tomsk, rent and utilities included – about $1,600 less a year. Other living expenses account for most of the difference.

53

Cost of Living Index in Tomsk
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Tomsk Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Tomsk

🇷🇺 Russia

$1,068

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Tomsk and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tomsk and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,068 in Tomsk versus $934 in Cebu.

Tomsk $1,068
Cebu $934

Estimated couple costs with rent: $1,648 in Tomsk versus $1,415 in Cebu.

Tomsk $1,648
Cebu $1,415

Monthly costs for a family of three with rent: $2,227 in Tomsk versus $1,896 in Cebu.

Tomsk $2,227
Cebu $1,896

Living in Tomsk is roughly 14% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Tomsk 20% lower, Cebu 30% lower.

Meal at Budget Restaurant

$7.50 ₽637

$3.03 ₱191

147.52%

Three-Course Dinner for Two, Mid-Range

$29.48 ₽2,507

$23.48 ₱1,476

25.55%

Fast Food Meal (McDonalds, etc)

$6.42 ₽546

$4.09 ₱257

56.97%

Cappuccino

$2.12 ₽181

$2.52 ₱158

-15.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 ₽73.1

$1.54 ₱97.2

-44.16%

Water (0.33 liter bottle)

$0.43 ₽36.59

$0.49 ₱31.06

-12.24%

Local Beer (0.5 liter draught)

$1.08 ₽91.5

$1.79 ₱113

-39.66%

Imported Beer (0.33 liter bottle)

$3.27 ₽278

$2.26 ₱142

44.69%

Milk (1 liter)

$1.20 ₽102

$1.95 ₱122

-38.46%

White Bread (500g)

$0.70 ₽59.8

$1.43 ₱89.9

-51.05%

Rice (white) (1kg)

$0.95 ₽80.4

$1.02 ₱64.0

-6.86%

Eggs

$1.32 ₽112

$2.06 ₱129

-35.92%

Local Cheese (1kg)

$11.45 ₽973

$9.81 ₱617

16.72%

Chicken Fillets (1kg)

$4.50 ₽382

$4.61 ₱290

-2.39%

Beef Round Steak (1kg)

$9.50 ₽808

$7.70 ₱484

23.38%

Apples (1kg)

$1.64 ₽139

$3.31 ₱208

-50.45%

Banana (1kg)

$1.96 ₽167

$1.45 ₱91.2

35.17%

Oranges (1kg)

$2.11 ₽179

$2.36 ₱148

-10.59%

Tomato (1kg)

$2.77 ₽235

$1.54 ₱96.6

79.87%

Potato (1kg)

$0.41 ₽34.78

$2.36 ₱148

-82.63%

Onion (1kg)

$0.34 ₽29.24

$1.99 ₱125

-82.91%

Lettuce (1 head)

$1.68 ₽143

$1.15 ₱72.3

46.09%

Water (1.5 liter bottle)

$0.51 ₽42.95

$0.67 ₱42.26

-23.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.76 ₽235

$3.00 ₱189

-8.00%

Wine (Bottle)

$5.71 ₽486

$6.35 ₱399

-10.08%

Local Beer (0.5 liter bottle)

$0.93 ₽79.5

$1.31 ₱82.1

-29.01%

Imported Beer (0.33 liter bottle)

$1.66 ₽141

$1.73 ₱109

-4.05%

One-way Ticket (Public Transport)

$0.46 ₽39.14

$0.25 ₱15.82

84.00%

Public Transport Monthly Pass (Regular Price)

$8.35 ₽710

$12.65 ₱796

-33.99%

Taxi Start (Normal Tariff)

$2.33 ₽199

$0.74 ₱46.44

214.86%

Taxi (Normal Tariff) (1km)

$0.28 ₽23.72

$0.21 ₱13.15

33.33%

Taxi 1hour Waiting (Normal Tariff)

$7.03 ₽598

$4.33 ₱272

62.36%

Gasoline (1 liter)

$0.77 ₽65.5

$1.33 ₱83.7

-42.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K ₽3.0M

$21.8K ₱1.4M

61.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K ₽2.7M

$19.4K ₱1.2M

60.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 ₽14.2K

$121 ₱7,583

38.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.06 ₽686

$14.45 ₱909

-44.22%

Internet (50+ Mbps, Unlimited Data)

$12.77 ₽1,086

$28.29 ₱1,779

-54.86%

Gym Membership (Monthly)

$36.73 ₽3,123

$32.68 ₱2,055

12.39%

Tennis Court (1 Hour on Weekend)

$16.05 ₽1,365

$6.39 ₱402

151.17%

Cinema Ticket

$4.66 ₽396

$5.46 ₱343

-14.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 ₽19.9K

$273 ₱17.2K

-14.46%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

Jeans (Levis 501 Or Similar)

$114 ₽9,724

$49.57 ₱3,117

130.72%

Summer Dress (H&M, Zara, etc)

$71.6 ₽6,090

$24.87 ₱1,564

187.98%

Sport Shoes (Adidas, Nike)

$165 ₽14.1K

$76.6 ₱4,817

115.97%

Men's Leather Business Shoes

$120 ₽10.2K

$59.3 ₱3,727

102.53%

1-bedroom Apartment, City Center (Monthly)

$486 ₽41.3K

$506 ₱31.8K

-3.89%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₽27.3K

$309 ₱19.5K

3.94%

3-bedroom Apartment, City Center (Monthly)

$788 ₽67.0K

$1,052 ₱66.1K

-25.07%

3-bedroom Apartment, Outside City Center (Monthly)

$630 ₽53.5K

$619 ₱38.9K

1.72%

Buy Apartment in City Center (m2)

$2,041 ₽173.5K

$2,915 ₱183.4K

-29.99%

Buy Apartment Outside City Center (m2)

$1,430 ₽121.6K

$1,867 ₱117.4K

-23.41%

Average Monthly Net Salary (After Tax)

$885 ₽75.3K

$341 ₱21.5K

159.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

205.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tomsk: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tomsk

$322 29.4%

Cebu

$309 33.5% 3.8% $12

Clothing & Footwear

Tomsk

$212 19.4%

Cebu

$95 10.2% 55.4% $118

Groceries & Markets

Tomsk

$190 17.4%

Cebu

$210 22.7% 10.9% $21

Monthly Utilities & Internet

Tomsk

$187 17.2%

Cebu

$163 17.7% 12.9% $24

Eating Out

Tomsk

$122 11.2%

Cebu

$88 9.6% 27.4% $33

Sport & Entertainment

Tomsk

$46 4.2%

Cebu

$44 4.7% 5.3% $2.4

Getting Around

Tomsk

$14 1.3%

Cebu

$15 1.7% 10.9% $1.5

Cost Breakdown

A one-bedroom apartment in the center runs $486 in Tomsk and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Tomsk pays 160% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Tomsk vs $23.00 in Cebu. Groceries flip the comparison at $190 vs $210, with Tomsk cheaper for home cooking.

Good to know

🇷🇺 Tomsk

🇵🇭 Cebu

🕒 Local time

13:18 1:18 PM

14:18 2:18 PM

1 h ahead of Tomsk

🌤 Weather

👥 Population

551,505

964,169

💱 Currency

Russian Ruble RUB ₽

Philippine Peso PHP ₱

📈 Exchange rate

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.02 RUB (100 RUB = 1.18 USD). 1 EUR = 95.36 RUB (100 RUB = 1.05 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to RUB in detail →

On the map

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Highest

Between locations

Tomsk Cebu 6,130 km ≈ 8 h nonstop flight

From you

Tomsk
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tomsk vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 14% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 160% higher in Tomsk, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $486 in Tomsk versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,068 per month in Tomsk versus $934 in Cebu – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 51% less than in Tomsk. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,068 in Tomsk, a $1,500 budget is realistic in Cebu but tight or insufficient in Tomsk. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tomsk, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tomsk and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 14% less than in Tomsk. Beyond cost, consider language, visa policies, and how big the international community is in each city.