Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tomsk

For one person, living is cheaper in Cebu: $934 a month against $1,068 in Tomsk, rent and utilities included – about $1,600 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
53

Cost of Living Index in Tomsk
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Tomsk Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Tomsk

🇷🇺 Russia

$1,068

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tomsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tomsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,068 in Tomsk.

Cebu $934
Tomsk $1,068

Estimated couple costs with rent: $1,415 in Cebu versus $1,648 in Tomsk.

Cebu $1,415
Tomsk $1,648

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,227 in Tomsk.

Cebu $1,896
Tomsk $2,227

Living in Cebu costs roughly 13% less than in Tomsk, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 30% lower, Tomsk 20% lower.

Meal at Budget Restaurant

$3.03 ₱190

$7.50 ₽638

-59.60%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$29.48 ₽2,509

-20.35%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$6.42 ₽546

-36.29%

Cappuccino

$2.52 ₱158

$2.12 ₽181

18.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.86 ₽73.2

79.07%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.43 ₽36.62

13.95%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.08 ₽91.6

65.74%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.27 ₽278

-30.89%

Milk (1 liter)

$1.95 ₱122

$1.20 ₽102

62.50%

White Bread (500g)

$1.43 ₱89.7

$0.70 ₽59.9

104.29%

Rice (white) (1kg)

$1.02 ₱63.8

$0.95 ₽80.5

7.37%

Eggs

$2.06 ₱129

$1.32 ₽112

56.06%

Local Cheese (1kg)

$9.81 ₱615

$11.45 ₽974

-14.32%

Chicken Fillets (1kg)

$4.61 ₱289

$4.50 ₽383

2.44%

Beef Round Steak (1kg)

$7.70 ₱483

$9.50 ₽808

-18.95%

Apples (1kg)

$3.31 ₱207

$1.64 ₽139

101.83%

Banana (1kg)

$1.45 ₱90.9

$1.96 ₽167

-26.02%

Oranges (1kg)

$2.36 ₱148

$2.11 ₽179

11.85%

Tomato (1kg)

$1.54 ₱96.4

$2.77 ₽235

-44.40%

Potato (1kg)

$2.36 ₱148

$0.41 ₽34.80

475.61%

Onion (1kg)

$1.99 ₱125

$0.34 ₽29.27

485.29%

Lettuce (1 head)

$1.15 ₱72.1

$1.68 ₽143

-31.55%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.51 ₽42.98

31.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$2.76 ₽235

8.70%

Wine (Bottle)

$6.35 ₱398

$5.71 ₽486

11.21%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$0.93 ₽79.5

40.86%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.66 ₽141

4.22%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.46 ₽39.17

-45.65%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$8.35 ₽711

51.50%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$2.33 ₽199

-68.24%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.28 ₽23.74

-25.00%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$7.03 ₽598

-38.41%

Gasoline (1 liter)

$1.33 ₱83.5

$0.77 ₽65.5

72.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$35.1K ₽3.0M

-38.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$31.2K ₽2.7M

-37.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$167 ₽14.2K

-27.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$8.06 ₽686

79.28%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$12.77 ₽1,087

121.53%

Gym Membership (Monthly)

$32.68 ₱2,050

$36.73 ₽3,126

-11.03%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$16.05 ₽1,366

-60.19%

Cinema Ticket

$5.46 ₱342

$4.66 ₽396

17.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$234 ₽19.9K

16.90%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$114 ₽9,732

-56.66%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$71.6 ₽6,095

-65.28%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$165 ₽14.1K

-53.70%

Men's Leather Business Shoes

$59.3 ₱3,717

$120 ₽10.2K

-50.62%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$486 ₽41.4K

4.05%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$322 ₽27.4K

-3.79%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$788 ₽67.1K

33.45%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$630 ₽53.6K

-1.69%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$2,041 ₽173.7K

42.83%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,430 ₽121.7K

30.57%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$885 ₽75.3K

-61.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-67.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Tomsk: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Tomsk

$322 29.4% 3.9% $12

Groceries & Markets

Cebu

$210 22.7%

Tomsk

$190 17.4% 9.8% $21

Monthly Utilities & Internet

Cebu

$163 17.7%

Tomsk

$187 17.2% 14.8% $24

Clothing & Footwear

Cebu

$95 10.2%

Tomsk

$212 19.4% 124% $118

Eating Out

Cebu

$88 9.6%

Tomsk

$122 11.2% 37.8% $33

Sport & Entertainment

Cebu

$44 4.7%

Tomsk

$46 4.2% 5.6% $2.4

Getting Around

Cebu

$15 1.7%

Tomsk

$14 1.3% 9.8% $1.5

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $486 in Tomsk. Housing cost is often the main lever when comparing two cities.

Tomsk pays 160% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $29.00 in Tomsk. Groceries flip the comparison at $210 vs $190, with Tomsk cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇷🇺 Tomsk

🕒 Local time

18:25 6:25 PM

17:25 5:25 PM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

551,505

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Tomsk 6,130 km ≈ 8 h nonstop flight

From you

Cebu
Tomsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tomsk: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 14% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 160% lower in Tomsk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $486 in Tomsk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,068 in Tomsk – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 51% less than in Tomsk. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,068 in Tomsk, a $1,500 budget is realistic in Cebu but tight or insufficient in Tomsk. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tomsk, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Tomsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 14% less than in Tomsk. Beyond cost, consider language, visa policies, and how big the international community is in each city.