Last update: Oct 2026

Cost of Living Comparison Between Toms River, NJ and Bansko

For one person, living is cheaper in Bansko: $956 a month against $2,885 in Toms River, NJ, rent and utilities included – about $23,100 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Toms River, NJ
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Toms River, NJ Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Toms River, NJ

🇺🇸 United States

$2,885

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Toms River, NJ and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toms River, NJ and in Bansko actually costs, broken down by who's living it.

A single person spends $2,885 per month in Toms River, NJ vs $956 in Bansko, rent included.

Toms River, NJ $2,885
Bansko $956

A couple spends around $4,341 per month in Toms River, NJ vs $1,467 in Bansko, rent included.

Toms River, NJ $4,341
Bansko $1,467

A family of three spends $5,796 per month in Toms River, NJ vs $1,979 in Bansko, rent included.

Toms River, NJ $5,796
Bansko $1,979

Toms River, NJ costs about 202% more than Bansko, and outside of rent the biggest gap is in groceries.

Toms River, NJ sits 114% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$19.91 $19.91

$8.66 BGN 15.06

129.91%

Three-Course Dinner for Two, Mid-Range

$75.7 $75.7

$44.94 BGN 78.2

68.45%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$8.78 BGN 15.28

36.33%

Cappuccino

$5.73 $5.73

$2.33 BGN 4.05

145.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$1.57 BGN 2.74

63.06%

Water (0.33 liter bottle)

$1.82 $1.82

$0.82 BGN 1.43

121.95%

Local Beer (0.5 liter draught)

$5.04 $5.04

$1.68 BGN 2.92

200.00%

Imported Beer (0.33 liter bottle)

$6.98 $6.98

$1.98 BGN 3.45

252.53%

Milk (1 liter)

$1.41 $1.41

$1.73 BGN 3.00

-18.50%

White Bread (500g)

$4.70 $4.70

$0.80 BGN 1.40

487.50%

Rice (white) (1kg)

$2.38 $2.38

$1.44 BGN 2.51

65.28%

Eggs

$4.61 $4.61

$2.36 BGN 4.10

95.34%

Local Cheese (1kg)

$16.36 $16.36

$9.39 BGN 16.34

74.23%

Chicken Fillets (1kg)

$16.77 $16.77

$6.41 BGN 11.15

161.62%

Beef Round Steak (1kg)

$16.65 $16.65

$8.48 BGN 14.76

96.34%

Apples (1kg)

$5.85 $5.85

$1.31 BGN 2.28

346.56%

Banana (1kg)

$1.31 $1.31

$1.62 BGN 2.82

-19.14%

Oranges (1kg)

$5.20 $5.20

$1.73 BGN 3.01

200.58%

Tomato (1kg)

$5.99 $5.99

$1.94 BGN 3.38

208.76%

Potato (1kg)

$1.50 $1.50

$0.94 BGN 1.63

59.57%

Onion (1kg)

$2.69 $2.69

$0.76 BGN 1.32

253.95%

Lettuce (1 head)

$2.47 $2.47

$0.55 BGN 0.95

349.09%

Water (1.5 liter bottle)

$1.97 $1.97

$0.59 BGN 1.02

233.90%

Cigarettes 20 Pack (Marlboro, Camel)

$9.83 $9.83

$3.25 BGN 5.66

202.46%

Wine (Bottle)

$10.20 $10.20

$5.20 BGN 9.05

96.15%

Local Beer (0.5 liter bottle)

$2.68 $2.68

$1.09 BGN 1.89

145.87%

Imported Beer (0.33 liter bottle)

$3.24 $3.24

$1.68 BGN 2.92

92.86%

One-way Ticket (Public Transport)

$0.84 BGN 1.45

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

Taxi Start (Normal Tariff)

$3.04 $3.04

$1.34 BGN 2.34

126.87%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$0.65 BGN 1.14

227.69%

Taxi 1hour Waiting (Normal Tariff)

$41.61 $41.61

$10.06 BGN 17.51

313.62%

Gasoline (1 liter)

$0.96 $0.96

$1.48 BGN 2.57

-35.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$29.1K BGN 50.7K

21.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$20.9K BGN 36.4K

19.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 $242

$92.4 BGN 161

161.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.84 $36.84

$14.52 BGN 25.26

153.72%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$12.32 BGN 21.43

400.08%

Gym Membership (Monthly)

$29.62 $29.62

$31.70 BGN 55.2

-6.56%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

Cinema Ticket

$17.38 $17.38

$5.62 BGN 9.78

209.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,600 $2,600

$230 BGN 401

1028.53%

International Primary School, 1 Child (Yearly)

$33.9K $33.9K

$2,268 BGN 3,947

1393.15%

Jeans (Levis 501 Or Similar)

$68.6 $68.6

$30.10 BGN 52.4

127.91%

Summer Dress (H&M, Zara, etc)

$77.0 $77.0

$19.62 BGN 34.13

292.35%

Sport Shoes (Adidas, Nike)

$121 $121

$45.86 BGN 79.8

164.76%

Men's Leather Business Shoes

$121 $121

$47.69 BGN 83.0

153.26%

1-bedroom Apartment, City Center (Monthly)

$1,669 $1,669

$518 BGN 902

222.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,528 $1,528

$357 BGN 621

328.02%

3-bedroom Apartment, City Center (Monthly)

$2,823 $2,823

$614 BGN 1,069

359.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,817 $2,817

$569 BGN 990

395.03%

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

Average Monthly Net Salary (After Tax)

$5,569 $5,569

$1,704 BGN 2,965

226.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

2.99

123.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toms River, NJ

$1.5K 53%

Bansko

$357 37.3% 76.6% $1.2K

Groceries & Markets

Toms River, NJ

$443 15.4%

Bansko

$192 20.1% 56.7% $252

Monthly Utilities & Internet

Toms River, NJ

$340 11.8%

Bansko

$119 12.5% 65% $221

Eating Out

Toms River, NJ

$321 11.1%

Bansko

$145 15.2% 54.6% $175

Clothing & Footwear

Toms River, NJ

$175 6.1%

Bansko

$64 6.7% 63.1% $110

Sport & Entertainment

Toms River, NJ

$64 2.2%

Bansko

$43 4.5% 33.3% $21

Getting Around

Toms River, NJ

$14 * 0.5%

Bansko

$35 3.7% 156% $21

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,669 in Toms River, NJ versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 227% higher in Toms River, NJ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toms River, NJ versus $45.00 in Bansko. Monthly groceries follow the same trend: $443 vs $192 – making Bansko the more affordable choice for daily food spending.

Good to know

🇺🇸 Toms River, NJ

🇧🇬 Bansko

🕒 Local time

04:29 4:29 AM

11:29 11:29 AM

7 h ahead of Toms River, NJ

🌤 Weather

👥 Population

95,438

8,000

💱 Currency

United States Dollar USD $

Bulgarian Lev BGN лв.

📈 Exchange rate

1 USD = 0.89 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, EUR to USD – United States Dollar Converter

🇧🇬 Bulgarian Lev (лв.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

BGN to USD in detail →

On the map

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Between locations

Toms River, NJ Bansko 7,720 km ≈ 10 h nonstop flight

From you

Toms River, NJ
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toms River, NJ vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,885 in Toms River, NJ, $956 in Bansko – roughly 202% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,327 per month in Toms River, NJ and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,885 in Toms River, NJ and $956 in Bansko. That's a gap of about 202%.

Kindergarten costs $2,600 per month in Toms River, NJ and $230 in Bansko. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Toms River, NJ at $2,885. In Bansko it covers expenses comfortably, while in Toms River, NJ it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $2,885 in Toms River, NJ. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toms River, NJ makes more sense. Both are solid long-term options with distinct trade-offs.