Cost of Living Comparison Between Toms River, NJ and Austin, TX Cost of Living Comparison Between Toms River, NJ and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,786 in Toms River, NJ versus $2,732 in Austin, TX.

Estimated couple costs with rent: $4,245 in Toms River, NJ versus $4,139 in Austin, TX.

Monthly costs for a family of three with rent: $5,704 in Toms River, NJ versus $5,545 in Austin, TX.

Living in Toms River, NJ is roughly 2% more expensive than in Austin, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Toms River, NJ 109% above, Austin, TX 105% above.

Meal at Budget Restaurant

$18.24 $18.24

$19.47 $19.47

-6.32%

Three-Course Dinner for Two, Mid-Range

$81.5 $81.5

$75.4 $75.4

8.09%

Fast Food Meal (McDonalds, etc)

$11.06 $11.06

$9.89 $9.89

11.83%

Cappuccino

$4.77 $4.77

$5.49 $5.49

-13.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 $2.39

$2.69 $2.69

-11.15%

Water (0.33 liter bottle)

$1.34 $1.34

$2.13 $2.13

-37.09%

Local Beer (0.5 liter draught)

$5.12 $5.12

$5.91 $5.91

-13.37%

Imported Beer (0.33 liter bottle)

$6.42 $6.42

$7.87 $7.87

-18.42%

Milk (1 liter)

$1.28 $1.28

$1.15 $1.15

11.30%

White Bread (500g)

$5.18 $5.18

$3.34 $3.34

55.09%

Rice (white) (1kg)

$2.42 $2.42

$3.48 $3.48

-30.46%

Eggs

$4.49 $4.49

$4.42 $4.42

1.58%

Local Cheese (1kg)

$17.02 $17.02

$11.79 $11.79

44.36%

Chicken Fillets (1kg)

$16.79 $16.79

$10.65 $10.65

57.65%

Beef Round Steak (1kg)

$16.38 $16.38

$14.80 $14.80

10.68%

Apples (1kg)

$5.72 $5.72

$4.79 $4.79

19.42%

Banana (1kg)

$1.30 $1.30

$1.57 $1.57

-17.20%

Oranges (1kg)

$5.03 $5.03

$4.37 $4.37

15.10%

Tomato (1kg)

$6.34 $6.34

$4.01 $4.01

58.10%

Potato (1kg)

$1.57 $1.57

$2.71 $2.71

-42.07%

Onion (1kg)

$2.82 $2.82

$2.84 $2.84

-0.70%

Lettuce (1 head)

$2.54 $2.54

$2.03 $2.03

25.12%

Water (1.5 liter bottle)

$2.03 $2.03

$2.25 $2.25

-9.78%

Cigarettes 20 Pack (Marlboro, Camel)

$10.16 $10.16

$8.78 $8.78

15.72%

Wine (Bottle)

$10.19 $10.19

$15.03 $15.03

-32.20%

Local Beer (0.5 liter bottle)

$2.98 $2.98

$2.28 $2.28

30.70%

Imported Beer (0.33 liter bottle)

$3.81 $3.81

$3.47 $3.47

9.80%

One-way Ticket (Public Transport)

$1.95 $1.95

$1.53 $1.53

27.45%

Public Transport Monthly Pass (Regular Price)

$43.99 $43.99

Taxi Start (Normal Tariff)

$4.90 $4.90

$4.30 $4.30

13.95%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.82 $1.82

18.13%

Taxi 1hour Waiting (Normal Tariff)

$41.87 $41.87

$35.23 $35.23

18.85%

Gasoline (1 liter)

$0.79 $0.79

$0.73 $0.73

8.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K $34.8K

$25.9K $25.9K

34.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K $27.6K

$26.5K $26.5K

4.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$172 $172

6.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.90 $29.90

$58.4 $58.4

-48.78%

Internet (50+ Mbps, Unlimited Data)

$61.7 $61.7

$66.1 $66.1

-6.73%

Gym Membership (Monthly)

$30.14 $30.14

$63.6 $63.6

-52.60%

Tennis Court (1 Hour on Weekend)

$10.15 $10.15

Cinema Ticket

$14.41 $14.41

$15.05 $15.05

-4.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,182 $3,182

$1,399 $1,399

127.37%

International Primary School, 1 Child (Yearly)

$57.2K $57.2K

$22.0K $22.0K

159.58%

Jeans (Levis 501 Or Similar)

$68.1 $68.1

$56.6 $56.6

20.39%

Summer Dress (H&M, Zara, etc)

$47.99 $47.99

$46.66 $46.66

2.85%

Sport Shoes (Adidas, Nike)

$111 $111

$86.4 $86.4

28.55%

Men's Leather Business Shoes

$167 $167

$119 $119

40.41%

1-bedroom Apartment, City Center (Monthly)

$1,676 $1,676

$2,228 $2,228

-24.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,492 $1,492

$1,399 $1,399

6.68%

3-bedroom Apartment, City Center (Monthly)

$2,859 $2,859

$3,821 $3,821

-25.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,781 $2,781

$2,648 $2,648

5.00%

Buy Apartment in City Center (m2)

$7,237 $7,237

Buy Apartment Outside City Center (m2)

$3,127 $3,127

Average Monthly Net Salary (After Tax)

$4,838 $4,838

$5,009 $5,009

-3.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.45

-0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: July 28, 2026

Last update for Austin, TX: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,676 in Toms River, NJ and $2,228 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $82.0 in Toms River, NJ vs $75.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $452 vs $378 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toms River, NJ vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 2% lower than in Toms River, NJ. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 4% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,676 in Toms River, NJ versus $2,228 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,182 in Toms River, NJ versus $1,399 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $75.0 versus $82.0 in Toms River, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toms River, NJ and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 2% less than in Toms River, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.